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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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HP - OmniStudio 23.8" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - Copilot+ - Jet Black
HPAMD Ryzen AI 5 430 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...
View full detailsHisense - 65" Class U7 Series MiniLED QLED UHD 4K HDR Smart Google TV (2026)
HISENSEHi-QLED MiniLED ProThousands of Mini-LEDs precisely control light across the screen to deliver brighter highlights deeper blacks and clear detail i...
View full detailsHisense - 55" Class U7 Series MiniLED QLED UHD 4K HDR Smart Google TV (2026)
HISENSEHi-QLED MiniLED ProThousands of Mini-LEDs precisely control light across the screen to deliver brighter highlights deeper blacks and clear detail i...
View full detailsDell - SE2426HS 24" IPS LCD FHD 144Hz FreeSync Monitor (HDMI) - Black
DellClear visuals Fluid motionA 144Hz refresh rate and 1ms MPRT deliver smooth tear-free motion across work gaming and streaming for clearer more fluid...
View full detailsRoku - 32" Class Select Series Full HD (1080p) LED Smart RokuTV (2026)
RokuSeamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...
View full detailsPhilips Sonicare - 6500 Series Rechargeable Electric Toothbrush - HX7410/10 - Navy
Philips SonicareNext-Gen Sonicare TechnologyNext-Generation Sonicare Technology delivers our most reliable and consistent brushing for excellent results every time...
View full detailsLG - 32" UltraGear G6 IPS QHD 200Hz 1ms G-SYNC Compatible FreeSync Premium Gaming Monitor with HDR10 (HDMI DisplayPort) - Black
LG32 QHD clarity meets competitive 200Hz speedThe 32" QHD UltraGear combines 200Hz speed and 1ms response time for sharp fluid gameplay. AMD FreeSync...
View full detailsSonos - Era 100 SL - Black
Sonos IncRoom-filling soundDual angled tweeters with custom waveguides disperse clear highs left and right for stereo separation while a powerful midwoofer ...
View full detailsWORX - WG930.2 20V Trimmer Blower Kit - Black
Worx3-In-1The GT Revolution converts from a trimmer into an in-line wheeled edger into a mini-mower in seconds. No tools needed just push a button and ...
View full detailsApple - AirPods Max 2 (USB-C) - Starlight
AppleULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...
View full detailsRazer - Viper V4 Pro Ultra Lightweight Optical Gaming Mouse with 180 Hour Battery Life - 8k Polling Rate - Wireless - White
Razer50G ULTRA LIGHTWEIGHT ESPORTS MOUSEBuilt with input from competitive pro players this wireless mouse is 9 lighter than the previous gen and deliver...
View full detailsMSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X 2024 - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...
View full detailsbObsweep - Dustin Robot Vacuum Mop Combo with Dual Spin Mops - Twilight
BobsweepDual Scrub MoppingFor areas of the home that require a deeper clean like paw prints in the mudroom or kitchen and bathroom tiles Dustin Combo’s mop...
View full detailsTP-Link - Deco 7 Outdoor BE11000 Tri-Band Wi-Fi 7 Outdoor Mesh Router Deco BE65 Outdoor - White
TP LinkSupercharged with WiFi 7 speeds up to 11 GbpsWiFi 7offers accelerated throughput lower latency stronger anti-jamming and higher efficiency. WiFi 7 ...
View full detailsSimpliSafe - Outdoor Camera Series 2 - White
SimplisafeDesigned to prevent crime before it happen.With the optional SimpliSafe Active Guard Outdoor Protection the new Outdoor Camera uses advanced AI tec...
View full detailsSimpliSafe - 9pc Outdoor Home Security System - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box1 FREE month of professional monitoring for fast police response when yo...
View full detailsKitchenAid - 20.8 Cu. Ft. Counter-Depth Side-by-Side Refrigerator with Exterior Ice - Stainless Steel
KitchenaidSpacious Capacity at 20.8 cu. ft.The largest capacity side-by-side refrigerator from KitchenAid brand (applies to models KRSF336R and KRSF536R) mak...
View full detailsHisense - 43" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)
HISENSEHi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...
View full detailsSnaptain - P30 Pro 4K Camera GPS Drone and Remote Controller - Gray
SnaptainLightweight and compactWeighing less than 249 g P30 Pro was designed for life on the go. There's no need for training or examinations in most count...
View full detailsJBL - Flip 7 - Portable waterproof and drop-proof speaker - 2025 - Red
JBLBold JBL Pro Sound with AI Sound BoostWe've beefed up our bass and tweaked our tweeter. The outcome Powerful clearer bass even at max volume and cr...
View full detailsASUS - TUF Gaming NVIDIA GeForce RTX 5070 OC Edition 12GB GDDR7 PCI Express 5.0 Graphics Card - Black
ASUSPowered byNVIDIA Blackwell architecture and DLSS 4Military-grade componentsDeliver rock-solid power and longer lifespan for ultimate durabilityProt...
View full detailsTurtle Beach - Afterglow Wave Wired RGB Gaming Controller for Xbox Series XS Xbox One Windows 10/11 PC - Black
Turtle BeachHall-Effect 3-Stop Adjustable TriggersFine-tune your trigger sensitivity with 3-stop adjustments letting you customize the throw distance to match ...
View full detailsCync - Dynamic Effects Smart LED Light Strip Color Changing 16ft 1pk - Full Color
GEMillions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...
View full detailsDell - Plus - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Copilot+ PC - Ice Blue
DellStunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...
View full detailsAcer - 15.6" LCD FHD 60Hz Adaptive Sync IPS Portable Touch Monitor (USB Type-C Mini HDMI Micro USB) - Black
AcerUltra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series touch monitor. At just 2.73lbs and only 0.5" thin th...
View full detailsCORSAIR - VOID v2 Max Wireless Gaming Headset for Xbox PC Playstation and Mobile - Carbon
CorsairSimultaneous low-latency 2.4GHz wireless and BluetoothUltra-clear ultra-reliable 2.4GHz wireless offers high-fidelity game audio on Xbox PC PlaySta...
View full detailsVivitar - Dual Screen Waterproof Camera with 16x Digital Zoom and HD Video Recording - Yellow
Vivitar20 Megapixel PhotosCapture sharp and vibrant 20MP photos perfect for high-resolution prints and stunning detail in every shot.Waterproof Body (3m /...
View full detailsJLab - Epic Pods ANC True Wireless Earbuds - Black
JLabLab Quality SoundHybrid Dual Drivers with Knowles BAHi Res AudioHi-Res Audio LDAC or AACAdaptive ANCAdaptive Noise cancelation up to 42dBBattery Li...
View full detailsNeopets - Mega Mini Games Collection - Nintendo Switch
U and I EntertainmentMini games25 mini-games selected from existing Neopets games + one (26th) completely new mini-game Starlight SymphonyUpgradesAll games are adapted ...
View full detailseufy - eufyCam E40 2-Cam Kit (HomeBase S380) Outdoor Wireless Solar Security Camera Local Storage No Monthly Fee - White
EufyDay-Like Clarity at NightPowered by 2K QHD and MaxColor Vision the camera delivers vivid full-color surveillance footage. Enjoy a day-like view eve...
View full detailsTurtle Beach - Recon 70 Wired Gaming Headset for Nintendo Switch Nintendo Switch 2 - White
Turtle BeachOfficially Licensed Nintendo ProductOfficially licensed by Nintendo for Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED Model. This...
View full detailsMoza Racing - CRP2 Load Cell Sim Racing Pedals (Accelerator Brake) for Windows - Black
Moza RacingMinimalist designThe sim racing pedal features a minimalist design with smooth curves and a sophisticated black and gold color scheme exuding compe...
View full detailsbObsweep - UltraVision Pet Self-Empty Robot Vacuum Mop 180-Day Capacity 13000 Pa Object-aware Privacy First U.S. Engineering - Gunmetal
BobsweepFormidable 13K Suction PowerBoasting 13000 Pa of suction strength UltraVision Pet effortlessly lifts debris and dirt from floors ensuring deep clea...
View full detailsSimpliSafe - 7pc Indoor Security System - White
SimplisafeSimple to set up. Seriously secureGet ready to protect right out of the box.1 FREE month of professional monitoring for fast police response when y...
View full detailsBISSELL - CleanView Compact Turbo Upright Vacuum - Black / Grapevine Purple
BissellDiscover the power of compact cleaningEmbrace the portability of the CleanView Compact Turbo vacuum which weighs just 10 pounds and comes with a ca...
View full detailsGoogle - Nest Doorbell (wired 3rd gen) - Latest Model - 2K Video and Gemini - Snow
GOOGLEAlways in the know with always-on power.No need to recharge or replace batteries. The wired Nest Doorbell also powers 24/7 continuous video recordi...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.