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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core i5-14400F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsPanasonic - HD 24x Optical Zoom Digital Camcorder - Black
PanasonicVersitile zoomThe 24x zoom lens lets you switch seamlessly between wide-angle and telephoto shots from 25mm to 600mm (35mm equivalent).Bright 3.0-i...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsLegion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam
LenovoLenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...
View full detailsTP-Link - Archer BE9700 Tri-Band Wi-Fi 7 Router - Black
TP Link9.7 Gbps Wi-Fi 7 SpeedsEnhanced with 6 GHz and 320 MHz ultra-wide channels BE9700 offers impressive speeds of up to 5765 Mbps on the 6 GHz band 288...
View full detailsTP-Link - Deco BE68 Wi-Fi 7 BE14000 Whole Home Tri-Band Router Mesh with Ultra-Fast 10G Port and AI-Driven Roaming (3-pack) - White
TP LinkBlazing Fast 14 Gbps Tri-Band Wi-Fi 7Experience next-gen speeds of up to 14 Gbps across three bands delivering seamless 4K/8K streaming lag-free vi...
View full detailsElden Ring Nightreign - Xbox Series X
BANDAI NAMCO EntertainmentRise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...
View full detailsAMD - Ryzen 5 5500 6-Core - 12 Thread 3.6 GHz (4.2 GHz Max Boost) Socket AM4 Unlocked Desktop Processor - Black
AMDPrecision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...
View full detailsLG - 5.8 Cu. Ft. Slide-In Gas True Convection Smart Range with EasyClean Air Fry and UltraHeat 20K Burner - Stainless Steel
LGThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...
View full detailsBeats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand
ApplePowerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...
View full detailsSamsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - White Glass
Samsung3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...
View full detailsMSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Ultra 7 265 processorThe Intel Ultra 7 265 processor o...
View full detailsMSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...
View full detailsApple - Mac Studio - M4 Max - 512GB SSD - Silver
AppleSUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsPowerA - Advantage Wired Controller for Xbox Series XS - Fortnite Glow
Power ACode for Bonus Virtual Item Included Moon Bounce Emote. 2 Types of Glow Bring the spirit of the arcade to your controller with a glow in the dark...
View full detailsKeychron - Q1HE 75 Custom Wireless RGB Mechanical Keyboard with Progrmmable QMK/VIA Hot-Swappable Magnetic Switch - Black
Keychron2.4 GHz Bluetooth ConnectionExperience peak gaming performance on the fly with the Q1 HE's 2.4 GHz wireless connection boasting a rapid 1000 Hz po...
View full detailsHP - OmniDesk Desktop - Intel Core Ultra 5 - 16GB DDR5 Memory - 1TB SSD - Dark Wood
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - OmniDesk Desktop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Wood
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsSony - ULT FIELD 3 Wireless Speaker - Forest Gray
SonyULT ButtonBoost the bass with the press of the ULT button delivering enhanced sound depth for your favorite tracks.Shoulder StrapDesigned for easy ...
View full detailsSennheiser - ACCENTUM Open Wireless Earbuds - Ear Buds with Open Design Dynamic Sound and Bluetooth 5.3 - Cream
SennheiserSennheiser tuned soundTuned by acoustic experts for a superior open sound they deliver rich detailed sound that’s finely tuned for clarity and dept...
View full detailsElden Ring Nightreign - PlayStation 5
BANDAI NAMCO EntertainmentRise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...
View full detailsCricut - Explore 4 + Starter Bundle - Seashell
CricutCompatibilityWorks with 100+ materials including popular materials like vinyl iron-on cardstockPreciseCuts intricate designs with precisionMateria...
View full detailsDell - Plus - Copilot+ PC - 16" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue
DellStunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...
View full detailsSkylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - White
SkylightSkylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your c...
View full detailsLenovo - Legion 7i 16" 2.5k OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Glacier White
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsInsignia - 7 Cu. Ft. Electric Dryer with Sensor Dry - White
Insignia7 cu. ft. capacity with front-load designAllows you to easily access and unload your laundry from the dryer. Adjust the reversible door hinge to ac...
View full detailsiBUYPOWER - Element Gaming Desktop PC-Intel Core Ultra 7 265F NVIDIA GeForce RTX 5070 12GB 32GB DDR5 RGB2TB SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsSamsung - 24 Smart Dry with AutoRelease Door Built-In Tub Dishwasher with 3rd Rack Washing System 38dBA - Stainless Steel
Samsung3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core Ultra 7 265F - NVIDIA GeForce RTX 5060 Ti 16GB - 32GB DDR5 - 2TB PCIe 4 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsHP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver
HPGet A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsLenovo - Ideapad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1334U 2023 - 16GB Memory - 512GB SSD - Abyss Blue
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsiBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 9 285KNVIDIA GeForce RTX 5070 12GB32GB DDR5 RGB2TB NVMe - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.