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  • Original price $95.99 - Original price $95.99
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    Current price $95.99

    Adesso - Tru-Form Media WKB-1150CB Ergonomic Wireless Membrane Optical Keyboard and Mouse - Black

    Adesso

    87 keysOffer a comfortable typing experience.Keyboard controlsInclude keys for volume mute play/pause stop previous track and next track.Membrane d...

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    Original price $95.99 - Original price $95.99
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    Current price $95.99
  • Original price $348.99 - Original price $348.99
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    Current price $348.99

    Breville - the Smart Oven Air Fryer Pro Convection Toaster/Pizza Oven - Brushed Stainless Steel

    Breville

    Breville+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your culinary co-pilot gives you step-by-s...

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    Original price $348.99 - Original price $348.99
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  • Original price $130.99 - Original price $130.99
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    Vornado - Velocity 5 Whole Room Space Heater - Black

    Vornado

    Vornado’s new Velocity Tuned Heat seriesCreates hotter heat that moves faster and travels farther into a room than ever before.Tailor heat output a...

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    Original price $130.99 - Original price $130.99
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  • Original price $84.99 - Original price $84.99
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    Samson - MBA38 38-inch Microphone Boom Arm - Black

    Samson

    Articulating microphone boomFor optimally positioning.Durable steel constructionProvides a sturdy stable framework.Internal springsFor silent and e...

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    Original price $84.99 - Original price $84.99
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  • Original price $58.99 - Original price $58.99
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    OtterBox - Defender Pro Series for Apple iPad (7th generation 8th generation and 9th generation) - Black

    Otterbox

    Designed for use with Apple iPad (7th generation 8th generation and 9th generation)Protects and compliments your tablet.Antimicrobial technologyHel...

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    Original price $58.99 - Original price $58.99
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  • Original price $178.99 - Original price $178.99
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    Yamaha - 2.1-Channel Soundbar with Built-in Subwoofer - Black

    Yamaha

    Simple setupSetup with a simple connection via HDMI or optical inputs.Clear dynamic full-range soundEnhance the sound of the thinnest TVs with this...

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    Original price $178.99 - Original price $178.99
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  • Original price $430.99 - Original price $430.99
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    La-Z-Boy - Baylor Modern Bonded Leather Executive Chair - White - Bonded Leather

    La-Z-Boy

    Bonded leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel and tilt mechani...

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    Original price $430.99 - Original price $430.99
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  • Original price $864.99 - Original price $864.99
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    Whirlpool - 7 Cu. Ft. Gas Dryer with AutoDry Drying System - White

    Whirlpool

    Safely dry all your garments and linens with 1 of 14 cyclesIncludes heavy duty freshen up wrinkle shield air fluff and other drying programs.Avoid ...

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    Original price $864.99 - Original price $864.99
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  • Original price $186.99 - Original price $186.99
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    Ring - Alarm 8-Piece Security Kit - White

    Ring

    Great FitA great fit for 1-2 bedroom homes this kit includes one Base Station one Keypad four Contact Sensors one Motion Detector and one Range Ext...

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    Original price $186.99 - Original price $186.99
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  • Original price $80.99 - Original price $80.99
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    DualShock 4 Wireless Controller for Sony PlayStation 4 - Jet Black

    Sony Computer Entertainment Am

    Take control of your favorite adventures solve puzzles and defeat epic bosses with the help of this game pad for PlayStation 4Feel the action of yo...

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    Original price $80.99 - Original price $80.99
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  • Original price $128.99 - Original price $128.99
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    $128.99
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    Fujifilm - INSTAX SQUARE LINK Smartphone Printer - Midnight Green

    Fujifilm

    Compatible cartridgesFor use with Instax Square instant film only (sold separately)Connector typesUSB chargerMobile deviceSmartphone printingPrinte...

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    Original price $128.99 - Original price $128.99
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  • Original price $140.99 - Original price $140.99
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    Weston - 2-in-1 Indoor Smoker and Slow Cooker - STAINLESS STEEL

    Weston

    Quickly smokes food indoorsWith this indoor electric smoker/slow cooker you'll smoke your favorite foods quickly and easily year-round right in you...

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    Original price $140.99 - Original price $140.99
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  • Original price $55.99 - Original price $55.99
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    $55.99
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    OtterBox - Kids EasyGrab Tablet Case for Apple iPad (7th generation 8th generation and 9th generation) - Galaxy Runner

    Otterbox

    Designed for use with Apple iPad (7th generation 8th generation and 9th generation)Protects and compliments your tablet.Grip ridgesDesigned for eas...

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    Original price $55.99 - Original price $55.99
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  • Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99

    Fujifilm - INSTAX SQUARE LINK Smartphone Printer - Ash White

    Fujifilm

    Compatible cartridgesFor use with Instax Square instant film only (sold separately)Connector typesUSB chargerMobile deviceSmartphone printingPrinte...

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    Original price $128.99 - Original price $128.99
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    $128.99
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    Current price $128.99
  • Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99

    Homedics - Cordless Shiatsu Massage Pillow with Soothing Heat - Grey

    Homedics

    Deep kneading shiatsuThe HoMedics Cordless Shiatsu Massage Pillow with Heat offers a deep-kneading shiatsu massage that feels like a real masseuse ...

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    Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99
  • Original price $288.99 - Original price $288.99
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    $288.99
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    Current price $288.99

    SideTrak - Solo Pro Freestanding Portable 15.8" Monitor - Black

    SideTrak

    Stunning Picture QualityThe Full HD LED monitor offers a crisp bright viewing experience with a wide color gamut and 8-bit color display. HDR and F...

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    Original price $288.99 - Original price $288.99
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  • Original price $513.99 - Original price $513.99
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    Kodak - Luma 400 Portable HD Smart Pico Projector Wi-Fi Bluetooth HDMI USB Small Mini Home Theater System Up to 150 - White

    Kodak

    Quality soundHear everything with the built-in dual 1 W speakersCrisp and clear detailSee everything as it unfolds on a native 720p displayOn the g...

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    Original price $513.99 - Original price $513.99
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  • Original price $165.99 - Original price $165.99
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    Cuisinart - Automatic Grind Brew 10-Cup Thermal Coffeemaker - Black/Stainless Steel

    Cuisinart

    Blade GrinderBlade grinder automatically grinds whole beans before brewing for fresh ground flavorCarafe10-cup double-wall insulated thermal carafe...

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    Original price $165.99 - Original price $165.99
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    $165.99
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  • Original price $105.99 - Original price $105.99
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    Google - Nest Cam Indoor Wired Security Camera - Snow

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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    Original price $105.99 - Original price $105.99
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  • Original price $252.99 - Original price $252.99
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    $252.99
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    Google Nest Cam with Floodlight - Outdoor or Wired - Smart Security Camera - Snow

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings control your floodlight and more all from the Google Home app. Nest Ca...

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    Original price $252.99 - Original price $252.99
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  • Original price $447.99 - Original price $447.99
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    Sauder - Entertainment Credenza - Mystic Oak

    Sauder

    Features Cord management flat-panel mount corner design gaming nook etc. Number of shelves or storage compartments and/or number of devices the sta...

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    Original price $447.99 - Original price $447.99
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  • Original price $2,611.99 - Original price $2,611.99
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    GE - 22.1 Cu. Ft. French Door Counter-Depth Refrigerator with Space Saving Ice Maker - Stainless Steel

    GE

    Counter-depth designOffers a built-in look by fitting nearly flush with surrounding cabinetry.Fingerprint-resistant stainless steelEasily wipe away...

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    Original price $2,611.99 - Original price $2,611.99
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  • Original price $1,506.99 - Original price $1,506.99
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    Whirlpool - 25.1 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Whirlpool

    Stainless-steel finishAligns perfectly with any stylish kitchen design.Upfront temperature controlsEasy-to-use controls regulate both fresh food an...

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    Original price $1,506.99 - Original price $1,506.99
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  • Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

    Epson - Universal Projector Ceiling Mount Kit - White

    Epson

    Universal interfaceOffers compatibility with most projectors.UL safety certifiedTested for strength and mounting structure integrity.Precise projec...

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    Original price $190.99 - Original price $190.99
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    $190.99
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  • Original price $1,618.99 - Original price $1,618.99
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    Whirlpool - 6.7 Cu. Ft. Range - Stainless Steel

    Whirlpool

    5 cooktop elementsProvide 100-3000W of power to meet various cooking requirements.Ceramic cooktop surfaceOffers a durable design.Circulates air thr...

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    Original price $1,618.99 - Original price $1,618.99
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  • Original price $789.99 - Original price $789.99
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    Amana - 6.5 Cu. Ft. Gas Dryer with Automatic Dryness Control - White

    Whirlpool

    Large capacity so you can complete your laundry in fewer loads6.5 cu. ft. D.O.E. capacity.Safely dry your garments and linens with 1 of 11 cyclesIn...

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    Original price $789.99 - Original price $789.99
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  • Original price $270.99 - Original price $270.99
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    $270.99
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    Current price $270.99

    Polk Audio - RC80i 2-way Round In-Wall 8" Speakers (Pair) Perfect for Damp and Humid Indoor/Outdoor Placement - White

    Polk Audio

    Premium Audio QualityThese timbre-matched overhead speakers elevate the sound quality by eliminating distortion delivering depth of music with clea...

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    Original price $270.99 - Original price $270.99
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  • Original price $622.99 - Original price $622.99
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    $622.99
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    GE Profile - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Chef Connect - Stainless Steel

    General Electric

    2.1 cu. ft. capacity1050 Watts (IEC-705 test procedure)Chef ConnectThree options with a single touch. For instant convenience choose when to automa...

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    Original price $622.99 - Original price $622.99
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    $622.99
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  • Original price $105.99 - Original price $105.99
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    Current price $105.99

    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

    Nintendo of America

    Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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    Original price $105.99 - Original price $105.99
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  • Original price $956.99 - Original price $956.99
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    $956.99
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    Epson PowerLite 982W - 3LCD projector - LAN

    Epson

    Epson PowerLite 982W - 3LCD projector - 4200 lumens (white) - 4200 lumens (color) - WXGA (1280 x 800) - 1610 - LAN

    Original price $956.99 - Original price $956.99
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    $956.99
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  • Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99

    ViewSonic VA3209M - LED monitor - Full HD (1080p) - 32"

    ViewSonic

    ViewSonic VA3209M - LED monitor - 32" (31.5" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 12001 - 4 ms - HDMI VGA - speakers

    Original price $190.99 - Original price $190.99
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    $190.99
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    Current price $190.99
  • Original price $276.99 - Original price $276.99
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    $276.99
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    Current price $276.99

    ViewSonic Ergonomic VG2453 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic Ergonomic VG2453 - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 10001 - 7 ms - HDMI VGA Di...

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    Original price $276.99 - Original price $276.99
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    $276.99
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    Current price $276.99
  • Original price $297.99 - Original price $297.99
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    Current price $297.99

    ViewSonic XG2431 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic XG2431 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 240 Hz - IPS - 350 cd/m² - 10001 - 1 ms - 2xHDMI Disp...

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    Original price $297.99 - Original price $297.99
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    $297.99
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    Current price $297.99
  • Original price $890.99 - Original price $890.99
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    Current price $890.99

    Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Lenovo ThinkPad E14 Gen 6 21M3 - 180-degree hinge design - AMD Ryzen 7 - 7735U / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB SSD...

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    Original price $890.99 - Original price $890.99
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  • Original price $423.99 - Original price $423.99
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    $423.99
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    Current price $423.99

    OMEN by HP 32q - LED monitor - QHD - 31.5" - HDR

    HP

    OMEN by HP 32q - LED monitor - gaming - 31.5" - 2560 x 1440 QHD 165 Hz - IPS - 400 cd/m² - 10001 - HDR400 - 1 ms - 2xHDMI DisplayPort - black

    Original price $423.99 - Original price $423.99
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    Current price $423.99
  • Original price $682.99 - Original price $682.99
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    $682.99
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    ViewSonic VG3457CV - LED monitor - curved - 34"

    ViewSonic

    ViewSonic VG3457CV - LED monitor - curved - 34" - 3440 x 1440 UWQHD 100 Hz - MVA - 350 cd/m² - 30001 - 5 ms - 2xHDMI DisplayPort - speakers

    Original price $682.99 - Original price $682.99
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    Current price $682.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.