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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Caf - Specialty Smart 10-Cup and Single Serve Coffee Maker with Glass Carafe - Stainless Steel

GE Cafe
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Gold Cup PerformanceBarista-quality coffee at home with a Gold Cup brewing setting that optimizes temperature brew time and extraction to meet Spec...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Mattel Brick Shop - XBOX Game Studios Adult Building Set 3509 Piece

Mattel Brick Shop
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Build the Original ConsoleFully buildable 11 scale Original XBOX and controller with realistic details sounds and lights.Iconic Duke Controller Inc...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Hori - Wireless HORIPAD Turbo (Cyberpunk 2077) for Nintendo Switch 2 - Yellow

Hori
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

WirelessHigh-quality wireless pad for Nintendo Switch 2TMR SticksHighly durable accurate anti-drift TMR analog sticksProgrammableIncludes C-Button...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

ASUS - ROG Bulwark 6-in-1 Dock DG310 for ROG XBOX Ally (HDMI 2.1 USB-A 3.2 USB-C 3.2) with One-touch Bluetooth Pairing - Black

ASUS
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

ConnectivityEnjoy seamless connectivity and simplicity with the ROG Bulwark Dock DG310 a 6-in-1 dock supporting 80W USB-C charging 5Gbps file trans...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Ninja - CrushBOSS Intelligent Blender With SmoothSense Technology - Onyx

Ninja
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

72-oz XL PitcherThe curved square bottom design eliminates dead zones stacks ingredients to promote even blending and ensures nothing is left unble...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

ASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 9800X3D (2024) - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB Storage - Black

ASUS
Original price $3,562.99 - Original price $3,562.99
Original price
$3,562.99
$3,562.99 - $3,562.99
Current price $3,562.99

Powered by Windows 11 for Next-Level GamingGet a full-featured game-ready operating system built for smooth multitasking so you can jump between ga...

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Original price $3,562.99 - Original price $3,562.99
Original price
$3,562.99
$3,562.99 - $3,562.99
Current price $3,562.99

SCUF - Nemesis Pro 8K Wireless Controller for PC 8000Hz Polling Rate TMR Thumbsticks Mechanical ABXY - Black

SCUF
Original price $222.99 - Original price $222.99
Original price
$222.99
$222.99 - $222.99
Current price $222.99

8K Wireless + Wired PollingUp to 8000Hz polling in both 2.4GHz wireless and wired modes targets sub-1ms response for ultra-responsive PC gaming.TMR...

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Original price $222.99 - Original price $222.99
Original price
$222.99
$222.99 - $222.99
Current price $222.99

Sunpak - Creator Plus 69 Dual Camera Smartphone Professional Tripod

Sunpak
Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Professional photographyExtends to 69" with lightweight aluminum construction.Capture every anglePan tilt fluid head smooth 360 degree rotation an...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Apple - AirPods 5 True Wireless Active Noise Cancelling Earbuds with Wireless Charging Case - White

Apple
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

ACTIVE NOISE CANCELLATION—AirPods 5 offer improved Active Noise Cancellation to help reduce outside noise.HEAR THE WORLD AROUND YOU—Adaptive Audio ...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Apple Watch Series 12 GPS + Cellular 42mm Aluminum Case with Navy Blue Sport Band - S/M - Space Gray - (2026)

Apple
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

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Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

Acer - Nitro 27" IPS WQHD 540Hz (Up to 1000Hz Refresh) AMD FreeSync Premium Gaming Monitor with HDR 600 (DisplayPort 2 x HDMI) - White

Acer
Original price $516.99 - Original price $516.99
Original price
$516.99
$516.99 - $516.99
Current price $516.99

Quality VisualsThe XV273U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excelle...

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Original price $516.99 - Original price $516.99
Original price
$516.99
$516.99 - $516.99
Current price $516.99

Apple Watch Series 12 GPS 46mm Aluminum Case with Sand Sport Band - M/L - Light Gold - (2026)

Apple
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

CORSAIR - NAUTILUS II 240 RS ARGB Liquid CPU Cooler Vibrant ARGB FlowDrive 2S Pump RS II ARGB Uni Frame Fans 240mm Radiator - Black

Corsair
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Quiet Efficient CPU CoolingStrong thermal performance keeps modern CPUs running smoothly with low noise levels suited to everyday gaming content cr...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Apple Watch Series 12 GPS 46mm Aluminum Case with Black Sport Band - S/M - Black - (2026)

Apple
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Lenovo - IdeaCentre AIO 23.8" 2K IPS All-In-One Desktop - Core Ultra 5 Processor 226V 2024 - 16GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $1,054.99 - Original price $1,054.99
Original price
$1,054.99
$1,054.99 - $1,054.99
Current price $1,054.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,054.99 - Original price $1,054.99
Original price
$1,054.99
$1,054.99 - $1,054.99
Current price $1,054.99

Apple Watch Series 12 GPS 46mm Aluminum Case with Navy Blue Sport Band - M/L - Space Gray - (2026)

Apple
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Apple Watch Series 12 GPS 46mm Aluminum Case with Navy Blue Sport Band - S/M - Space Gray - (2026)

Apple
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Apple Watch Series 12 GPS 46mm Aluminum Case with Olive Sport Band - S/M - Dark Bronze - (2026)

Apple
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 5 225F 2025 INTEL Arc B570 10GB 16GB DDR5 1TB NVMe SSD Storage - White

iBuyPower
Original price $1,339.99 - Original price $1,339.99
Original price
$1,339.99
$1,339.99 - $1,339.99
Current price $1,339.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

View full details
Original price $1,339.99 - Original price $1,339.99
Original price
$1,339.99
$1,339.99 - $1,339.99
Current price $1,339.99

Apple Watch Series 12 GPS 46mm Aluminum Case with Sand Sport Band - S/M - Light Gold - (2026)

Apple
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Sand Sport Band - S/M - Light Gold - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Navy Blue Sport Band - S/M - Space Gray - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Olive Sport Band - M/L - Dark Bronze - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Black Sport Band - S/M - Black - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Olive Sport Band - S/M - Dark Bronze - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Translucent Black Ocean Band - Black - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Sand Sport Band - M/L - Light Gold - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Burgundy Trail Loop - M/L - Black - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Black Titanium Milanese Loop - M - Black - (2026)

Apple
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Sand Trail Loop - S/M - Natural - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Series 12 GPS 42mm Aluminum Case with Black Sport Band - M/L - Black - (2026)

Apple
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Burgundy Alpine Loop - M - Black - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Sand Trail Loop - M/L - Natural - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Desert Alpine Loop - L - Natural - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Black Titanium Milanese Loop - S - Black - (2026)

Apple
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Black Titanium Milanese Loop - L - Black - (2026)

Apple
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.