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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

Sony
Original price $1,336.99 - Original price $1,336.99
Original price
$1,336.99
$1,336.99 - $1,336.99
Current price $1,336.99

Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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Original price $1,336.99 - Original price $1,336.99
Original price
$1,336.99
$1,336.99 - $1,336.99
Current price $1,336.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Black

Samsung
Original price $1,156.99 - Original price $1,156.99
Original price
$1,156.99
$1,156.99 - $1,156.99
Current price $1,156.99

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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Original price $1,156.99 - Original price $1,156.99
Original price
$1,156.99
$1,156.99 - $1,156.99
Current price $1,156.99

RØDE - VideoMicro II Wired Supercardioid Shotgun Microphone - Black

Rode
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Ultracompact on-camera shotgun microphoneSimply plug it in and hit record on your camera or smartphone. The microphone is perfectly tuned to delive...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Turtle Beach - Recon 50P Wired Gaming Headset for PS5 PS4 PS4 Pro Xbox Series XS Xbox One PC Mobile - Black/Blue

Turtle Beach
Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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Original price $45.99 - Original price $45.99
Original price
$45.99
$45.99 - $45.99
Current price $45.99

KitchenAid - 15" Built-In Electric Cooktop with 2 Radient Elements - Black

Kitchenaid
Original price $1,588.99 - Original price $1,588.99
Original price
$1,588.99
$1,588.99 - $1,588.99
Current price $1,588.99

8'' Round ElementEfficiently heats a commonly used pan size and can reach a power output of up to 1800 watts for every day use.7'' Round ElementA r...

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Original price $1,588.99 - Original price $1,588.99
Original price
$1,588.99
$1,588.99 - $1,588.99
Current price $1,588.99

Rocketfish - Tilting TV Wall Mount for Most 32"-90" TVs - Black

Rocketfish
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Compatible with most 32" - 90" flat-panel TVsUp to 130 lbs. for sturdy support.Low-Profile Mounting CapabilityMounts the TV 1.9 inches away from th...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

bObsweep - Dustin Self-Empty Robot Vacuum Mop with 100-Day Dock SLAM Navigation Activated Charcoal Filtration - Combo Version Twilight

Bobsweep
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Dual Scrub MoppingSome areas of the home require a deeper clean like paw prints in the mudroom or kitchen and bathroom tiles. The mop spins in fast...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Beats - Studio Buds + True Wireless Noise Cancelling Earbuds - Black/Gold

Apple
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Logitech - PRO X SUPERLIGHT 2c LIGHTSPEED Lightweight Compact Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse for PC - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Designed With Pros Engineered to WinDesigned alongside the world’s best esports athletes the Logitech G PRO X SUPERLIGHT 2c compact wireless gaming...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Logitech - G321 LIGHTSPEED Wireless Over-the-EarBluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - Black

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Black Stainless Steel

Whirlpool
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Logitech - Z623 2.1 Speaker System (3-Piece) for PC - Black

Logitech
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

330W total system power130W subwoofer and 100W per satellite. Provides quality sound for games music and videos.2 satellite speakersWith front-firi...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Samsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Stainless Steel

Samsung
Original price $4,253.99 - Original price $4,253.99
Original price
$4,253.99
$4,253.99 - $4,253.99
Current price $4,253.99

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $4,253.99 - Original price $4,253.99
Original price
$4,253.99
$4,253.99 - $4,253.99
Current price $4,253.99

Logitech - G915 X Full-size Corded Mechanical GL Brown Tactile Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Full-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

ASUS - ROG Pelta Wireless Gaming Headset for PC/Mac PS5 PS4 and Switch - Black

ASUS
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Tri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Whirlpool - 28.7 Cu. Ft. Side-by-Side Refrigerator with TruCool System - Fingerprint-Resistant Stainless Finish

Whirlpool
Original price $2,336.99 - Original price $2,336.99
Original price
$2,336.99
$2,336.99 - $2,336.99
Current price $2,336.99

High Quality Low Repair RateWhirlpool brand refrigerators have the lowest repair rate among side by side refrigerators so you can focus on caring f...

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Original price $2,336.99 - Original price $2,336.99
Original price
$2,336.99
$2,336.99 - $2,336.99
Current price $2,336.99

GE - 5.3 Cu. Ft. Slide In Gas Range with Steam Cleaning and Crisp Mode - Stainless Steel

GE
Original price $1,199.99 - Original price $1,199.99
Original price
$1,199.99
$1,199.99 - $1,199.99
Current price $1,199.99

Slide-In RangeEasily upgrade your kitchen with this new slide-in range that is guaranteed to fit into your existing space.Crisp ModeCrisp mode uses...

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Original price $1,199.99 - Original price $1,199.99
Original price
$1,199.99
$1,199.99 - $1,199.99
Current price $1,199.99

Kodak - PIXPRO C1 Digital Camera - Black

Kodak
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

13MP BSI CMOS SensorA 13MP BSI CMOS sensor offers better light sensitivity and low-light performance compared to traditional FSI (Front-Side Illumi...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Elgato - Key Light Neo - White

Elgato
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Look proOn YouTube Teams Zoom and more.Easy setupJust connect to a USB port on your laptop or dock.For all skin tonesAdjust brightness and color te...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

bObsweep - Self-empty Robot Vacuum Cleaner with 100-Day Dock Activate Charcoal Odor Filtration and LiDAR Mapping - Rock

Bobsweep
Original price $1,057.99 - Original price $1,057.99
Original price
$1,057.99
$1,057.99 - $1,057.99
Current price $1,057.99

Suction that Works4500 Pa suction lifts dust and scraps off soft and hard floors ensuring thorough cleaning on various surfaces including area rugs...

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Original price $1,057.99 - Original price $1,057.99
Original price
$1,057.99
$1,057.99 - $1,057.99
Current price $1,057.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Logitech - Yeti Orb Wired Cardioid Condenser Gaming Microphone with LIGHTSYNC RGB Lights - Black

Logitech
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

View full details
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Samsung - Q-series HW-Q600F ATMOS 3.1.2 Ch Soundbar with Subwoofer - Titan Black

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

True 3.1.2 Ch SoundLet the sound wash over you and dive into vivid soundscapes with theater like sound that fills the room. Bring your favorite con...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Black

Steel Series
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Pioneer - 70" Class LED 4K UHD Smart Roku TV

Pioneer
Original price $505.99 - Original price $505.99
Original price
$505.99
$505.99 - $505.99
Current price $505.99

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $505.99 - Original price $505.99
Original price
$505.99
$505.99 - $505.99
Current price $505.99

SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - Black

Steel Series
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Wacom - Intuos Graphic Drawing Tablet for Mac PC Chromebook Android (Small) with Software Included (Wireless) - Black

Wacom
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

COMPLETE CREATIVE STARTER KITRegister your Intuos tablet and gain access to some of the best creative software and online training.NATURAL PRECISE ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Midnight Black

Sony
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Elgato - Facecam MK.2 Full HD 1080p60 Webcam for Video Conferencing Gaming and Streaming - Black

Elgato
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Full HD 60fpsLook true-to-life on camera even in motionPro imageCapture more natural colors even in low-light spacesSet the shotIncludes Camera Hub...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Logitech - PRO X TKL RAPID Wired Hall-Effect Gaming Keyboard with Magnetic Analog Switch and Customizable RGB Lighting for PC - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Sennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Black

Sennheiser
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Sony - E 11mm F1.8 APS-C Ultra-Wide-Angle Prime Lens for E-mount Cameras - Black

Sony
Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Ultra-wide-angle 11 mm large F1.8 aperture prime for stills and moviesWith an 11 mm focal length for dynamic images and a large F1.8 aperture for d...

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Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone - Black

Logitech
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Ninja - Coffee 12-Cup Coffee Brewer - Silver

Shark
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Coffee BarBrew up to 12 cups of your favorite beverage.Keep coffee hot and ready to serveIncluded glass carafe makes it easy to serve guests or pou...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.