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  • Original price $87.99 - Original price $87.99
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    Current price $87.99

    Blink - Outdoor 4 Battery-Powered 1080p Security Camera with Floodlight - Black

    Blink

    Peace of mindIlluminate your home with Blink Outdoor 4 Floodlight Camera featuring 700 lumens of motion-triggered LED lighting HD live view wire-fr...

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    Original price $87.99 - Original price $87.99
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    Current price $87.99
  • Original price $390.99 - Original price $390.99
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    Current price $390.99

    WD - BLACK SN850X 4TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.4TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $390.99 - Original price $390.99
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  • Original price $205.99 - Original price $205.99
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    WD - BLACK SN770 2TB Internal SSD PCIe Gen 4 x4

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $205.99 - Original price $205.99
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  • Original price $120.99 - Original price $120.99
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    WD - BLACK SN770 1TB Internal SSD PCIe Gen 4 x4

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.1TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $120.99 - Original price $120.99
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  • Original price $106.99 - Original price $106.99
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    Razer - Leviathan V2 X Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

    Razer

    PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

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    Original price $106.99 - Original price $106.99
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  • Original price $303.99 - Original price $303.99
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    Walker Edison - Modern Parquet Rectangular Coffee Table - Parquet Veneer

    Walker Edison

    Part of a collectionPair with the matching side tables for a cohesive aesthetic.Simple silhouetteEasily blend the minimalist silhouette with your o...

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    Original price $303.99 - Original price $303.99
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  • Original price $359.99 - Original price $359.99
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    Sony - SA-RS3S Wireless Rear Speaker - Black

    Sony

    Optional wireless rear speakers for Sony HT-A9000/A8000/A3000 SoundbarExperience cinematic surround sound taken to a new level with the SA-RS3S wir...

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    Original price $359.99 - Original price $359.99
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  • Original price $69.99 - Original price $69.99
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    Glorious - Model D 2 Pro Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Matte Black

    Glorious

    Optimized for controlIts ergonomic shape and ultralight weight combine to make aiming feel exceptionally quick and precise. Perfect for fast-paced ...

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    Original price $69.99 - Original price $69.99
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  • Original price $325.99 - Original price $325.99
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    Marshall - MIDDLETON BLUETOOTH PORTABLE SPEAKER - BLACK AND BRASS

    Marshall

    OPTIMISED FOR LOUDCarry the heaviest portable sound in your hand. Middleton utilises True Stereophonic a unique form of multi-directional stereo so...

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    Original price $325.99 - Original price $325.99
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  • Original price $719.99 - Original price $719.99
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    HP - Pavilion Desktop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

    HP

    Operating system Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ne...

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    Original price $719.99 - Original price $719.99
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  • Original price $738.99 - Original price $738.99
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    HP - Desktop - AMD Ryzen 5 - 12GB Memory - 512GB SSD - Dark Black

    HP

    Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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    Original price $738.99 - Original price $738.99
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  • Original price $571.99 - Original price $571.99
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    HP - Desktop - Intel Core i3 - 8GB Memory - 256GB SSD - Dark Black

    HP

    Operating system Windows 11 HomeFrom a rejuvenated Start menu to new ways to connect to your favorite people news games and content— Windows 11 is ...

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    Original price $571.99 - Original price $571.99
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  • Original price $224.99 - Original price $224.99
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    HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

    HP

    Operating system Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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    Original price $224.99 - Original price $224.99
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  • Original price $302.99 - Original price $302.99
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    HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

    HP

    Operating system Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on...

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    Original price $302.99 - Original price $302.99
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  • Original price $88.99 - Original price $88.99
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    $88.99
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    Current price $88.99

    Shokz - OpenRun Mini Bone Conduction Open-Ear Endurance Headphones - Black

    Aftershokz

    Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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    Original price $88.99 - Original price $88.99
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    $88.99
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    Current price $88.99
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    Current price $88.99

    Shokz - OpenRun Bone Conduction Open-Ear Endurance Headphones - Black

    Aftershokz

    Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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    Original price $88.99 - Original price $88.99
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    $88.99
    $88.99 - $88.99
    Current price $88.99
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    Shokz - OpenRun Bone Conduction Open-Ear Endurance Headphones - Gray

    Shokz

    Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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    Original price $88.99 - Original price $88.99
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    $88.99
    $88.99 - $88.99
    Current price $88.99
  • Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99

    Shokz - OpenRun Pro Mini Premium Bone Conduction Open-Ear Sport Headphones - Black

    Shokz

    Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

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    Original price $117.99 - Original price $117.99
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    $117.99
    $117.99 - $117.99
    Current price $117.99
  • Original price $117.99 - Original price $117.99
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    $117.99
    $117.99 - $117.99
    Current price $117.99

    Shokz - OpenRun Pro Premium Bone Conduction Open-Ear Sport Headphones - Black

    Aftershokz

    Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

    View full details
    Original price $117.99 - Original price $117.99
    Original price
    $117.99
    $117.99 - $117.99
    Current price $117.99
  • Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99

    Shokz - OpenRun Pro Premium Bone Conduction Open-Ear Sport Headphones - Steel Blue

    Shokz

    Open-ear comfortFeaturing a compact size for fit while still featuring Shokz’ signature open-ear design and delivering all-day comfort. Crush your...

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    Original price $117.99 - Original price $117.99
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    $117.99
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    Current price $117.99
  • Original price $225.99 - Original price $225.99
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    Walker Edison - Industrial TV Stand - Coastal Oak

    Walker Edison

    Open shelvingDisplay tech and decor on the spacious open shelves.Holds most flat-panel TVs up to 100 Ibs.Supports most TVs up to 43" (measured diag...

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    Original price $225.99 - Original price $225.99
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  • Original price $503.99 - Original price $503.99
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    Caf - Affetto Automatic Espresso Machine with 20 bars of pressure Milk Frother and Built-In Wi-Fi - Steel Silver

    GE Cafe

    One Touch BrewWith a single press of a button and in less than 90 seconds this automatic espresso machine dispenses Espresso Americano My Cup or Ho...

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    Original price $503.99 - Original price $503.99
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  • Original price $92.99 - Original price $92.99
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    $92.99
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    SteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black

    Steel Series

    Official Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...

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    Original price $92.99 - Original price $92.99
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    $92.99
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  • Original price $120.99 - Original price $120.99
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    Ninja - Foodi Smoothie Bowl Maker and Nutrient Extractor 1200WP smartTORQUE 4 Auto-iQ Presets - Silver

    Euro-Pro

    Now make spoon-thick smoothie bowls14-oz. Smoothie Bowl Maker with built-in tamper powers through frozen foods with less liquid for perfectly thick...

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    Original price $120.99 - Original price $120.99
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  • Original price $2,811.99 - Original price $2,811.99
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    Current price $2,811.99

    Maytag - 30" Built-In Electric Convection Double Wall Oven with Air Fry - Stainless Steel

    Maytag

    No-Preheat Air FryThere's no need to preheat the Air Fry option when you want to start cooking.Dishwasher-safe Air Fry BasketThe Air Fry basket is ...

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    Original price $2,811.99 - Original price $2,811.99
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  • Original price $2,082.99 - Original price $2,082.99
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    Maytag - 30" Built-In Single Electric Convection Wall Oven with Air Fry - Stainless Steel

    Maytag

    No-Preheat Air FryStrapped for time No-Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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    Original price $2,082.99 - Original price $2,082.99
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    $2,082.99
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  • Original price $83.99 - Original price $83.99
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    Ooni - Pizza Turning Peel - silver

    Ooni

    NONSTICK EFFECTDurable anodized aluminum surface has a nonstick effect for sliding right under pizzas.

    Original price $83.99 - Original price $83.99
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  • Original price $801.99 - Original price $801.99
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    GE - 16.6 Cu. Ft. Top-Freezer Refrigerator - White

    GE

    No. 1 in quality and dependability among 14-18 cu. ft. refrigeratorsBased on an independent study of property maintenance personnel. Source The Ste...

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    Original price $801.99 - Original price $801.99
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  • Original price $445.99 - Original price $445.99
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    Vosker - V300 Ultimate Outdoor Wireless 1080p Security System with External Solar Panel - Black

    Vosker

    No Wi-Fi requiredFully wire-free live streaming outdoor security camera that uses solar powered 4G/LTE cellular connectivity.Reliable performanceWe...

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    Original price $445.99 - Original price $445.99
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  • Original price $504.99 - Original price $504.99
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    GE Profile - Smart Oven with No Preheat Air Fry and Built-in WiFi - Black

    GE Profile

    No Preheat For Any ModeThere's no preheat required for any cook mode so you don't have to wait to start cooking.Maximum Temperature of 500 FA 500 m...

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    Original price $504.99 - Original price $504.99
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  • Original price $164.99 - Original price $164.99
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    Ninja - Detect Power Blender Pro with BlendSense Technology + 72oz. Pitcher - Silver

    Ninja

    Ninja Total Crushing Power1800 peak watt motor base that powers through the toughest of ingredients.BlendSense TechnologyBlendSense Technology acti...

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    Original price $164.99 - Original price $164.99
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  • Original price $72.99 - Original price $72.99
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    Ninja - Blast 18 oz. Portable Blender - Denim Blue

    Euro-Pro

    Ninja Blending AnywhereBlast through frozen ingredients with Ninja’s best portable blending power. Make perfectly smooth drinks anywhere you go.Eas...

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    Original price $72.99 - Original price $72.99
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  • Original price $1,106.99 - Original price $1,106.99
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    Nikon - Z 30 4K Mirrorless Camera 2-Lens Kit with NIKKOR Z DX 16-50mm f/3.5-6.3 VR and NIKKOR Z DX 50-250mm f/4.5-6.3 VR Lenses - Black

    Nikon

    NIKKOR Z DX 16-50mm f/3.5-6.3 VR and 50-250mm f/4.5-6.3 VR lenses includedTwo lenses that cover the range from wide-angle to telephoto delivering m...

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    Original price $1,106.99 - Original price $1,106.99
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  • Original price $225.99 - Original price $225.99
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    $225.99
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    Kodak - Giant Inflatable Projector Screen Outdoor Movie Screen 14.5 ft. Blow Up Projector Screen with Pump and Carrying Case - White

    Kodak

    Night at the Cinema Super SizedStands a towering 9.3 feet high and 12.1 feet wide replicating a real-life theaterEasy Set-up Break-downMega movie ...

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    Original price $225.99 - Original price $225.99
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  • Original price $125.99 - Original price $125.99
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    TP-Link - Archer AX3000 Pro Dual-Band Wi-Fi 6 Router - Black

    TP Link

    Next-Gen Gigabit Wi-Fi 6 speedSpeeds up to 3 Gbps (2402 Mbps on 5 GHz band and 574 Mbps on 2.4 GHz band) ensure smoother streaming and faster downl...

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    Original price $125.99 - Original price $125.99
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  • Original price $195.99 - Original price $195.99
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    Samsung - 990 PRO 1TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

    Samsung

    Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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    Original price $195.99 - Original price $195.99
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    $195.99
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    Current price $195.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.