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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Yale - Assure Lock 2 Smart Lock Touch Key-Free Keypad with Bluetooth - Black Suede

Yale
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Unlock with your fingerprintThe one key that is completely unique to you and can never be lost. With a 99 accuracy and <0.5 recognition time you...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Sony - Alpha 7 V Full-frame Interchangeable Lens Camera Kit with SEL28702 Lens - Black

Sony
Original price $3,579.99 - Original price $3,579.99
Original price
$3,579.99
$3,579.99 - $3,579.99
Current price $3,579.99

Full-frame partially stacked Exmor RS CMOS sensor with approximately 33 .0 effective megapixelsA partially stacked Exmor RS CMOS image sensor featu...

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Original price $3,579.99 - Original price $3,579.99
Original price
$3,579.99
$3,579.99 - $3,579.99
Current price $3,579.99

Blink - Outdoor 4 Wireless smart security camera two-year battery life 1080p HD. Sync Module Core included 2 Cameras - Black

Blink
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Fourth GenerationOutdoor 4 is our fourth-generation wireless smart security camera with up to two-year battery life for around-the-clock peace of m...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Sony - BRAVIA Theater Rear 8 wireless rear speakers 2025 - Black

Sony
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

360 spatial sound with compatible soundbarsPair BRAVIA Theater Rear 8 with compatible Sony soundbars BRAVIA Theater Bar 9 BRAVIA Theater Bar 8 HT-A...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Hori - HORIPAD Turbo for Nintendo Switch 2 - Black

Hori
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

LicensedOfficially Licensed by NintendoFunctionalityIncludes Turbo function C-Button and Programmable Rear Buttons

Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

Logitech - MX Master 3S Bluetooth Edition Performance Wireless Optical Mouse with Ultra-fast Scrolling and Quiet Clicks - Wireless - Black

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

8K DPI any-surface trackingUse MX Master 3S cordless computer mouse to work on any surface - even glass - with an 8000 DPI sensor with customizable...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Satechi - 7-in-1 USB-C Slim Multiport Adapter w/ Ethernet 4K HDMI 60W USB-C 2 USB-A SD/Micro Readers for Mac Windows - Space Gray

Satechi
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Compatible with most USB Type-C enabled laptops and tablets with Power Delivery protocolPerfect solution to incorporate your devices into a full-si...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Apple - 11-inch iPad Air M4 chip Wi-Fi 128GB - Starlight

Apple
Original price $811.99 - Original price $811.99
Original price
$811.99
$811.99 - $811.99
Current price $811.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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Original price $811.99 - Original price $811.99
Original price
$811.99
$811.99 - $811.99
Current price $811.99

Philips - Hue Essential Lightstrip 5m (16ft) - Vibrant Color and Ambiance - Color Gradient

Philips
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

GET STARTED WITH SMART LIGHTINGThe Essential range of LED strip lights offers an easy affordable and fun way to get started with the Hue ecosystemA...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

LEGO - Minecraft Chicken Farm Building Toy 21585

Lego
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Defend The Chicken FarmLEGO Minecraft Chicken Farm (21585) building toy for boys and girls ages 7 years old and up features a chicken-shaped coop w...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

SanDisk - Optimus GX PRO 850X 2TB Internal SSD NVMe

SanDisk
Original price $618.99 - Original price $618.99
Original price
$618.99
$618.99 - $618.99
Current price $618.99

Dominate your game session and creative projectsLoad levels fast and push through your creative workflow with PCIe 4.0 Sequential Read/Write speeds...

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Original price $618.99 - Original price $618.99
Original price
$618.99
$618.99 - $618.99
Current price $618.99

LG - Sound Suite W7 Wireless Subwoofer - Black

LG
Original price $652.99 - Original price $652.99
Original price
$652.99
$652.99 - $652.99
Current price $652.99

Give Your Content an Extra BoostBuild your Sound Suite with ultra-rich powerful bass that surrounds you from every direction. Get set up in minutes...

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Original price $652.99 - Original price $652.99
Original price
$652.99
$652.99 - $652.99
Current price $652.99

TCL - 65" Class QM8L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)

TCL
Original price $1,344.99 - Original price $1,344.99
Original price
$1,344.99
$1,344.99 - $1,344.99
Current price $1,344.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $1,344.99 - Original price $1,344.99
Original price
$1,344.99
$1,344.99 - $1,344.99
Current price $1,344.99

CORSAIR - VOID v2 Max Wireless Gaming Headset for PC Playstation Switch and Mobile - Black

Corsair
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Simultaneous low-latency 2.4GHz wireless and BluetoothUltra-clear ultra-reliable 2.4GHz wireless offers high-fidelity game audio on PC PlayStation ...

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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

LG - 1.1 Cu. Ft. Countertop Microwave with Easy Clean and Auto Cook - Black

LG
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

LED DisplayOur LED display offers bright high-contrast visibility that's easy to read from any angle even in low-light conditions. Effortlessly nav...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Sony - WF1000XM6 Best Truly Wireless Noise Cancelling Earbuds - Platinum Silver

Sony
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

The Best Noise CancellationExperience powerful adaptive noise cancelling that keeps distractions out and your music front and center. Powered by du...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Aqara - UWB Smart Lock U400 Kit with M100 Hub Matter Thread Wifi Apple Home Key Fingerprint Rechargeable Battery - Black

Aqara
Original price $322.99 - Original price $322.99
Original price
$322.99
$322.99 - $322.99
Current price $322.99

Hands-Free Instant UnlockStill struggling to find your keys or pull out your phone UWB frees your hands. Whether you're carrying heavy bags in the ...

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Original price $322.99 - Original price $322.99
Original price
$322.99
$322.99 - $322.99
Current price $322.99

Skylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - White

Skylight
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

FeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Soundcore - by Anker Liberty 5 Pro True Wireless Noise Cancelling Bluetooth In-Ear Earbuds - Black

Soundcore
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Clear calls even in noisy spacesMultiple sensors and the Thus AI Chip help isolate your voice so you sound clear in both busy and quiet environment...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Sony - INZONE Buds Truly Wireless Noise Canceling Gaming Earbuds Perfect for PS5 PC - Black

Sony
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

eero - Max 7 Tri-band Mesh Wi-Fi 7 System (3-pack) - White

Eero
Original price $1,808.99 - Original price $1,808.99
Original price
$1,808.99
$1,808.99 - $1,808.99
Current price $1,808.99

Twice the speed of Wi-Fi 6An eero Max 7 (3-pack) covers up to 7500 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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Original price $1,808.99 - Original price $1,808.99
Original price
$1,808.99
$1,808.99 - $1,808.99
Current price $1,808.99

Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Purple/ Pastel Green

Nintendo
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Includes one Pastel Purple Joy-Con (L) one Pastel Green Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in eac...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Sennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

Sennheiser
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

Nomad
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Samsung - 57" Odyssey Neo G9 Dual 4K UHD Quantum Mini-LED 240Hz 1ms HDR 1000 Curved Gaming Monitor (HDMI 2.1 DP 2.1 USB 3.0) - Black

Samsung
Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

The World's First Dual UHD MonitorGaming worlds feel more real. The 57" DUHD resolution brings you a display as wide as two UHD monitors with incre...

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Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

Govee - RGBIC Floor Lamp - Multi

Govee
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

64+ Alluring Lighting EffectsSelect a moving lighting effect with just one tap and instantly transform your space for any occasion or vibe no matte...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Ring - 2-Pack Indoor Plug-In 1080p Security Camera (2nd-Generation) with Privacy Cover - White

Ring
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - White

Backbone Entertainment
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Play virtually any game anywhereChoose from free Google Play Store and App Store games like Call of Duty Mobile and Roblox stream through cloud gam...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Shark - CarpetXpert with Stainstriker Technology Corded Upright Deep Carpet and Upholstery Cleaner with Built-in Spot Remover - White

Shark
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Unbeatable Deep Carpet CleaningShark's powerful suction and deep-cleaning innovation deliver unbeatable deep carpet cleaning‡ along with the best t...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

8BitDo - SN30 Pro Wireless Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Gray

8BitDo
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Hall effect joysticks and triggersUpgraded robust long lasting. Offering a higher precision and sensitivity.Compatible with ApplePlay on iOS iPadOS...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Sandstone

Bose
Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

DJI - Mic Mini Wireless Omnidirectional Microphone System - Black

DJI
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Small but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g making it comfortable to wear discreet and aesthetically pl...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

eero - Outdoor 7 Dual-band Mesh Wi-Fi 7 Router (1-pack) - White

Eero
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

This wifi brings all the toys to the yardeero Outdoor 7 provides up to 15000 sq. ft. of mesh wifi coverage outdoors and connects 100+ devices so yo...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Dark Gray

Belkin
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Ultimate workstationTurn your laptop computer into the ultimate workstation with this USB-C docking station that includes 11-ports that include 4K ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Samsung - BESPOKE 24 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with AutoFill Water Pitcher - Stainless Steel

Samsung
Original price $2,974.99 - Original price $2,974.99
Original price
$2,974.99
$2,974.99 - $2,974.99
Current price $2,974.99

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,974.99 - Original price $2,974.99
Original price
$2,974.99
$2,974.99 - $2,974.99
Current price $2,974.99

Breville - the Smart Oven Pro Convection Oven - Brushed Stainless Steel

Breville
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Complimentary Breville+ Cooking AppAll ovens cook differently. The complimentary Breville+ app gives you chef tested certified recipes plus ingred...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.