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Edifier - M60 Compact Desktop 2.0 Speakers (Pair) - Black

Edifier
Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Powerful outputEach hand-crafted wooden cabinet houses a 1" silk dome tweeter and a 3" long-throw aluminum mid-low driver. Powered by a high-effici...

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Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Sennheiser - HDB 630 Over-the-ear Bluetooth Wireless Headphones - Black

Sennheiser
Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

Audiophile tuningSennheiser’s in-house 42 mm transducer and refined acoustic design deliver a neutral audiophile sound with lifelike mids stunning ...

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Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

TP-Link - Tapo Wireless Dual-Lens Pan-Tilt Security Camera 2K QHD 360 Coverage with Solar - No Monthly Fees - White

TP Link
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Pan Tilt and Capture It AllThe telephoto lens features automatic pan and tilt to follow motion or shift focus between areas. The wide-angle lens is...

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Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Samsung - Galaxy S26+ 256GB - Sky Blue (ATT)

Samsung
Original price $1,375.99 - Original price $1,375.99
Original price
$1,375.99
$1,375.99 - $1,375.99
Current price $1,375.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet with Snapdragon 8 Elite Gen 5 f...

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Original price $1,375.99 - Original price $1,375.99
Original price
$1,375.99
$1,375.99 - $1,375.99
Current price $1,375.99

HP - OmniBook Ultra - Copilot+ - 14" 3K OLED Touchscreen Laptop - Intel Core Ultra X9 (2026) - 32GB Memory - 1TB SSD - Silk Sand

HP
Original price $2,646.99 - Original price $2,646.99
Original price
$2,646.99
$2,646.99 - $2,646.99
Current price $2,646.99

3K OLED touchscreenWith technology that lights each pixel separately an OLED display brings deeper blacks for richer contrast enhanced color depth ...

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Original price $2,646.99 - Original price $2,646.99
Original price
$2,646.99
$2,646.99 - $2,646.99
Current price $2,646.99

LEGO - Technic BMW M4 GT3 EVO Race Car Toy 42226

Lego
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Bmw Model Car KitRacing enthusiasts can fuel their imaginations with the LEGO Technic BMW M4 GT3 EVO Race Car (42226) building set for boys and gir...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Roborock - Saros 20X Thin Self-Lifting Robot Vacuum and Mop 36000 Pa Suction Hyper Force and Multi-Fuction new RockDock - Black

Roborock
Original price $1,785.99 - Original price $1,785.99
Original price
$1,785.99
$1,785.99 - $1,785.99
Current price $1,785.99

AdaptiLift Chassis 3.0StarSight Autonomous System 2.0Power Suction Dual-Tangle SystemFlexiArm TechnologyBrand New RockDockIntelligent Roborock APP

Original price $1,785.99 - Original price $1,785.99
Original price
$1,785.99
$1,785.99 - $1,785.99
Current price $1,785.99

ASUS ROG Swift PG27AQWP-W - OLED monitor - QHD - 27" - HDR

ASUS
Original price $1,211.99 - Original price $1,211.99
Original price
$1,211.99
$1,211.99 - $1,211.99
Current price $1,211.99

27-inch QHD OLED Gaming MonitorVersatile dual mode (QHD at 540Hz or HD at 720Hz) and 0.02ms response timeNew Tandem OLED Technology15 higher peak b...

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Original price $1,211.99 - Original price $1,211.99
Original price
$1,211.99
$1,211.99 - $1,211.99
Current price $1,211.99

LG - Sound Suite H7 9.1.6 Channel Soundbar with Dolby Atmos FlexConnect - Black

LG
Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

World's First Dolby Atmos FlexConnect SoundbarThe H7 Soundbar is our most advanced soundbar yet—powered by the Alpha 11 processor. Premium Peerless...

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Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB Storage - Honey Lavender

HP
Original price $403.99 - Original price $403.99
Original price
$403.99
$403.99 - $403.99
Current price $403.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $403.99 - Original price $403.99
Original price
$403.99
$403.99 - $403.99
Current price $403.99

Whirlpool - 30 Cu. Ft. French Door Refrigerator with Flexible Temperature Drawer - Fingerprint-Resistant Stainless Finish

Whirlpool
Original price $2,615.99 - Original price $2,615.99
Original price
$2,615.99
$2,615.99 - $2,615.99
Current price $2,615.99

Family-Sized CapacityOur largest capacity french door refrigerator line-up in each class provides Family-Sized space ice and flexible organization ...

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Original price $2,615.99 - Original price $2,615.99
Original price
$2,615.99
$2,615.99 - $2,615.99
Current price $2,615.99

NIKKOR Z 70-200mm f/2.8 VR S II Telephoto Zoom Lens for Nikon Z Mount cameras 3.6" Diameter - Black

Nikon
Original price $3,464.99 - Original price $3,464.99
Original price
$3,464.99
$3,464.99 - $3,464.99
Current price $3,464.99

CompatibilityCompatible with Nikon Z Mirrorless Cameras or Cinema cameras w/ Z mountTelephoto lens provides detailed photos from a distanceThis Ful...

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Original price $3,464.99 - Original price $3,464.99
Original price
$3,464.99
$3,464.99 - $3,464.99
Current price $3,464.99

NETGEAR Orbi 870 Series RBE872 - Wi-Fi system - Wi-Fi 7 - desktop

NETGEAR
Original price $707.99 - Original price $707.99
Original price
$707.99
$707.99 - $707.99
Current price $707.99

BE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...

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Original price $707.99 - Original price $707.99
Original price
$707.99
$707.99 - $707.99
Current price $707.99

MSI MAG 32C6X - LCD monitor - curved - Full HD (1080p) - 32" - HDR

MSI
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

1920 x 1080 resolutionView your applications spreadsheets and more with a perfect 24 inches screen with a breathtaking viewing experience that come...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

GIGABYTE - GAMING A16 - 16" 165Hz 1920x1200 WUXGA Intel Core i7-13620H - 512GB SSD - 16GB DDR5 RAM - GeForce RTX 4050 - Black Steel

GIGABYTE
Original price $1,215.99 - Original price $1,215.99
Original price
$1,215.99
$1,215.99 - $1,215.99
Current price $1,215.99

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,215.99 - Original price $1,215.99
Original price
$1,215.99
$1,215.99 - $1,215.99
Current price $1,215.99

LEGO - Fortnite Mecha Team Leader Building Set for Adults 77078

Lego
Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Collectible Mecha Team LeaderBuild a collectible gaming figure with this LEGO Fortnite Mecha Team Leader set for adults.Based On Iconic Robot Chara...

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Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Lectric eBikes - XP4 750 Step-Thru Foldable Long-Range eBike (Max 85mi/28mph) + LevelUp Rack/Comfort Seat/Seat Post/Elite Headlight/Lock - Tempest Grey

Lectric eBikes
Original price $1,587.99 - Original price $1,587.99
Original price
$1,587.99
$1,587.99 - $1,587.99
Current price $1,587.99

365 of Accessories IncludedThis Foldable XP4 750 Step-Thru Long-Range comes with the LevelUp Rack (79 value) Comfort Seat + Suspension Seat Post (1...

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Original price $1,587.99 - Original price $1,587.99
Original price
$1,587.99
$1,587.99 - $1,587.99
Current price $1,587.99

Alienware - Area-51 16" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB Storage - Liquid Teal

Alienware
Original price $4,299.99 - Original price $4,299.99
Original price
$4,299.99
$4,299.99 - $4,299.99
Current price $4,299.99

Unapologetic powerArea-51 AA16250 was intentionally designed to reach new performance horizons by enabling higher graphics and processor power limi...

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Original price $4,299.99 - Original price $4,299.99
Original price
$4,299.99
$4,299.99 - $4,299.99
Current price $4,299.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - White/Pink

HyperX
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Bose - SoundLink Plus Portable Bluetooth Speaker with Powerful Sound Deep Bass - Blue Dusk

Bose
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Sound that sparks the moment.Plus up the energy of any group hang thanks to the SoundLink Plus Speaker’s bold resonant audio and booming bass.Vibes...

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Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Gigabyte Radeon RX 9060 XT GAMING OC 16G - graphics card - Radeon RX 9060 XT - 16 GB

GIGABYTE
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by Radeon RX 9060 XTVideo Memory16GB GDDR6Interface CompatibilityPCI Express 5.0AMD Radeon Techno...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

ASUS PRIME GeForce RTX 5060 Ti 16GB - graphics card - GeForce RTX 5060 Ti - 16 GB

ASUS
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

AI Performance758 AI TOPS.Powered ByNVIDIA Blackwell architecture and DLSS 4.SFF-ReadyEnthusiast GeForce card.Axial-Tech FansFeatures a smaller fan...

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Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

Lenovo Chrome 14M9610 - 14" - MediaTek Kompanio Ultra - 910 - 16 GB RAM - 256 GB SSD - English

Lenovo
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

MSI GeForce RTX 5060 8G SHADOW 2X OC - graphics card - GeForce RTX 5060 - 8 GB

MSI
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060 graphics processing unit (GPU) with boost clock.8GB GDDR78GB GDDR7...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Marshall - Mode USB-C In-ear Wired Earbuds with Built-in Microphone Customizable Fit Tangle-resistant Cord and Dynamic Drivers - Black

Marshall
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Dynamic DriversDynamic drivers deliver your powerful daily soundtrack. With rich bass clear vocals and crisp details Mode USB-C’s dynamic drivers e...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

DJI - Osmo 1.2m Invisible Selfie Stick Kit - Black

DJI
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Take a Closer LookWhen used with Osmo 360 the selfie stick disappears from the shot enabling a dramatic third-person perspective; it extends up to ...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB Storage - Sky Blue

HP
Original price $403.99 - Original price $403.99
Original price
$403.99
$403.99 - $403.99
Current price $403.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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Original price $403.99 - Original price $403.99
Original price
$403.99
$403.99 - $403.99
Current price $403.99

HP - 14" Laptop - Intel N150 Processor - 4GB Memory - 128GB Storage - Pale Rose Gold

HP
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

View full details
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

HP - 14" Laptop - Intel Processor N150 2025 - 4GB Memory - 128GB Storage - Natural Silver

HP
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Greenworks - 80V 24 Cordless Brushless Two-Stage Snow Blower with (2) 4.0Ah Batteries and Dual-Port Turbo Charger - Green

Greenworks
Original price $2,254.99 - Original price $2,254.99
Original price
$2,254.99
$2,254.99 - $2,254.99
Current price $2,254.99

RuntimeClears up to an 18-car driveway on a single chargeDischargeUp to 50’ discharge from the 200 rotating chuteCharge timeRecharge one battery in...

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Original price $2,254.99 - Original price $2,254.99
Original price
$2,254.99
$2,254.99 - $2,254.99
Current price $2,254.99

LG - 42" Class C6 OLED evo AI 4K Smart webOS TV with Perfect Black and Perfect Color (2026)

LG
Original price $1,083.99 - Original price $1,083.99
Original price
$1,083.99
$1,083.99 - $1,083.99
Current price $1,083.99

Perfect Black Perfect ColorLG's flagship OLED technology creates an incredible watching experience and stellar picture quality with Perfect Black ...

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Original price $1,083.99 - Original price $1,083.99
Original price
$1,083.99
$1,083.99 - $1,083.99
Current price $1,083.99

Frigidaire - 30" Front Control Electric Range - Stainless Steel

Frigidaire
Original price $1,278.99 - Original price $1,278.99
Original price
$1,278.99
$1,278.99 - $1,278.99
Current price $1,278.99

Air FryAir Fry allows you to make healthier and delicious meals for the entire family right in your oven.Five Element CooktopDesigned to meet all o...

View full details
Original price $1,278.99 - Original price $1,278.99
Original price
$1,278.99
$1,278.99 - $1,278.99
Current price $1,278.99

HP - OmniBook 3 - 17.3" Full HD Laptop - AMD Ryzen 5 40 (2025) - 8GB Memory - 512GB SSD - Glacier Silver

HP
Original price $806.99 - Original price $806.99
Original price
$806.99
$806.99 - $806.99
Current price $806.99

17.3" FHD display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD Fre...

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Original price $806.99 - Original price $806.99
Original price
$806.99
$806.99 - $806.99
Current price $806.99

Frigidaire - 19 Cu. Ft. Garage Ready Top Freezer Refrigerator - Black

Frigidaire
Original price $977.99 - Original price $977.99
Original price
$977.99
$977.99 - $977.99
Current price $977.99

Humidity-Controlled Crisper DrawersKeep produce fresher longer so you waste less and save money with our humidity-controlled crisper drawers with r...

View full details
Original price $977.99 - Original price $977.99
Original price
$977.99
$977.99 - $977.99
Current price $977.99

ASUS - ROG Cetra Open Wireless SpeedNova Open-Ear Gaming Earbuds for PC iOS Android Switch - Black

ASUS
Original price $257.99 - Original price $257.99
Original price
$257.99
$257.99 - $257.99
Current price $257.99

Dual-Mode ConnectivityWith Bluetooth and low-latency ROG SpeedNova 2.4GHz connectivity plus USB-C passthrough charging that powers your phone witho...

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Original price $257.99 - Original price $257.99
Original price
$257.99
$257.99 - $257.99
Current price $257.99

SteelSeries Aerox 3 Gen 2 - mouse - 2.4 GHz Bluetooth 5.0 - ghost

Steel Series
Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

Quantum 4K WirelessSeamlessly switch between ultra-fast 2.4GHz gaming wireless and Bluetooth 5.0 giving you low-latency performance for competitive...

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Original price $121.99 - Original price $121.99
Original price
$121.99
$121.99 - $121.99
Current price $121.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.