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Original price $130.99 - Original price $130.99
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$130.99
$130.99 - $130.99
Current price $130.99

Therabody - Wave Duo Vibrating Massage Device - Black

Therabody

Ergonomic shapeCurved design to comfortably apply pressure to the unique curvature of your low-mid back upper body neck and more.Textured wave groo...

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Original price $130.99 - Original price $130.99
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$130.99
$130.99 - $130.99
Current price $130.99
Original price $71.99 - Original price $71.99
Original price
$71.99
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Current price $71.99

SaharaCase - Venture Series Tri-Fold Folio Case for Apple iPad Air (M2) 13" 2024 - Desert Rose

SaharaCase

Protect your 2024 Apple iPad Air (M2) 13" from bumps and scratches with this sleek SAHARA Venture Series tri-fold folio case. Its lightweight desig...

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Original price $71.99 - Original price $71.99
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$71.99
$71.99 - $71.99
Current price $71.99
Original price $1,219.99 - Original price $1,219.99
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Current price $1,219.99

Samsung - 7.5 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Ivory

Samsung

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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Original price $1,219.99 - Original price $1,219.99
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Original price $641.99 - Original price $641.99
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$641.99
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Current price $641.99

ProForm - Carbon TL Treadmill - Black

Proform

Powered by iFITUnlock over 10000 workouts with the 1-month included iFIT Train Membership on your smart treadmill. Just hit start and your treadmil...

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Original price $641.99 - Original price $641.99
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Original price $178.99 - Original price $178.99
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$178.99
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Current price $178.99

SteelSeries - Alias USB Microphone

Steel Series

DESIGNED FOR GAMERSMic for gaming broadcasting and podcasting level up your stream with Alias and free audio software3X BIGGER CAPSULECapture a wid...

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Original price $178.99 - Original price $178.99
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$178.99
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Original price $715.99 - Original price $715.99
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$715.99
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Current price $715.99

JBL - EON ONE Compact Portable Bluetooth Speaker and PA System - Black

Harman Professional

Professional Performance in a Compact DesignSmall enough to carry in one hand with sound big enough to fill the room. You’ll be amazed at the 112 d...

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Original price $715.99 - Original price $715.99
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$715.99
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Current price $715.99
Original price $942.99 - Original price $942.99
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$942.99
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Current price $942.99

Frigidaire - 15.5 Cu. Ft. Frost-Free Upright Freezer with Interior Light - Brushed Steel

Frigidaire

Stock up on fruits and vegetables with this Frigidaire freestanding upright freezer. The 15.5 cu. ft. interior and adjustable wire shelves offer fl...

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Original price $942.99 - Original price $942.99
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$942.99
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Original price $175.99 - Original price $175.99
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$175.99
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Sennheiser - HD 560S Wired Open Aire Over-the-Ear Audiophile Headphones - Black

Sennheiser

Audiophile SoundReference-grade headphones for analytical listening sessions with natural and accurate reference soundOptimal ListeningAngled trans...

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Original price $175.99 - Original price $175.99
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$175.99
$175.99 - $175.99
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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Nikon - NIKKOR Z 40mm f/2 Standard Prime Lens for Z Cameras - Black

Nikon

Compatible with Nikon Z camerasFor use with your existing camera.40mm focal lengthA versatile focal length for capturing crystal-clear shots throug...

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Original price $254.99 - Original price $254.99
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$254.99
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Original price $981.99 - Original price $981.99
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$981.99
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Current price $981.99

GE Profile - 5.0 Cu. Ft. High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Microban Technology - Diamond Gray

GE Profile

Easier Access CapacityEnjoy large capacity while being able to easily reach the bottom of the washerSmarter Wash TechnologyAdaptive Smart Technolog...

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Original price $981.99 - Original price $981.99
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$981.99
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Current price $981.99
Original price $137.99 - Original price $137.99
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$137.99
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Current price $137.99

SaharaCase - Oasis Series Water-Resistant Case for Apple iPad Pro (M4) 13" 2024 - Clear/Black

SaharaCase

Designed for the Apple iPad Pro (M4) 13" 2024For a precise fit.Outstanding water and impact protectionIP68 certification guarantees protection agai...

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Original price $137.99 - Original price $137.99
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$137.99
$137.99 - $137.99
Current price $137.99
Original price $200.99 - Original price $200.99
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$200.99
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TP-Link - Deco BE3600 Dual-Band WiFi 7 Mesh System 3-Pack - White

TP Link

Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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Original price $200.99 - Original price $200.99
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$200.99
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Original price $732.99 - Original price $732.99
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$732.99
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Onkyo - TX-NR6100 7.2 Channel THX Certified Network A/V Receiver - Black

Onkyo

THX Certified Select theater-reference sound100 W/Ch THX Certified Select guarantees the same reference volume and sound quality of a commercial th...

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Original price $732.99 - Original price $732.99
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$732.99
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Current price $732.99
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

SaharaCase - Venture Series Tri-Fold Folio Case for Apple iPad Pro (M4) 13" 2024 - Desert Rose

SaharaCase

Designed for use with Apple iPad Pro (M4) 13" 2024Complement your device with this lightweight formfitting case.Vegan leather and TPU materialsFeat...

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Original price $71.99 - Original price $71.99
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$71.99
$71.99 - $71.99
Current price $71.99
Original price $929.99 - Original price $929.99
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$929.99
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Current price $929.99

LG - 14000 BTU 700 Sq. Ft. 230V In Wall Air Conditioner with Remote - White

LG

Customizable Cooling with Three Fan SpeedsAdjust your cooling experience with three cooling and fan speeds including the convenience of Auto Cool a...

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Original price $929.99 - Original price $929.99
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$929.99
$929.99 - $929.99
Current price $929.99
Original price $940.99 - Original price $940.99
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$940.99
$940.99 - $940.99
Current price $940.99

GE Profile - 5.0 Cu. Ft. High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Microban Technology - White

GE Profile

Easier Access CapacityEnjoy large capacity while being able to easily reach the bottom of the washerSmarter Wash TechnologyAdaptive Smart Technolog...

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Original price $940.99 - Original price $940.99
Original price
$940.99
$940.99 - $940.99
Current price $940.99
Original price $1,014.99 - Original price $1,014.99
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$1,014.99
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Current price $1,014.99

GE - 4.8 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer w/ UltraFresh Vent System Microban Technology - White

GE

UltraFresh vent system with OdorBlockThe first and only UltraFresh vent system with OdorBlock eliminates excess moisture to help prevent odors ensu...

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Original price $1,014.99 - Original price $1,014.99
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$1,014.99
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Original price $934.99 - Original price $934.99
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$934.99
$934.99 - $934.99
Current price $934.99

Nikon - NIKKOR Z 24-200mm f/4-6.3 VR Telephoto Zoom Lens for Z Cameras - Black

Nikon

Compatible with select Nikon full-frame mirrorless systemsWorks with any full-frame mirrorless camera with a Nikon Z mount.Telephoto lens provides ...

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Original price $934.99 - Original price $934.99
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$934.99
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Current price $934.99
Original price $1,182.99 - Original price $1,182.99
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$1,182.99
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ViewSonic TD3207 - LED monitor - Full HD (1080p) - 32"

ViewSonic

ViewSonic TD3207 - LED monitor - 32" (31.5" viewable) - open frame - touchscreen - 1920 x 1080 Full HD (1080p) 60 Hz - VA - 450 cd/m² - 30001 - 4....

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Original price $1,182.99 - Original price $1,182.99
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$1,182.99
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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Logitech G RS Shifter Handbrake - sequential shifter - wired

Logitech

Compact 2-in-1 modeSwitch between the sim racing shifter handbrake with the mode switch button or use two modules for simultaneous handbrake sequ...

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Original price $218.99 - Original price $218.99
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$218.99
$218.99 - $218.99
Current price $218.99
Original price $934.99 - Original price $934.99
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$934.99
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Current price $934.99

Electrolux - 8.0 Cu. Ft. Electric Dryer with Steam and Instant Refresh - Glacier Blue

Frigidaire

Keeps clothes looking their best without over dryingClothes are gently tumbled while moisture sensors detect when clothes are dry to prevent over-d...

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Original price $934.99 - Original price $934.99
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Original price $74.99 - Original price $74.99
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$74.99
$74.99 - $74.99
Current price $74.99

Logitech - G309 LIGHTSPEED Lightweight Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - Black

Logitech

Max playSwitch between the robust yet low latency LIGHTSPEED wireless and Bluetooth connectivity on this wireless gaming mouse for total wireless f...

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Original price $74.99 - Original price $74.99
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$74.99
$74.99 - $74.99
Current price $74.99
Original price $267.99 - Original price $267.99
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$267.99
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Current price $267.99

Therabody - Theragun Prime G5 - Black

Therabody

Simple yet powerful deep muscle treatment. Backed by science.Theragun Prime provides our signature 16mm treatment depth offering a powerful invigor...

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Original price $267.99 - Original price $267.99
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$267.99
$267.99 - $267.99
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Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99

Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Off-White

Logitech

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99

Logitech - G PRO X SUPERLIGHT 2 LIGHTSPEED Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 8K Polling - Wireless - Black

Logitech

Better PerformanceThe Logitech Superlight 2 our championship winning wireless mouse gaming is now even better; with 8 kHz polling USB-C charging 95...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $1,854.99 - Original price $1,854.99
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$1,854.99
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Current price $1,854.99

Samsung - 31 cu. ft. Mega Capacity 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $1,854.99 - Original price $1,854.99
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$1,854.99
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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

CORSAIR - M75 AIR WIRELESS Ultra-Lightweight Gaming Mouse - Wireless - Black

Corsair

Defined in ambition. Built through rigorOur most diligently crafted mouse that lets nothing come between you and your best competitive play. Meticu...

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Original price $100.99 - Original price $100.99
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$100.99
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Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99

HyperX - Pulsefire Haste 2 Lightweight Wired Optical Gaming Mouse with RGB Lighting - Wired - Black

HyperX

Easier mouse movement for easier winsGame at the speed of ultra-light with the Pulsefire Haste 2. Featuring a solid shell but still weighing in at ...

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Original price $70.99 - Original price $70.99
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$70.99
$70.99 - $70.99
Current price $70.99
Original price $486.99 - Original price $486.99
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$486.99
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Current price $486.99

Philips - Phlips 1200 Fully Automatic Espresso Machine with Milk Frother - Black

Philips

3 Hot DrinksClassic espresso regular black coffee and hot water.Milk FrotherDispenses steam allowing you to prepare silky smooth milk froth for yo...

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Original price $486.99 - Original price $486.99
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$486.99
$486.99 - $486.99
Current price $486.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

Razer - Basilisk V3 Wired Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

eufy - eufyCam 3 2-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White/Black

Eufy

See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3—even at night. The Starlight photosensi...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Glorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Celestial Fire

Glorious

BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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Original price $66.99 - Original price $66.99
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$66.99
$66.99 - $66.99
Current price $66.99
Original price $1,152.99 - Original price $1,152.99
Original price
$1,152.99
$1,152.99 - $1,152.99
Current price $1,152.99

Electrolux - 8.0 Cu. Ft. Stackable Electric Dryer with Steam and Balanced Dry - Titanium

Electrolux

Keep garments cooler by eliminating temp spikes with Balanced DryKeep clothes looking their best with Balanced Dry which eliminates temperature spi...

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Original price $1,152.99 - Original price $1,152.99
Original price
$1,152.99
$1,152.99 - $1,152.99
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Original price $5,287.99 - Original price $5,287.99
Original price
$5,287.99
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Current price $5,287.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-36-G) - Black

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $5,287.99 - Original price $5,287.99
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$5,287.99
$5,287.99 - $5,287.99
Current price $5,287.99
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Razer - DeathAdder V3 Pro Lightweight Wireless Optical Gaming Mouse with 90 Hour Battery - Wireless - White

Razer

64g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 Pro enjoy a level of speed and control favored by the world’s to...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99
Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Frigidaire - 17.6 Cu. Ft. Top Freezer Refrigerator - Black

Frigidaire

Spacious Interior StorageFind a place for everything with our spacious interior storage options designed for busy families including two edge-to-ed...

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Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.