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  • Original price $1,509.99 - Original price $1,509.99
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    Current price $1,509.99

    Samsung - Odyssey Neo G8 32" Curved 4K UHD FreeSync Premium Pro G-Sync Compatible 240Hz 1ms Gaming Monitor - Black

    Samsung

    Spellbinding visual qualityQuantum Mini-LED which achieves next-generation depth with Quantum HDR2000 delivers exceptional picture quality placing ...

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    Original price $1,509.99 - Original price $1,509.99
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  • Original price $430.99 - Original price $430.99
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    Lenovo - Tab P12 with Precision Pen - ZACH0165US - Storm Grey

    Lenovo

    Spark your creativity with the included Precision PenSketch draw or just take notes with the highest degree of precision responsiveness and control...

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    Original price $430.99 - Original price $430.99
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  • Original price $591.99 - Original price $591.99
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    Insignia - 14.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110F (-17.8...

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    Original price $591.99 - Original price $591.99
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  • Original price $382.99 - Original price $382.99
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    Bose - Portable Smart Speaker with built-in WiFi Bluetooth Google Assistant and Alexa Voice Control - Triple Black

    Bose

    Spacious 360 sound powerful bassEnjoy 360 degrees of deep clear lifelike sound no matter where you play it no matter what you listen to.Portable du...

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    Original price $382.99 - Original price $382.99
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    Bose - Portable Smart Speaker with built-in WiFi Bluetooth Google Assistant and Alexa Voice Control - Luxe Silver

    Bose

    Spacious 360 sound powerful bassEnjoy 360 degrees of deep clear lifelike sound no matter where you play it no matter what you listen to.Portable du...

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    Original price $382.99 - Original price $382.99
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  • Original price $117.99 - Original price $117.99
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    Glorious - GMMK 2 Prebuilt 96 Full Size Wired Mechanical Linear Switch Gaming Keyboard with Hotswappable Switches - Black

    Glorious

    Space-saving designThe compact size of the GMMK 2 ensures it seamlessly fits into any gaming setup freeing up valuable desk space for an uncluttere...

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    Original price $117.99 - Original price $117.99
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  • Original price $1,118.99 - Original price $1,118.99
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    LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

    LG

    Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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    Original price $1,118.99 - Original price $1,118.99
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    $1,118.99
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  • Original price $113.99 - Original price $113.99
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    $113.99
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    Google - Pixel Buds A-Series True Wireless In-Ear Headphones - Clearly White

    GOOGLE

    Sound that's music to your ears.With custom-designed 12 mm dynamic speaker drivers Pixel Buds A-Series deliver high-quality audio.They sound good a...

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    Original price $113.99 - Original price $113.99
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  • Original price $212.99 - Original price $212.99
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    Hyperice - Hypervolt 2 Percussion Massage Device - Black

    Hyperice

    Sore muscle reliefThe Hypervolt 2 has an improved ergonomic design reduced weight and three speeds of powerful percussion to help you get back to d...

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    Original price $212.99 - Original price $212.99
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  • Original price $314.99 - Original price $314.99
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    Philips Sonicare - DiamondClean Smart 9700 Rechargeable Toothbrush - Lunar Blue

    Philips Sonicare

    Sonic technologyDrives fluid between teeth and helps naturally whiten teeth.Worldwide voltageMakes it easy to take the device with you while you tr...

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    Original price $314.99 - Original price $314.99
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  • Original price $572.99 - Original price $572.99
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    Walker Edison - Mid Century Modern Solid Wood Tray-Top 6-Drawer Dresser - White

    Walker Edison

    Solid wood constructionMade with solid pine wood sustainably sourced from renewable forestsClosed storageTuck away bedside essentials within six sp...

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    Original price $572.99 - Original price $572.99
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  • Original price $746.99 - Original price $746.99
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    Walker Edison - Mid Century Modern Solid Wood Tray-Top 9-Drawer Dresser - White

    Walker Edison

    Solid wood constructionMade with solid pine wood sustainably sourced from renewable forestsClosed storageTuck away bedside essentials within nine s...

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    Original price $746.99 - Original price $746.99
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  • Original price $167.99 - Original price $167.99
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    Walker Edison - Modern Solid Wood Hall Tree with Shoe Storage - White wash

    Walker Edison

    Solid wood constructionMade with responsibly sourced solid pine woodShoe rackStore your seasonal and everyday shoes on the lower storage rackEight ...

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    Original price $167.99 - Original price $167.99
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  • Original price $402.99 - Original price $402.99
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    Walker Edison - Cypress Acacia Wood Patio Chairs Set of 2 - Grey Wash

    Walker Edison

    Solid acacia wood construction perfect for outdoor usePainted finishPair with other outdoor pieces for a complete patio setUse on your patio deck o...

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    Original price $402.99 - Original price $402.99
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  • Original price $3,691.99 - Original price $3,691.99
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    Thor Kitchen - 36 Inch Professional Electric Range - Stainless Steel

    Thor Kitchen

    Smooth Glass TopEasy to fit in a 36-Inch space this freestanding professional electric range features a frameless glass top that is flush with the ...

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    Original price $3,691.99 - Original price $3,691.99
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  • Original price $587.99 - Original price $587.99
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    LG - 10000 BTU Smart Window Air Conditioner - White

    LG

    SmartThinQ technologyUse the LG SmartThinQ app to control key features from anywhere so you can start or stop cooling change the mode or set the te...

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    Original price $587.99 - Original price $587.99
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  • Original price $312.99 - Original price $312.99
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    Samsung - 40" Class 5 Series LED Full HD Smart Tizen TV

    Samsung

    SmartThings app supportControl your connected devices all in one screen.Content sync shareSync your TV to your compatible smartphone to access and...

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    Original price $312.99 - Original price $312.99
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  • Original price $2,319.99 - Original price $2,319.99
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    Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $2,319.99 - Original price $2,319.99
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    $2,319.99
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  • Original price $266.99 - Original price $266.99
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    $266.99
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    LG - 27" Class LED Full HD Smart webOS TV with Countertop Design

    LG

    Smart TV Monitor VersatilityBoth a Smart TV and computer monitor designed to feel right at home virtually anywhere in the home.A Stunning Display2...

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    Original price $266.99 - Original price $266.99
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  • Original price $1,106.99 - Original price $1,106.99
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    $1,106.99
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    Samsung - BESPOKE Smart 42dBA Dishwasher with StormWash+ - White Glass

    Samsung

    Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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    Original price $1,106.99 - Original price $1,106.99
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    $1,106.99
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  • Original price $98.99 - Original price $98.99
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    $98.99
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    Govee - Wi-Fi Bluetooth Smart String Bulbs - 48 feet - Multi

    Govee

    Smart app and voice control with AlexaIndependently control the color of each LED string light using Govee Home App for fantastic multicolor displa...

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    Original price $98.99 - Original price $98.99
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    $98.99
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  • Original price $95.99 - Original price $95.99
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    JLab - Studio Pro ANC Over-Ear Headphones - Black

    JLab

    Smart Active Noise ControlJLab Smart ANC adapts on-the-go to variants in your environment to create the best audio experience. Four microphones wor...

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    Original price $95.99 - Original price $95.99
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  • Original price $155.99 - Original price $155.99
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    Walker Edison - Scandi Side Table - English Ash

    Walker Edison

    Small-space friendlyDisplay next to your couch or bed for a stylish minimalist aesthetic.Unique silhouetteShow off your style with the unique angle...

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    Original price $155.99 - Original price $155.99
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  • Original price $245.99 - Original price $245.99
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    Wacom - Intuos Pro Small Graphics Tablet - Black

    Wacom

    Small-size pen tabletProvides ample workspace for large brushstrokes yet fits conveniently into most laptop bags.Battery-free pressure-sensitive pe...

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    Original price $245.99 - Original price $245.99
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  • Original price $97.99 - Original price $97.99
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    Logitech - G705 Aurora Collection Wireless Optical Gaming Mouse with Customizable LIGHTSYNC RGB Lighting - White Mist

    Logitech

    Smaller fitCompact small gaming mouse with an intentional design crafted to fit your hand.Contoured comfortWith a comfy compact and sculpted design...

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    Original price $97.99 - Original price $97.99
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  • Original price $135.99 - Original price $135.99
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    $135.99
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    CORSAIR - K65 RGB Mini Wired 60 Mechanical Cherry MX SPEED Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - White

    Corsair

    Small Size Big FeaturesThe K65 RGB MINI delivers big features compressed into a 60 form-factor to easily fit into even the tightest spaces for comf...

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    Original price $135.99 - Original price $135.99
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  • Original price $192.99 - Original price $192.99
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    $192.99
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    Philips - Hue Play Smart LED Bar Light (2-Pack) - White and Color Ambiance

    Philips

    Small but mightyA versatile lamp available in black or white the Play light bars enhance any entertainment setup.Personalize your playtimeUse the P...

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    Original price $192.99 - Original price $192.99
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  • Original price $876.99 - Original price $876.99
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    $876.99
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    Sony - E PZ 10-20mm F4 G APS-C constant aperture power zoom lens G lens - Black

    Sony

    Small and minimal accessibility2-1/4 long and weighing a mere 6.3 oz.Dynamic perspectives and outstanding G Lens resolution throughout the 10-20mm ...

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    Original price $876.99 - Original price $876.99
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  • Original price $1,253.99 - Original price $1,253.99
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    LG - 5.0 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - Black Steel

    LG

    Sleek Modern StyleNo detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempere...

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    Original price $1,253.99 - Original price $1,253.99
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  • Original price $132.99 - Original price $132.99
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    $132.99
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    Walker Edison - Contemporary Tray-Top Faux Marble Round Side Table - Black/Grey Marble

    Walker Edison

    Sleek durable constructionMade with sanded metal warp-resistant MDF and faux marble laminate finishSimple silhouetteDisplay the minimal design in y...

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    Original price $132.99 - Original price $132.99
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  • Original price $750.99 - Original price $750.99
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    Bosch - 100 Series 24" Front Control Smart Built-In Hybrid Stainless Steel Tub Dishwasher with 50dBA - White

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $750.99 - Original price $750.99
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  • Original price $183.99 - Original price $183.99
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    $183.99
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    Cuisinart - Grind Brew Single-Serve Coffeemaker - Black

    Cuisinart

    Single serveBrew a single serving with freshly ground beans or use your favorite podConical burr millAutomatically grinds whole beans directly into...

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    Original price $183.99 - Original price $183.99
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    $183.99
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  • Original price $290.99 - Original price $290.99
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    $290.99
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    CORSAIR - VIRTUOSO XT Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Slate

    Corsair

    Simultaneous Dual-wireless ConnectionsGet high-fidelity game audio with hyper-fast ultra-long range SLIPSTREAM CORSAIR WIRELESS TECHNOLOGY plus Blu...

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    Original price $290.99 - Original price $290.99
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  • Original price $124.99 - Original price $124.99
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    $124.99
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    Current price $124.99

    j5create - USB-C Triple Display Docking Station

    J5 Create

    Simultaneous DisplayPort HDMI and VGA OutputSupports Mirror and Extended modes on both Mac Windows. The easiest way to add a second or third displ...

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    Original price $124.99 - Original price $124.99
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    $124.99
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  • Original price $1,245.99 - Original price $1,245.99
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    $1,245.99
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    Current price $1,245.99

    LG - 5.0 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - White

    LG

    Simply. Brilliant.No detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempere...

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    Original price $1,245.99 - Original price $1,245.99
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    $1,245.99
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    LG - 4.5 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - Graphite Steel

    LG

    Simply brilliantNo detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempered ...

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    Original price $1,245.99 - Original price $1,245.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.