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  • Original price $123.99 - Original price $123.99
    Original price
    $123.99
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    Current price $123.99

    JBL - FLIP6 Portable Waterproof Speaker - Teal

    JBL

    Louder more powerful soundThe beat goes on with the JBL Flip 6 2-way speaker system engineered to deliver loud crystal clear powerful sound. Its ra...

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    Original price $123.99 - Original price $123.99
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    $123.99
    $123.99 - $123.99
    Current price $123.99
  • Original price $123.99 - Original price $123.99
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    $123.99
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    Current price $123.99

    JBL - FLIP6 Portable Waterproof Speaker - Red

    JBL

    Louder more powerful soundThe beat goes on with the JBL Flip 6 2-way speaker system engineered to deliver loud crystal clear powerful sound. Its ra...

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    Original price $123.99 - Original price $123.99
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    $123.99
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    Current price $123.99
  • Original price $265.99 - Original price $265.99
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    $265.99
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    Current price $265.99

    Ring - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - Black

    Ring

    Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

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    Original price $265.99 - Original price $265.99
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    $265.99
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    Current price $265.99
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    $265.99
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    Current price $265.99

    Ring - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - White

    Ring

    Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

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    Original price $265.99 - Original price $265.99
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    $265.99
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    Current price $265.99
  • Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99

    Logitech Pro Webcam Ultra Wide Angle HD - webcam

    Logitech

    Look flawless with 1080p HDThe high-precision lens and premium image sensor in the C930s Pro HD Webcam autofocuses on you to deliver crystal-clear ...

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    Original price $86.99 - Original price $86.99
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  • Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99

    CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - Carbon

    Corsair

    Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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    Original price $130.99 - Original price $130.99
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    $130.99
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    CORSAIR - HS80 RGB Wireless Gaming Headset for PC Mac PS5 PS4 - White

    Corsair

    Live the GameThe HS80 RGB WIRELESS merges iconic CORSAIR design superb audio quality industry-leading wireless technology and durable build quality...

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    Original price $130.99 - Original price $130.99
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    $130.99
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  • Original price $134.99 - Original price $134.99
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    $134.99
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    Sony - XE300 Portable Waterproof and Dustproof Bluetooth Speaker - Light Gray

    Sony

    Line Shape DiffuserSony's unique Line-Shape Diffuser creates line source and distributes the sound evenly across a wide sound front to better fill ...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    $134.99
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    Current price $134.99

    Sony - XE300 Portable Waterproof and Dustproof Bluetooth Speaker - Black

    Sony

    Line Shape DiffuserSony's unique Line-Shape Diffuser creates line source and distributes the sound evenly across a wide sound front to better fill ...

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    Original price $134.99 - Original price $134.99
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    Current price $134.99
  • Original price $95.99 - Original price $95.99
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    Current price $95.99

    Ooni - Perforated Pizza Peel (14-inch) - silver

    Ooni

    LIGHTWEIGHTWeighing only 21.5 ounces you can retrieve your pizzas with ease.CORROSION RESISTANTA super-sleek hard anodized coating provides increa...

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    Original price $95.99 - Original price $95.99
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  • Original price $87.99 - Original price $87.99
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    Current price $87.99

    Logitech - Lift Vertical Wireless Ergonomic Mouse with 4 Customizable Buttons - Graphite

    Logitech

    Lift yourself upWhen the desk life gets you down lift yourself up with Lift Vertical Ergonomic Mouse - a great fit for small to medium right hands....

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    Original price $87.99 - Original price $87.99
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    $87.99
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    Current price $87.99
  • Original price $98.99 - Original price $98.99
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    Current price $98.99

    Logitech - Lift Vertical Wireless Ergonomic Mouse with 4 Customizable Buttons - Rose

    Logitech

    Lift yourself upWhen the desk life gets you down lift yourself up with Lift Vertical Ergonomic Mouse - a great fit for small to medium right hands....

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    Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99
  • Original price $849.99 - Original price $849.99
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    LG - Soundbar C with Wireless Subwoofer Dolby Atmos DTSX IMAX Enhanced - Black

    LG

    LG OLED Synergy Bracket (Compatible with 55 65 and 77 OLED evo C2 C3 models)Delivered in a sleek design the LG OLED Synergy Bracket can be used as...

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    Original price $849.99 - Original price $849.99
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  • Original price $731.99 - Original price $731.99
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    Insignia - 6.7 Cu. Ft. Gas Dryer - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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    Original price $731.99 - Original price $731.99
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  • Original price $447.99 - Original price $447.99
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    $447.99
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    Current price $447.99

    Shark - Matrix Self-Emptying Robot Vacuum with Precision Home Mapping and Extended Runtime Wi-Fi Connected - Black

    Shark

    Leaves No Spots MissedWith Matrix Clean the robot vacuum cleans using a precision grid taking multiple passes over dirt and debris for deep cleanin...

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    Original price $447.99 - Original price $447.99
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    Current price $447.99
  • Original price $789.99 - Original price $789.99
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    Amana - 5.1 Cu. Ft. Freestanding Gas Range with Bake Assist Temps - Stainless Steel

    Amana

    Large Oven Capacity5.1 Cu Ft Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatile ...

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    Original price $789.99 - Original price $789.99
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  • Original price $1,917.99 - Original price $1,917.99
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    Current price $1,917.99

    Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Black Stainless Steel

    Samsung

    Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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    Original price $1,917.99 - Original price $1,917.99
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  • Original price $1,512.99 - Original price $1,512.99
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    $1,512.99
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    Current price $1,512.99

    Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Stainless Steel

    Samsung

    Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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    Original price $1,512.99 - Original price $1,512.99
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    $1,512.99
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  • Original price $1,905.99 - Original price $1,905.99
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    Current price $1,905.99

    LG - 25.5 Cu. Ft. Bottom-Freezer Refrigerator with Ice Maker - Stainless Steel

    LG

    Large capacity 26 cu. ft. (bottom mount)Stock up and store everything you need. With a cavernous 26 cu. ft. of space this LG bottom mount refrigera...

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    Original price $1,905.99 - Original price $1,905.99
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  • Original price $1,102.99 - Original price $1,102.99
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    $1,102.99
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    Current price $1,102.99

    LG - 23.8 Cu. Ft. Top Freezer Refrigerator with Internal Water Dispenser - Stainless Steel

    LG

    Large Capacity 23.8 cu ft. (Top Mount)Stock-up and store everything you need. With a cavernous 23.8 cubic feet of space this LG top mount refrigera...

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    Original price $1,102.99 - Original price $1,102.99
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    $1,102.99
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  • Original price $946.99 - Original price $946.99
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    $946.99
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    Current price $946.99

    Samsung - 4.5 Cu. Ft. High Efficiency Stackable Smart Front Load Washer with Vibration Reduction Technology+ - White

    Samsung

    Large 4.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Vibration Reduction Technology+Do your ...

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    Original price $946.99 - Original price $946.99
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    $946.99
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  • Original price $110.99 - Original price $110.99
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    $110.99
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    Current price $110.99

    UAG - Rugged Keyboard Folio for Apple 10.2-Inch iPad (9th/8th/7th Generations) with Trackpad and Bumper Case - Black

    Uag

    Laptop Style Typing Tracking ExperienceOffering bright back-lit keys (7 Colors 3 Brightness Levels) an extra large trackpad w/ multi-touch functio...

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    Original price $110.99 - Original price $110.99
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  • Original price $335.99 - Original price $335.99
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    $335.99
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    Current price $335.99

    KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Contour Silver

    Kitchenaid

    Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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    Original price $335.99 - Original price $335.99
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    $335.99
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  • Original price $335.99 - Original price $335.99
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    KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Empire Red

    Kitchenaid

    Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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    Original price $335.99 - Original price $335.99
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    $335.99
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  • Original price $98.99 - Original price $98.99
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    Current price $98.99

    PNY - XLR8 Gaming 16GB (2x8GB) 3200MHz DDR4 DRAM (PC4-25600) CL16 1.35V Memory Kit - Red

    PNY

    Kit of two 8GB DDR4 SDRAM memory modulesFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Enhanced thermal p...

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    Original price $98.99 - Original price $98.99
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    $98.99
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  • Original price $153.99 - Original price $153.99
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    $153.99
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    Current price $153.99

    Philips - Hue A19 Bluetooth 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $153.99 - Original price $153.99
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    $153.99
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    Current price $153.99
  • Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99

    Philips - Hue A19 Bluetooth 75W Smart LED Starter Kit - White

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $92.99 - Original price $92.99
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    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $190.99 - Original price $190.99
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    $190.99
    $190.99 - $190.99
    Current price $190.99

    Philips - Hue 60W A19 Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $190.99 - Original price $190.99
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    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $337.99 - Original price $337.99
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    $337.99
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    Current price $337.99

    Nest x Yale - Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Voice assistant Access - Black Suede

    Nest x Yale

    Keyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...

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    Original price $337.99 - Original price $337.99
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    $337.99
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    Current price $337.99
  • Original price $193.99 - Original price $193.99
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    $193.99
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    Current price $193.99

    Yale - Assure Lock 2 Key-Free Pushbutton Lock with Bluetooth - Black Suede

    Yale

    Key-free access your wayUnlock using the Yale Access app on your phone or smart watch pushbutton keypad or optional Auto-UnlockFeaturing Auto-Unloc...

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    Original price $193.99 - Original price $193.99
    Original price
    $193.99
    $193.99 - $193.99
    Current price $193.99
  • Original price $193.99 - Original price $193.99
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    $193.99
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    Current price $193.99

    Yale - Assure Lock 2 Key-Free Pushbutton Lock with Bluetooth - Satin Nickel

    Yale

    Key-free access your wayUnlock using the Yale Access app on your phone or smart watch pushbutton keypad or optional Auto-UnlockFeaturing Auto-Unloc...

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    Original price $193.99 - Original price $193.99
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    $193.99
    $193.99 - $193.99
    Current price $193.99
  • Original price $132.99 - Original price $132.99
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    $132.99
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    Current price $132.99

    Alienware - AW510K Full-size Wired Mechanical CHERRY MX Low Profile Red Switch Gaming Keyboard with RGB Back Lighting - Lunar Light

    Dell

    Keyboard controlsInclude mute play/pause stop backward volume skip backward and skip forward.Adjustable keyboard heightSo you can set the keyboard ...

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    Original price $132.99 - Original price $132.99
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    $132.99
    $132.99 - $132.99
    Current price $132.99
  • Original price $205.99 - Original price $205.99
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    $205.99
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    Current price $205.99

    reMarkable - Book Folio for your paper tablet - Premium leather - Brown

    ReMarkable

    Keep your reMarkable safeCreated with function and style in mind Book Folio is made from fine materials and designed exclusively to fit your reMark...

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    Original price $205.99 - Original price $205.99
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    $205.99
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    Current price $205.99
  • Original price $449.99 - Original price $449.99
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    $449.99
    $449.99 - $449.99
    Current price $449.99

    Breville - the Juice Fountain Cold XL Juicer - Brushed Stainless Steel

    Breville

    Juices fruits and vegetables of varying texturesYou can use the low speed to juice soft fruits and vegetables such as strawberries grapes cucumbers...

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    Original price $449.99 - Original price $449.99
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    Current price $449.99
  • Original price $82.99 - Original price $82.99
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    $82.99
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    Current price $82.99

    JBL - Endurance Peak 3 Dust and Waterproof True Wireless Active Earbuds - Black

    JBL

    JBL pure bass soundGet the most out of your favorite workout playlist with rich bass from a 10mm dynamic driver that delivers bold sound when you n...

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    Original price $82.99 - Original price $82.99
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    $82.99
    $82.99 - $82.99
    Current price $82.99
  • Original price $209.99 - Original price $209.99
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    $209.99
    $209.99 - $209.99
    Current price $209.99

    Sonos - Ray Soundbar with Wi-Fi - White

    Sonos Inc

    Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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    Original price $209.99 - Original price $209.99
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    $209.99
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    Current price $209.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.