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Original price $184.99 - Original price $184.99
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Current price $184.99

Microsoft - Surface USB4 Dock - Black

Microsoft

The essential dock for productivity and connectivityPeak performance with the power of USB4. One single USB-C178; 179;/ USB4 cable powers your devi...

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Original price $184.99 - Original price $184.99
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Current price $184.99
Original price $134.99 - Original price $134.99
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Samsung - 24" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black

Samsung

1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...

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Original price $134.99 - Original price $134.99
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Original price $883.99 - Original price $883.99
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ASUS- ExpertBook CX54 14" Chromebook Laptop with Intel Core Ultra 5-16GB Memory-256GB SSD

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $883.99 - Original price $883.99
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Original price $302.99 - Original price $302.99
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ASUS - CX14 14" FHD Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Misty Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $302.99 - Original price $302.99
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Original price $1,340.99 - Original price $1,340.99
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TCL - 85" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,340.99 - Original price $1,340.99
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Original price $1,642.99 - Original price $1,642.99
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Current price $1,642.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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Original price $1,113.99 - Original price $1,113.99
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CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7600 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - White

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,113.99 - Original price $1,113.99
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$1,113.99
$1,113.99 - $1,113.99
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Original price $1,642.99 - Original price $1,642.99
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Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,642.99 - Original price $1,642.99
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Original price $1,854.99 - Original price $1,854.99
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Nikon - Z5II Mirrorless Camera Body - Black

Nikon

Body OnlyLens is sold separately.Full Frame Power24.5MP BSI-CMOS FX-format sensor and EXPEED 7 processing engine unlock high-resolution high-speed ...

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Original price $1,854.99 - Original price $1,854.99
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Original price $2,319.99 - Original price $2,319.99
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MSI - Vector 16 HX AI 400 16" 240Hz QHD+ Gaming Laptop - Intel Ultra 9-275HX - GeForce RTX 5080 - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,319.99 - Original price $2,319.99
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Original price $474.99 - Original price $474.99
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Samsung - 37" ViewFinity S8 S80UD LED 4K UHD High Resolution Monitor with HDR10 USB-C and Ergonomic Stand - Black

Samsung

UHD ResolutionVisual excellence that professionals demand. UHD (3840x2160) resolution reveals greater levels of detail with higher pixel density. P...

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Original price $474.99 - Original price $474.99
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Original price $1,109.99 - Original price $1,109.99
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Samsung - 24" AutoRelease Dry Smart Built-In Tub Dishwasher with 3rd Rack Washing System 38dBA - Stainless Steel

Samsung

3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...

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Original price $1,109.99 - Original price $1,109.99
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Original price $1,178.99 - Original price $1,178.99
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Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Washing System 38dBA - Matte Black Steel

Samsung

3rd Rack Washing SystemThe upgraded 3rd Rack Washing System is a dedicated area for drinkware and cutlery with a detachable tray for large cooking ...

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Original price $1,178.99 - Original price $1,178.99
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Original price $3,988.99 - Original price $3,988.99
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Current price $3,988.99

Samsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Black/Charcoal

Samsung

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $3,988.99 - Original price $3,988.99
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$3,988.99
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Original price $434.99 - Original price $434.99
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$434.99
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LG - 27" IPS UHD 60Hz 5ms Smart Monitor with HDR10 (HDMI USB-C) - White

LG

Seamless Flexibility for Work and PlayExperience powerful flexibility with the LG Smart Monitor with webOS. A 27" 4K UHD screen LG Smart Monitor re...

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Original price $434.99 - Original price $434.99
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$434.99
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Original price $1,205.99 - Original price $1,205.99
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TCL - 65" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
$1,205.99 - $1,205.99
Current price $1,205.99
Original price $590.99 - Original price $590.99
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$590.99
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ASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core i5 - 8GB Memory - 128GB SSD - Rock Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $590.99 - Original price $590.99
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$590.99
$590.99 - $590.99
Current price $590.99
Original price $154.99 - Original price $154.99
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$154.99
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Current price $154.99

Dell - S2425H 24" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Made to be seen. And heard.With clear FHD resolution high 100Hz refresh rate integrated dual 5W speakers and subtle texture on the back inspired by...

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Original price $154.99 - Original price $154.99
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$154.99
$154.99 - $154.99
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Original price $2,441.99 - Original price $2,441.99
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Current price $2,441.99

LG - 30.7 Cu. Ft. French Door Smart Refrigerator with Tall Ice and Water Dispenser - Stainless Steel

LG

Capacity 30.7 cu. ft.Stock up and store everything you need. With a cavernous 30.7 cubic feet of space this LG French Door refrigerator gives you a...

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Original price $2,441.99 - Original price $2,441.99
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Original price $247.99 - Original price $247.99
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Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Jet Black

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $247.99 - Original price $247.99
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$247.99
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Original price $310.99 - Original price $310.99
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$310.99
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Lenovo - IdeaPad Slim 3 Chromebook 14" Full HD Laptop - MediaTek Kompanio 520 2022 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $310.99 - Original price $310.99
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$310.99
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Original price $316.99 - Original price $316.99
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$316.99
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Apple - Magic Keyboard for iPad Air 11-inch (M3) - White

Apple

DESIGNED FOR COMFORT—Magic Keyboard for iPad Air attaches magnetically and features a two-cantilever hinge design for smooth adjustable viewing ang...

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Original price $316.99 - Original price $316.99
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$316.99
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Original price $881.99 - Original price $881.99
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$881.99
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Current price $881.99

Whirlpool - 4.6 Cu. Ft. Top Load Washer with Built-In Faucet - White

Whirlpool

Presoak OptionSave a step by soaking and washing in one cycle. The Presoak Option starts washing your laundry after a 30 minute presoak.Quick Wash ...

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Original price $881.99 - Original price $881.99
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$881.99
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Original price $180.99 - Original price $180.99
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$180.99
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Current price $180.99

TP-Link - BE3600 Wi-Fi 7 Range Extender - White

TP Link

3.6 Gbps Dual-Band Wi-Fi SpeedsExperience blazing-fast speeds with enhanced performance and boosted capacity thanks to the separate 5 GHz band (288...

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Original price $180.99 - Original price $180.99
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$180.99
$180.99 - $180.99
Current price $180.99
Original price $2,261.99 - Original price $2,261.99
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Current price $2,261.99

Lenovo - Legion Pro 5i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,261.99 - Original price $2,261.99
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Original price $154.99 - Original price $154.99
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$154.99
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Insignia - 43" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $154.99 - Original price $154.99
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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

PowerA Enhanced Wireless Controller for Nintendo Switch - Pikachu vs. Gengar - Pikachu vs. Gengar

Power A

Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
Current price $90.99
Original price $101.99 - Original price $101.99
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$101.99
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Current price $101.99

Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - Glass Blue

Sony

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $101.99 - Original price $101.99
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$101.99
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Current price $101.99
Original price $227.99 - Original price $227.99
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$227.99
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Current price $227.99

Satechi - Thunderbolt 4 Slim Hub Pro - 5-in-1 Dock- USB-C 60W Single 8k or Dual 4K Display 4 Thunderbolt 4 Ports USB 3.2 Gen2 - Space Gray

Satechi

Thunderbolt 4Latest Thunderbolt 4 technology that provides upgraded bandwidth for video and data fast transfer rates of up to 40Gbps and backwards ...

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Original price $227.99 - Original price $227.99
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$227.99
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Original price $1,258.99 - Original price $1,258.99
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Current price $1,258.99

Dell - Plus 2-In-1 14" FHD+ Touch Screen Laptop - Intel Core Ultra 9 Copilot+ PC with 32GB Memory - 1TB SSD - Ice

Dell

Stunning function in every modeExperience seamless productivity in any mode with a design that maximises performance and portability ensuring you s...

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Original price $1,258.99 - Original price $1,258.99
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$1,258.99
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Original price $2,694.99 - Original price $2,694.99
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Current price $2,694.99

CyberPowerPC - Gaming Desktop - Intel Core Ultra 9 285K - NVIDIA GeForce RTX 5070 Ti 16GB - 64GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $2,694.99 - Original price $2,694.99
Original price
$2,694.99
$2,694.99 - $2,694.99
Current price $2,694.99
Original price $1,012.99 - Original price $1,012.99
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$1,012.99
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Current price $1,012.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,012.99 - Original price $1,012.99
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Original price $906.99 - Original price $906.99
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$906.99
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Current price $906.99

Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 350 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $906.99 - Original price $906.99
Original price
$906.99
$906.99 - $906.99
Current price $906.99
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Razer - Cobra Lightweight Optical Gaming Mouse with Chroma RGB Lighting - Wired - Minecraft Edition

Razer

Creepin it RealTruly live the block life with Razer’s officially licensed gaming mouse for Minecraft58g Lightweight DesignWith a lightweight design...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99
Original price $1,339.99 - Original price $1,339.99
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Current price $1,339.99

Samsung - 30" Induction Cooktop with Anti-Scratch Matte Glass and Sync Burners - Black

Samsung

54 more scratch resistantThe Anti-Scratch Matte Glass Cooktop is 54 more scratch resistant more durable and less likely to get marked by cookware o...

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Original price $1,339.99 - Original price $1,339.99
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$1,339.99
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Current price $1,339.99
Original price $100.99 - Original price $100.99
Original price
$100.99
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Current price $100.99

Google - Nest Cam Indoor (wired 3rd gen) - Latest Model - 2K Video and Gemini - Snow

GOOGLE

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.