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Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

iRobot - Roomba 105 Combo Vacuum Mop + AutoEmpty Dock - Self-Empties 75 Days Intense Power-Lifting Suction LiDAR Navigation - Black

iRobot

Up to 75 Days Hands-Free CleaningDirt and dust stay gone because it empties into the AutoEmpty dock with a bag that traps 99 of allergens as small ...

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Original price $318.99 - Original price $318.99
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$318.99 - $318.99
Current price $318.99
Original price $215.99 - Original price $215.99
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Current price $215.99

iRobot - Roomba 105 Combo Vacuum Mop - Easy-to-Use Intense Power-Lifting Suction LiDAR Avoids Mopping Carpets Self-Charging - Black

iRobot

Devours Dirt with 70x More Power-Lifting Suction4-Stage Cleaning includes 70X more power-lifting suction a Multi-Surface brush and Edge-Sweeping br...

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Original price $215.99 - Original price $215.99
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Original price $103.99 - Original price $103.99
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$103.99
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NETGEAR - Nighthawk A8500 Wi-Fi 7 USB 3.0 Adapter - Black

NETGEAR

Compatible with Windows 11 and aboveRequires PC with Windows 11 and above (WiFi 7 features 6GHz require Windows 11). Not compatible with Windows 1...

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Original price $103.99 - Original price $103.99
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Original price $934.99 - Original price $934.99
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LG - UltraGear 37" VA 165Hz 1ms Monitor FreeSync Premium Pro Gaming Monitor with DisplayHDR 600 (HDMI DP USB-C) - Silver

LG

37 4K Gaming—Speed Meets ClarityUltraGear's 37-inch 4K UHD curved gaming monitor delivers stunning native resolution with incredible clarity. With ...

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Original price $934.99 - Original price $934.99
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Original price $254.99 - Original price $254.99
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Razer - Huntsman V3 Pro 8KHz TKL Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer

Razer Analog Optical Switches Gen-2Max out on precision and response with next-gen switches featuring Rapid Trigger for ultra-fast repeated inputs ...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
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Original price $287.99 - Original price $287.99
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$287.99
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Razer - Huntsman V3 Pro 8KHz Full Size Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer

Razer Analog Optical Switches Gen-2Max out on precision and response with next-gen switches featuring Rapid Trigger for ultra-fast repeated inputs ...

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Original price $287.99 - Original price $287.99
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$287.99 - $287.99
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Original price $230.99 - Original price $230.99
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Logitech - Flip Folio Keyboard Case for iPad Pro 13-inch - Latest Model (M4 M5) iPad Air 13-inch (M2 M3) - Sand

Logitech

Compact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...

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Original price $230.99 - Original price $230.99
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Original price $1,390.99 - Original price $1,390.99
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LG - 6.3 Cu. Ft. Smart Slide-In Electric True Convection Range with EasyClean and AirFry - Stainless Steel

LG

Air Fry SettingAir Fry delivers crispy flavor fast with no preheating and makes enough to feed a crowd. Just press Air Fry to prepare favorite snac...

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Original price $1,390.99 - Original price $1,390.99
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Original price $1,167.99 - Original price $1,167.99
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LG - 6.3 Cu. Ft. Smart Slide-In Electric Range with EasyClean and ThinQ Technology - Stainless Steel

LG

Sleek Slide In DesignThe slide-in design creates a premium custom built-in look with back-lit pro-style knobs and a digital control panel in the fr...

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Original price $1,167.99 - Original price $1,167.99
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Original price $957.99 - Original price $957.99
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Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $957.99 - Original price $957.99
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Original price $499.99 - Original price $499.99
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huupe - Smart Mini Basketball Hoop Game Console

huupe

Advanced shot trackingImprove your game with real-time data on your shots including accuracy and distance.A full smart TV.Stream your favorite apps...

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Original price $499.99 - Original price $499.99
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Original price $1,839.99 - Original price $1,839.99
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LG - gram 17" Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 Series 2 with 32GB Memory - 1TB SSD - Obsidian Black

LG

2025 PC Mag Readers' Choice Top Laptop BrandLG gram earns the Top Laptop Brand accolade thanks to incredibly high scores in almost every category i...

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Original price $1,839.99 - Original price $1,839.99
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Original price $190.99 - Original price $190.99
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$190.99
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bella PRO - Barista Elite Espresso Drink Station+ - Stainless Steel

Bella Pro

20-Bar High-Pressure Brewing SystemDelivers bold flavor and a beautiful crema every time for true coffeehouse quality.One-Touch BrewingBrew single ...

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Original price $190.99 - Original price $190.99
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$190.99
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Current price $190.99
Original price $575.99 - Original price $575.99
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$575.99
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Night Owl - 8 Channel 2K (4MP) DVR with 8 (4MP) Cameras and 2TB Storage Expandable up to 4 Additional Wi-Fi Cameras - White

Night Owl

Capture Key Recordings with ClarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...

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Original price $575.99 - Original price $575.99
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$575.99
$575.99 - $575.99
Current price $575.99
Original price $387.99 - Original price $387.99
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$387.99
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JBL - BAR300MK2 5.0 Soundbar with Dolby Atmos - Black

JBL

450W max output power and punchy bass without a separate subwooferGet a truly immersive sound experience from your music movies and games with 450 ...

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Original price $387.99 - Original price $387.99
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$387.99
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Original price $234.99 - Original price $234.99
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$234.99
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JBL - Cinema Soundbar 570 2.1-channel soundbar - Black

JBL

Dedicated center channel provides superior voice clarityA dedicated center channel delivers film and TV dialogue with amazing clarity. You won't ne...

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Original price $234.99 - Original price $234.99
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$234.99
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Original price $191.99 - Original price $191.99
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$191.99
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Shark - StainForce Cordless Portable Spot Stain Cleaner with Dual-Activated Cleaning Solution - Hawaiian Gray

Shark

THE BEST TOUGH STAIN ELIMINATION+From fresh spills to stubborn spots set-in stains30X MORE STAIN-FIGHTING POWERDual-activated spray mixes two clea...

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Original price $191.99 - Original price $191.99
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$191.99
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Current price $191.99
Original price $570.99 - Original price $570.99
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$570.99
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iRobot - Roomba 405 (G185) Combo Vacuum Mop + AutoWash Dock - Dual Spinning Mop Pads Self Empties Intense Suction Pad Lift - Black

iRobot

Strong Suction. Serious Mopping.Devours messes from crumbs to pawprints with 70x more suction DualClean Mop Pads SmartScrub a multi-surface rubber ...

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Original price $570.99 - Original price $570.99
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$570.99
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Original price $129.99 - Original price $129.99
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$129.99
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Acer - PM161W 16.0" WUXGA 60Hz FreeSync Compatible IPS Portable Monitor (2 x USB 3.1 Type-C Mini HDMI Audio Out) - Black

Acer

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 1.43lbs and only 0.52" thin the 16....

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Original price $129.99 - Original price $129.99
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Original price $73.99 - Original price $73.99
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$73.99
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Insignia - 150 ft. Cat 6A Ethernet Cable - Gray

Insignia

10 Gbps data transfer speedOffers a reliable and stable connection for home and office use.Cat-6A network cableImproved shielding reduces interfere...

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Original price $73.99 - Original price $73.99
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$73.99
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Original price $194.99 - Original price $194.99
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$194.99
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Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Glacier White

AMAZON

Powerfully smart beautifully builtThe redesigned 8.7" smart display features a vibrant HD touchscreen built-in smart home hub AZ3 Pro chip for powe...

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Original price $194.99 - Original price $194.99
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$194.99
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Original price $1,065.99 - Original price $1,065.99
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Dell - Plus 2-In-1 16" FHD+ Laptop - Intel Core Ultra 5 Copilot+ PC with 16GB Memory - 512GB SSD - Ice

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars.Built from the groundUp with Intel’s ...

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Original price $1,065.99 - Original price $1,065.99
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Original price $3,526.99 - Original price $3,526.99
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Samsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Home - Charcoal Glass / Stainless Steel

Samsung

9" AI Home LCD TouchscreenSimplify daily tasks in the kitchen with the AI Home 9 LCD touchscreen. Keep track of what's inside your fridge with AI V...

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Original price $3,526.99 - Original price $3,526.99
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$3,526.99
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Original price $217.99 - Original price $217.99
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$217.99
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Current price $217.99

Marshall - Acton III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary Input - Brown

Marshall

Room-filling SoundActon III has an even wider soundstage than its predecessor delivering room-filling Marshall signature sound that has been re-eng...

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Original price $217.99 - Original price $217.99
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$217.99
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Current price $217.99
Original price $723.99 - Original price $723.99
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Current price $723.99

HP - OmniBook X Flip 2-in-1

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $723.99 - Original price $723.99
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$723.99
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Original price $123.99 - Original price $123.99
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$123.99
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JBL - Grip Portable Wireless Speaker with Built-In Light - 2025 - Squad

JBL

Bold JBL Pro SoundThe JBL Grip may be small enough to hold in one hand but it packs bold JBL Pro Sound. With AI Sound Boost it analyzes music in re...

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Original price $123.99 - Original price $123.99
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$123.99
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Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99

SanDisk - Extreme Pro 256GB SDXC UHS-I National Parks

SanDisk

Proud supporter of the National Park FoundationShow your love for America’s parks with the officially licensed SanDisk Extreme PRO SD UHS-I Nationa...

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Original price $68.99 - Original price $68.99
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$68.99
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Original price $568.99 - Original price $568.99
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$568.99
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Current price $568.99

eufy - X10 Pro Omni Wi-Fi Connected Robot Vacuum Mop with Self Washing and Self Drying Auto Empty Station - Black

Eufy

All-in-One Station for Hands-Free CleaningX10 Pro Omni's mop pads are washed using clean water then dried with 45C (113F) heated air to prevent bad...

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Original price $568.99 - Original price $568.99
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$568.99
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Original price $203.99 - Original price $203.99
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$203.99
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5th Wheel - V10MAX Foldable Electric Scooter w/ 12 mi Max Range and 18 mph Max Speed - Black

5th Wheel

App CompatibleEasily lock your scooter monitor charge level and more using the app.Powerful 300W (500W Peak) Rated Motor and 36V BatteryThe V10MAX ...

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Original price $203.99 - Original price $203.99
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$203.99
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Original price $2,665.99 - Original price $2,665.99
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Current price $2,665.99

ASUS - ProArt P16 16" 3K 120Hz OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB RAM - RTX 5070 - 2TB SSD - Nano Black

ASUS

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $2,665.99 - Original price $2,665.99
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Original price $189.99 - Original price $189.99
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$189.99
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Current price $189.99

BLU - G75 256GB (Unlocked) - Black

Blu

Carrier compatibilityATT T-Mobile Metro by T-Mobile Cricket Mint MobileDisplay6.88 inches HD+ Infinity 120Hz Resolution 720 x 1640 pixelsProcessorM...

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Original price $189.99 - Original price $189.99
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$189.99
$189.99 - $189.99
Current price $189.99
Original price $508.99 - Original price $508.99
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$508.99
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Current price $508.99

JBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black

JBL

750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...

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Original price $508.99 - Original price $508.99
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$508.99
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Original price $555.99 - Original price $555.99
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$555.99
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Current price $555.99

VITURE - Luma Pro XR Glasses - 152 inches 1200p Ultra Sharp Display 1000 Nits 52 degrees FOV Myopia Adjustments - Regular - Black

Viture

A 1200p ultra sharp displayStep into a jaw-dropping 152 inches virtual screen with revolutionary 1200P resolution that feels like 4K. Text is razor...

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Original price $555.99 - Original price $555.99
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$555.99
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Original price $101.99 - Original price $101.99
Original price
$101.99
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Current price $101.99

Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - Black

Sony

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $101.99 - Original price $101.99
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$101.99
$101.99 - $101.99
Current price $101.99
Original price $700.99 - Original price $700.99
Original price
$700.99
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Current price $700.99

Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS 2023 - 16GB Memory - 512GB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $700.99 - Original price $700.99
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$700.99
$700.99 - $700.99
Current price $700.99
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Higround - Basecamp 75+ 75 Wired Mechanical Lubed TTC Neptune Switch Gaming Keyboard with RGB Backlighting - Xbox - Xbox UI

Higround

EASY TO CUSTOMIZE AND HOT-SWAPChoose how your keyboard sounds and feels by hot-swapping in your favorite switches.DAMPENING PLUSFive layers of damp...

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Original price $214.99 - Original price $214.99
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$214.99
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Current price $214.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.