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  • Original price $72.99 - Original price $72.99
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    Current price $72.99

    Logitech - Driving Force Shifter for Xbox Series XS Xbox One and PlayStation 4 5 - Black/Silver

    Logitech

    Works with G29/G920 Driving Force racing wheelsDriving Force shifter is designed for both G29 and G920 Driving Force racing wheels completing your ...

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    Original price $72.99 - Original price $72.99
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    Current price $72.99
  • Original price $254.99 - Original price $254.99
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    Logitech - Combo Touch Keyboard Folio for Apple iPad Pro 12.9" (5th 6th Gen) with Detachable Backlit Keyboard - Sand

    Logitech

    Works with Apple iPad ProCompatible with iPad Pro 12.9-inch (5th 6th gen - 2021 2022) - A2378 A2461 A2379 A2462-.Smart Connector technologyEnjoy in...

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    Original price $254.99 - Original price $254.99
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  • Original price $512.99 - Original price $512.99
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    Panasonic - LUMIX S Series Camera Lens 50mm F1.8 L-Mount Lens for Mirrorless Full Frame Digital Cameras S-S50 - Black

    Panasonic

    Works with All L-Mount Full-Frame Digital CamerasL-Mount compatibility makes this lens an essential hard-working tool across the LUMIX S series and...

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    Original price $512.99 - Original price $512.99
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  • Original price $678.99 - Original price $678.99
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    Panasonic - LUMIX S-S85 85mm F1.8 L-Mount Lens for LUMIX S Series Cameras - Black

    Panasonic

    Works with all L-mount full-frame digital camerasL-Mount compatibility makes it an essential hard-working lens across the LUMIX S series and beyond...

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    Original price $678.99 - Original price $678.99
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  • Original price $129.99 - Original price $129.99
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    KitchenAid - 5 Blade Spiralizer with Peel Core and Slice - Metal

    Kitchenaid

    Works with all KitchenAid Stand MixersConnect to any household KitchenAid Stand Mixer power hub and use the power of the motor to run the food grin...

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    Original price $129.99 - Original price $129.99
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    KitchenAid - Metal Food Grinder Attachment - Silver

    Kitchenaid

    Works with all KitchenAid Stand MixersConnect to any household KitchenAid Stand Mixer power hub and use the power of the motor to run the food grin...

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    Original price $127.99 - Original price $127.99
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  • Original price $94.99 - Original price $94.99
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    Ring - Wi-Fi Smart Video Doorbell - Wired with Chime - Black

    Ring

    Works with AlexaYou can hear audio announcements when anyone presses the doorbell or triggers the motion sensors.Ring Chime hard bundleConnect to t...

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    Original price $94.99 - Original price $94.99
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  • Original price $311.99 - Original price $311.99
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    Victor - High Rise Rectangle Polyvinyl Chloride (PVC) Table Desk - Black

    Victor Technology

    Wood construction and PVC laminate finishCreate a stylish look to complement your space and offer a durable design.Steel baseOffers a durable desig...

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    Original price $311.99 - Original price $311.99
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  • Original price $81.99 - Original price $81.99
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    4W Solar Panel for Select Ring Security Cameras - Black

    Ring

    Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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    Original price $81.99 - Original price $81.99
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    4W Solar Panel for Select Ring Security Cameras - White

    Ring

    Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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    Original price $81.99 - Original price $81.99
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  • Original price $125.99 - Original price $125.99
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    CORSAIR - DARK CORE RGB PRO SE Wireless Optical Gaming Mouse with Qi Wireless Charging - Black

    Corsair

    Wireless-optimized 18000 DPI optical sensorPlay with pinpoint accuracy and precision thanks to a custom PixArt PAW3392 optical sensor optimized for...

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    Original price $125.99 - Original price $125.99
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  • Original price $216.99 - Original price $216.99
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    ASUS - AX5700 Dual-Band Wi-Fi 6 Router - Black

    ASUS

    Wireless-AX technologyFaster performance and speed with AX Wi-Fi (up to 4804 Mbps on the 5.0GHz band). Ideal for smart home devices and large homes...

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    Original price $216.99 - Original price $216.99
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  • Original price $223.99 - Original price $223.99
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    RØDE - WIRELESS GO II Single Set Wireless Microphone System

    Rode

    Wireless Microphone SystemAmplifies your voice while enabling free movement.Series IV 2.4GHz Digital Transmission and 128-bit EncryptionEnsures cry...

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    Original price $223.99 - Original price $223.99
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  • Original price $152.99 - Original price $152.99
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    Logitech - G735 Aurora Collection Wireless Gaming Headset for PC Mobile - White Mist

    Logitech

    Wireless gaming headset with unmatched fitInclusive of people with smaller head sizes and those who wear glasses or small earrings.Play across scre...

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    Original price $152.99 - Original price $152.99
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  • Original price $77.99 - Original price $77.99
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    ZAGG - Pro Stylus 2 Active Dual-Tip Stylus with Wireless Charging - Gray

    Zagg Incorporated

    Wireless chargingThe Pro Stylus 2 attaches magnetically to the included wireless charging cradle. It also works with any wireless Qi-charger.Dual-t...

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    Original price $77.99 - Original price $77.99
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  • Original price $189.99 - Original price $189.99
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    $189.99
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    Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - Black

    Generic

    Wireless audioConnects wirelessly to your devices via Bluetooth eliminating the need for cables.Lightweight and portableDesigned for comfort and mo...

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    Original price $189.99 - Original price $189.99
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    Woojer - Haptic Strap 3 for Games Music Movies VR and Wellness - White

    Generic

    HapticsOne powerful patented Osci TRX2 transducer with a 1-250Hz frequency range provides unparalleled gaming experience by delivering precise and ...

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    Original price $189.99 - Original price $189.99
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  • Original price $292.99 - Original price $292.99
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    TP-Link - Tapo 3-pack 2K Indoor/Outdoor Cameras with 10000mAh Battery (Up to 300 days of power) and Magnetic Base - White

    TP Link

    300 Day Battery LifeReducing the need to frequently recharge with 300 days of uniterupted performance from Tapo's 10000mAh battery.AI DetectionTapo...

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    Original price $292.99 - Original price $292.99
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    $292.99
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  • Original price $1,070.99 - Original price $1,070.99
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    MSI - Bravo 15 15.6" 144hz Gaming Laptop FHD - Ryzen 5-7535HS with 16GB RAM - GeForce RTX 4050 with 6G GDDR6 - 512GB NVMe SSD - Black

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,070.99 - Original price $1,070.99
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  • Original price $1,670.99 - Original price $1,670.99
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    MSI - Stealth 14" 165hz FHD+ Gaming Laptop - Intel Core i7 13620H - NVIDIA GeForce RTX 4060 with 16GB RAM and 1TB SSD - Blue

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,670.99 - Original price $1,670.99
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  • Original price $946.99 - Original price $946.99
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    Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam Sanitize+ - Champagne

    Samsung

    Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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    Original price $946.99 - Original price $946.99
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  • Original price $988.99 - Original price $988.99
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    Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam Sanitize+ - White

    Samsung

    Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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    Original price $988.99 - Original price $988.99
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    $988.99
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  • Original price $1,134.99 - Original price $1,134.99
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    Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Brushed Black

    Samsung

    Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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    Original price $1,134.99 - Original price $1,134.99
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    $1,134.99
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  • Original price $333.99 - Original price $333.99
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    $333.99
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    Current price $333.99

    TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

    TP Link

    Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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    Original price $333.99 - Original price $333.99
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  • Original price $202.99 - Original price $202.99
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    eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 System (3-pack)

    Eero

    Whole-home Wi-Fi 6 coverageTri-band with coverage up to 6000 sq. ft. and support for speeds up to a gigabit.Say goodbye to dead spots and buffering...

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    Original price $202.99 - Original price $202.99
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  • Original price $96.99 - Original price $96.99
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    eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 Router

    Eero

    Whole-home Wi-Fi 6 coverageDual-band with coverage up to 1500 sq. ft. and support for speeds up to 900 Mbps.Say goodbye to dead spots and buffering...

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    Original price $96.99 - Original price $96.99
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  • Original price $143.99 - Original price $143.99
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    eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 System (2-pack)

    Eero

    Whole-home Wi-Fi 6 coverageDual-band with coverage up to 1500 sq. ft. and speeds up to 900 Mbps.Say goodbye to dead spots and bufferingeero’s TrueM...

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    Original price $143.99 - Original price $143.99
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  • Original price $244.99 - Original price $244.99
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    Anova - Precision Cooker 3.0

    Anova

    What is sous videSous vide (pronounced sue-veed) is a cooking technique that utilizes highly precise temperature control in a circulating bath of w...

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    Original price $244.99 - Original price $244.99
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  • Original price $820.99 - Original price $820.99
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    GE - 4.5 cu ft Top Load Washer with Water Level Control Deep Fill Quick Wash and Glass Lid - White on White

    GE

    Water Level ControlThis top load washer with water level control and Extra Rinse option allows you to use as much or as little water as necessary t...

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    Original price $820.99 - Original price $820.99
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  • Original price $116.99 - Original price $116.99
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    Vornado - Velocity 3R Whole Room Space Heater - White

    Vornado

    Vornado’s new Velocity Tuned Heat seriesCreates hotter heat that moves faster and travels farther into a room than ever before.Tailor heat output a...

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    Original price $116.99 - Original price $116.99
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  • Original price $488.99 - Original price $488.99
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    Current price $488.99

    Sonos - Five Wireless Smart Speaker - Black

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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    Original price $488.99 - Original price $488.99
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    Current price $488.99

    Sonos - Five Wireless Smart Speaker - White

    Sonos Inc

    Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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    Original price $488.99 - Original price $488.99
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    Current price $488.99
  • Original price $194.99 - Original price $194.99
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    Current price $194.99

    Sony - Vlogger Accessory Kit - Black

    Sony

    Vlogger accessory kitIncludes wireless Bluetooth grip GP-VPT2BT that conveniently converts into a small tripod and 64GB UHS-II SD card SF-E64/T1 wi...

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    Original price $194.99 - Original price $194.99
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  • Original price $131.99 - Original price $131.99
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    LG - 27" IPS 3-Side Borderless FHD 100Hz AMD 100Hz FreeSync Monitor (HDMI) - Black

    LG

    Vivid Color with IPS and FHD ResolutionSee the quick response of an IPS Display. At 1920x1080 resolution LG's FHD IPS Display features vibrant colo...

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    Original price $131.99 - Original price $131.99
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  • Original price $124.99 - Original price $124.99
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    Current price $124.99

    Acer - KA272 Ebi 27 Full HD IPS Monitor - AMD FreeSync Technology - 1 x HDMI 1.4 1 x VGA - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $124.99 - Original price $124.99
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  • Original price $111.99 - Original price $111.99
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    Current price $111.99

    Acer - KA242Y Ebi 23.8 Full HD IPS Monitor - AMD FreeSync - 100Hz Refresh Rate - 1ms VRB sRGB 99 - 1 x HDMI 1.4 1 x VGA - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $111.99 - Original price $111.99
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    $111.99
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    Current price $111.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.