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Original price $1,135.99 - Original price $1,135.99
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$1,135.99 - $1,135.99
Current price $1,135.99

Fujifilm - X-T30 III Body - Black

Fujifilm

Built for ease of use with Auto mode to keep you in the momentSimplicity is at the heart of the X-T30 III experience. A single switch gives you acc...

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Original price $1,135.99 - Original price $1,135.99
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Original price $122.99 - Original price $122.99
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NZXT - Kraken Core RGB 240mm Radiator Liquid Cooler (1 x 240mm Single-Frame Fan) with RGB Pump Cap - Black

NZXT

COOL AND QUIETA powerful 3100 RPM pump keeps your CPU cool during heavy gaming and multitasking while minimizing noise.SIMPLE CONNECTIVITYConnects ...

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Original price $122.99 - Original price $122.99
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Original price $98.99 - Original price $98.99
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Camp Snap - Screen Free Digital Camera - Black

Homedics

Megapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...

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Original price $98.99 - Original price $98.99
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Original price $42.99 - Original price $42.99
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Insignia - 6 ft. 8K HDMI Cable - Black

Insignia

Transfers high-quality audio and videoA single cable is all that’s needed to connect an HDMI source to your display.Wide-ranging compatibilityWorks...

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Original price $42.99 - Original price $42.99
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Original price $157.99 - Original price $157.99
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Bose - SoundLink Flex (2nd Gen) Portable Bluetooth Speaker with Waterproof/Dustproof Design - Fog Gray

Bose

Sound that takes you places.Hit the road in hi-fi with the surprisingly powerful performance of SoundLink Flex. It’s clear balanced high-fidelity a...

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Original price $157.99 - Original price $157.99
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Original price $239.99 - Original price $239.99
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Alienware - AW2725DM 27" IPS LED QHD 180Hz 1ms FreeSync and G-Sync Gaming Monitor with HDR (HDMI DisplayPort) - Black

Dell

Essential QHD performance for any gameExplore detailed worlds in high definition with QHD resolution fluid visuals and an iconic new design.Dive in...

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Original price $239.99 - Original price $239.99
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Original price $853.99 - Original price $853.99
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Dell - Inspiron 14 2-in-1 14" Touch Screen Laptop - Intel Core 5 with 8GB Memory - 512GB SSD - Ice Blue

Dell

Powerful PerformanceWherever your day takes you the latest Intel Core processors and up to DDR5 memory brings power to your activities while the sl...

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Original price $853.99 - Original price $853.99
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Original price $73.99 - Original price $73.99
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Ring - Battery Doorbell Smart Wifi Video Doorbell - Battery-Powered with Head-to-Toe Video Live View and Two-Way Talk - Satin Nickel

Ring

Head-to-Toe VideoSee more of who stops by and make sure packages stay safe and hidden while you're away.Built in BatteryCharges with a convenient U...

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Original price $73.99 - Original price $73.99
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Original price $78.99 - Original price $78.99
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eufy - C20 Solar SoloCam 2K Wireless Outdoor Security Camera Local Storage and No Monthly Fee - White

Eufy

Vivid 2K ResolutionCrisp clear views in perfect detail with 2K clarity so you see highly detailed views of what's happening outside your home. With...

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Original price $78.99 - Original price $78.99
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Original price $180.99 - Original price $180.99
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eufy - SoloCam E30 Solar Powered 2K Outdoor Security Camera Wire-Free 360 Pan No Monthly Fee - White

Eufy

Enhanced 2K Clarity Day and NightCapture detailed footage in crystal-clear 2K clarity and a f/1.6 aperture that ensures superior image quality thro...

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Original price $180.99 - Original price $180.99
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Original price $227.99 - Original price $227.99
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Amazon - Echo Studio (newest model) our best Echo Studio yet immersive spatial audio and Dolby Atmos designed for Alexa+ - Graphite

AMAZON

Our best Echo Studio yetRedesigned to deliver immersive spatial sound while Dolby Atmos adds space clarity and depth to make your entertainment eve...

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Original price $227.99 - Original price $227.99
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Original price $232.99 - Original price $232.99
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Razer - Blackwidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Phantom White

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $232.99 - Original price $232.99
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Original price $1,488.99 - Original price $1,488.99
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Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Air Cooking Technology - Stainless Steel

Whirlpool

Air Cooking technologyGet the ultimate Air Cooking technology and bring fresh options to family dinner with No Preheat Air Fry Air Baking Air Broil...

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Original price $1,488.99 - Original price $1,488.99
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Original price $899.99 - Original price $899.99
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Alienware - AW3425DW 34" TFT QD-OLED Curved WQHD 240Hz 0.03ms FreeSync Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo

Dell

Ultrawide immersion for elite gameplayOur expansive 34" QD-OLED monitor delivers seamless speed and super smooth motion with intuitive function and...

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Original price $899.99 - Original price $899.99
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Original price $843.99 - Original price $843.99
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Bosch - 100 Series 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Bosch

Large CapacityLarge 1.7 cu. ft. capacity fits a variety of dishes.Modes1000 watts of microwave power and 5 one-touch modes to cook defrost reheat a...

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Original price $843.99 - Original price $843.99
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Original price $44.99 - Original price $44.99
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Insignia - 6 ft. 16K DisplayPort Cable - Black

Insignia

Transfers high-quality audio and videoA single cable is all that’s needed to connect a DisplayPort source to your display.Wide-ranging compatibilit...

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Original price $44.99 - Original price $44.99
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$44.99
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Original price $342.99 - Original price $342.99
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$342.99
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HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $342.99 - Original price $342.99
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$342.99
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Original price $2,396.99 - Original price $2,396.99
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LG - 6.3 Cu. Ft. Slide-In Gas True Convection Smart Range with EasyClean Air Fry and UltraHeat 22K Dual Burner - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $2,396.99 - Original price $2,396.99
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Original price $637.99 - Original price $637.99
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Aiper - Scuba N1 Plus Robotic Pool Cleaner with MicroMesh Filtration for In-Ground Pools Caterpillar Treads and Mobile App - White

Aiper

Replaceable MicroMesh Ultra-fine Filter Captures Fine DebrisThis MicroMesh Ultra-fine filter ensures all impurities including tiny sand and dust pa...

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Original price $637.99 - Original price $637.99
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Original price $86.99 - Original price $86.99
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Glorious - GPBT Mecha Keycaps - Charged Blue

Glorious

Mecha Anime StyleHop in the cockpit of your favorite fighting robot with Japanese lettering and HUD-inspired graphics.Premium QualityPBT polymer en...

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Original price $86.99 - Original price $86.99
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Original price $509.99 - Original price $509.99
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GE Profile - 2.2 Cu. Ft. Built-In Microwave with Sensor Cooking and Glass Touch Controls - Black

GE Profile

Built-In MicrowaveThis countertop microwave oven is built-in capable with a sleek matching trim kit.Glass Touch ControlsFeatures a smooth glass des...

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Original price $509.99 - Original price $509.99
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Original price $507.99 - Original price $507.99
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ASUS - V500SV Slim Desktop - Intel Core i3-1315U - 8GB Memory - 512GB SSD - Dark Gray

ASUS

Windows 11 Home Ready Day OneFamiliar secure and ready for work or schoolEveryday Speed That Stays SmoothIntel Core i3-1315U (6 cores/8 threads up ...

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Original price $507.99 - Original price $507.99
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Original price $1,660.99 - Original price $1,660.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,660.99 - Original price $1,660.99
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Original price $742.99 - Original price $742.99
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Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 7 Processor 265 - 16GB RAM - 1TB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $742.99 - Original price $742.99
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Original price $91.99 - Original price $91.99
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Peak Design - Form Leather Camera Strap Standard - Black

Peak Design

Premium full-grain bovine leathersoft durable and patinas gracefully over timeCustom sealed finish on bottom of strapfor optimal glide/gripNo visib...

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Original price $91.99 - Original price $91.99
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Original price $948.99 - Original price $948.99
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Lenovo - IdeaCentre Tower Desktop - Copilot+ PC - AMD Ryzen AI 7 350 - 32GB Memory - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $948.99 - Original price $948.99
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Original price $129.99 - Original price $129.99
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SanDisk - Creator 256GB SD UHS-II Card

SanDisk

For creators with a visionThe SanDisk Creator Series helps you amplify your creative voice with a collection of products that elevate every step of...

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Original price $129.99 - Original price $129.99
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Original price $63.99 - Original price $63.99
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Insignia - HDMI 3-Port Switch with 4K HDR Inputs - Black

Insignia

3 HDMI inputs with remote includedConnect up to three streaming sticks gaming devices Blu-ray players or other HDMI devices to a single port on you...

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Original price $63.99 - Original price $63.99
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Original price $68.99 - Original price $68.99
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NEXT - Wireless Rechargeable Pro Controller 2-Pack For Switch 2 Switch - Midnight Frost

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $68.99 - Original price $68.99
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Original price $91.99 - Original price $91.99
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$91.99
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PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Kirby Puff

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
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Original price $79.99 - Original price $79.99
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Belkin - 3.3ft USB-C Thunderbolt 5 Cable w/ 240W Power Delivery Bandwidth Boost Up to 120Gbps and 4K UHD Display Resolution - Black

Belkin

3x more bandwidth than Thunderbolt 4Access up to 80Gbps and an additional 40Gbps to achieve up to 120Gbps with Bandwidth Boost which is ideal for c...

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Original price $79.99 - Original price $79.99
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Original price $83.99 - Original price $83.99
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Rocketfish - 2-Output Ultra HD HDMI Splitter - Black

Rocketfish

8K at 60Hz with HDR10 and Dolby Vision HDR compatibilitySavor superior detailed image quality with authentic and realistic visuals while streaming ...

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Original price $83.99 - Original price $83.99
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$83.99
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Original price $229.99 - Original price $229.99
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$229.99
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SanDisk - Extreme Pro 1TB SDXC UHS-I National Parks

SanDisk

Proud supporter of the National Park FoundationShow your love for America’s parks with the officially licensed SanDisk Extreme PRO SD UHS-I Nationa...

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Original price $229.99 - Original price $229.99
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$229.99
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Original price $574.99 - Original price $574.99
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$574.99
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Lenovo - Chromebook Plus 2-in-1 14" Full HD

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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Original price $574.99 - Original price $574.99
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Original price $924.99 - Original price $924.99
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Hyper - 26" Mountain Electric Bike eBike 20mph Max Speed - 35 Mile Operating Range - Class 2 Throttle - UL Approved Certified - Gray

Hyper

Throttle IncludedThrottle included for full electric drive up to 20MPHMotor350W rear hub motor for max speedBattery36v electric batteryFrameLightwe...

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Original price $924.99 - Original price $924.99
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Original price $162.99 - Original price $162.99
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$162.99
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Therabody - RecoveryTherm Cube - Instant Hot Cold Contrast Therapy For Targeted Pain Relief - Black

Therabody

Instant relief at the touch of a buttonPowered by our proprietary Cryothermal Technology RecoveryTherm Cube delivers fast precisely-controlled cold...

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Original price $162.99 - Original price $162.99
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$162.99
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Current price $162.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.