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  • Original price $72.99 - Original price $72.99
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    Current price $72.99

    SaharaCase - Protection Hand Strap Case for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022) - Black

    SaharaCase

    Designed for use with Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022)For a precise fit.Ergonomic closed-button designThe case secures the butto...

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    Original price $72.99 - Original price $72.99
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    Current price $72.99
  • Original price $64.99 - Original price $64.99
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    Current price $64.99

    JLab - JBuds Air Pro True Wireless Earbuds - Black

    JLab

    Long Playtime9+ hours in each earbud and 27 extra hours from the charging case (36+ total hours)Connect to multiple devicesWith Bluetooth Multipoi...

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    Original price $64.99 - Original price $64.99
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  • Original price $55.99 - Original price $55.99
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    SaharaCase - Multi-Angle Folio Case for Samsung Galaxy Tab A8 - Blue Marble

    SaharaCase

    Designed for use with Samsung Galaxy Tab A8Complement your device with this lightweight formfitting case featuring an open-button design.PU leather...

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    Original price $55.99 - Original price $55.99
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  • Original price $79.99 - Original price $79.99
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    SteelSeries - Aerox 3 Super Light Honeycomb Wired RGB Optical Gaming Mouse - Onyx

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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    Original price $79.99 - Original price $79.99
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  • Original price $53.99 - Original price $53.99
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    Current price $53.99

    SanDisk - 256GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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    Original price $53.99 - Original price $53.99
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  • Original price $59.99 - Original price $59.99
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    JBL - Endurance Race Waterproof True Wireless Sport Earbud Headphones - Black

    JBL

    JBL pure bass soundWith bold sound and rich bass from a 6mm dynamic driver you won’t just hear the music — you’ll feel it.Up to 30 hours of battery...

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    Original price $59.99 - Original price $59.99
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  • Original price $73.99 - Original price $73.99
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    SaharaCase - Folio Case for Samsung Galaxy Tab S8 Ultra - Clear/Black

    SaharaCase

    Get reliable protection for your Samsung Galaxy Tab S8 Ultra with this SaharaCase folio case. The front cover doubles as a kickstand for multi-angl...

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    Original price $73.99 - Original price $73.99
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  • Original price $66.99 - Original price $66.99
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    Insignia - USB to HDMI Adapter - Black

    Insignia

    USB 3.0 to HDMIMirrors or extends your screen to a second monitor for better presentations and multitasking.4K resolutionProvides a high-quality vi...

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    Original price $66.99 - Original price $66.99
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  • Original price $33.99 - Original price $33.99
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    REDRAGON - Griffin M607 Wired Optical Gaming Mouse - Black

    REDRAGON

    Wired connectionThis mouse connects to your computer using a USB port.Optical technologyLED lights scan the surface beneath the mouse to detect mov...

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    Original price $33.99 - Original price $33.99
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  • Original price $123.99 - Original price $123.99
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    JBL - FLIP6 Portable Waterproof Speaker - Gray

    JBL

    Louder more powerful soundThe beat goes on with the JBL Flip 6 2-way speaker system engineered to deliver loud crystal clear powerful sound. Its ra...

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    Original price $123.99 - Original price $123.99
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  • Original price $46.99 - Original price $46.99
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    Insignia - USB to VGA Adapter - Black

    Insignia

    USB 3.0 to VGAMirrors or extends your screen to a second monitor for better presentations and multitasking.Dazzling resolutionProvides high-quality...

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    Original price $46.99 - Original price $46.99
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  • Original price $34.99 - Original price $34.99
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    Insignia - HDMI to VGA Adapter - Cool gray

    Insignia

    HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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    Original price $34.99 - Original price $34.99
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  • Original price $504.99 - Original price $504.99
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    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $504.99 - Original price $504.99
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  • Original price $63.99 - Original price $63.99
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    Rocketfish - Universal Soundbar Mounting System - Black

    Rocketfish

    Compatible with most TVsWorks with TVs up to 70 and many TV’s 70 90 that have VESA mounting patterns on the bottom half of the TV back panel.VESA c...

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    Original price $63.99 - Original price $63.99
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  • Original price $166.99 - Original price $166.99
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    Victrola - Powered Wireless Outdoor Speakers (Pair) - Gray

    Innovative Technology

    5W nominal power handlingHelps ensure rich dynamic sound.Built-in BluetoothOffers easy connectivity to your compatible device.Water-resistantTo ena...

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    Original price $166.99 - Original price $166.99
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  • Original price $59.99 - Original price $59.99
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    JBL - Tune 235NC True Wireless Noise Cancelling In-Ear Earbuds - Black

    JBL

    JBL pure bass soundSmartly designed 6.0mm drivers enhanced by the stick form factor deliver JBL's Pure Bass Sound so you'll feel every pulsing beat...

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    Original price $59.99 - Original price $59.99
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  • Original price $47.99 - Original price $47.99
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    HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

    HyperX

    Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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    Original price $47.99 - Original price $47.99
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  • Original price $56.99 - Original price $56.99
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    SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

    Steel Series

    Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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    Original price $56.99 - Original price $56.99
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  • Original price $72.99 - Original price $72.99
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    iLive - Tailgate ISB408B Portable Bluetooth Speaker - Black

    iLive

    Connect wirelessly from a distancePair this speaker with your smartphone tablet or other Bluetooth-enabled device.Rechargeable batteryPlay your fav...

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    Original price $72.99 - Original price $72.99
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  • Original price $170.99 - Original price $170.99
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    Current price $170.99

    Beats - Powerbeats Pro Totally Wireless Earbuds - Black

    Apple

    Totally wireless high-performance EarbudsUp to 9 hours of listening time (more than 24 hours with charging case)Adjustable secure-fit earhooks for ...

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    Original price $170.99 - Original price $170.99
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  • Original price $61.99 - Original price $61.99
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    HyperX - Alloy Core Full-size Wired Gaming Membrane Keyboard with RGB Lighting - Black

    HyperX

    Signature light bar and dynamic RGB lighting effectsStunning radiance paired with six effect presets Color Cycle Spectrum Wave Breathing Solid Five...

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    Original price $61.99 - Original price $61.99
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  • Original price $29.99 - Original price $29.99
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    Insignia - 6' DVI-D to HDMI Cable - Black

    Insignia

    Efficiently transmit videoConnects your computer’s HDMI port to a monitor or projector’s DVI-D port. (Note This cable converts HDMI output to a DVI...

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    Original price $29.99 - Original price $29.99
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  • Original price $182.99 - Original price $182.99
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    Beats - Powerbeats Pro Totally Wireless Earbuds - Navy

    Apple

    Totally wireless high-performance EarbudsUp to 9 hours of listening time (more than 24 hours with charging case)Adjustable secure-fit earhooks for ...

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    Original price $182.99 - Original price $182.99
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  • Original price $70.99 - Original price $70.99
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    PDP Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

    Afterglow

    Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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    Original price $70.99 - Original price $70.99
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  • Original price $132.99 - Original price $132.99
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    Beats Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red

    Apple

    Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

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    Original price $132.99 - Original price $132.99
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    Beats Studio Buds Totally Wireless Noise Cancelling Earbuds - Black

    Apple

    Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

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    Original price $132.99 - Original price $132.99
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    $132.99
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    Current price $132.99
  • Original price $80.99 - Original price $80.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Black

    PowerA

    Multi-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...

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    Original price $80.99 - Original price $80.99
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  • Original price $1,674.99 - Original price $1,674.99
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    Panasonic - LUMIX S5 Mirrorless Camera Body with 20-60mm F3.5-5.6 Lens - DC-S5KK - Black

    Panasonic

    24.2MP 35mm full-frame CMOS sensorDelivers high sensitivity and top image quality in both still photos and videos.ISO 100-51200 (Ex. 50-204800)Dual...

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    Original price $1,674.99 - Original price $1,674.99
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  • Original price $64.99 - Original price $64.99
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    Current price $64.99

    Targus - VersaVu Classic Case for iPad Air 10.9" (5th/4th Gen)/ iPad Pro 11-inch 4th/2nd/1st Gen - Black

    Targus

    Compatible with select Apple iPad'siPad Air 10.9" (5th/4th Gen) iPad Pro 11-inch 4th Gen (2022) 2nd Gen (2020) and 1st Gen (2018)Magnetic closureKe...

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    Original price $64.99 - Original price $64.99
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  • Original price $60.99 - Original price $60.99
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    Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

    Razer

    Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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    Original price $60.99 - Original price $60.99
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  • Original price $69.99 - Original price $69.99
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    ZAGG - InvisibleShield GlassFusion+ Flexible Hybrid Screen Protector for Samsung Galaxy Tab S8+/S7+

    Zagg Incorporated

    Hybrid scratch impact protectionGlassFusion+ is made with tough durable components that have been refined to create a smooth glass-like surface.Co...

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    Original price $69.99 - Original price $69.99
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  • Original price $64.99 - Original price $64.99
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    ZAGG - InvisibleShield GlassFusion+ Flexible Hybrid Screen Protector for Samsung Galaxy Tab S8/S7

    Zagg Incorporated

    Hybrid scratch impact protectionGlassFusion+ is made with tough durable components that have been refined to create a smooth glass-like surface.Co...

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    Original price $64.99 - Original price $64.99
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  • Original price $37.99 - Original price $37.99
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    Street Fighter 30th Anniversary Collection Standard Edition - Nintendo Switch

    Capcom

    Celebrate 30 years of this iconic fighting game seriesIncludes the original Street Fighter released in 1987 which introduced two of gaming's most f...

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    Original price $37.99 - Original price $37.99
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  • Original price $151.99 - Original price $151.99
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    Sanus - Sonos Arc Extendable TV Soundbar Mount - Black

    Sanus Systems

    The sound of your Arc moves with your TVEasily move your Arc soundbar speaker by attaching your SANUS soundbar mount to a full-motion TV mount the ...

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    Original price $151.99 - Original price $151.99
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  • Original price $346.99 - Original price $346.99
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    Current price $346.99

    LG - UltraGear 27 IPS QHD 1-ms G-SYNC Compatibillity Monitor - Black

    LG

    27 QHD IPS 1ms 144Hz HDR MonitorAt 27" and 169 screen ratio LG's UltraGear QHD (2560 x 1440) IPS Display features realistic true color enhanced con...

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    Original price $346.99 - Original price $346.99
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  • Original price $69.99 - Original price $69.99
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    Current price $69.99

    ZAGG - InvisibleShield Glass Elite VisionGuard+ Blue Light Filtering Screen Protector for Apple iPad Air 10.9" iPad Pro 11" - Clear

    Zagg Incorporated

    Compatible with Apple iPad Air 10.9" and iPad Pro 11"Works with iPad Air 10.9" 4th Generation (2020) and 5th Generation (2022) and iPad Pro 11" 1st...

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    Original price $69.99 - Original price $69.99
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    Current price $69.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.