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Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Fujifilm - instax mini LiPlay+ Instant Camera - Midnight Blue

Fujifilm

Features Dual cameras Main and wide-angle Selfie Camera to combine two images together onto one photo using Layered Photo ModeThis versatile 2-in...

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Original price $281.99 - Original price $281.99
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$281.99
$281.99 - $281.99
Current price $281.99
Original price $224.99 - Original price $224.99
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$224.99
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Current price $224.99

NETGEAR - Orbi 260 Series BE3600 Dual-Band Mesh Wi-Fi 7 System (2-pack) - White

NETGEAR

BE3600 dual-band mesh Wi-Fi router and satellitesOrbi 260 Series with Wi-Fi 7 unleashes speeds up to 3.6 Gbps for unparalleled performance and mesh...

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Original price $224.99 - Original price $224.99
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$224.99
$224.99 - $224.99
Current price $224.99
Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

Google - Nest Cam Indoor (wired 3rd gen) - Latest Model - 2K Video and Gemini - Berry

GOOGLE

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $100.99 - Original price $100.99
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$100.99 - $100.99
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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

Google - Nest Cam Outdoor (wired 2nd gen) - 2K Video and Gemini - 2-Pack - Snow

GOOGLE

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $242.99 - Original price $242.99
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$242.99
$242.99 - $242.99
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Original price $654.99 - Original price $654.99
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$654.99
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Current price $654.99

SteelSeries - Arctis Nova Elite Wireless Multi Gaming Headset for PCPS5 Xbox one and Series S/X Switch Switch 2 - Black

Steel Series

World’s First Hi-Res Certified Wireless Gaming HeadsetArctis Nova Elite delivers breakthrough performance with 96kHz/24bit audio over 2.4GHz or Blu...

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Original price $654.99 - Original price $654.99
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$654.99
$654.99 - $654.99
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Original price $1,513.99 - Original price $1,513.99
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Current price $1,513.99

Marshall - Bromley 750 Portable Wireless Party Speaker with Bluetooth / 3.5mm Aux / RCA / Microphone Inputs and LED Lights - Black/Brass

Marshall

True Stereophonic 360 Sound360 True Stereophonic sound hits every corner of the room and finds its way through the crowd no matter where you're sta...

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Original price $1,513.99 - Original price $1,513.99
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Original price $77.99 - Original price $77.99
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$77.99
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Samsung - Galaxy Tab S11/S11 Ultra S-Pen - White

Samsung

Improved shape. More precision.For a steady and familiar hold S Pen features a hexagonal body modeled after a classic pencil. The cone-shaped tip h...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $243.99 - Original price $243.99
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$243.99
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Current price $243.99

SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - Magneta

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $243.99 - Original price $243.99
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$243.99
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Original price $93.99 - Original price $93.99
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$93.99
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PETLIBRO - Dockstream 2 Smart Fountain App Monitoring 3L Pet Water Fountain - White / Ivory

PETLIBRO

Keep your cat hydrated with precisionKnow exactly how much your cat drinks with the Dockstream 2 Smart Cat Fountain. Advanced sensors and 5¿GHz con...

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Original price $93.99 - Original price $93.99
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$93.99
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Original price $2,111.99 - Original price $2,111.99
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Current price $2,111.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 1TB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,111.99 - Original price $2,111.99
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Original price $46.99 - Original price $46.99
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$46.99
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ZAGG - InvisibleShield Glass+ Defense Screen Protector for Asus ROG Xbox Ally/Ally X

ZAGG

3X StrongerGlass+ Defense is 3x stronger than basic glass screen protection.Scratch PreventionA precision surface finishing process provides maximu...

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Original price $46.99 - Original price $46.99
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$46.99
$46.99 - $46.99
Current price $46.99
Original price $1,660.99 - Original price $1,660.99
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,660.99 - Original price $1,660.99
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$1,660.99
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Original price $1,135.99 - Original price $1,135.99
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$1,135.99
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Current price $1,135.99

Fujifilm - X-T30 III Body - Charcoal Silver

Fujifilm

Built for ease of use with Auto mode to keep you in the momentSimplicity is at the heart of the X-T30 III experience. A single switch gives you acc...

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Original price $1,135.99 - Original price $1,135.99
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$1,135.99
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Original price $245.99 - Original price $245.99
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$245.99
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Therabody - Theragun Sense (2nd Generation) - Relaxing Massage With On-Screen Guided Routines For Stress Relief - Black

Therabody

Scientifically-proven relaxing massage Relaxing percussive massage therapy scientifically proven to relieve daily aches pains and stress while supp...

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Original price $245.99 - Original price $245.99
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$245.99
$245.99 - $245.99
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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99

Soundcore - by Anker Boom 3i Rugged Outdoor Portable Bluetooth Speaker IP68 Waterproof Floating 50W 16H Playtime - Black

Soundcore

Industry-First Floating PlaybackStays upright and sound-forward even in waves. No distortion no sinking—just loud clear audio for kayaking pool par...

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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99
Original price $123.99 - Original price $123.99
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$123.99
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Current price $123.99

JBL - Grip Portable Wireless Speaker with Built-In Light - 2025 - Black

JBL

Bold JBL Pro SoundThe JBL Grip may be small enough to hold in one hand but it packs bold JBL Pro Sound. With AI Sound Boost it analyzes music in re...

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Original price $123.99 - Original price $123.99
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$123.99
$123.99 - $123.99
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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99

Marshall - Emberton II Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Black/Brass

Marshall

Marshall Signature SoundEmberton II delivers sound that is rich clear and loud like the artist intended. Experience absolute 360 sound with True St...

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Original price $126.99 - Original price $126.99
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$126.99
$126.99 - $126.99
Current price $126.99
Original price $123.99 - Original price $123.99
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$123.99
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Current price $123.99

JBL - Grip Portable Wireless Speaker with Built-In Light - 2025 - Red

JBL

Bold JBL Pro SoundThe JBL Grip may be small enough to hold in one hand but it packs bold JBL Pro Sound. With AI Sound Boost it analyzes music in re...

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Original price $123.99 - Original price $123.99
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$123.99
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Original price $512.99 - Original price $512.99
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$512.99
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TCL - 32" G64 Series QHD HDR QD-Mini LED Gaming Monitor - Black and Gray

TCL

32 Gaming Monitor with QHD (2560x1440) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming or...

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Original price $512.99 - Original price $512.99
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$512.99
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Original price $457.99 - Original price $457.99
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$457.99
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TCL - 27" G64 Series QHD HDR QD-Mini LED Gaming Monitor - Black and Gray

TCL

27 Gaming Monitor with QHD (2560x1440) ResolutionCrisp and clear visuals with lifelike detail on a spacious 27¿ screen—perfect for gaming streaming...

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Original price $457.99 - Original price $457.99
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$457.99
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Original price $888.99 - Original price $888.99
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$888.99
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TCL - 27" R94 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White

TCL

27 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a spacious 27¿ screen—perfect for gaming stream...

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Original price $888.99 - Original price $888.99
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$888.99
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Current price $888.99
Original price $1,125.99 - Original price $1,125.99
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$1,125.99
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Horizon - Fitness T202 Treadmill - Black

Horizon

BLUETOOTH CONNECTIVITYBluetooth connects to your device to stream media through integrated speakersSPEED INCLINE CONTROLSQuickly shift speed and i...

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Original price $1,125.99 - Original price $1,125.99
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$1,125.99
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Original price $151.99 - Original price $151.99
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$151.99
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Outdoor Cam Plus Battery 2pk with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White

Ring

2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...

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Original price $151.99 - Original price $151.99
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$151.99
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Original price $416.99 - Original price $416.99
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$416.99
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Night Owl - 8 channel 2K (4MP) DVR with 4 (4MP) cameras and 2tb storage expandable up to 4 additional Wi-Fi cameras - White

Night Owl

Capture Key Recordings with ClarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...

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Original price $416.99 - Original price $416.99
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$416.99
$416.99 - $416.99
Current price $416.99
Original price $562.99 - Original price $562.99
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$562.99
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Current price $562.99

ASUS - V500SV Slim Desktop - Intel Core i5-13420H - 8GB Memory - 512GB SSD - Dark Gray

ASUS

Windows 11 Home Ready Day OneFamiliar secure and ready for work or schoolEveryday Speed That Stays SmoothIntel Core i5-13420H (8 cores/12 threads u...

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Original price $562.99 - Original price $562.99
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$562.99
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Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

Peak Design - Cuff Leather Camera Strap Wrist - Black

Peak Design

Premium full-grain bovine leathersoft durable and patinas gracefully over timeCustom sealed finish on bottom of strapfor optimal glide/gripNo visib...

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Original price $72.99 - Original price $72.99
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$72.99
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Original price $46.99 - Original price $46.99
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$46.99
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NEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Ember

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $46.99 - Original price $46.99
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$46.99
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Current price $46.99
Original price $289.99 - Original price $289.99
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$289.99
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Current price $289.99

Ring - Wired Doorbell Pro (3rd Gen) — Retinal 4K for ultra-clear video 10x Zoom Low-Light Sight for color night vision - Deep Silver

Ring

Retinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color and catch detail even at a distance with wide-angle 4K video.Live View amp; Two...

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Original price $289.99 - Original price $289.99
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$289.99
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Current price $289.99
Original price $86.99 - Original price $86.99
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$86.99
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Current price $86.99

GoPro - 40in (1m) Carbon Fiber Extension Pole

GoPro

Extended reachExtends up to 40in (1m) for dynamic selfies group photos and creative shooting angles.Lightweight carbon fiberStrong and durable cons...

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Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99
Original price $371.99 - Original price $371.99
Original price
$371.99
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Current price $371.99

Therabody - TheraFace Mask Glo - Clinically Proven LED Skincare Mask With 504 LEDs For Radiant Skin - White

Therabody

3 types of science-backed LED light therapy address specific skin concerns for clinically proven resultsRed Light therapy helps reduce fine lines w...

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Original price $371.99 - Original price $371.99
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$371.99
$371.99 - $371.99
Current price $371.99
Original price $158.99 - Original price $158.99
Original price
$158.99
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Current price $158.99

Logitech - MK955 Signature Slim Full-size Wireless Keyboard and Mouse Combo for Windows and Mac with Quiet Typing and Clicking - Off-White

Logitech

Type and click across your personal and work computersMove seamlessly between your home desktop and your work laptop with this wireless and quiet k...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

RIG - R5 SPEAR PRO HS Wired Over-The -Ear Gaming Headset for Playstation 4 Playstation 5 - Black

RIG

Officially licensed for PlaystationLicensed for PlayStation5 and PlayStation4 consoles.Built differentThe R5 PRO HS is built for competitive gaming...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Google - Nest Cam Indoor (wired 3rd gen) - Latest Model - 2K Video and Gemini - Hazel

GOOGLE

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Ring - Wired Doorbell Plus (2nd Gen)Retinal 2K for crisp true-to-life video 3D Motion Detection Low-Light Sight - Silver

Ring

Retinal 2KCrisp true-to-life video that brings your property to your phone like no one elseLive View amp; Two-Way TalkSee hear and speak to who’s t...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Pokmon Mega Evolutions

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Insignia - HDMI 2-Output Splitter with HDR Pass-Through - Black

Insignia

Gain 2 HDMI outputs with one connectionConnect your laptop gaming device or streaming stick to view on two displays simultaneously.Supports 4K reso...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.