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  • Original price $834.99 - Original price $834.99
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    Current price $834.99

    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - White

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $834.99 - Original price $834.99
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    Current price $834.99
  • Original price $894.99 - Original price $894.99
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    Current price $894.99

    Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Edge to Edge Cooktop - Stainless Steel

    Whirlpool

    Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

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    Original price $894.99 - Original price $894.99
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    $894.99
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    Current price $894.99
  • Original price $168.99 - Original price $168.99
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    Current price $168.99

    RAZER NOMMO V2 X Full-Range 2.0 PC Gaming Speakers - Black

    Razer

    Two 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...

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    Original price $168.99 - Original price $168.99
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  • Original price $112.99 - Original price $112.99
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    Sanus - Premium Series Fixed-Position TV Wall Mount for Most TVs 65"-95" up to 180 lbs - Slim Profile Sits 1.6" From Wall - Black

    Sanus Systems

    TV Wall Mount Compatible with most 65"-95" TVs - Perfect for 65 75 85 inch TVs and moreUp to 180 lbs. for sturdy support.Easy to hide and access ca...

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    Original price $112.99 - Original price $112.99
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    Current price $112.99
  • Original price $754.99 - Original price $754.99
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    Current price $754.99

    KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design and PrintShield Finish - Stainless Steel

    Maytag

    Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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    Original price $754.99 - Original price $754.99
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  • Original price $1,110.99 - Original price $1,110.99
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    KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - Black Stainless Steel

    Kitchenaid

    Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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    Original price $1,110.99 - Original price $1,110.99
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  • Original price $1,063.99 - Original price $1,063.99
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    KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - White

    Kitchenaid

    Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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    Original price $1,063.99 - Original price $1,063.99
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    $1,063.99
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  • Original price $99.99 - Original price $99.99
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    j5create - ScreenCast 4K Wireless Display Adapter - White

    J5 Create

    Turn Your TV into a Smart TVCast video directly from your phone tablet or laptop to a TV and enjoy the entertainment you love in up to 4K.Stunning ...

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    Original price $99.99 - Original price $99.99
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    Current price $99.99
  • Original price $176.99 - Original price $176.99
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    JBL - 2.0 104BT Powered Desktop Multimedia Speakers with Bluetooth AUX RCA and TRS inputs. - Black

    Harman Professional

    Trust the transparencyHear the content you’ve created in true clarity and detail with none of the coloration that can compromise your mix decisions...

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    Original price $176.99 - Original price $176.99
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  • Original price $79.99 - Original price $79.99
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    SteelSeries - Rival 5 Wired Optical Gaming Mouse with RGB Lighting - Black

    Steel Series

    TrueMove Air SensorA custom true 1-to-1 tracking sensor co-developed with PixArt with true 1-to-1 tracking 18000 CPI 400 IPS 40G acceleration and t...

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    Original price $79.99 - Original price $79.99
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  • Original price $149.99 - Original price $149.99
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    Current price $149.99

    Sunpak - 6240DLX 62" Tripod

    Sunpak

    True fluid headThe professional fluid head provides ultra-smooth panning and tilting for videography and photography.Heavy duty tripodThe 6240DLX i...

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    Original price $149.99 - Original price $149.99
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  • Original price $586.99 - Original price $586.99
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    Frigidaire - 24" Front Control Built-In Plastic Tub Dishwasher with MaxDry 54 dBA

    Frigidaire

    Triple the cleaning powerGive your dishes a more effective clean with our three spray arms which achieve better water coverage during the cleaning ...

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    Original price $586.99 - Original price $586.99
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  • Original price $489.99 - Original price $489.99
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    Amana - Front Control Built-In Dishwasher with Triple Filter Wash and 59 dBa - Stainless Steel

    Amana

    Triple Filter Wash SystemThe Triple Filter Wash System helps you skip the pre-rinse so you can spend less time scrubbing.Quick Wash CycleThere’s no...

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    Original price $489.99 - Original price $489.99
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    Current price $489.99
  • Original price $300.99 - Original price $300.99
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    Current price $300.99

    Walker Edison - Modern Acacia Outdoor Lounge Chair - Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $300.99 - Original price $300.99
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  • Original price $300.99 - Original price $300.99
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    Walker Edison - Modern Acacia Outdoor Lounge Chair - Dark Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $300.99 - Original price $300.99
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  • Original price $161.99 - Original price $161.99
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    $161.99
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    Current price $161.99

    j5create - Wireless Display HDMI Extender - White

    J5 Create

    Transmitter and receiver kitConverts the passage of the HDMI or IR signal into a wireless signal converting it into a flexible means of transmissio...

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    Original price $161.99 - Original price $161.99
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    $161.99
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  • Original price $269.99 - Original price $269.99
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    $269.99
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    OSP Home Furnishings - Milford Rustic Writing Desk - Antique White

    OSP Home Furnishings

    Traditional design with rustic touchesDecorative horizontal drawer pulls in burnished black. Classic 2-Tone Acacia veneers and paint finishesLarge ...

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    Original price $269.99 - Original price $269.99
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  • Original price $248.99 - Original price $248.99
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    $248.99
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    OSP Home Furnishings - Milford Rustic Writing Desk - Slate Grey

    OSP Home Furnishings

    Traditional design with rustic touchesDecorative horizontal drawer pulls in burnished black. Classic 2-Tone Acacia veneers and paint finishesLarge ...

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    Original price $248.99 - Original price $248.99
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  • Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99

    ASUS - ROG CETRA True Wireless In-Ear Gaming Earbuds - White

    ASUS

    Touch controlIPX4 splash-proof water resistance adds protection.Low-latency wireless audioGaming mode offers greater synchronization of audio with ...

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    Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99
  • Original price $804.99 - Original price $804.99
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    $804.99
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    Current price $804.99

    Pit Boss - Ultimate Outdoor Gas 4-Burner Griddle - Black

    Pit Boss

    Lift-off cooking topThe Ultimate Griddle top weighs 89 lbs and utilizes our easy lift-off technology for simple transport to any campsite or tailga...

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    Original price $804.99 - Original price $804.99
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    $804.99
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  • Original price $210.99 - Original price $210.99
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    $210.99
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    Current price $210.99

    Therabody - Theragun mini (2nd Gen) Bluetooth +

    Therabody

    Therabody's most compact ultra-portable percussive massage gun device20 smaller 30 lighter (1 lb 5.55 in x 4.92 in x 1.93 in) than previous miniBl...

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    Original price $210.99 - Original price $210.99
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    $210.99
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  • Original price $359.99 - Original price $359.99
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    $359.99
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    Current price $359.99

    iRobot - Braava jet m6 Wi-Fi Connected Robot Mop - White

    iRobot

    The ultimate robot mop.The Braava jet m6 robot mops like you would. You can tell it where when to clean Precision Jet Spray helps tackle sticky m...

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    Original price $359.99 - Original price $359.99
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    $359.99
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  • Original price $566.99 - Original price $566.99
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    Panasonic - 1.2 Cu. Ft. 1000 Watt HomeCHEF CD87KS 4-in-1 Multioven Microwave - Airfryer Broiler Convection Inverter - Silver

    Panasonic

    The ultimate all-in-one ovenIt’s a microwave broiler air fryer and convection oven all in one Use each function independently or a combination to c...

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    Original price $566.99 - Original price $566.99
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  • Original price $907.99 - Original price $907.99
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    $907.99
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    Current price $907.99

    eero - Max 7 BE20800 Tri-Band Mesh Wi-Fi 7 System (2-pack) - White

    Eero

    Twice the speed of Wi-Fi 6An eero Max 7 (2-pack) covers up to 5000 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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    Original price $907.99 - Original price $907.99
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    $907.99
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  • Original price $510.99 - Original price $510.99
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    $510.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus

    ReMarkable

    The only tablet that feels like paperMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper feel never exper...

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    Original price $510.99 - Original price $510.99
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    $510.99
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  • Original price $675.99 - Original price $675.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black

    ReMarkable

    The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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    Original price $675.99 - Original price $675.99
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    $675.99
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    Current price $675.99
  • Original price $649.99 - Original price $649.99
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    $649.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus and Polymer Weave Book Folio - Gray

    ReMarkable

    The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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    Original price $649.99 - Original price $649.99
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    $649.99
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    Current price $649.99
  • Original price $1,066.99 - Original price $1,066.99
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    $1,066.99
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    Current price $1,066.99

    Dyson - Gen5 Detect Cordless Vacuum - Purple

    Dyson

    The most powerful HEPA cordless vacuum.Over 115 more power. 70 minutes of run time.Power button operatedFor continuous cleaning.Intelligently adapt...

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    Original price $1,066.99 - Original price $1,066.99
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    $1,066.99
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    Current price $1,066.99
  • Original price $143.99 - Original price $143.99
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    $143.99
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    Current price $143.99

    CORSAIR - K70 RGB PRO Full-size Wired Mechanical Cherry MX Speed Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - Black

    Corsair

    The Legend ContinuesThe K70 RGB PRO retains the iconic elements of the award-winning K70 RGB with a durable aluminum frame CHERRY MX mechanical key...

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    Original price $143.99 - Original price $143.99
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    $143.99
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    Current price $143.99
  • Original price $567.99 - Original price $567.99
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    $567.99
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    Current price $567.99

    Dyson - Ball Animal 3 Extra Upright Vacuum - Copper/Silver

    Dyson

    The best cleaning performance of any upright de-tangling vacuum.Engineered for larger homes with petsRemoves dirt allergens and pet hair around you...

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    Original price $567.99 - Original price $567.99
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    $567.99
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  • Original price $1,881.99 - Original price $1,881.99
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    $1,881.99
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    Current price $1,881.99

    De'Longhi - Dinamica Plus Fully Automatic Espresso Machine with Built-in Grinder - Titanium

    De'Longhi

    TFT Full Touch3.5 TFT full-touch colorful display provides intuitive and simple experience of one-touch specialty recipesCoffee Link AppDe’Longhi C...

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    Original price $1,881.99 - Original price $1,881.99
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    $1,881.99
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    Current price $1,881.99
  • Original price $406.99 - Original price $406.99
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    $406.99
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    Current price $406.99

    Sonos - Era 300 Speaker (Each) - Black

    Sonos Inc

    Take your spatial audio experience above and beyondFeaturing six optimally positioned drivers all around the front sides and top to support Dolby A...

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    Original price $406.99 - Original price $406.99
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    $406.99
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    Current price $406.99
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    $406.99
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    Current price $406.99

    Sonos - Era 300 Speaker (Each) - White

    Sonos Inc

    Take your spatial audio experience above and beyondFeaturing six optimally positioned drivers all around the front sides and top to support Dolby A...

    View full details
    Original price $406.99 - Original price $406.99
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    $406.99
    $406.99 - $406.99
    Current price $406.99
  • Original price $555.99 - Original price $555.99
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    $555.99
    $555.99 - $555.99
    Current price $555.99

    Frigidaire - Gallery 1.9 Cu. Ft. Over-The-Range Microwave

    Frigidaire

    Take the guesswork out of cooking with Sensor CookSensors in the microwave determine and set the appropriate power levels and cook time to ensure g...

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    Original price $555.99 - Original price $555.99
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    $555.99
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    Current price $555.99
  • Original price $345.99 - Original price $345.99
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    $345.99
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    Current price $345.99

    Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Headphones - White Smoke

    Bose

    Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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    Original price $345.99 - Original price $345.99
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    $345.99
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    Current price $345.99
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    Current price $345.99

    Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Headphones - Black

    Bose

    Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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    Original price $345.99 - Original price $345.99
    Original price
    $345.99
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    Current price $345.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.