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Original price $1,339.99 - Original price $1,339.99
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$1,339.99 - $1,339.99
Current price $1,339.99

Samsung - 30" Induction Cooktop with Anti-Scratch Matte Glass and Sync Burners - Black

Samsung

54 more scratch resistantThe Anti-Scratch Matte Glass Cooktop is 54 more scratch resistant more durable and less likely to get marked by cookware o...

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Original price $1,339.99 - Original price $1,339.99
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Original price $100.99 - Original price $100.99
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Google - Nest Cam Indoor (wired 3rd gen) - Latest Model - 2K Video and Gemini - Snow

GOOGLE

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $100.99 - Original price $100.99
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Original price $1,832.99 - Original price $1,832.99
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HP OMEN - League of Legends Limited Edition 16" 2K Gaming Laptop - Intel Core i7 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

2K IPS displayEnjoy better color accuracy and wider viewing angles with the 2K display and a high resolution of 1920 x 1200.Game changerPowered by ...

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Original price $1,832.99 - Original price $1,832.99
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Original price $146.99 - Original price $146.99
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Hyper - SKUTE Kids Electric Lithium 24V Scooter - 5 Mile Range - 10mph Max Speed - Pressure Throttle - UL APPROVED CERTIFIED - Black

Hyper

BatteryLithium 25.2V2.5AMax SpeedUP TO 10 MPHDisplayLCD DisplayFeaturesFoldable for easy storage and transportFeaturesAdjustable handlebar to suit ...

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Original price $146.99 - Original price $146.99
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Original price $245.99 - Original price $245.99
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HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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Original price $91.99 - Original price $91.99
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$91.99
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PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Black

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Adva...

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Original price $91.99 - Original price $91.99
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Original price $3,297.99 - Original price $3,297.99
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Lenovo - Legion Pro 7i 16" 2.5K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5080 - 1TB - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $3,297.99 - Original price $3,297.99
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Original price $645.99 - Original price $645.99
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Insignia - 4.1 Cu. Ft. Top Load Washer with ColdMotion Technology - White

Insignia

4.1 cu. ft. capacity with top-loading designAllows you to load from a standing position rather than an uncomfortable crouch.Easy to operateElectron...

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Original price $645.99 - Original price $645.99
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Original price $31.99 - Original price $31.99
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LEGO - Super Mario Captain Toad’s Camp Kids Toy 72040

Lego

Explore the great outdoorsYoung gaming fans ages 6 years old and up can build the Captain Toad's Camp (72040) building set featuring a tent with bo...

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Original price $31.99 - Original price $31.99
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Original price $299.99 - Original price $299.99
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Therabody - Theragun Prime (6th Generation) - Powerful Massage In A Durable Impact-Resistant Design For Reliable Recovery - Black

Therabody

Powerful massage for deep recovery and enhanced performanceOur most powerful percussive massage therapy scientifically proven to relieve aches and ...

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Original price $299.99 - Original price $299.99
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Original price $246.99 - Original price $246.99
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Cuisinart - Griddler Deluxe Electric Griddle - Stainless Steel

Cuisinart

Griddler DeluxeBoasts well-known functions including six-in-one cooking options such as contact grill panini press full griddle full grill half gri...

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Original price $246.99 - Original price $246.99
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Original price $240.99 - Original price $240.99
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Sharp - 1.4 cu ft Countertop Microwave With Sensor Cooking - White

Sharp

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $240.99 - Original price $240.99
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Original price $138.99 - Original price $138.99
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$138.99
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Blink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 3CAM - Black

Blink

2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...

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Original price $138.99 - Original price $138.99
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$138.99
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Original price $2,224.99 - Original price $2,224.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,224.99 - Original price $2,224.99
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Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Original price $114.99 - Original price $114.99
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$114.99
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NETGEAR - Nighthawk AX1800 Dual-Band Wi-Fi Router - Black

NETGEAR

AX1800 Dual-band Wi-Fi routerFast AX1800 Gigabit speed with WiFi 6 technology for uninterrupted streaming HD video gaming and web conferencing. Bac...

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Original price $114.99 - Original price $114.99
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$114.99
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Original price $470.99 - Original price $470.99
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$470.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Yellow

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $470.99 - Original price $470.99
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Original price $172.99 - Original price $172.99
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$172.99
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JBL - Charge 6 Portable Wireless Speaker - 2025 - Black

JBL

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

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Original price $172.99 - Original price $172.99
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$172.99
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Original price $488.99 - Original price $488.99
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$488.99
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LG - 1.8 Cu. Ft. Over The Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG

Premium Handle DesignThis new style takes your kitchen to the next level with a fresh contemporary look. Our new bar handle design is slightly cont...

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Original price $488.99 - Original price $488.99
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$488.99
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Original price $444.99 - Original price $444.99
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$444.99
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Surfer S2 24/7 Solar-Powered Automatic Robotic Pool Skimmer with DebrisGuard Aiper App Compatibility Anti-Stranding - Gray

Aiper

24/7 Pool Cleaning Power with SolarSeeker TechnologyThe Surfer S2 features an enhanced solar panel and extended battery life - 35+ hours. When powe...

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Original price $444.99 - Original price $444.99
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Original price $589.99 - Original price $589.99
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$589.99
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Samsung - MX-ST40F/ZA Sound Tower 160W Portable Party Speaker with Built In Battery - Black

Samsung

Powerful Party SoundMassive sound for every party with two 5.25 inch woofers delivering deep rich bass while dual 3/4 inch tweeters provide crisp c...

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Original price $589.99 - Original price $589.99
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$589.99
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Original price $313.99 - Original price $313.99
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$313.99
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BISSELL - PowerClean FurFinder Stick Vacuum - Cobalt / Black

Bissell

Tested on real pet messes.Now you see it now you don't This stick vac's FurFinder Headlights brightly illuminate fine dirt and hair while the FurF...

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Original price $313.99 - Original price $313.99
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$313.99
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Original price $589.99 - Original price $589.99
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$589.99
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Sony - HVLF46RMA GN46 Wireless Radio Control External Flash

Sony

Compact GN461 flash supports the latest camera technologyThis compact high-output GN461 flash unit delivers levels of sophistication and camera com...

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Original price $589.99 - Original price $589.99
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$589.99
$589.99 - $589.99
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Original price $178.99 - Original price $178.99
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$178.99
$178.99 - $178.99
Current price $178.99

Insta360 - Link 2 PTZ 4K Webcam for Conferencing Gaming Streaming 1/2" Sensor AI Tracking works w/ Zoom Teams Twitch more - Black

Insta360

Premium Image QualityCapture every detail with an impressive 1/2" sensor balanced true-to-life 4K visuals with HDR and exceptional low light perfor...

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Original price $178.99 - Original price $178.99
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$178.99
$178.99 - $178.99
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Original price $2,496.99 - Original price $2,496.99
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Current price $2,496.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,496.99 - Original price $2,496.99
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$2,496.99
$2,496.99 - $2,496.99
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Original price $1,092.99 - Original price $1,092.99
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$1,092.99
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Current price $1,092.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,092.99 - Original price $1,092.99
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$1,092.99
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Original price $1,097.99 - Original price $1,097.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,097.99 - Original price $1,097.99
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$1,097.99
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Current price $1,097.99
Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99

NETGEAR - Nighthawk BE3600 Dual-Band Wi-Fi 7 Router - Black

NETGEAR

BE3600 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 3.6 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times ...

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Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99
Original price $1,773.99 - Original price $1,773.99
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$1,773.99
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Current price $1,773.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,773.99 - Original price $1,773.99
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$1,773.99
$1,773.99 - $1,773.99
Current price $1,773.99
Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99

Insignia - 1.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 1.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.Tempered glass...

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Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99
Original price $77.99 - Original price $77.99
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$77.99
$77.99 - $77.99
Current price $77.99

j5create - Flexible Ports USB-C 4K144 HDMI Hub - Slim 8 in 1 for Windows macOS Chrome OS - Space Gray

J5 Create

ResolutionSupports resolutions up to 4K 144 HzConnectionProvides three USB Type-A ports and three USB-C ports USB-C ports and Type-A ports either ...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $99.99 - Original price $99.99
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$99.99
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j5create - 4K60 Elite USB-C PD Multi-Port Adapter for ChromeOS Windows macOS - Silver

J5 Create

CompatibilityCertified to meet Chromebook compatibility standardsResolutionSupports resolutions up to 4K 60 HzNetworkReliable network connectivity...

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Original price $99.99 - Original price $99.99
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$99.99
$99.99 - $99.99
Current price $99.99
Original price $305.99 - Original price $305.99
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$305.99
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Current price $305.99

NETGEAR - Orbi 260 Series BE3600 Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE3600 dual-band mesh Wi-Fi router and satellitesOrbi 260 Series with Wi-Fi 7 unleashes speeds up to 3.6 Gbps for unparalleled performance and mesh...

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Original price $305.99 - Original price $305.99
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$305.99
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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

BISSELL - PowerClean - White

Bissell

Max Power Low PriceAdvanced suction in a cordless stick vacuum under 200.Powerful Cleaning200W motor tackles stubborn pet hair dirt and debris effo...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
Current price $254.99
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Blink - Mini 2K+ Compact plug-in security camera 2K video resolution color night vision enhanced audio - 2 Cam - White

Blink

See everything miss nothingWith 2K video resolution expansive coverage and up to 4X zoom you'll capture more detailed footage even in challenging l...

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Original price $67.99 - Original price $67.99
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$67.99
$67.99 - $67.99
Current price $67.99
Original price $938.99 - Original price $938.99
Original price
$938.99
$938.99 - $938.99
Current price $938.99

HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $938.99 - Original price $938.99
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$938.99
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Current price $938.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.