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  • Original price $762.99 - Original price $762.99
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    Lenovo Ideapad 1 15.6" Laptop - Ryzen 7 5700U with 16GB Memory - AMD Radeon Graphics - 512GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $762.99 - Original price $762.99
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    Current price $762.99
  • Original price $1,574.99 - Original price $1,574.99
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    Current price $1,574.99

    Summit - 24" Wide Built-In All-Refrigerator ADA Compliant

    Summit Appliance

    Summit - 24" Wide Built-In All-Refrigerator ADA Compliant

    Original price $1,574.99 - Original price $1,574.99
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  • Original price $2,344.99 - Original price $2,344.99
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    Summit BIM44ADA - ice cube maker - undercounter - built-in - black/stainless steel

    Summit Appliance

    Commercially approved icemaker for built-in or freestanding use under lower ADA compliant counters with a built-in pump and stainless steel door. M...

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    Original price $2,344.99 - Original price $2,344.99
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  • Original price $2,392.99 - Original price $2,392.99
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    Summit Appliance ADA Compliant Icemaker - Panel-Ready Left Hinge

    Summit Appliance

    Commercially approved icemaker for built-in or freestanding use under lower ADA compliant counters with a built-in pump and panel-ready door. Makes...

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    Original price $2,392.99 - Original price $2,392.99
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  • Original price $1,292.99 - Original price $1,292.99
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    18" Wide Built-In Dishwasher - ADA COMPLIANT

    Summit Appliance

    18" Wide Built-In Dishwasher - ADA COMPLIANT

    Original price $1,292.99 - Original price $1,292.99
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  • Original price $622.99 - Original price $622.99
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    Walker Edison - X Frame Command Center Gaming Desk Station - White

    Walker Edison

    X-design legsCommand center setup great for gamingMade from tempered safety glass and powder-coated steelAssembly required.Save time by adding a Fu...

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    Original price $622.99 - Original price $622.99
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  • Original price $126.99 - Original price $126.99
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    Ring - Stick Up Indoor/Outdoor Wire Free 1080p Security Camera - Black

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...

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    Original price $126.99 - Original price $126.99
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    $126.99
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    Ring - Stick Up Indoor/Outdoor Wire Free 1080p Security Camera - White

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...

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    Original price $126.99 - Original price $126.99
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    $126.99
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  • Original price $126.99 - Original price $126.99
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    Ring - Stick Up Indoor/Outdoor Wired 1080p Security Camera - White

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Hear and speak to people on camera from your phone or tablet.Customiz...

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    Original price $126.99 - Original price $126.99
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  • Original price $290.99 - Original price $290.99
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    De'Longhi Nespresso VertuoPlus Deluxe ENV155BAE - coffee machine with cappuccinatore - piano black

    Delonghi

    VERSATILE AUTOMATIC COFFEE MAKER VertuoPlus Deluxe makes both coffee and espresso in a variety of sizesnbsp. 5oz 8oz Coffee and single and double E...

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    Original price $290.99 - Original price $290.99
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  • Original price $127.99 - Original price $127.99
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    Weber - Connect Smart Grilling Hub - Gray

    Weber

    USB rechargeable battery and LCD displayReceive notifications when food is ready to flip and is the perfect temperature to serveView a countdown th...

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    Original price $127.99 - Original price $127.99
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  • Original price $311.99 - Original price $311.99
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    Greenworks - 48-Volt 14-Inch Cordless Brushless Chainsaw (2 x 4Ah Batteries and 1 x Dual Port Charger) - Green

    Greenworks

    Two Greenworks 24 VOLT POWERALL batteries combine for 48 VOLTS of exceptional better than gas power without leaving the 24 VOLT battery platformHig...

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    Original price $311.99 - Original price $311.99
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  • Original price $245.99 - Original price $245.99
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    OSP Home Furnishings - Eagle Ridge Counter Stool in Finish - Black

    OSP Home Furnishings

    Traditional Windsor style counter height stoolSaddled seat for comfortSolid wood constructionElegant tapered legSemi-assembled some assembly required

    Original price $245.99 - Original price $245.99
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  • Original price $213.99 - Original price $213.99
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    $213.99
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    Beats by Dr. Dre - Powerbeats Pro Totally Wireless Earbuds - Black

    Apple

    Totally wireless high-performance EarbudsUp to 9 hours of listening time (more than 24 hours with charging case)Adjustable secure-fit earhooks for ...

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    Original price $213.99 - Original price $213.99
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    $213.99
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  • Original price $213.99 - Original price $213.99
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    Beats by Dr. Dre - Powerbeats Pro Totally Wireless Earbuds - Navy

    Apple

    Totally wireless high-performance EarbudsUp to 9 hours of listening time (more than 24 hours with charging case)Adjustable secure-fit earhooks for ...

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    Original price $213.99 - Original price $213.99
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    $213.99
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    Current price $213.99
  • Original price $160.99 - Original price $160.99
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    NutriBullet - Centrifugal Juicer Pro NBJ50200 - Silver

    NutriBullet

    Top-quality juice straight from your kitchen. The nutribullet Juicer Pro delivers smooth delicious juice from your favorite fruits and vegetables w...

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    Original price $160.99 - Original price $160.99
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    $160.99
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  • Original price $95.99 - Original price $95.99
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    $95.99
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    Apple - USB Type-C Digital AV Multiport Adapter - White

    Apple

    This adapter allows you to mirror your Mac display to your HDMI enabled TV or display.3840 x 2160 at 60Hz oniPad Pro 11-inch iPad Pro 12.9-inch (3r...

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    Original price $95.99 - Original price $95.99
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    $95.99
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  • Original price $200.99 - Original price $200.99
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    Apple - Smart Keyboard for iPad (7th Generation) iPad 10.2" (9th Generation) iPad Air (3rd Generation) and 10.5-inch iPad Pro

    Apple

    The Smart Keyboard combines advanced technologies to create a keyboard like no otherIt's a full-size keyboard that's fully portable and it connects...

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    Original price $200.99 - Original price $200.99
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    $200.99
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  • Original price $119.99 - Original price $119.99
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    Apple - Magic Mouse - Black

    Apple

    The incredibly long-lasting internal battery will power your Magic Mouse for about a month or more between chargesIt's ready to go right out of the...

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    Original price $119.99 - Original price $119.99
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    Current price $119.99
  • Original price $95.99 - Original price $95.99
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    $95.99
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    Current price $95.99

    Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC

    Thrustmaster

    The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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    Original price $95.99 - Original price $95.99
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    $95.99
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  • Original price $1,018.99 - Original price $1,018.99
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    GE - 7.8 Cu. Ft. 10-Cycle Electric Dryer - White on White

    GE

    The electric cord and vent kit are sold separately and are not included.Built-in Wi-FiStart stop and monitor your laundry from anywhere while recei...

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    Original price $1,018.99 - Original price $1,018.99
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    $1,018.99
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  • Original price $2,047.99 - Original price $2,047.99
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    Current price $2,047.99

    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    $2,047.99
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    $2,047.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    $2,047.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $2,632.99 - Original price $2,632.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
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  • Original price $2,741.99 - Original price $2,741.99
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    Current price $2,741.99

    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,741.99 - Original price $2,741.99
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  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    $689.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99
  • Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99
  • Original price $520.99 - Original price $520.99
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    $520.99
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    Current price $520.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $520.99 - Original price $520.99
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    $520.99
    $520.99 - $520.99
    Current price $520.99
  • Original price $1,596.99 - Original price $1,596.99
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    Summit Appliance - 5.5 Cu. Ft. Mini Fridge - Custom Panel Ready

    Summit Appliance

    Requires the installation of custom panels and handle (not included)5.5 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks ...

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    Original price $1,596.99 - Original price $1,596.99
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    $1,596.99
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  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    Ring - Alarm Contact Sensor (2nd Gen) (6-Pack) - White

    Ring

    Requires Ring Alarm or Ring Alarm Pro sold separately.Get alerts on your phone and tablet when doors or windows are opened.Monitor your home from a...

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    Original price $125.99 - Original price $125.99
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    $125.99
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  • Original price $101.99 - Original price $101.99
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    $101.99
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    Apple Pencil - stylus for tablet - USB-C

    Apple

    Pairs and charges via USB-CAttaches magneticallyPixel-perfect precisionLow latencyTilt sensitivity

    Original price $101.99 - Original price $101.99
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    $101.99
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    Current price $101.99
  • Original price $165.99 - Original price $165.99
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    $165.99
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    Current price $165.99

    Apple - Magic Trackpad - White

    Apple

    Magic Trackpad pairs automatically with your Mac so you can get to work right awayThe incredibly long-lasting internal battery will power it for ab...

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    Original price $165.99 - Original price $165.99
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    $165.99
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    Apple - Magic Keyboard with Numeric Keypad - Silver

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    Original price $165.99 - Original price $165.99
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    $165.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Current price $2,273.99

    Apple Mac Studio - USFF - M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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    Current price $2,273.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.