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  • Original price $340.99 - Original price $340.99
    Original price
    $340.99
    $340.99 - $340.99
    Current price $340.99

    Walker Edison - Modern Solid Wood Spindle-Style Outdoor Lounge Chair - Brown

    Walker Edison

    Versatile buildUse on your patio deck or poolside.Modern detailsShow off your style with the unique spindled back.Sturdy buildMade from solid eucal...

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    Original price $340.99 - Original price $340.99
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    $340.99
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    Current price $340.99
  • Original price $310.99 - Original price $310.99
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    Current price $310.99

    Walker Edison - Modern Solid Wood Spindle-Style Outdoor Coffee Table - Brown

    Walker Edison

    Versatile buildUse in outdoor or indoor spaces.Modern detailsShow off your style with the modern spindle-style legs.Sturdy buildMade from solid euc...

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    Original price $310.99 - Original price $310.99
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    $310.99
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    Current price $310.99
  • Original price $81.99 - Original price $81.99
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    Current price $81.99

    NIU - Electric Scooter Helmet with LED Light - Black

    NIU

    VentilationInternal recessed channels manage airflow through the biking helmet and over the head pulling cool air in through the front and pushes i...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99
  • Original price $74.99 - Original price $74.99
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    $74.99
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    Current price $74.99

    Insignia - USB-C to Dual 4K HDMI Adapter - Gray

    Insignia

    USB-C to dual HDMI conversionExtends or mirrors most USB-C devices to an HDMI-enabled display to help your work more efficiently.Up to 4K resolutio...

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    Original price $74.99 - Original price $74.99
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    Current price $74.99
  • Original price $71.99 - Original price $71.99
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    Current price $71.99

    Insignia - USB to Dual HDMI Adapter - White

    Insignia

    USB 3.0 to HDMIMirror or extend your computer’s display by connecting from your computer’s USB-A port to HDMI-enabled monitor TV or Projector.For W...

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    Original price $71.99 - Original price $71.99
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  • Original price $669.99 - Original price $669.99
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    Steelcase - Series 2 3D Airback Chair with Seagull Frame - Onyx/Licorice

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Onyx. 3D Microknit back mesh is 100 polyester. Back mesh is Licorice.Ergonomic Chair Fea...

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    Original price $669.99 - Original price $669.99
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  • Original price $688.99 - Original price $688.99
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    $688.99
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    Steelcase - Series 2 3D Airback Chair with Seagull Frame - Onyx/Licorice

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Onyx. 3D Microknit back mesh is 100 polyester. Back mesh is Licorice.Ergonomic Chair Fea...

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    Original price $688.99 - Original price $688.99
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    $688.99
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  • Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99

    Hyperice - Heated Head Attachment - Black

    Hyperice

    Upgrade your massageHeating up almost instantly the Heated Head Attachment has three levels of heat to select via a single button control. The Heat...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99
  • Original price $151.99 - Original price $151.99
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    $151.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

    Logitech

    Up to 50ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 50ft.EQ presetsChoose between 3 dif...

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    Original price $151.99 - Original price $151.99
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    $151.99
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    Astro Gaming - A20 Gen 2 Wireless Gaming Headset for PS5 PS4 PC - White/Blue

    Logitech

    Up to 50 ft wireless rangeRemoving the boundaries of wires the 2.4 GHz wireless signal provides a range of up to 15m.Cross-platform connectivityWit...

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    Original price $151.99 - Original price $151.99
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  • Original price $183.99 - Original price $183.99
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    $183.99
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    Current price $183.99

    HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

    HyperX

    Up to 300 Hours of Battery LifePlay knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless freedom...

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    Original price $183.99 - Original price $183.99
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  • Original price $102.99 - Original price $102.99
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    $102.99
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    Philips Sonicare Cordless Power Flosser 3000 - Black

    Philips Sonicare

    Up to 150 more effective than floss for healthier gumsUp to 150 more effective than floss for healthier gumsUnique Quad Stream creates four wide st...

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    Original price $102.99 - Original price $102.99
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  • Original price $28.99 - Original price $28.99
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    Best Buy essentials - 6' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Best Buy essentials

    Up to 10K resolutionSupports 4K at 120 Hz 8K at 60 Hz or up to 10K resolution.HDMI certifiedFor ultra high-speed performance.48 Gbps bandwidthEnsur...

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    Original price $28.99 - Original price $28.99
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  • Original price $700.99 - Original price $700.99
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    DENON AVR-S770H 7.2

    Denon

    Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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    Original price $700.99 - Original price $700.99
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  • Original price $646.99 - Original price $646.99
    Original price
    $646.99
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    Current price $646.99

    Sony - XP700 Portable Bluetooth Party Speaker with Water Resistance - Black

    Sony

    Unleash your inner pop starPlug in a microphone or a guitar via the mic/guitar with dual inputs in the rear port. When connecting a guitar the XP70...

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    Original price $646.99 - Original price $646.99
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    $646.99
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    Current price $646.99
  • Original price $492.99 - Original price $492.99
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    $492.99
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    Current price $492.99

    Woojer - Haptic Vest 3 for Games Music Movies VR and Wellness. - Black

    Generic

    HapticsSix powerful patented Osci TRX2 transducers deliver deep and precise haptic experience. Experience 360-degree rich powerful and accurate ste...

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    Original price $492.99 - Original price $492.99
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    $492.99
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    Current price $492.99
  • Original price $366.99 - Original price $366.99
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    $366.99
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    Walker Edison - Modern Dining Chair - Fog Grey

    Walker Edison

    Unique silhouetteLet your style shine with the unique angled metal legs.Comfortable seatingKick back and relax with the comfortable cushioned seat ...

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    Original price $366.99 - Original price $366.99
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    $366.99
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    Current price $366.99
  • Original price $420.99 - Original price $420.99
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    $420.99
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    Current price $420.99

    Walker Edison - Modern Sliding-Top Coffee Table - White

    Walker Edison

    Unique buildUse the sliding top to display decor or tuck necessities away.Stylish designShow off your style with the unique two-tone designSturdy b...

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    Original price $420.99 - Original price $420.99
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    $420.99
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  • Original price $1,049.99 - Original price $1,049.99
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    $1,049.99
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    Current price $1,049.99

    Sony - ZV-1 II 20.1-Megapixel Digital Camera for Content Creators and Vloggers - Black

    Sony

    Ultra-wide 18-50mm zoom lens gets it all in the frameLarge 1.0-type sensor for professional results even in low-lightWide aperture F1.8-4.0 lens fo...

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    Original price $1,049.99 - Original price $1,049.99
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    $1,049.99
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  • Original price $183.99 - Original price $183.99
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    $183.99
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    Miroir - M76 Wireless Projector - Black

    Miroir

    Ultra-Portable DesignWeighing just 6 ounces built-in battery for sharing content anywhereWirelessScreen Mirroring from your smartphone tablet or la...

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    Original price $183.99 - Original price $183.99
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    $183.99
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  • Original price $2,429.99 - Original price $2,429.99
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    $2,429.99
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    Current price $2,429.99

    LG - 27 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - Stainless Steel

    LG

    Ultra-large capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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    Original price $2,429.99 - Original price $2,429.99
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    $2,429.99
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  • Original price $927.99 - Original price $927.99
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    $927.99
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    Current price $927.99

    LG - 4.5 Cu. Ft. High Efficiency Stackable Front-Load Washer with 6Motion Technology - White

    LG

    Ultralarge 4.5 cu. ft. capacityUltralarge capacity means you can do more laundry in fewer loads.6Motion technologyBased on the cycle you select LG ...

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    Original price $927.99 - Original price $927.99
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  • Original price $741.99 - Original price $741.99
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    $741.99
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    Current price $741.99

    LG - 4.1 Cu. Ft. Top Load Washer with SlamProof Glass Lid - White

    LG

    Ultra-Large 4.1 cu.ft. CapacityTowers of towels piles of sweatshirts and a mountain of jeans Go for it. The ultra-large 4.1 cu. ft. capacity tub le...

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    Original price $741.99 - Original price $741.99
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    $741.99
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  • Original price $1,018.99 - Original price $1,018.99
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    $1,018.99
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    GE - 4.8 CuFt High-Efficiency Stackable Smart Front Load Washer w/UltraFresh Vent System Microban Antimicrobial Technology - White on White

    GE

    UltraFresh vent system with OdorBlockThe first and only UltraFresh vent system with OdorBlock eliminates excess moisture to help prevent odors ensu...

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    Original price $1,018.99 - Original price $1,018.99
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    $1,018.99
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  • Original price $97.99 - Original price $97.99
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    $97.99
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    Current price $97.99

    RØDE - VideoMicro II Wired Supercardioid Shotgun Microphone

    Rode

    Ultracompact on-camera shotgun microphoneSimply plug it in and hit record on your camera or smartphone. The microphone is perfectly tuned to delive...

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    Original price $97.99 - Original price $97.99
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    $97.99
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  • Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99

    eufy Security - Outdoor Cam Pro Wired 2K Spotlight Camera - White

    Eufy

    Ultra-clear 2K resolutionView any real-time moment in ultra-clear 2K resolution. The F2.0 aperture works to produce vivid images from an outdoor se...

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    Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99
  • Original price $1,948.99 - Original price $1,948.99
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    Current price $1,948.99

    LG - 26.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Internal Water - Stainless Steel

    LG

    Ultra Large Counter-Depth Capacity (26.5 cu. ft.)LG delivers the ultra-large 26.5 cu. ft. capacity of a standard-depth fridge packaged in a counter...

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    Original price $1,948.99 - Original price $1,948.99
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  • Original price $2,257.99 - Original price $2,257.99
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    $2,257.99
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    Current price $2,257.99

    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Steam and Built-In Intelligence - Black Steel

    LG

    Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get It All Done In Less Time. Ultra Large Capacity (4.5 cu. ft. in the washe...

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    Original price $2,257.99 - Original price $2,257.99
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    $2,257.99
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  • Original price $2,249.99 - Original price $2,249.99
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    $2,249.99
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    Current price $2,249.99

    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Built-In Intelligence - Graphite Steel

    LG

    Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get It All Done In Less Time. Ultra Large Capacity (4.5 cu. ft. in the washe...

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    Original price $2,249.99 - Original price $2,249.99
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    $2,249.99
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  • Original price $2,032.99 - Original price $2,032.99
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    $2,032.99
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    Current price $2,032.99

    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Built-In Intelligence - White

    LG

    Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get It All Done In Less Time. Ultra Large Capacity (4.5 cu. ft. in the washe...

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    Original price $2,032.99 - Original price $2,032.99
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    $2,032.99
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    Current price $2,032.99
  • Original price $2,139.99 - Original price $2,139.99
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    $2,139.99
    $2,139.99 - $2,139.99
    Current price $2,139.99

    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Built-In Intelligence - Graphite Steel

    LG

    Ultra large capacity 4.5 cu.ft. washer and 7.4 cu.ft. dryer (WashTower)Get It All Done In Less Time. Ultra Large Capacity (4.5 cu. ft. in the washe...

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    Original price $2,139.99 - Original price $2,139.99
    Original price
    $2,139.99
    $2,139.99 - $2,139.99
    Current price $2,139.99
  • Original price $218.99 - Original price $218.99
    Original price
    $218.99
    $218.99 - $218.99
    Current price $218.99

    Logitech - 4K Pro 4096 x 2160 Webcam with Noise-Canceling Mic - Black

    Logitech

    Ultra 4K HD resolution4 times the resolution of a typical HD webcam; look your best and enjoy professional video experience wherever you are with 5...

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    Original price $218.99 - Original price $218.99
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    $218.99
    $218.99 - $218.99
    Current price $218.99
  • Original price $645.99 - Original price $645.99
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    $645.99
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    Current price $645.99

    Onkyo - TX-NR5100 80W 7.2-Ch. with Dolby Atmos Home Theater and Gaming AV Receiver with Alexa Compatible - Black

    Onkyo

    Ultimate 4K/120AB Gaming Experience4K/120AB enables ultra-fast motion UHD images to be crisp and razor-sharp; and sports action movies and high-per...

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    Original price $645.99 - Original price $645.99
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    $645.99
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  • Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99

    Logitech - K780 Full-size Wireless Scissor Keyboard - White

    Logitech

    Type comfortably at home or on the go98 keys let you type and navigate quickly.Keyboard controlsFeature application switching search and easy-switc...

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    Original price $92.99 - Original price $92.99
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    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99

    Breville - Juice Fountain Cold Electric Juicer - Silver

    Breville

    Two speeds juice a variety of produceUse the slow speed to juice soft fruits and vegetables such as peaches strawberries oranges and kale. The high...

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    Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99
  • Original price $857.99 - Original price $857.99
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    $857.99
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    Current price $857.99

    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Stainless Steel

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $857.99 - Original price $857.99
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    $857.99
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    Current price $857.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.