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  • Original price $57.99 - Original price $57.99
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    Current price $57.99

    NETGEAR - Dual-Band Wireless-AC USB Network Adapter - Black

    NETGEAR

    Wireless-N technologyDelivers up to 300 Mbps data transfer rates for high-speed wireless access.Compatible with draft 802.11nBackward compatible wi...

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    Original price $57.99 - Original price $57.99
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  • Original price $39.99 - Original price $39.99
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    Insignia - USB-C to DisplayPort Adapter - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Original price $39.99 - Original price $39.99
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  • Original price $51.99 - Original price $51.99
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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Black

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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    Original price $51.99 - Original price $51.99
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  • Original price $48.99 - Original price $48.99
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    Smart Choice - Steam Dryer Installation Kit - Stainless-Steel

    Smart Choice

    Compatible with most steam dryersFor wide-ranging use.Braided stainless-steel constructionReduces the risk of kinks and punctures.6' fill hoseWith ...

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    Original price $48.99 - Original price $48.99
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  • Original price $53.99 - Original price $53.99
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    Sony - WH-CH520 Wireless Headphone with Microphone - Black

    Sony

    Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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    Original price $53.99 - Original price $53.99
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  • Original price $118.99 - Original price $118.99
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    CORSAIR - VENGEANCE 32GB (1PK 32GB) 4800MHz DDR5 C40 SODIMM Laptop Memory - Black

    Corsair

    One 32GB DDR5 SODIMM DRAM memory moduleFor 32GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your DDR5 G...

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    Original price $118.99 - Original price $118.99
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    Blink - Outdoor Wired 1080p Security Camera with Floodlight - White

    Blink

    Smart securityHelp protect your home day or night with Blink Wired Floodlight Camera — a smart security camera with 2600 lumens of LED lighting enh...

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    Original price $117.99 - Original price $117.99
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  • Original price $131.99 - Original price $131.99
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    SaharaCase - Keyboard Case with TrackPad for Samsung Galaxy Tab S8+ Galaxy Tab S7 FE and Galaxy Tab S9 FE+ - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8+ Galaxy Tab S7 FE and Galaxy Tab S9 FE+Complement your device with this lightweight formfitting case fe...

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    Original price $131.99 - Original price $131.99
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  • Original price $73.99 - Original price $73.99
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    SaharaCase - Folio Case for Samsung Galaxy Tab S8 Ultra - Clear/Pink

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 UltraComplement your device with this lightweight formfitting case featuring an open-button design.PU l...

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    Original price $73.99 - Original price $73.99
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    SaharaCase - Folio Case for Samsung Galaxy Tab S8 Ultra - Clear/Navy Blue

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 UltraComplement your device with this lightweight formfitting case featuring an open-button design.PU l...

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    Original price $73.99 - Original price $73.99
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  • Original price $131.99 - Original price $131.99
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    SaharaCase - Keyboard Case with TrackPad for Samsung Galaxy Tab S8 and Galaxy Tab S9 FE - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 and Galaxy Tab S9 FEComplement your device with this lightweight formfitting case featuring an open-but...

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    Original price $131.99 - Original price $131.99
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  • Original price $69.99 - Original price $69.99
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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and Meta Quest - Black

    Insignia

    Compatible with Meta Quest 2 and Meta QuestDesigned specifically for use with Meta Quest 2 and Meta Quest VR headsets and your USB-C computer.Flexi...

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    Original price $69.99 - Original price $69.99
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  • Original price $2,470.99 - Original price $2,470.99
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    Samsung - 26.7 cu. ft. Side-by-Side Smart Refrigerator with 21.5" Touch-Screen Family Hub - Stainless Steel

    Samsung

    Large capacityCompletely redesigned interior with 26.7 cu. ft. capacity that fits even more groceries.Modern designIts clean lines and modern form ...

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    Original price $2,470.99 - Original price $2,470.99
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  • Original price $187.99 - Original price $187.99
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    Smart Choice - Universal 6' Deluxe Dishwasher Install Kit - Multi

    Smart Choice

    Compatible with dishwashersFor proper installation.6' lengthEnables flexible installation.Kit contains6' Braided Stainless Steel Waterline 6' 110V ...

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    Original price $187.99 - Original price $187.99
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    Smart Choice - 6' 3-Wire Range Cord - Gray

    Smart Choice

    Compatible with select rangesFor use with your existing setup.3-prong right-angle plugFor reliable power.Strain reliefProvides safe reliable use.6'...

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    Original price $187.99 - Original price $187.99
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  • Original price $188.99 - Original price $188.99
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    Smart Choice - 6' Range Cord

    Smart Choice

    Our delivery personnel will determine whether a 3- or 4-prong cord is needed based on the outlet behind your existing range.Heavy-duty insulation j...

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    Original price $188.99 - Original price $188.99
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  • Original price $192.99 - Original price $192.99
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    $192.99
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    Smart Choice - Range Gas Line

    Smart Choice

    Safety+PLUS automatic shut-off valve stops gas flow in a leak to keep you safe and helps protect your home in the event of a gas line rupture or di...

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    Original price $192.99 - Original price $192.99
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    $192.99
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  • Original price $49.99 - Original price $49.99
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    Smart Choice - Support Bracket for Most Air Conditioners Up to 80 lbs.

    Smart Choice

    Compatible with most air conditioners weighing up to 80 lbsFor wide-ranging use.All-weather constructionEnsures durability.Built in bubble levelFor...

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    Original price $49.99 - Original price $49.99
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  • Original price $46.99 - Original price $46.99
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    ZAGG - Glass+ Defense for ASUS ROG Ally 7" Gaming Device - Clear

    Zagg Incorporated

    Tested 3X StrongerGlass+ Defense screen protection is 3x stronger than traditional glass screen protection.Anti-microbial Treatment Protects the Sc...

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    Original price $46.99 - Original price $46.99
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  • Original price $25.99 - Original price $25.99
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    CORSAIR - Medium Gaming Mouse Pad - Black

    Corsair

    Created for use with most laser and optical gaming miceFor comfort and durability.Cloth constructionOffers comfort for your wrist.Textile-weave sur...

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    Original price $25.99 - Original price $25.99
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    PowerA - USB Charge Cable for PlayStation 4 - Black

    PowerA

    • Works with DUALSHOCK 4 controllers• 6.5ft Cable• Made with quality ferrite coil• USB to Micro-B USB• Gold Plated connectors• Officially licensed ...

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    Original price $25.99 - Original price $25.99
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    SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

    Steel Series

    Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

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    Original price $25.99 - Original price $25.99
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  • Original price $55.99 - Original price $55.99
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    SaharaCase - DEFENCE Series Case for Microsoft Surface Pro 8 - Black/Clear

    SaharaCase

    Designed for Microsoft Surface Pro 8Complement your device with this lightweight formfitting case.Ergonomic closed-button designThe case secures th...

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    Original price $55.99 - Original price $55.99
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  • Original price $40.99 - Original price $40.99
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    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Lilac

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

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    Original price $40.99 - Original price $40.99
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  • Original price $48.99 - Original price $48.99
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    AC Adapter for Nintendo Switch - Black

    Nintendo

    Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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    Original price $48.99 - Original price $48.99
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  • Original price $181.99 - Original price $181.99
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    Smart Choice - Stainless-Steel Refrigerator Waterline Kit Required for Hook-Up - Silver

    Smart Choice

    Compatible with most refrigeratorsFor a convenient waterline setup.Stainless-steel materialProvides flexibility and durability.Professional-grade c...

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    Original price $181.99 - Original price $181.99
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  • Original price $53.99 - Original price $53.99
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    NETGEAR - 5-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - White

    NETGEAR

    Gigabit Ethernet5 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spee...

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    Original price $53.99 - Original price $53.99
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  • Original price $62.99 - Original price $62.99
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    Logitech - Prodigy G213 Full-size Wired Membrane Gaming Keyboard with RGB Backlighting - Black

    Logitech

    Logitech Mech-Dome keysEach key is tuned to enhance the tactile experience delivering ultra-quick responsive feedback while the anti-ghosting gamin...

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    Original price $62.99 - Original price $62.99
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  • Original price $47.99 - Original price $47.99
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    Smart Choice - Semi-Rigid Dryer Vent Kit Required for Hook-Up - Silver

    Smart Choice

    Custom fitted ends and clampsMake installation quick and easy using household tools.Enhances drying timeFor added convenience.Vent expands from 23"...

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  • Original price $188.99 - Original price $188.99
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    Smart Choice - 6' 50 Amp 4-Prong Range Cord - Black

    Smart Choice

    Right angle plug allows close placement against wallSafety clamp provides secure connection and protects power terminals against accidental damageI...

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    Original price $188.99 - Original price $188.99
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  • Original price $52.99 - Original price $52.99
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    Frigidaire power cable - 6 ft

    Smart Choice

    Compatible with most major brand dryersQuick and easy eyelet terminal hookupHeavy-duty insulation jacket is flexible to prevent kinking and crackin...

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    Original price $52.99 - Original price $52.99
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  • Original price $1,201.99 - Original price $1,201.99
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    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,201.99 - Original price $1,201.99
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  • Original price $152.99 - Original price $152.99
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    j5create - USB-C Dual 4K HDMI Docking Station with 15W Wireless Charging - Space Grey

    J5 Create

    HDMI compatibleSupports dual 4K HDMITM (4K60Hz + 4K30 Hz).Power deliverySupports Power Delivery 3.1 140W power in.FlexibleTwo USB 10Gbps and two US...

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    Original price $152.99 - Original price $152.99
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  • Original price $493.99 - Original price $493.99
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    SimpliSafe - 2 Camera Outdoor Wireless Security System with 5 Sensors - White

    Simplisafe

    Simple to set up. Seriously secureet ready to protect right out of the box. Just plug in the base station place your sensors and start protecting y...

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    Original price $493.99 - Original price $493.99
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  • Original price $586.99 - Original price $586.99
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    Frigidaire - 24" Front Control Built-In Plastic Tub Dishwasher with MaxDry 54 dBA - Stainless Steel

    Frigidaire

    Triple the cleaning powerGive your dishes a more effective clean with our three spray arms which achieve better water coverage during the cleaning ...

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    Original price $586.99 - Original price $586.99
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  • Original price $839.99 - Original price $839.99
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    Frigidaire - 4.6 Cu. Ft. 138 12 oz. Can Capacity Beverage Center - Stainless Steel

    Frigidaire

    138-12 oz. Can StorageHolds up to 138 12 oz. cans for maximum storage of your favorite beverages.Contemporary Handle DesignConvenient access to you...

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    Original price $839.99 - Original price $839.99
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    Current price $839.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.