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  • Original price $303.99 - Original price $303.99
    Original price
    $303.99
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    Current price $303.99

    Alamont Home - Whitney High Back Modern Leather/Faux Leather Executive Swivel Office Chair - Brown LeatherSoft/Black Frame

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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    Original price $303.99 - Original price $303.99
    Original price
    $303.99
    $303.99 - $303.99
    Current price $303.99
  • Original price $211.99 - Original price $211.99
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    $211.99
    $211.99 - $211.99
    Current price $211.99

    Alamont Home - Whitney Mid-Back Modern Leather/Faux Leather Executive Swivel Office Chair - Black LeatherSoft/Chrome Frame

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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    Original price $211.99 - Original price $211.99
    Original price
    $211.99
    $211.99 - $211.99
    Current price $211.99
  • Original price $700.99 - Original price $700.99
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    Current price $700.99

    Walker Edison - Modern Herringbone TV Stand for TVs up to 80 - Birch

    Walker Edison

    Versatile boho TV stand2 wood doors with an attractive herringbone pattern2 tempered safety glass doors for display space4 adjustable shelves for c...

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    Original price $700.99 - Original price $700.99
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    $700.99
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  • Original price $474.99 - Original price $474.99
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    $474.99
    $474.99 - $474.99
    Current price $474.99

    Samsung HW-S700D - sound bar system - wireless

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

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    Original price $474.99 - Original price $474.99
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    $474.99
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    Current price $474.99
  • Original price $621.99 - Original price $621.99
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    Current price $621.99

    Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

    Samsung

    Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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    Original price $621.99 - Original price $621.99
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  • Original price $78.99 - Original price $78.99
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    $78.99
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    Current price $78.99

    Ring - Stick Up Indoor/Outdoor 1080p Wi-Fi Wired Security Camera - Black

    Ring

    Watch over your home in 1080p HD video and check in at anytime with Live View.Hear and speak to people on camera from your phone or tablet.Customiz...

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    Original price $78.99 - Original price $78.99
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  • Original price $820.99 - Original price $820.99
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    NewAir - 96-Can Built-In Beverage Cooler with Precision Temperature Controls and Adjustable Shelves - Black Stainless Steel

    Newair

    Built-In or Stand-AloneThe quiet front-venting compressor system allows this roomy beverage fridge to fit easily under standard kitchen counters. J...

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    Original price $820.99 - Original price $820.99
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    $820.99
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  • Original price $62.99 - Original price $62.99
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    $62.99
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    Current price $62.99

    Astro Gaming - 1' HDMI Female Adapter for PlayStation 5 - Black

    Logitech

    Get set for PS5Get the most out of your PlayStation 5 experience when using the MixAmp Pro TR A50 Base Station or A20 Wireless Headset Gen 1.Full G...

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    Original price $62.99 - Original price $62.99
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  • Original price $107.99 - Original price $107.99
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    $107.99
    $107.99 - $107.99
    Current price $107.99

    Philips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $107.99 - Original price $107.99
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    $107.99
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    Current price $107.99
  • Original price $92.99 - Original price $92.99
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    Current price $92.99

    SimpliSafe - Keypad - White

    Simplisafe

    Quickly arm and disarm your SimpliSafe Home Security system using Home Away or Off modesBacklit screen and keys wake with a touchBuilt-in panic but...

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    Original price $92.99 - Original price $92.99
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  • Original price $819.99 - Original price $819.99
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    $819.99
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    Current price $819.99

    Samsung HW-S800D - sound bar system - wireless

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Original price $819.99 - Original price $819.99
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    $819.99
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  • Original price $107.99 - Original price $107.99
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    $107.99
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    Current price $107.99

    Cooluli - Infinity 0.4 Cu. Ft. Mini Fridge - White

    Cooluli

    Convenient + LightweightThe Cooluli Infinity 10-liter thermoelectric cooler/warmer mini fridge is chic and perfectly portable. This unit measures 9...

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    Original price $107.99 - Original price $107.99
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    $107.99
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    Current price $107.99
  • Original price $807.99 - Original price $807.99
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    $807.99
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    Dell - Inspiron 16 2-in-1 Touch Laptop Intel Core Ultra 5 Processor 16GB Memory 512GB SSD - Ice Blue

    Dell

    Switch between four modesAdapt to any situation by swiftly switching from tablet to tent stand or laptop mode with the 360 hinge. An optional activ...

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    Original price $807.99 - Original price $807.99
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    $807.99
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  • Original price $227.99 - Original price $227.99
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    $227.99
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    Current price $227.99

    Polk Audio - React Soundbar with Dolby DTS Virtual 3D Surround Sound - Black

    Polk Audio

    Big Detailed Home AudioThe Polk React Sound Bar works with virtually any TV and delivers impactful 3D virtual surround sound music all from a slim ...

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    Original price $227.99 - Original price $227.99
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    $227.99
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    Current price $227.99
  • Original price $289.99 - Original price $289.99
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    $289.99
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    Current price $289.99

    eufy Security - S330 Outdoor Wired 2K PTZ Security Camera with Floodlights - White/Black

    Eufy

    360 pan and tilt camera coveragePan the lens 360 horizontally to get a complete view without the risk of blindspots.2K full HDCatch all the details...

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    Original price $289.99 - Original price $289.99
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    $289.99
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    Current price $289.99
  • Original price $92.99 - Original price $92.99
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    $92.99
    $92.99 - $92.99
    Current price $92.99

    Amazfit - Bip 5 Smartwatch 49mm Polycarbonate Plastic - Pink

    Amazfit

    10- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 10 days. The ...

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    Original price $92.99 - Original price $92.99
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    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $628.99 - Original price $628.99
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    $628.99
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    Alamont Home - Hercules Contemporary Fabric 24/7 Big Tall Swivel Erogonomic Office Chair - Black Fabric

    Flash Furniture

    24/7 usageReady for your call center multi-shift offices and your home office this office chair is designed for 24/7 use.Big tall seatingSit comfo...

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    Original price $628.99 - Original price $628.99
    Original price
    $628.99
    $628.99 - $628.99
    Current price $628.99
  • Original price $103.99 - Original price $103.99
    Original price
    $103.99
    $103.99 - $103.99
    Current price $103.99

    Alamont Home Contemporary Mesh Swivel Office Chair with Arms - Gray

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

    View full details
    Original price $103.99 - Original price $103.99
    Original price
    $103.99
    $103.99 - $103.99
    Current price $103.99
  • Original price $84.99 - Original price $84.99
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    $84.99
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    Current price $84.99

    Samson - Q2U Dynamic USB Microphone

    Samson

    Compatible with most Samson digital voice recordersFor use with your existing device.Q2U Dynamic USB MicrophoneEnables recording of voiceovers narr...

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    Original price $84.99 - Original price $84.99
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    $84.99
    $84.99 - $84.99
    Current price $84.99
  • Original price $269.99 - Original price $269.99
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    $269.99
    $269.99 - $269.99
    Current price $269.99

    Alamont Home - Whitney Mid-Back Modern Leather/Faux Leather Executive Swivel Office Chair - Black LeatherSoft/Black Frame

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

    View full details
    Original price $269.99 - Original price $269.99
    Original price
    $269.99
    $269.99 - $269.99
    Current price $269.99
  • Original price $181.99 - Original price $181.99
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    $181.99
    $181.99 - $181.99
    Current price $181.99

    Alamont Home - Sam Contemporary Mesh Swivel Office Chair with Open Arms - Black Mesh

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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    Original price $181.99 - Original price $181.99
    Original price
    $181.99
    $181.99 - $181.99
    Current price $181.99
  • Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99

    Logitech - MX Mechanical Full size Wireless Mechanical Linear Switch Keyboard for Windows/macOS with Backlit Keys - Graphite

    Logitech

    Fluid and quiet mechanical typingMX Mechanical keyboard features Tactile Quiet switches that deliver next-level feel and flow with less noise - Cli...

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    Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99
  • Original price $137.99 - Original price $137.99
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    $137.99
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    Current price $137.99

    Alamont Home Contemporary Mesh Swivel Task Chair - Gray

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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    Original price $137.99 - Original price $137.99
    Original price
    $137.99
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    Current price $137.99
  • Original price $596.99 - Original price $596.99
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    $596.99
    $596.99 - $596.99
    Current price $596.99

    Alamont Home - Hercules Big Tall 500 lb. Rated Black Mesh/LeatherSoft Ergonomic Chair - Black LeatherSoft/Mesh

    Flash Furniture

    Big tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Tilt lock mechanismThe ...

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    Original price $596.99 - Original price $596.99
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    $596.99
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    Current price $596.99
  • Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99

    Govee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB

    Govee

    Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99
  • Original price $596.99 - Original price $596.99
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    $596.99
    $596.99 - $596.99
    Current price $596.99

    Alamont Home - Hercules Contemporary Fabric 24/7 Big Tall Swivel Plush Office Chair - Black Fabric

    Flash Furniture

    24/7 usageReady for your call center multi-shift offices and your home office this office chair is designed for 24/7 use.Big tall seatingSit comfo...

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    Original price $596.99 - Original price $596.99
    Original price
    $596.99
    $596.99 - $596.99
    Current price $596.99
  • Original price $103.99 - Original price $103.99
    Original price
    $103.99
    $103.99 - $103.99
    Current price $103.99

    Alamont Home Contemporary Mesh Swivel Office Chair with Arms - White

    Flash Furniture

    Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

    View full details
    Original price $103.99 - Original price $103.99
    Original price
    $103.99
    $103.99 - $103.99
    Current price $103.99
  • Original price $139.99 - Original price $139.99
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    $139.99
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    Current price $139.99

    One for All - Ultra-Slim TV Wall Mount for most 42"-100" Flat Panel TVs - Fixed Position - Black

    Insignia

    Fixed TV MountUltra-Thin Fixed Tv Mount - 30mmAuto lock easy releaseClick your TV easily into the mount with the integrated lock and release mecha...

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    Original price $139.99 - Original price $139.99
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    $139.99
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    Current price $139.99
  • Original price $160.99 - Original price $160.99
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    $160.99
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    Current price $160.99

    One for All - Ultra-Slim TV Wall Mount for most 42"-100" Flat Panel TVs - Tilt - Black

    Insignia

    Tilt TV MountUltra-Thin Tilt TV Mount 30mmAuto lock easy releaseClick your TV easily into the mount with the integrated lock and release mechanism...

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    Original price $160.99 - Original price $160.99
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    $160.99
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    Current price $160.99
  • Original price $170.99 - Original price $170.99
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    $170.99
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    Alamont Home - Clayton Modern Vinyl Swivel Office Chair with Arms - Black

    Flash Furniture

    Supportive armsThe arms provide support to your upper body.Wheels for ease of movementCasters provide ease of mobility to reposition with minimal e...

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    Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99
  • Original price $947.99 - Original price $947.99
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    $947.99
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    Current price $947.99

    Samsung - 5.0 Cu. Ft. High-Efficiency Top Load Washer with Active WaterJet - White

    Samsung

    Large 5.0 cu. ft. capacityFewer loads less time in the laundry room and more time doing the things you love. Save time energy and water.Active Wate...

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    Original price $947.99 - Original price $947.99
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    $947.99
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    Current price $947.99
  • Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

    Philips - Hue A19 60W Smart LED Starter Kit - White and Color Ambiance

    Philips

    Kickstart your smart lightingEach Philips Hue starter kit comes with a unique combination of lights accessories and a Hue Bridge to give you everyt...

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    Original price $190.99 - Original price $190.99
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    $190.99
    $190.99 - $190.99
    Current price $190.99
  • Original price $119.99 - Original price $119.99
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    $119.99
    $119.99 - $119.99
    Current price $119.99

    Samsonite - Andante 2 32" Wheeled Duffel Bag - Black

    Samsonite

    Drop bottom compartment with large U-shaped openingsEnsures safe storage of your belongings.Water resistant end pocketPerfect for shoes or wet item...

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    Original price $119.99 - Original price $119.99
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    $119.99
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    Current price $119.99
  • Original price $260.99 - Original price $260.99
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    $260.99
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    Current price $260.99

    OSP Home Furnishings - Seabrook Two-Tier Storage Unit with Natural Baskets - White

    OSP Home Furnishings

    Solid wood and veneerIncludes natural basketsThree-tier storage towerFully assembled

    Original price $260.99 - Original price $260.99
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    $260.99
    $260.99 - $260.99
    Current price $260.99
  • Original price $1,240.99 - Original price $1,240.99
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    $1,240.99
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    Current price $1,240.99

    Sony - Alpha ZVE10 II APS-C Content Creators’ Camera Kit - Black

    Sony

    Exmor R CMOS sensorThe ZV-E10 II features Sony's most advanced sensor technology in an APS-C camera with a back-illuminated Exmor R CMOS image sens...

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    Original price $1,240.99 - Original price $1,240.99
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    $1,240.99
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  • Original price $3,034.99 - Original price $3,034.99
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    $3,034.99
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    Current price $3,034.99

    Dell - XPS 16 16.3" 120Hz Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $3,034.99 - Original price $3,034.99
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    $3,034.99
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    Current price $3,034.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.