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Original price $1,181.99 - Original price $1,181.99
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$1,181.99 - $1,181.99
Current price $1,181.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,181.99 - Original price $1,181.99
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$1,181.99
$1,181.99 - $1,181.99
Current price $1,181.99
Original price $1,146.99 - Original price $1,146.99
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Current price $1,146.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,146.99 - Original price $1,146.99
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$1,146.99
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Original price $304.99 - Original price $304.99
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$304.99
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Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey

Lenovo

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $304.99 - Original price $304.99
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$304.99
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Original price $275.99 - Original price $275.99
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$275.99
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Keychron - Q6 Max 100 Custom Wireless RGB Mechanical Keyboard with Programmable QMK/VIA Hot-Swappable Banana Switch - Black

Keychron

2.4 GHz Bluetooth ConnectionThe 2.4 GHz wireless and wired connection boasts a rapid 1000 Hz polling rate. You can also connect the Q6 Max with up...

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Original price $275.99 - Original price $275.99
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$275.99
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Original price $302.99 - Original price $302.99
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Hyper - Drifting Go Kart Electric Ride On w/ 9 MPH Max Speed - Green

Hyper

Speed3 speed options forward low up to 5 mph forward high up to 9 mph and reverse up to 5 mphRider WeightChild Max rider weight is 154 poundsEase o...

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Original price $302.99 - Original price $302.99
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Original price $706.99 - Original price $706.99
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LG - 2.1 Cu. Ft. Over The Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG

Premium Handle DesignThis new style takes your kitchen to the next level with a fresh contemporary look. Our new bar handle design is slightly cont...

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Original price $706.99 - Original price $706.99
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Original price $1,106.99 - Original price $1,106.99
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Sony - Alpha 6400 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm Lens - Black

Sony

Sony E PZ 16-50mm f/3.5-5.6 OSS II lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional...

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Original price $1,106.99 - Original price $1,106.99
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Original price $1,642.99 - Original price $1,642.99
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Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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Original price $361.99 - Original price $361.99
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$361.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $361.99 - Original price $361.99
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Original price $952.99 - Original price $952.99
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Dell - 24" FHD All-in-One - Intel Core 5 120U - 16GB Memory - 512GB SSD - White

Dell

Immersive visualsThe FHD IPS display features 99 sRGB and 50 higher contrast within a narrow border so you can enjoy vivid TRUE-to-life colors as y...

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Original price $952.99 - Original price $952.99
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Original price $776.99 - Original price $776.99
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TCL - 450 Sq. Ft. 10000 BTU 3-in-1 Smart Portable Air Conditioner - White

TCL

Compact Design. Powerful Performance.Powerfully cools up to 450 sq. ft. with a compact footprint that is only 14.1in x 16.5in perfect for living ro...

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Original price $776.99 - Original price $776.99
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Original price $602.99 - Original price $602.99
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HP - 23.8" Full HD Touch-Screen All-in-One - Intel Core i3 - 8GB Memory - 512GB SSD - Shell White

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $602.99 - Original price $602.99
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Original price $531.99 - Original price $531.99
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GoPro - HB-Series Lens Collection - Macro Ultra-Wide Anamorphic and 4-Pack ND Lens Mod - For HERO13 Black Action Camera - Black

GoPro

Expansive Field of ViewBoosts HERO13 Black’s field of view up to 177 (36 wider and 48 taller)Vertical Capture ModeVertical Capture lets you take ul...

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Original price $531.99 - Original price $531.99
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Original price $957.99 - Original price $957.99
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$957.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
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$957.99
$957.99 - $957.99
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Original price $101.99 - Original price $101.99
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$101.99
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Current price $101.99

DJI - Osmo Mobile 7 Smartphone 3-Axis Gimbal Stabilizer - Gray

DJI

Experience Seamless StabilityOsmo Mobile 7's robust 3-axis gimbal stabilization ensures lossless stability. Capture creative bursts and craft stunn...

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Original price $101.99 - Original price $101.99
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$101.99
$101.99 - $101.99
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Original price $753.99 - Original price $753.99
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$753.99
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eero - Pro 7 Tri-band Mesh Wi-Fi 7 System (3-pack) - White

Eero

WIFI AT THE SPEED OF LIFEeero Pro 7 brings next-generation speed and reliability to home and business networks with high bandwidth needs.RELIABLE C...

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Original price $753.99 - Original price $753.99
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$753.99
$753.99 - $753.99
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Original price $957.99 - Original price $957.99
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$957.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
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$957.99
$957.99 - $957.99
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Original price $383.99 - Original price $383.99
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$383.99
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Dell - S2725QC 27" IPS LED 4K UHD 120Hz FreeSync Premium Monitor (USB-C HDMI) - Ash White

Dell

Low blue lightThe improved ComfortView Plus reduces harmful blue light emissions to =35 for all-day comfort without sacrificing color accuracy.Refr...

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Original price $383.99 - Original price $383.99
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$383.99
$383.99 - $383.99
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Original price $818.99 - Original price $818.99
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$818.99
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HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
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Original price $1,423.99 - Original price $1,423.99
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Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
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$1,423.99
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Current price $1,423.99
Original price $554.99 - Original price $554.99
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$554.99
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Lenovo - IdeaPad Slim 3 15.6" Full HD Touchscreen Laptop - AMD Ryzen 7 5825U 2025 - 16GB Memory - 512GB SSD - Arctic Grey

Lenovo

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $554.99 - Original price $554.99
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$554.99
$554.99 - $554.99
Current price $554.99
Original price $698.99 - Original price $698.99
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$698.99
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Dell - Inspiron - 15.6" 2K Touchscreen Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Plenty of PortsConnect all your devices with a variety of ports.Type With EaseWrite and calculate quickly with roomy keypads separate numeric keypa...

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Original price $698.99 - Original price $698.99
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$698.99
$698.99 - $698.99
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Original price $761.99 - Original price $761.99
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$761.99
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GoPro - HERO13 Black Action Camera + HB-Series Lens Collection - Black

GoPro

Best-in-Class 5.3K Video5.3K video delivers breathtaking image quality with 91 more resolution than 4K and an incredible 665 more than 1080p. HERO1...

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Original price $761.99 - Original price $761.99
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$761.99
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Original price $51.99 - Original price $51.99
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$51.99
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Soundcore - by Anker C40i Open-Ear Cip-On Earbud Headphones - Graphite Gray

Soundcore

Breathable ComfortExperience unmatched comfort with soundcore C40i open-ear earbuds. Designed with a stable yet airy clip-on style they provide ult...

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Original price $51.99 - Original price $51.99
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$51.99
$51.99 - $51.99
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Original price $244.99 - Original price $244.99
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$244.99
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Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Hyper Purple

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $244.99 - Original price $244.99
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$244.99
$244.99 - $244.99
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Original price $2,642.99 - Original price $2,642.99
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ASUS - ROG Flow Z13 13.4" 2.5K 180Hz Touch-Screen Gaming Laptop - Copilot+ PC - AMD Ryzen AI Max+ 395 - 64GB RAM - 1TB SSD - Off Black

ASUS

Game and create with Windows 11 HomeGame create and boost your productivity — Windows 11 Home is the place for it all. With advanced features power...

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Original price $2,642.99 - Original price $2,642.99
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Original price $825.99 - Original price $825.99
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$825.99
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Segway - F3 Electric Scooter w/ 44 miles Max Range 20 mph Max Speed w/ 10-Inch Self-Sealing Tubeless Tires - Black

Segway

Speed and performanceComfortably cruise up to 20 mph and with an efficient 1000W motor and conquer inclines up to 20.SegRangeOur advanced SegRange¿...

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Original price $825.99 - Original price $825.99
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$825.99
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Original price $4,532.99 - Original price $4,532.99
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Apple - Mac Studio - M3 Ultra - 1TB SSD - Silver

Apple

SUPERCHARGED BY M3 Ultra—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine suppor...

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Original price $4,532.99 - Original price $4,532.99
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$4,532.99
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Original price $265.99 - Original price $265.99
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$265.99
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Current price $265.99

ViewSonic - VX3218C-2K 32" LCD QHD FreeSync Premium Gaming Monitor (HDMI and DisplayPort) - Black

ViewSonic

Immersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...

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Original price $265.99 - Original price $265.99
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$265.99
$265.99 - $265.99
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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

DJI - Osmo Mobile 7P Smartphone 3-Axis Gimbal Stabilizer - Gray

DJI

Snap the SpectacularThe Multifunctional Module packs intelligent tracking DJI Mic Mini reception and lighting features into one compact unit. Pair ...

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Original price $141.99 - Original price $141.99
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$141.99
$141.99 - $141.99
Current price $141.99
Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,423.99 - Original price $1,423.99
Original price
$1,423.99
$1,423.99 - $1,423.99
Current price $1,423.99
Original price $2,091.99 - Original price $2,091.99
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$2,091.99
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Current price $2,091.99

iBUYPOWER - iBUYPOWER- Element 9 Pro Black Gaming Desktop PC- Intel Ultra 7 265KF NVIDIA GeForce RTX 5070 12GB 32GB RAM 2TB SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,091.99 - Original price $2,091.99
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$2,091.99
$2,091.99 - $2,091.99
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Original price $881.99 - Original price $881.99
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$881.99
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Current price $881.99

Whirlpool - 4.6 Cu. Ft. Top Load Impeller Washer with Built-in Faucet - White

Whirlpool

Presoak OptionSave a step by soaking and washing in one cycle. The Presoak Option starts washing your laundry after a 30 minute presoak.Quick Wash ...

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Original price $881.99 - Original price $881.99
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$881.99
$881.99 - $881.99
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Original price $2,112.99 - Original price $2,112.99
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Current price $2,112.99

Acer - Nitro 60 Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
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Original price $2,222.99 - Original price $2,222.99
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$2,222.99
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Current price $2,222.99

Acer - Nitro 60 Gaming Desktop - AMD Ryzen 9 7900 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1 TB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99
Original price $2,553.99 - Original price $2,553.99
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$2,553.99
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Current price $2,553.99

Acer - Nitro 60 Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,553.99 - Original price $2,553.99
Original price
$2,553.99
$2,553.99 - $2,553.99
Current price $2,553.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.