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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Keychron - K2 HE 75 Custom Wireless RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Magnetic Switch - Black

Keychron

Last Keystroke Prioritization (LKP) Snap ClickLKP allows seamless directional changes by prioritizing the last key pressed ensuring smoother gamep...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $1,110.99 - Original price $1,110.99
Original price
$1,110.99
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Current price $1,110.99

ASUS - Zenbook A14 14" FHD+ OLED Laptop - Copilot+ PC - Snapdragon X Plus - 16GB RAM - 512GB SSD - Zabriskie Beige

ASUS

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,110.99 - Original price $1,110.99
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$1,110.99
$1,110.99 - $1,110.99
Current price $1,110.99
Original price $128.99 - Original price $128.99
Original price
$128.99
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Current price $128.99

Keychron - V5 Max 96 Custom Wireless RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Red Switch - Black

Keychron

Program any key with QMKSimply connect the V5 Max to your device with a cable open the QMK based Keychron Launcher web app drag and drop your favor...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $1,025.99 - Original price $1,025.99
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$1,025.99
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Current price $1,025.99

LG - UltraGear 39" OLED Curved WQHD 240Hz 0.03ms G-Sync/FreeSync Premium Smart Gaming Monitor with DisplayHDR 400 TRUE BLACK - White

LG

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe 39 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pulls you...

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Original price $1,025.99 - Original price $1,025.99
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$1,025.99
$1,025.99 - $1,025.99
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Original price $1,680.99 - Original price $1,680.99
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$1,680.99
$1,680.99 - $1,680.99
Current price $1,680.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,680.99 - Original price $1,680.99
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$1,680.99
$1,680.99 - $1,680.99
Current price $1,680.99
Original price $83.99 - Original price $83.99
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$83.99
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Outdoor Cam Plus Plug-In with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White

Ring

2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...

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Original price $83.99 - Original price $83.99
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$83.99
$83.99 - $83.99
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Original price $957.99 - Original price $957.99
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$957.99
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Current price $957.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
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$957.99
$957.99 - $957.99
Current price $957.99
Original price $3,689.99 - Original price $3,689.99
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$3,689.99
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Current price $3,689.99

GE Profile - 22.3 Cu. Ft. 4-Door French Door Counter-Depth Smart Refrigerator with Door-in-Door Storage - Stainless Steel

GE Profile

Counter-Depth DesignOffers a built-in look by fitting nearly flush with surrounding cabinetry.Fingerprint Resistant StainlessEasily wipe away smudg...

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Original price $3,689.99 - Original price $3,689.99
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$3,689.99
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Original price $275.99 - Original price $275.99
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$275.99
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Current price $275.99

Keychron - Q6 Max 100 Custom Wireless RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Brown Switch - Black

Keychron

2.4 GHz Bluetooth ConnectionThe 2.4 GHz wireless and wired connection boasts a rapid 1000 Hz polling rate. You can also connect the Q6 Max with up...

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Original price $275.99 - Original price $275.99
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$275.99
$275.99 - $275.99
Current price $275.99
Original price $233.99 - Original price $233.99
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$233.99
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Current price $233.99

LG - 27" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 27" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $233.99 - Original price $233.99
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$233.99
$233.99 - $233.99
Current price $233.99
Original price $123.99 - Original price $123.99
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$123.99
$123.99 - $123.99
Current price $123.99

Keychron - V1 Max 75 Custom Wireless RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Red Switch - Black

Keychron

2.4 GHz Bluetooth ConnectionExperience peak gaming performance on the fly with the 2.4 GHz wireless connection boasting a rapid 1000 Hz polling ra...

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Original price $123.99 - Original price $123.99
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$123.99
$123.99 - $123.99
Current price $123.99
Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
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ASUS - ROG Strix 27" 4K OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

4K Resolution26.5-inch 4K (3840 x 2160) QD-OLED gaming monitor with 240Hz refresh rate and 0.03ms response timeLatest 4th-gen QD-OLED TechnologyDel...

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Original price $1,010.99 - Original price $1,010.99
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$1,010.99
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Original price $470.99 - Original price $470.99
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$470.99
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Current price $470.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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$470.99
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Current price $470.99
Original price $207.99 - Original price $207.99
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$207.99
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Current price $207.99

Keychron - Q1 75 Custom Wired RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Brown Switch - White

Keychron

Hot-swappableThe hot-swappable sockets are mounted on the PCB so you can install or change the switches without soldering. The PCB supports both 3 ...

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Original price $207.99 - Original price $207.99
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$207.99
$207.99 - $207.99
Current price $207.99
Original price $249.99 - Original price $249.99
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$249.99
$249.99 - $249.99
Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Honey Lavender

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
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$249.99
$249.99 - $249.99
Current price $249.99
Original price $1,861.99 - Original price $1,861.99
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$1,861.99
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Current price $1,861.99

Skytech Gaming - O11V Gaming Desktop PC - AMD Ryzen 7 7700 - 32GB Memory - AMD Radeon RX 9070XT - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,861.99 - Original price $1,861.99
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$1,861.99
$1,861.99 - $1,861.99
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Original price $2,521.99 - Original price $2,521.99
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$2,521.99
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Current price $2,521.99

Samsung - 5.3 cu. ft. Bespoke AI Vented Smart All-In-One Washer/Electric Dryer Combo with AI Home - Brushed Black

Samsung

Wash + Dry in OneAI Laundry Combo with Vented Drying Advantage System washes and dries clothes completely in one machine without transferring loads...

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Original price $2,521.99 - Original price $2,521.99
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$2,521.99
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Original price $372.99 - Original price $372.99
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$372.99
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Current price $372.99

Apple - Magic Keyboard for iPad Air 13-inch (M3) - White

Apple

CompatibilityiPad Air 13-inch (M3) iPad Air 13-inch (M2)

Original price $372.99 - Original price $372.99
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Original price $347.99 - Original price $347.99
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Current price $347.99

ASUS - Vivobook 14 14" FHD Laptop - Intel Core i3 - 8GB Memory - 128GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $347.99 - Original price $347.99
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$347.99
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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

PowerA - Wireless Controller for Xbox Series XS - PAC-MAN SE

Power A

2 Types of Glow Bring the spirit of the arcade to your controller with a glow in the dark effect and a reaction when a UV light is applied giving ...

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Original price $92.99 - Original price $92.99
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$92.99
$92.99 - $92.99
Current price $92.99
Original price $1,603.99 - Original price $1,603.99
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$1,603.99
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Current price $1,603.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - NVIDIA GeForce RTX 5060 Ti 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,603.99 - Original price $1,603.99
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$1,603.99
$1,603.99 - $1,603.99
Current price $1,603.99
Original price $692.99 - Original price $692.99
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$692.99
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Current price $692.99

Tesla - Universal Wall Connector Level 2 Hardwired Electric Vehicle (EV) Charger up to 48A 24’ - White

Tesla

Vehicle compatibilitySeamlessly transitions between NACS and J1772 connectors accommodating all major North American EVs including Tesla Vehicles. ...

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Original price $692.99 - Original price $692.99
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$692.99
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Current price $692.99
Original price $634.99 - Original price $634.99
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$634.99
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Current price $634.99

ASUS - PRIME NVIDIA GeForce RTX 5070 12GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS

Powered byNVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-tech fansFeature a...

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Original price $634.99 - Original price $634.99
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$634.99
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Current price $634.99
Original price $258.99 - Original price $258.99
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$258.99
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Current price $258.99

WD - BLACK SN7100 2TB Internal SSD Gen 4 x4 NVMe

Western Digital

High-octane gaming SSDExperience an exhilarating boost you can see and feel with level-conquering speeds up to 7250MB/s read and 6900MB/s write (1-...

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Original price $258.99 - Original price $258.99
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$258.99
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Current price $258.99
Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

TCL - 40" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

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Original price $194.99 - Original price $194.99
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$194.99
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Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99

Nacon - Revolution 5 Pro Wireless Controller for PS5 PS4 and PC - Arctic Camo

Nacon

Wireless controlUSB wireless adapter for PS5 PS4 and PC and up to 10 hours of battery powered gaming. Use wired mode for competitive play with incl...

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Original price $238.99 - Original price $238.99
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$238.99
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Original price $81.99 - Original price $81.99
Original price
$81.99
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Current price $81.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Velocity Green

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Velocity Green featuring sculpted surfaces and refined geometr...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $870.99 - Original price $870.99
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$870.99
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Current price $870.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 6500 XT 4GB - 16GB Memory - 1TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $870.99 - Original price $870.99
Original price
$870.99
$870.99 - $870.99
Current price $870.99
Original price $2,920.99 - Original price $2,920.99
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$2,920.99
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Current price $2,920.99

TCL - 98" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $2,920.99 - Original price $2,920.99
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Original price $349.99 - Original price $349.99
Original price
$349.99
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Current price $349.99

Bird Buddy - Smart Bird Feeder with Solar Roof (Pro Camera Version) - Blue

Bird Buddy

Bird Species RecognitionPowered by advanced AI technology Bird Buddy can recognize over 1000 bird species eliminating guesswork and enriching your ...

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Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99
Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99

ASUS - Vivobook 14 14" FHD Laptop - Intel Core i5 - 12GB Memory - 256GB SSD - Quiet Blue

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $486.99 - Original price $486.99
Original price
$486.99
$486.99 - $486.99
Current price $486.99
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
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Current price $1,049.99

Samsung - 32" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KSmall details make a big difference. This OLED screen delivers clear and sharp 4K quality so you can see the subtle shadows in every scen...

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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
$1,049.99 - $1,049.99
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Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
Original price
$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

eero - 7 Dual-band Mesh Wi-Fi 7 Router (1-pack) - White

Eero

OUR MOST AFFORDABLE WI-FI 7 ROUTEReero 7 helps you future-proof your network and make the most of Wi-Fi 7 performance starting today.SAY GOODBYE TO...

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Original price $205.99 - Original price $205.99
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$205.99
$205.99 - $205.99
Current price $205.99
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

LG - 32" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 32" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99
Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 5 - 16GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $958.99 - Original price $958.99
Original price
$958.99
$958.99 - $958.99
Current price $958.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.