Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Shop New

Filters

Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

ecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White

EcoBee

An energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...

View full details
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $470.99 - Original price $470.99
Original price
$470.99
$470.99 - $470.99
Current price $470.99
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Glorious - Model O Eternal Lightweight Wired Optical Gaming Mouse with Dual-Zone RGB Lighting - Wired - Matte White

Glorious

55g Ultralight WeightUp to 35 lighter than competitors thanks to our signature honeycomb shell that reduces weight without compromising comfort or ...

View full details
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99
Original price $1,114.99 - Original price $1,114.99
Original price
$1,114.99
$1,114.99 - $1,114.99
Current price $1,114.99

ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB RAM - 512GB SSD - Jasper Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

View full details
Original price $1,114.99 - Original price $1,114.99
Original price
$1,114.99
$1,114.99 - $1,114.99
Current price $1,114.99
Original price $1,450.99 - Original price $1,450.99
Original price
$1,450.99
$1,450.99 - $1,450.99
Current price $1,450.99

ASUS - Zenbook 14 14" FHD+ OLED Touch Screen Laptop - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - Jasper Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

View full details
Original price $1,450.99 - Original price $1,450.99
Original price
$1,450.99
$1,450.99 - $1,450.99
Current price $1,450.99
Original price $1,446.99 - Original price $1,446.99
Original price
$1,446.99
$1,446.99 - $1,446.99
Current price $1,446.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,446.99 - Original price $1,446.99
Original price
$1,446.99
$1,446.99 - $1,446.99
Current price $1,446.99
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $957.99 - Original price $957.99
Original price
$957.99
$957.99 - $957.99
Current price $957.99
Original price $831.99 - Original price $831.99
Original price
$831.99
$831.99 - $831.99
Current price $831.99

ASUS- V440 24" FHD Touch-Screen AIO- Intel Core i5- 16GB Memory- 512GB SSD- White

ASUS

Full HD Touchscreen DisplayExperience crystal-clear visuals with a 24-inch IPS LCD touchscreen and an anti-glare surface for enhanced clarity and c...

View full details
Original price $831.99 - Original price $831.99
Original price
$831.99
$831.99 - $831.99
Current price $831.99
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

OtterBox - Symmetry Series Folio Tablet Case for Apple iPad (A16) and Apple iPad (10th generation) - Coastal Evening

Otterbox

Designed for use with Apple iPad (A16) and Apple iPad (10th generation)Protects and compliments your tablet.Folio caseProtects your screen in bags ...

View full details
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

TCL - 32" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

View full details
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (A16) - White

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Breville - the Luxe Brewer Glass Coffee Maker - Brushed Stainless Steel

Breville

Just a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...

View full details
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Breville - the Luxe Brewer Thermal Coffee Maker - Brushed Stainless Steel

Breville

Just a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...

View full details
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

GoPro - Anamorphic Lens Mod for Hero13 Black - Black

GoPro

Cinematic aspect ratiosAllows recording in both the standard 169 aspect ratio for TVs and phones and the dramatic 219 aspect ratio commonly used in...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Acer - Nitro 27"

Acer

Quality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning 250nit high quality images wit...

View full details
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Acer - Nitro XV240Y 23.8" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

View full details
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

RIG - 600 PRO HX Wireless Headset - Urban Camo

RIG

Experience unmatched audioThe bass boosted high-sensitivity 40mm drivers low-frequency enhancing bass tubes and tuned acoustic chambers deliver imp...

View full details
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99
Original price $2,502.99 - Original price $2,502.99
Original price
$2,502.99
$2,502.99 - $2,502.99
Current price $2,502.99

TCL - 98" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $2,502.99 - Original price $2,502.99
Original price
$2,502.99
$2,502.99 - $2,502.99
Current price $2,502.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (A16) - Watermelon

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad (A16) - Lemonade

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $1,531.99 - Original price $1,531.99
Original price
$1,531.99
$1,531.99 - $1,531.99
Current price $1,531.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,531.99 - Original price $1,531.99
Original price
$1,531.99
$1,531.99 - $1,531.99
Current price $1,531.99
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

WORX - Pegasus Multi-Function 2-in-1 Folding Work Table Sawhorse Lightweight Quick Clamps Holding Pegs Quick-Attach Boxes - Black

Worx

Worktable SawhorseHolds up to 300 lbs. as a work table supports 1000 lbs. as a sawhorse. And it’s easy to transition between the two.Custom Clamps...

View full details
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99
Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

PowerA Enhanced Wireless Controller for Nintendo Switch with Lumectra Mario Peek-A-Boo - Mario Peek-A-Boo

PowerA

Ghost RGB LED Lighting The controller reveals a hidden Super Mario design when the RGB LED lighting is activated and has 5 unique lighting modes b...

View full details
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

View full details
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $150.99 - Original price $150.99
Original price
$150.99
$150.99 - $150.99
Current price $150.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

View full details
Original price $150.99 - Original price $150.99
Original price
$150.99
$150.99 - $150.99
Current price $150.99
Original price $1,082.99 - Original price $1,082.99
Original price
$1,082.99
$1,082.99 - $1,082.99
Current price $1,082.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $1,082.99 - Original price $1,082.99
Original price
$1,082.99
$1,082.99 - $1,082.99
Current price $1,082.99
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Samsung - 9100 PRO 2TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

View full details
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

GoPro - HERO13 Black Action Camera - Limited Edition - Polar White

GoPro

HB-Series Lenses With Auto DetectionHERO13 Black is compatible with the HB-Series Lenses that let you instantly set up your camera for a variety of...

View full details
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Outdoor Cam Plus Battery with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - Black

Ring

2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...

View full details
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Fujifilm - instax mini 41 Instant Film Camera - Black

Fujifilm

Easy-to-use featuresBuilt-in Selfie Mirror and Close-Up mode with Parallax CorrectionSleek DesignClassic style subtle metallic-like finish with ora...

View full details
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99
Original price $2,840.99 - Original price $2,840.99
Original price
$2,840.99
$2,840.99 - $2,840.99
Current price $2,840.99

LG - 24.5 Cu. Ft. French Door Standard-Depth MAX Smart Refrigerator with Dual Ice Maker with Craft Ice - Stainless Steel

LG

Standard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...

View full details
Original price $2,840.99 - Original price $2,840.99
Original price
$2,840.99
$2,840.99 - $2,840.99
Current price $2,840.99
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Glorious - Model O Eternal Lightweight Wired Optical Gaming Mouse with Dual-Zone RGB Lighting - Wired - Matte Black

Glorious

55g Ultralight WeightUp to 35 lighter than competitors thanks to our signature honeycomb shell that reduces weight without compromising comfort or ...

View full details
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99
Original price $1,277.99 - Original price $1,277.99
Original price
$1,277.99
$1,277.99 - $1,277.99
Current price $1,277.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

View full details
Original price $1,277.99 - Original price $1,277.99
Original price
$1,277.99
$1,277.99 - $1,277.99
Current price $1,277.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.