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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ASUS - ROG XREAL R1 Edition 20 Gaming AR Glasses - 171" FHD 240Hz 0.01ms for ROG Ally PC and Console (N/Standard IPD 57-66mm) - Black

ASUS
Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

Seamless ROG 20th Anniversary Ecosystem AestheticFeatures a unified translucent black and gold design that perfectly matches the ROG XBOX Ally X20 ...

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Original price $868.99 - Original price $868.99
Original price
$868.99
$868.99 - $868.99
Current price $868.99

Samsung - Galaxy Z Fold8 256GB (Unlocked) - Lavender

Samsung
Original price $1,990.99 - Original price $1,990.99
Original price
$1,990.99
$1,990.99 - $1,990.99
Current price $1,990.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $1,990.99 - Original price $1,990.99
Original price
$1,990.99
$1,990.99 - $1,990.99
Current price $1,990.99

Lenovo - Yoga 7a 2-in-1 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 2026- 8GB Memory - 512GB Storage - Copilot+ PC - Seashell

Lenovo
Original price $1,330.99 - Original price $1,330.99
Original price
$1,330.99
$1,330.99 - $1,330.99
Current price $1,330.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,330.99 - Original price $1,330.99
Original price
$1,330.99
$1,330.99 - $1,330.99
Current price $1,330.99

Linkind - 48ft Smart Outdoor String Lights - Black

Linkind
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Aurascape Lighting EffectsSet each LED light bulb to a different color making the light effects feel more comfortable. It can be used as daily and ...

View full details
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Samsung - Galaxy Z Fold8 Ultra 256GB - Cream (Verizon)

Samsung
Original price $2,405.99 - Original price $2,405.99
Original price
$2,405.99
$2,405.99 - $2,405.99
Current price $2,405.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,405.99 - Original price $2,405.99
Original price
$2,405.99
$2,405.99 - $2,405.99
Current price $2,405.99

Sony - DSC-RX10M5 - Black

Sony
Original price $2,659.99 - Original price $2,659.99
Original price
$2,659.99
$2,659.99 - $2,659.99
Current price $2,659.99

Stunning from wide-angle to super-telephotoWith a 1.0-type image sensor and 24-600 mm1 zoom range the RX10 V inherits the uniqueness of the RX10-se...

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Original price $2,659.99 - Original price $2,659.99
Original price
$2,659.99
$2,659.99 - $2,659.99
Current price $2,659.99

Shokz - OpenRun Air 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Ice Blue

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Classic bone conduction open-ear design.Powered by Shokz Bone Conduction Technology OpenRun Air 2 delivers open-ear listening that helps you stay a...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Nothing - Headphone (a) Wireless Over-Ear Bluetooth Headphones - White

Nothing
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Adaptive hybrid active noise cancellationBlock out distractions with advanced ANC powered by adaptive microphones and smart processing featuring mu...

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Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Shokz - OpenFit Air 2 Open-Ear True Wireless Bluetooth Earbuds - Ice Blue

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Even lighter. All-day comfort.Just 7.2g. That's it. OpenFit Air 2 is 17.2 lighter than the previous generation. Made with soft skin-friendly materi...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

LG - 65" Class B6E OLED AI 4K Smart webOS TV with Perfect Black and Vivid Color (2026)

LG
Original price $1,414.99 - Original price $1,414.99
Original price
$1,414.99
$1,414.99 - $1,414.99
Current price $1,414.99

Prefect Black Vivid ColorOver 8.3 million self-lit smart pixels with Perfect Black and Vivid Color¿8 AI Processor 4K Gen3Faster AI processing for ...

View full details
Original price $1,414.99 - Original price $1,414.99
Original price
$1,414.99
$1,414.99 - $1,414.99
Current price $1,414.99

Nothing - Ear (a) Wireless Bluetooth In-Ear Earbuds - Yellow

Nothing
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Powerful 11mm driver with deep bass performanceCompact high-performance driver delivers rich sound enhanced bass and improved clarity for music mov...

View full details
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Shokz - OpenRun Air 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Classic bone conduction open-ear design.Powered by Shokz Bone Conduction Technology OpenRun Air 2 delivers open-ear listening that helps you stay a...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Ring - — Spotlight Cam Plug-In (newest model) Wide-Angle Retinal 2K Video 6x Enhanced Zoom Motion-Activated Spotlights - White

Ring
Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

Experience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...

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Original price $204.99 - Original price $204.99
Original price
$204.99
$204.99 - $204.99
Current price $204.99

LG - 77" Class B6E OLED AI 4K Smart webOS TV with Perfect Black and Vivid Color (2026)

LG
Original price $1,957.99 - Original price $1,957.99
Original price
$1,957.99
$1,957.99 - $1,957.99
Current price $1,957.99

Prefect Black Vivid ColorOver 8.3 million self-lit smart pixels with Perfect Black and Vivid Color¿8 AI Processor 4K Gen3Faster AI processing for ...

View full details
Original price $1,957.99 - Original price $1,957.99
Original price
$1,957.99
$1,957.99 - $1,957.99
Current price $1,957.99

LG - 77" Class C6H OLED evo AI 4K Smart webOS TV with Perfect Black Perfect Color and Brightness Booster Pro (2026)

LG Electronics
Original price $2,198.99 - Original price $2,198.99
Original price
$2,198.99
$2,198.99 - $2,198.99
Current price $2,198.99

Hyper Radiant Color TechLG Hyper Radiant delivers the ultimate in picture quality combining Brightness Booster Technology Perfect Black and Perfect...

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Original price $2,198.99 - Original price $2,198.99
Original price
$2,198.99
$2,198.99 - $2,198.99
Current price $2,198.99

CrushBOSS Intelligent Blender Duo With Ninja BlendBOSS Tumbler - Midnight Blue

Ninja
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

72-oz XL PitcherThe curved square bottom design eliminates dead zones stacks ingredients to promote even blending and ensures nothing is left unble...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

ASUS - Vivobook 16 16" 2K WUXGA Laptop - AMD Ryzen AI 5 330 - 16GB RAM - 512GB SSD - Copilot+ PC - Quiet Blue

ASUS
Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

Copilot+ PC on Windows 11 HomeAs a Copilot+ PC on Windows 11 Home Vivobook 16 delivers up to 50 NPU TOPS of on-device AI powering faster searches i...

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Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

LG - 77" Class B6 OLED AI 4K Smart webOS TV with Perfect Black Vivid Color and Magic Remote (2026)

LG Electronics
Original price $2,144.99 - Original price $2,144.99
Original price
$2,144.99
$2,144.99 - $2,144.99
Current price $2,144.99

Prefect Black Vivid ColorLG's OLED technology creates an incredible watching experience and stellar picture quality with Perfect Black and Vivid C...

View full details
Original price $2,144.99 - Original price $2,144.99
Original price
$2,144.99
$2,144.99 - $2,144.99
Current price $2,144.99

Midea - 4.4 Cu. Ft. Top Load Agitator Washer with PowerMix Spray - White

Midea
Original price $757.99 - Original price $757.99
Original price
$757.99
$757.99 - $757.99
Current price $757.99

Even Coverage for a Deeper CleanPowerMix Spray premixes water and detergent and evenly distributes for full even coverage.Big Performance Small Foo...

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Original price $757.99 - Original price $757.99
Original price
$757.99
$757.99 - $757.99
Current price $757.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 7700X3D 2026 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 1TB NVMe SSD Storage - Black

iBuyPower
Original price $2,484.99 - Original price $2,484.99
Original price
$2,484.99
$2,484.99 - $2,484.99
Current price $2,484.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,484.99 - Original price $2,484.99
Original price
$2,484.99
$2,484.99 - $2,484.99
Current price $2,484.99

HP - OmniBook 3 - 14" 2K OLED Laptop - Snapdragon X (8-Core CPU) - 8GB Memory - 256GB SSD - 41+ Hrs Battery Life¹ - Nouvelle Silver

HP
Original price $690.99 - Original price $690.99
Original price
$690.99
$690.99 - $690.99
Current price $690.99

Snapdragon X X1-26-100 processor with Qualcomm Hexagon NPU (45 NPU TOPS)For students constantly doing the most Snapdragon X delivers responsive per...

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Original price $690.99 - Original price $690.99
Original price
$690.99
$690.99 - $690.99
Current price $690.99

MSI - Codex Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black

MSI
Original price $2,343.99 - Original price $2,343.99
Original price
$2,343.99
$2,343.99 - $2,343.99
Current price $2,343.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThis Codex Z2 is equipped with an AMD Ryzen 7 87...

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Original price $2,343.99 - Original price $2,343.99
Original price
$2,343.99
$2,343.99 - $2,343.99
Current price $2,343.99

Microsoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB - 512GB Storage - Black

Microsoft
Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Brilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...

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Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

TCL - 50" Class M8LF Series 4K UHD HDR Mini LED Smart TV with Fire TV (2026)

TCL
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Mini LED with Local DimmingPrecision-controlled Mini LEDs create remarkable depth and detail with high contrast.4K UltraHD ResolutionExperience inc...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Lenovo - Yoga 7i 2-in-1 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 Processor 322 2026 - 8GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $1,182.99 - Original price $1,182.99
Original price
$1,182.99
$1,182.99 - $1,182.99
Current price $1,182.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

View full details
Original price $1,182.99 - Original price $1,182.99
Original price
$1,182.99
$1,182.99 - $1,182.99
Current price $1,182.99

HiBoy - MAX Pro Electric Scooter 650W Peak Motor 22 MPH 46.6 Miles Long Range Foldable Commuter Electric Scooter - Black

HiBoy
Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Extended Range for All-Day RidingPowered by a 48V 14.5Ah battery the MAX Pro e-scooter delivers an impressive 46.6-mile range on a single charge en...

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Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Shokz - OpenFit Air 2 Open-Ear True Wireless Bluetooth Earbuds - White

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Even lighter. All-day comfort.Just 7.2g. That's it. OpenFit Air 2 is 17.2 lighter than the previous generation. Made with soft skin-friendly materi...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Samsung Galaxy Tab S12 Ultra - tablet - Android 17 - 512 GB - 14.6"

Samsung
Original price $1,772.99 - Original price $1,772.99
Original price
$1,772.99
$1,772.99 - $1,772.99
Current price $1,772.99

Performance that keeps up with what’s nextWhether you’re running demanding apps multitasking creating with AI or gaming the MediaTek Dimensity 9500...

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Original price $1,772.99 - Original price $1,772.99
Original price
$1,772.99
$1,772.99 - $1,772.99
Current price $1,772.99

Razer - Basilisk V4 HyperSpeed Ergonomic Optical Gaming Mouse with Chroma RGB Underglow - Wireless - Black

Razer
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Immersive ControlSwitch seamlessly between tactile scrolling for weapon cycling and free-spin mode for rapid navigation with the 4-Way Razer HyperS...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Samsung - 65" Class R84H Series Micro RGB 4K TV with SamsungVisionAI (2026)

Samsung
Original price $1,351.99 - Original price $1,351.99
Original price
$1,351.99
$1,351.99 - $1,351.99
Current price $1,351.99

Micro RGB TechnologyWelcome to a new world of ultra wide spectrum color. Unlike other RGB technologies micro sized red green and blue (RGB) backlig...

View full details
Original price $1,351.99 - Original price $1,351.99
Original price
$1,351.99
$1,351.99 - $1,351.99
Current price $1,351.99

Samsung - Galaxy Book4 Edge - 15.6" FHD IPS Laptop - Qualcomm Snapdragon X - 8GB Memory -256GB SSD - Sapphire Blue

Samsung
Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

Revolutionary processing power evolved with AIUnleash power packed performance with Snapdragon X. Discover new possibilities in how you create comm...

View full details
Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8400F - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP
Original price $1,817.99 - Original price $1,817.99
Original price
$1,817.99
$1,817.99 - $1,817.99
Current price $1,817.99

AMD Ryzen 5 8400F ProcessorUnleash immense performance and graphic capabilities from the AMD Ryzen 5 8400F processor. Designed for efficiency and o...

View full details
Original price $1,817.99 - Original price $1,817.99
Original price
$1,817.99
$1,817.99 - $1,817.99
Current price $1,817.99

LG - gram Book 14" 2K Laptop - Intel Core 5 Series 3 2026 - 8GB Memory - 256GB SSD - Silver

LG
Original price $893.99 - Original price $893.99
Original price
$893.99
$893.99 - $893.99
Current price $893.99

Heavy on AI tech and Performance.The LG gram Book 14" laptop slips into your bag without weighing you down and shines with the AI productivity tech...

View full details
Original price $893.99 - Original price $893.99
Original price
$893.99
$893.99 - $893.99
Current price $893.99

HP - Omnibook 5 - 14 2K OLED Touchscreen Laptop - Intel Core 5 Series 3 (2026) - 8GB Memory - 256GB SSD - 14-mh0013dx - Starlit Blue

HP
Original price $875.99 - Original price $875.99
Original price
$875.99
$875.99 - $875.99
Current price $875.99

Intel Core 5 Series 3 processor with Intel AI Boost (15 NPU TOPS)Turns out you can have it all—incredible battery favorite apps ready out of the bo...

View full details
Original price $875.99 - Original price $875.99
Original price
$875.99
$875.99 - $875.99
Current price $875.99

Hisense - 55" Class QD5 Series Hi-QLED HD Smart Roku TV

HISENSE
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

Hi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and authentic ensuring that every shade from soft pastels t...

View full details
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

Logitech - G316 X 75 Gaming Keyboard with Hot-Swappable Linear Switches USB-C RGB LIGHTSYNC for PC - Black

Logitech
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Near-instantaneous responsivenessExperience elite gaming performance on this compact keyboard with an 8 kHz report rate for quick signal transmissi...

View full details
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.