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  • Original price $201.99 - Original price $201.99
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    Current price $201.99

    SCUF ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

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    Original price $201.99 - Original price $201.99
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    Current price $201.99
  • Original price $1,149.99 - Original price $1,149.99
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    Current price $1,149.99

    LG 55UR640S9UD UR640S Series - 55" LED-backlit LCD TV - 4K - for digital signage

    LG Electronics

    Screen Size Class 55"Viewable Screen Size 55"Backlight Technology Direct LEDHorizontal Viewing Angle 178Vertical Viewing Angle 178Aspect Ratio 169O...

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    Original price $1,149.99 - Original price $1,149.99
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  • Original price $2,531.99 - Original price $2,531.99
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    Samsung - BESPOKE Side-by-Side Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel

    Samsung

    Counter DepthGet more workspace while enhancing your kitchen's look with our counter-depth refrigerator design. Its sleek built-in style blends in ...

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    Original price $2,531.99 - Original price $2,531.99
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  • Original price $314.99 - Original price $314.99
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    $314.99
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    GoPro - HERO11 Black Mini - Black

    GoPro

    High-performance videoGet the same high-performance 5.6K60 video and HyperSmooth 5.0 video stabilization of HERO11 Black in a smaller and lighter d...

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    Original price $314.99 - Original price $314.99
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  • Original price $195.99 - Original price $195.99
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    Sonos - Roam SL Portable Bluetooth Wireless Speaker - Shadow Black

    Sonos Inc

    A seamless listening experience everywhereEnjoy the unmatched Sonos experience on WiFi and stream audio directly from your smartphone tablet or com...

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    Original price $195.99 - Original price $195.99
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  • Original price $184.99 - Original price $184.99
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    Current price $184.99

    AKASO - Brave 7 LE SE 4K Waterproof Action Camera with Remote - Black

    AKASO

    4K30FPS video and 20MP photoIts improved resolution helps you shoot stunning 4K30fp and 1080P60fps videos plus up to 20MP photos. Perfectly reappea...

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    Original price $184.99 - Original price $184.99
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  • Original price $83.99 - Original price $83.99
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    Current price $83.99

    Glorious - Model D Wireless Optical Honeycomb RGB Gaming Mouse - Matte Black

    Glorious

    Size styleFeature-rich lightweight mouse for gaming ideal for medium and large hands. Built for speed control and comfort for optimal weight and d...

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    Original price $83.99 - Original price $83.99
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  • Original price $2,123.99 - Original price $2,123.99
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    Current price $2,123.99

    Frigidaire - 17.6 Cu. Ft. Counter-Depth French Door Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal CrispersKeep produce fresher longer so you waste less and save money with our CrispSeal Crispers.Enhanced storage in a compact designFind...

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    Original price $2,123.99 - Original price $2,123.99
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  • Original price $973.99 - Original price $973.99
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    Pit Boss - Ultimate Outdoor Gas 5-Burner Griddle - Black

    Pit Boss

    Total cooking area647 sq. in Griddle size 35.65 x 18.15LED Lighted Knob Bezels50000 BTUFive stainless steel gas burnersChrome handles and knobsRemo...

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    Original price $973.99 - Original price $973.99
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  • Original price $676.99 - Original price $676.99
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    Panasonic - HC-V785K Full HD Video Camera Camcorder with 20X Optical Zoom - Black

    Panasonic

    20x optical/1500x digital zoomMotorized drive zoom lens brings you up close to distant objects and scenes3" color touch-screen LCD displayGives you...

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    Original price $676.99 - Original price $676.99
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    Current price $676.99
  • Original price $236.99 - Original price $236.99
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    COFFEE / KITCHEN SCA

    Fellow

    Brew Assist ModeA first of its kind feature for perfect pour-over. Choose your coffee-to-water ratio and Brew Assist Mode guides you to your target...

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    Original price $236.99 - Original price $236.99
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  • Original price $210.99 - Original price $210.99
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    SteelSeries - Apex Pro Mini 60 Wired Mechanical OmniPoint 2.0 Adjustable Actuation Switch Gaming Keyboard with RGB Backlighting - Black

    Steel Series

    Fully Customizable Stupidly fastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Incredibly fast keyboard20x faster actuation 11x faster respo...

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    Original price $210.99 - Original price $210.99
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  • Original price $1,338.99 - Original price $1,338.99
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    Canon - VIXIA HF G70 4K - Black

    Canon

    Canon 4K sensorA 4K sensor and DIGIC DV6 image processor deliver crisp sharp UHD images and an 8-blade iris achieves cinema-style out-of-focus high...

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    Original price $1,338.99 - Original price $1,338.99
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  • Original price $592.99 - Original price $592.99
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    $592.99
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    Current price $592.99

    LG - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White

    LG

    SmartThinQ technologyUse the LG SmartThinQ app to control key features from anywhere so you can start or stop cooling change the mode or set the te...

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    Original price $592.99 - Original price $592.99
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  • Original price $194.99 - Original price $194.99
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    Current price $194.99

    Sony - ECMG1 Subcardoid Shotgun Microphone

    Sony

    Excellent for recording human voicesThe ECM-G1 is well suited to the frequency bands of human voice characteristics capturing vocal audio clearly a...

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    Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99
  • Original price $994.99 - Original price $994.99
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    $994.99
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    Samsung - 7.5 Cu. Ft. Stackable Gas Dryer with Sensor Dry - White

    Samsung

    Sensor DryHelps prevent overdrying for optimal fabric care.Large 7.5 cu. ft. CapacityFewer loads less time in the laundry room.10 Preset Drying Cyc...

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    Original price $994.99 - Original price $994.99
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    $994.99
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  • Original price $84.99 - Original price $84.99
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    $84.99
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    Current price $84.99

    Rocketfish - 2-Output HDMI Splitter with 4K at 60Hz and HDR Pass-Through - Black

    Rocketfish

    Compatible with HDMI 4K at 60Hz and HDR content18 Gbps bandwidth for wide-ranging use.1 x 2 HDMI splitterDistributes one HDMI source to two HDMI di...

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    Original price $84.99 - Original price $84.99
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    $84.99
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  • Original price $151.99 - Original price $151.99
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    Current price $151.99

    Apple - Magic Keyboard with Numeric Keypad - Silver/White

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    Original price $151.99 - Original price $151.99
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  • Original price $2,612.99 - Original price $2,612.99
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    Current price $2,612.99

    Samsung - 21.5 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with 21.5" Touch-Screen Family Hub - Stainless Steel

    Samsung

    Built-in look with counter depthProvides a seamless fit. The smooth and streamlined exterior design features beautiful flat doors a minimal display...

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    Original price $2,612.99 - Original price $2,612.99
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    $2,612.99
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  • Original price $244.99 - Original price $244.99
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    $244.99
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    Current price $244.99

    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $244.99 - Original price $244.99
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  • Original price $162.99 - Original price $162.99
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    $162.99
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    Current price $162.99

    Canon - EF50mm F1.8 STM Standard Prime Lens for EOS DSLR Cameras - Black

    Canon

    Compatible with most Canon DSLR camerasWorks with cameras with Canon EF mounts.50mm focal lengthA versatile focal length for capturing crystal-clea...

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    Original price $162.99 - Original price $162.99
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  • Original price $672.99 - Original price $672.99
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    Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator - Stainless Steel

    Insignia

    5.6 cu. ft. capacityHolds either a 1/2 keg or a 1/4 slim keg. The unit converts between a refrigerator and a beverage cooler to suit your needs. No...

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    Original price $672.99 - Original price $672.99
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    $672.99
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  • Original price $50.99 - Original price $50.99
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    Glorious - Raptor Clicky (36x) Mechanical Keyboard Switches - Clear/Green

    Glorious

    The Glorious Raptor is a clicky switch designed to give gamers a competitive edge with precise sensory feedback for peak responsiveness. Its superi...

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    Original price $50.99 - Original price $50.99
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  • Original price $236.99 - Original price $236.99
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    Current price $236.99

    eufy Security - SoloCam S340 Outdoor Wired 2k Security Camera with Dual Lens - White

    Eufy

    Enhanced Dual-Camera Clarity at 50 FeetCapture every event around your home in stellar 3K resolution. See exactly who and what is around your home ...

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    Original price $236.99 - Original price $236.99
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  • Original price $56.99 - Original price $56.99
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    Meta - Quest 3 Silicone Facial Interface - Black

    Meta

    Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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    Original price $56.99 - Original price $56.99
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  • Original price $1,401.99 - Original price $1,401.99
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    Current price $1,401.99

    Bosch - 500 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Flexible 3rd Rack 44dBA - Stainless Steel

    Bosch

    Remarkably quiet operation at 44 dBACreating a dishwasher so quiet you can't always tell it's running. InfoLight shines a red beam on the floor to ...

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    Original price $1,401.99 - Original price $1,401.99
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  • Original price $325.99 - Original price $325.99
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    $325.99
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    Current price $325.99

    Beats Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

    Beats by Dr Dre

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $325.99 - Original price $325.99
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    Current price $325.99
  • Original price $51.99 - Original price $51.99
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    $51.99
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    Current price $51.99

    Native Union - Folio for 12.9" iPad - Tan

    Native Union

    Refined on-the-go carryDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

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    Original price $51.99 - Original price $51.99
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    $51.99
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    Current price $51.99
  • Original price $58.99 - Original price $58.99
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    Current price $58.99

    Razer - Cobra Wired Gaming Mouse with Chroma RGB Lighting and 58g Lightweight Design - Black

    Razer

    58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

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    Original price $58.99 - Original price $58.99
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    $58.99
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  • Original price $325.99 - Original price $325.99
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    $325.99
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    Beats Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown

    Beats by Dr Dre

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

    View full details
    Original price $325.99 - Original price $325.99
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    $325.99
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    Current price $325.99
  • Original price $1,618.99 - Original price $1,618.99
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    $1,618.99
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    Current price $1,618.99

    Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Flexible 3rd Rack 42dBA - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,618.99 - Original price $1,618.99
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    $1,618.99
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  • Original price $44.99 - Original price $44.99
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    $44.99
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    Current price $44.99

    PowerA - Enhanced Wired Controller for Nintendo Switch - Ancient Archer

    PowerA

    Take aim with the determination of Hyrule's lionhearted hero.3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batte...

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    Original price $44.99 - Original price $44.99
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    Current price $44.99
  • Original price $51.99 - Original price $51.99
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    $51.99
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    Current price $51.99

    Native Union - Folio for 12.9" iPad - Black

    Native Union

    Refined on-the-go carryDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

    View full details
    Original price $51.99 - Original price $51.99
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    $51.99
    $51.99 - $51.99
    Current price $51.99
  • Original price $1,723.99 - Original price $1,723.99
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    $1,723.99
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    Current price $1,723.99

    Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 42dBA - Black Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

    View full details
    Original price $1,723.99 - Original price $1,723.99
    Original price
    $1,723.99
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    Current price $1,723.99
  • Original price $51.99 - Original price $51.99
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    $51.99
    $51.99 - $51.99
    Current price $51.99

    Native Union - Folio for 11" iPad - Black

    Native Union

    Refined on-the-go carryDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

    View full details
    Original price $51.99 - Original price $51.99
    Original price
    $51.99
    $51.99 - $51.99
    Current price $51.99
  • Original price $51.99 - Original price $51.99
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    $51.99
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    Current price $51.99

    Native Union - Folio for 11" iPad - Tan

    Native Union

    REFINED ON-THE-GO CARRYDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

    View full details
    Original price $51.99 - Original price $51.99
    Original price
    $51.99
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    Current price $51.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.