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  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    Flash Furniture - Oia Round Contemporary Patio Table - Black

    Flash Furniture

    Seating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Alamont Home - Barker Round Contemporary Patio Table - Clear Top/Dark Brown Rattan

    Flash Furniture

    Seating capacitySeats up to 3 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $106.99 - Original price $106.99
    Original price
    $106.99
    $106.99 - $106.99
    Current price $106.99

    Alamont Home - Barker Square Contemporary Patio Table - Clear/Black

    Flash Furniture

    Seating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $106.99 - Original price $106.99
    Original price
    $106.99
    $106.99 - $106.99
    Current price $106.99
  • Original price $95.99 - Original price $95.99
    Original price
    $95.99
    $95.99 - $95.99
    Current price $95.99

    Alamont Home - Barker Square Contemporary Patio Table - Clear Top/Dark Brown Rattan

    Flash Furniture

    Seating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $95.99 - Original price $95.99
    Original price
    $95.99
    $95.99 - $95.99
    Current price $95.99
  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    Alamont Home - Oia Round Contemporary Patio Table - Sky Blue

    Flash Furniture

    Seating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $169.99 - Original price $169.99
    Original price
    $169.99
    $169.99 - $169.99
    Current price $169.99

    eufy Security - S340 Outdoor Solar Powered 3K PTZ Security Camera with Dual Lens - White

    Eufy

    Enhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...

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    Original price $169.99 - Original price $169.99
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    $169.99
    $169.99 - $169.99
    Current price $169.99
  • Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99

    Apple - MacBook Pro 14" Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 10-core GPU - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99
  • Original price $859.99 - Original price $859.99
    Original price
    $859.99
    $859.99 - $859.99
    Current price $859.99

    Insignia - 20.5 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    20.5 cu. ft. capacityProvides plenty of space for all your essentials and much more.Reversible door hingesA freestanding design with recessed handl...

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    Original price $859.99 - Original price $859.99
    Original price
    $859.99
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    Current price $859.99
  • Original price $616.99 - Original price $616.99
    Original price
    $616.99
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    Current price $616.99

    Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Auto Dimming Glass Touch Controls - Stainless Steel

    Samsung

    Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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    Original price $616.99 - Original price $616.99
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    $616.99
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    Current price $616.99
  • Original price $48.99 - Original price $48.99
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    $48.99
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    Current price $48.99

    Barbie Project Friendship - Nintendo Switch

    Outright Games

    Play as BarbiePlay as Barbie and Barbie as you work together with friends and family to complete challenges and quests to help the community.Explor...

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    Original price $48.99 - Original price $48.99
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    $48.99
    $48.99 - $48.99
    Current price $48.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

    JLab - JBuds Lux ANC Headphones - Sage

    JLab

    Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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    Original price $74.99 - Original price $74.99
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    $74.99
    $74.99 - $74.99
    Current price $74.99
  • Original price $128.99 - Original price $128.99
    Original price
    $128.99
    $128.99 - $128.99
    Current price $128.99

    Logitech - MX Keys S Universal Full-size Wireless Scissor Keyboard for PC and Mac with Backlit keys - Pale Gray

    Logitech

    Fluid typing experienceLaptop-like profile with spherically-dished keys shaped for your fingertips delivers a fast fluid precise and quieter typing...

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    Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99
  • Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99

    Higround - Basecamp 65 65 Wired Mechanical Lubed Flame Linear Switch Gaming Keyboard with RGB lighting - Opal

    Higround

    Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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    Original price $117.99 - Original price $117.99
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    $117.99
    $117.99 - $117.99
    Current price $117.99
  • Original price $130.99 - Original price $130.99
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    $130.99
    $130.99 - $130.99
    Current price $130.99

    Higround - Basecamp 65 65 Wired Mechanical Lubed White Flame Linear Switch Gaming Keyboard with RGB Backlighting - Black Ice

    Higround

    Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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    Original price $130.99 - Original price $130.99
    Original price
    $130.99
    $130.99 - $130.99
    Current price $130.99
  • Original price $155.99 - Original price $155.99
    Original price
    $155.99
    $155.99 - $155.99
    Current price $155.99

    Segway - C2 Lite Kids Electric Kick Scooter w/Max Operating Range 9.9 mph Max Speed - Blue

    Segway

    The perfect first scooterDesigned for kids as young as six the C2 Lite delivers a taste of independence like nothing else. They’ll love the feeling...

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    Original price $155.99 - Original price $155.99
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    $155.99
    $155.99 - $155.99
    Current price $155.99
  • Original price $113.99 - Original price $113.99
    Original price
    $113.99
    $113.99 - $113.99
    Current price $113.99

    eufy Security - S350 Indoor Wired 4K PTZ Security Camera with Dual Lens - White

    Eufy

    See the Big Picture and Fine DetailsIndoorCam S350 offers simultaneous wide and zoomed-in views allowing you to monitor an entire room while also f...

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    Original price $113.99 - Original price $113.99
    Original price
    $113.99
    $113.99 - $113.99
    Current price $113.99
  • Original price $1,625.99 - Original price $1,625.99
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    $1,625.99
    $1,625.99 - $1,625.99
    Current price $1,625.99

    Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and CrystalDry 42 dBA - Stainless Steel

    Bosch

    ADA compliant and compact size designed for small spaces and customers with lower dishwasher height requirementsStandard 3rd rack provides the perf...

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    Original price $1,625.99 - Original price $1,625.99
    Original price
    $1,625.99
    $1,625.99 - $1,625.99
    Current price $1,625.99
  • Original price $345.99 - Original price $345.99
    Original price
    $345.99
    $345.99 - $345.99
    Current price $345.99

    Whirlpool - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking - Black

    Whirlpool

    Door ReleasePush ButtonControl TypeElectronic TouchNumber of Power Levels10

    Original price $345.99 - Original price $345.99
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    $345.99
    $345.99 - $345.99
    Current price $345.99
  • Original price $1,338.99 - Original price $1,338.99
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    $1,338.99
    $1,338.99 - $1,338.99
    Current price $1,338.99

    MSI - Codex Z2 Gaming Desktop - AMD - R5-8400F - 16 GB Memory - NVIDIA GeForce RTX 4060 Ti - 1TB SSD - Black - Black

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD R5-8400FThis Codex 4 is equipped with AMD R5-8400F proc...

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    Original price $1,338.99 - Original price $1,338.99
    Original price
    $1,338.99
    $1,338.99 - $1,338.99
    Current price $1,338.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

    JLab - JBuds Lux ANC Headphones - Mauve

    JLab

    Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

    View full details
    Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99
  • Original price $156.99 - Original price $156.99
    Original price
    $156.99
    $156.99 - $156.99
    Current price $156.99

    Alamont Home - Clayton Modern Vinyl Swivel Office Chair - Black

    Flash Furniture

    Wheels for ease of movementCasters provide ease of mobility to reposition with minimal effort.Swivel seatMove easily from side to side with a 360 d...

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    Original price $156.99 - Original price $156.99
    Original price
    $156.99
    $156.99 - $156.99
    Current price $156.99
  • Original price $329.99 - Original price $329.99
    Original price
    $329.99
    $329.99 - $329.99
    Current price $329.99

    Alamont Home - Sawyer Blue Modern Dual Slat Back Indoor/Outdoor Adirondack Style Patio Chair - Navy

    Flash Furniture

    Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will withstand daily usage with its commercia...

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    Original price $329.99 - Original price $329.99
    Original price
    $329.99
    $329.99 - $329.99
    Current price $329.99
  • Original price $292.99 - Original price $292.99
    Original price
    $292.99
    $292.99 - $292.99
    Current price $292.99

    Alamont Home - Brazos Outdoor Round Contemporary 3 Piece Patio Set - Brown

    Flash Furniture

    Set includesItem Type Quantity Patio Table-1;Patio Chair-2Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upp...

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    Original price $292.99 - Original price $292.99
    Original price
    $292.99
    $292.99 - $292.99
    Current price $292.99
  • Original price $70.99 - Original price $70.99
    Original price
    $70.99
    $70.99 - $70.99
    Current price $70.99

    Higround - Pokemon Gaming Mouse Pad XL - Water Type

    Higround

    Slim 0.15" Mouse PadSlim mouse pad with micro control surfaceNon Slip Rubber BottomPerfect for aggressive mouse movementThin Flat Stitched EdgesTo ...

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    Original price $70.99 - Original price $70.99
    Original price
    $70.99
    $70.99 - $70.99
    Current price $70.99
  • Original price $328.99 - Original price $328.99
    Original price
    $328.99
    $328.99 - $328.99
    Current price $328.99

    Alamont Home - Winston Rocking Patio Chair - White

    Flash Furniture

    Supportive armsThe arms provide support to your upper body.Room locationYour Rocking Patio Chair is intended for use in the following location(s) P...

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    Original price $328.99 - Original price $328.99
    Original price
    $328.99
    $328.99 - $328.99
    Current price $328.99
  • Original price $811.99 - Original price $811.99
    Original price
    $811.99
    $811.99 - $811.99
    Current price $811.99

    Alamont Home - Winston Rocking Patio Chair (set of 2) - Black

    Flash Furniture

    Seating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upper body.Room locationYour Rocking Patio Chair is intended f...

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    Original price $811.99 - Original price $811.99
    Original price
    $811.99
    $811.99 - $811.99
    Current price $811.99
  • Original price $119.99 - Original price $119.99
    Original price
    $119.99
    $119.99 - $119.99
    Current price $119.99

    Dreo - 25" 11.5ft/s Fast Portable Room Heater with Remote and ThermostatOverheating Tip-Over Protection Solaris Max - Gold

    Dreo

    The Ultimate Heating ExperienceDreo's upgraded 25" ceramic space heater brings 12.5 ft/s fast heat thanks to its new hyperamics thermal design whil...

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    Original price $119.99 - Original price $119.99
    Original price
    $119.99
    $119.99 - $119.99
    Current price $119.99
  • Original price $350.99 - Original price $350.99
    Original price
    $350.99
    $350.99 - $350.99
    Current price $350.99

    Alamont Home - Lark Set of 2 Stackable All-Weather Black Aluminum Patio Chairs with Faux Slats - Teak

    Flash Furniture

    Seating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upper body.Stack chair quantity countMaximum Number of Chairs ...

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    Original price $350.99 - Original price $350.99
    Original price
    $350.99
    $350.99 - $350.99
    Current price $350.99
  • Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99

    Alamont Home - Lila Patio Chair - Aluminum and Beige

    Flash Furniture

    Supportive armsThe arms provide support to your upper body.Stack chair quantity countMaximum Number of Chairs for Stacking 20Commercial ratedRest a...

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    Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99
  • Original price $442.99 - Original price $442.99
    Original price
    $442.99
    $442.99 - $442.99
    Current price $442.99

    Alamont Home - Lila Outdoor Round Contemporary Metal 5 Piece Patio Set - Clear/Black

    Flash Furniture

    Set includesItem Type Quantity Patio Table-1;Patio Chair-4Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upp...

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    Original price $442.99 - Original price $442.99
    Original price
    $442.99
    $442.99 - $442.99
    Current price $442.99
  • Original price $902.99 - Original price $902.99
    Original price
    $902.99
    $902.99 - $902.99
    Current price $902.99

    Dell - Inspiron 14" IPS LCD FHD+ Laptop - Snapdragon X Plus Copilot+ with 16GB Memory - 512GB SSD - Titan Gray

    Dell

    Built for AIPowered by Snapdragon X Plus the Copilot+ Inspiron 14 with on-device AI is designed to be your personal assistant.DoGet things done fas...

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    Original price $902.99 - Original price $902.99
    Original price
    $902.99
    $902.99 - $902.99
    Current price $902.99
  • Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99

    Alamont Home - Lila Patio Chair - Aluminum and Dark Brown

    Flash Furniture

    Supportive armsThe arms provide support to your upper body.Stack chair quantity countMaximum Number of Chairs for Stacking 20Commercial ratedRest a...

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    Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99
  • Original price $321.99 - Original price $321.99
    Original price
    $321.99
    $321.99 - $321.99
    Current price $321.99

    Flash Furniture - Executive Chair on Skate Wheels - White LeatherSoft/Gold Frame

    Flash Furniture

    Seating capacitySeats up to 2 people.Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers bett...

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    Original price $321.99 - Original price $321.99
    Original price
    $321.99
    $321.99 - $321.99
    Current price $321.99
  • Original price $298.99 - Original price $298.99
    Original price
    $298.99
    $298.99 - $298.99
    Current price $298.99

    Alamont Home - Whitney High Back Modern Leather/Faux Leather Executive Swivel Office Chair - White LeatherSoft/Gold Frame

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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    Original price $298.99 - Original price $298.99
    Original price
    $298.99
    $298.99 - $298.99
    Current price $298.99
  • Original price $203.99 - Original price $203.99
    Original price
    $203.99
    $203.99 - $203.99
    Current price $203.99

    Alamont Home - Brazos Patio Chair (set of 4) - Navy

    Flash Furniture

    Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upper body.Stack chair quantity countMaximum Number of Chairs ...

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    Original price $203.99 - Original price $203.99
    Original price
    $203.99
    $203.99 - $203.99
    Current price $203.99
  • Original price $572.99 - Original price $572.99
    Original price
    $572.99
    $572.99 - $572.99
    Current price $572.99

    Alamont Home - Charlestown Adirondack Chair (set of 2) - Blue

    Flash Furniture

    Seating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will wit...

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    Original price $572.99 - Original price $572.99
    Original price
    $572.99
    $572.99 - $572.99
    Current price $572.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.