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  • Original price $220.99 - Original price $220.99
    Original price
    $220.99
    $220.99 - $220.99
    Current price $220.99

    Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black

    Corsair

    Tactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...

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    Original price $220.99 - Original price $220.99
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    $220.99
    $220.99 - $220.99
    Current price $220.99
  • Original price $154.99 - Original price $154.99
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    $154.99
    $154.99 - $154.99
    Current price $154.99

    Elgato - Wave3 Wired Cardioid Condenser USB Microphone

    Elgato

    System requirementsWindows 10 (64-bit) macOS 10.15 or newer USB 2.0 port up to 4GB RAM.Cardioid polar patternPicks up your voice and insulates it f...

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    Original price $154.99 - Original price $154.99
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    $154.99
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    Current price $154.99
  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    NETGEAR - AX1800 Wi-Fi 6 Router - Black

    NETGEAR

    System requirementsMicrosoft Windows 7 8 10 Vista XP 2000 macOS Unix or Linux. Microsoft Internet Explorer 11 or higher Microsoft Edge Google Chrom...

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    Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99
  • Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99

    Walker Edison - Rustic Distressed Solid Wood Dining Stool - Grey

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly-sourced from renewable forests.Capped feetProtect your flooring with the s...

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    Original price $185.99 - Original price $185.99
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    $185.99
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    Current price $185.99
  • Original price $654.99 - Original price $654.99
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    $654.99
    $654.99 - $654.99
    Current price $654.99

    Yamaha - RX-V6A 7.2-channel AV Receiver with 8K HDMI and MusicCast - Black

    Yamaha

    Surround Sound7.2-channel powerful surround sound with Zone 28K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (7-in/1-out).Wireless Streamin...

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    Original price $654.99 - Original price $654.99
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    $654.99
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    Current price $654.99
  • Original price $406.99 - Original price $406.99
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    $406.99
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    Current price $406.99

    Yamaha - RX-V4A 5.2-channel AV Receiver with 8K HDMI and MusicCast - Black

    Yamaha

    Surround Sound5.2-channel with 80W + 80W amplifier8K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (4-in/1-out).Wireless StreamingWi-Fi AirP...

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    Original price $406.99 - Original price $406.99
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    $406.99
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    Current price $406.99
  • Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99

    BISSELL - SurfaceSense Allergen Pet Lift-Off Upright Vacuum - Black

    Bissell

    SurfaceSense TechnologyAutomatically transition from carpets to hard surfaces.Lift-Off Detachable Pod.Easily switches from a powerful upright vacuu...

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    Original price $312.99 - Original price $312.99
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    $312.99
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    Current price $312.99
  • Original price $201.99 - Original price $201.99
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    $201.99
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    Current price $201.99

    Rocketfish - 25' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    Supports up to 4K/8K Ultra HD resolutionTo aid in getting the very best picture from your 4K/8K source.High Dynamic Range (HDR) supportTo significa...

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    Original price $201.99 - Original price $201.99
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    $201.99
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    Current price $201.99
  • Original price $51.99 - Original price $51.99
    Original price
    $51.99
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    Current price $51.99

    Rocketfish - 8' 4K UltraHD/HDR In-Wall Rated HDMI Cable - Black

    Rocketfish

    Supports up to 4K Ultra HD (4096 x 2160 pixels) resolutionTo aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) supp...

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    Original price $51.99 - Original price $51.99
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    $51.99
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    Current price $51.99
  • Original price $42.99 - Original price $42.99
    Original price
    $42.99
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    Current price $42.99

    Rocketfish - 4' 4K UltraHD/HDR In-Wall Rated HDMI Cable - Black

    Rocketfish

    Supports up to 4K Ultra HD (4096 x 2160 pixels) resolutionTo aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) supp...

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    Original price $42.99 - Original price $42.99
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    $42.99
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    Current price $42.99
  • Original price $70.99 - Original price $70.99
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    $70.99
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    Current price $70.99

    Rocketfish - 12' 4K UltraHD/HDR In-Wall Rated HDMI Cable - Black

    Rocketfish

    Supports up to 4K Ultra HD (4096 x 2160 pixels) resolutionTo aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) supp...

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    Original price $70.99 - Original price $70.99
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    $70.99
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    Current price $70.99
  • Original price $33.99 - Original price $33.99
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    $33.99
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    Current price $33.99

    Rocketfish - 1.5' 4K UltraHD/HDR In-Wall Rated HDMI Cable - Black

    Rocketfish

    Supports up to 4K Ultra HD (4096 x 2160 pixels) resolutionTo aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) supp...

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    Original price $33.99 - Original price $33.99
    Original price
    $33.99
    $33.99 - $33.99
    Current price $33.99
  • Original price $867.99 - Original price $867.99
    Original price
    $867.99
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    Current price $867.99

    NETGEAR - Orbi 850 Series AX6000 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

    NETGEAR

    Supports high definition video conferencing (Zoom Skype WebEx FaceTime and more)Whether you work from home or want to connect with your friends and...

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    Original price $867.99 - Original price $867.99
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    $867.99
    $867.99 - $867.99
    Current price $867.99
  • Original price $42.99 - Original price $42.99
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    $42.99
    $42.99 - $42.99
    Current price $42.99

    Insignia - 8' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99
  • Original price $32.99 - Original price $32.99
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    $32.99
    $32.99 - $32.99
    Current price $32.99

    Insignia - 4' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $32.99 - Original price $32.99
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    $32.99
    $32.99 - $32.99
    Current price $32.99
  • Original price $22.99 - Original price $22.99
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    $22.99
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    Current price $22.99

    Best Buy essentials - 6' 4K Ultra HD HDMI Cable - Black

    Best Buy essentials

    Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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    Original price $22.99 - Original price $22.99
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    $22.99
    $22.99 - $22.99
    Current price $22.99
  • Original price $51.99 - Original price $51.99
    Original price
    $51.99
    $51.99 - $51.99
    Current price $51.99

    Insignia - 12' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $51.99 - Original price $51.99
    Original price
    $51.99
    $51.99 - $51.99
    Current price $51.99
  • Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99

    Best Buy essentials - 12' 4K Ultra HD HDMI Cable - Black

    Best Buy essentials

    Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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    Original price $25.99 - Original price $25.99
    Original price
    $25.99
    $25.99 - $25.99
    Current price $25.99
  • Original price $20.99 - Original price $20.99
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    $20.99
    $20.99 - $20.99
    Current price $20.99

    Best Buy essentials - 3' 4K Ultra HD HDMI Cable - Black

    Best Buy essentials

    Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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    Original price $20.99 - Original price $20.99
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    $20.99
    $20.99 - $20.99
    Current price $20.99
  • Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99

    Marshall - Emberton II Bluetooth Speaker - Black Brass

    Marshall

    SUPERIOR SIGNATURE SOUNDEmberton II delivers sound that is rich clear and loud like the artist intended. Experience absolute 360 sound with True St...

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    Original price $162.99 - Original price $162.99
    Original price
    $162.99
    $162.99 - $162.99
    Current price $162.99
  • Original price $1,016.99 - Original price $1,016.99
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    $1,016.99
    $1,016.99 - $1,016.99
    Current price $1,016.99

    TCL - 65" Class Q7 Q-Class QLED 4K HDR Smart TV with Google TV

    TCL

    Superior 4K Ultra HDPicture clarity combined with the contrast color and detail of Dolby Vision HDR (High Dynamic Range) for the most lifelike pict...

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    Original price $1,016.99 - Original price $1,016.99
    Original price
    $1,016.99
    $1,016.99 - $1,016.99
    Current price $1,016.99
  • Original price $177.99 - Original price $177.99
    Original price
    $177.99
    $177.99 - $177.99
    Current price $177.99

    Belkin Thunderbolt 4 5-in-1 Core Hub - docking station - Thunderbolt 4 - Thunderbolt

    Belkin

    Supercharge your workstationConnect five devices — including four Thunderbolt-enabled — through a single Thunderbolt cable. With Thunderbolt 4 cert...

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    Original price $177.99 - Original price $177.99
    Original price
    $177.99
    $177.99 - $177.99
    Current price $177.99
  • Original price $3,692.99 - Original price $3,692.99
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    $3,692.99
    $3,692.99 - $3,692.99
    Current price $3,692.99

    LG - 29.5 Cu. Ft. 4-Door French Door-in-Door Refrigerator with Craft Ice - Stainless Steel

    LG

    Super-Capacity 29.5 cu. ft.With 29.5 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen favorites in one tr...

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    Original price $3,692.99 - Original price $3,692.99
    Original price
    $3,692.99
    $3,692.99 - $3,692.99
    Current price $3,692.99
  • Original price $4,061.99 - Original price $4,061.99
    Original price
    $4,061.99
    $4,061.99 - $4,061.99
    Current price $4,061.99

    LG - 29.5 Cu. Ft. 4-Door French Door-in-Door Smart Refrigerator with Craft Ice - Stainless Steel

    LG

    Super-Capacity 29.5 cu. ft.With 29.5 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen favorites in one tr...

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    Original price $4,061.99 - Original price $4,061.99
    Original price
    $4,061.99
    $4,061.99 - $4,061.99
    Current price $4,061.99
  • Original price $243.99 - Original price $243.99
    Original price
    $243.99
    $243.99 - $243.99
    Current price $243.99

    Sonos - Era 100 Speaker (Each) - Black

    Sonos Inc

    Superb sonic powerNext-gen acoustics bring your music to life with detailed stereo separation and deep bass at any volume.Minor scale for major ver...

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    Original price $243.99 - Original price $243.99
    Original price
    $243.99
    $243.99 - $243.99
    Current price $243.99
  • Original price $243.99 - Original price $243.99
    Original price
    $243.99
    $243.99 - $243.99
    Current price $243.99

    Sonos - Era 100 Speaker (Each) - White

    Sonos Inc

    Superb sonic powerNext-gen acoustics bring your music to life with detailed stereo separation and deep bass at any volume.Minor scale for major ver...

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    Original price $243.99 - Original price $243.99
    Original price
    $243.99
    $243.99 - $243.99
    Current price $243.99
  • Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99

    SANUS Elite - Super Slim Fixed-Position TV Wall Mount for Most TVs 32"-80" up to 150lbs - Easy Cable Access - Lateral Shift - Black

    Sanus Systems

    Super Thin profile allows TV to be just .67" from the wallYour sleek thin TV hangs like a piece of art on the wall.TV Wall Mount Compatible with mo...

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    Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99
  • Original price $995.99 - Original price $995.99
    Original price
    $995.99
    $995.99 - $995.99
    Current price $995.99

    Samsung - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - White

    Samsung

    Super Speed WashWash a full load of laundry in just 28 minutes without sacrificing cleaning performance.Wi-Fi ConnectivityWi-Fi connected so you ca...

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    Original price $995.99 - Original price $995.99
    Original price
    $995.99
    $995.99 - $995.99
    Current price $995.99
  • Original price $1,058.99 - Original price $1,058.99
    Original price
    $1,058.99
    $1,058.99 - $1,058.99
    Current price $1,058.99

    Samsung - 2.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI Smart Dial - White

    Samsung

    Super Speed WashWash a full load in just 40 minutes without sacrificing cleaning performance.AI Smart DialSamsung’s easy to use AI Smart Dial simpl...

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    Original price $1,058.99 - Original price $1,058.99
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    $1,058.99
    $1,058.99 - $1,058.99
    Current price $1,058.99
  • Original price $1,439.99 - Original price $1,439.99
    Original price
    $1,439.99
    $1,439.99 - $1,439.99
    Current price $1,439.99

    Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam and Super Speed Dry - Brushed Black

    Samsung

    Super Speed DryDry a full load in just 30 minutes and achieve a complete wash and dry in under an hour with an added Super Speed Washer.AI Smart Di...

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    Original price $1,439.99 - Original price $1,439.99
    Original price
    $1,439.99
    $1,439.99 - $1,439.99
    Current price $1,439.99
  • Original price $143.99 - Original price $143.99
    Original price
    $143.99
    $143.99 - $143.99
    Current price $143.99

    Sunpak - Ultimate Vlogging Kit with BOYA Cardioid Microphone for Smartphones and Cameras - Black

    Sunpak

    Sunpak Ultimate vlogging kitContains a 14" bicolor LED ring light mount with built-in cold shoe BOYA microphone smartphone bar with two regular sma...

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    Original price $143.99 - Original price $143.99
    Original price
    $143.99
    $143.99 - $143.99
    Current price $143.99
  • Original price $99.99 - Original price $99.99
    Original price
    $99.99
    $99.99 - $99.99
    Current price $99.99

    Logitech - POP Keys Wireless Mechanical Tactile Switch Keyboard for Windows/Mac with Customizable Emoji Keys - Daydream Mint (Purple)

    Logitech

    Summer chillingMint lilac white and sunshine yellow combine in a candy aesthetic with a dash of fresh mojito allowing you to chill out with POP Key...

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    Original price $99.99 - Original price $99.99
    Original price
    $99.99
    $99.99 - $99.99
    Current price $99.99
  • Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99

    Wacom - Bamboo Ink Plus Stylus - Black

    Wacom

    StylusCompatible with Windows ink devices - check wacom.com/comp for a list of tested devices.Aluminum constructionOffers lasting use.Touch tipAllo...

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    Original price $90.99 - Original price $90.99
    Original price
    $90.99
    $90.99 - $90.99
    Current price $90.99
  • Original price $442.99 - Original price $442.99
    Original price
    $442.99
    $442.99 - $442.99
    Current price $442.99

    Walker Edison - Boho 2-Door Rattan TV Stand for TVs up to 60 - Driftwood

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate powder-coated steel and rattan.Open and closed storageDisplay decor or tuck away ...

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    Original price $442.99 - Original price $442.99
    Original price
    $442.99
    $442.99 - $442.99
    Current price $442.99
  • Original price $619.99 - Original price $619.99
    Original price
    $619.99
    $619.99 - $619.99
    Current price $619.99

    Walker Edison - Contemporary Open and Closed-Storage Sideboard - Coastal Oak

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Versatile designUse as a sideboard TV stand or entry tabl...

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    Original price $619.99 - Original price $619.99
    Original price
    $619.99
    $619.99 - $619.99
    Current price $619.99
  • Original price $619.99 - Original price $619.99
    Original price
    $619.99
    $619.99 - $619.99
    Current price $619.99

    Walker Edison - Contemporary Open and Closed-Storage Sideboard - Dark Espresso

    Walker Edison

    Stylish sturdy buildMade from warp-resistant MDF durable laminate and powder-coated steel.Versatile designUse as a sideboard TV stand or entry tabl...

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    Original price $619.99 - Original price $619.99
    Original price
    $619.99
    $619.99 - $619.99
    Current price $619.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.