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  • Original price $2,125.99 - Original price $2,125.99
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    MSI - Aegis R2 Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4070 TI Super- 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Core i7-14700FThe new Intel 14th-Gen Raptor Lake CPU b...

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    Original price $2,125.99 - Original price $2,125.99
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  • Original price $542.99 - Original price $542.99
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    HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $542.99 - Original price $542.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo Switch Mario Kart 8 Deluxe Bundle - Multi

    Nintendo

    6.2 screenThree play modes TV tabletop and handheldDetachable Joy-Con controllersNintendo Switch is the home of games starring Mario and friendsMar...

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    Original price $359.99 - Original price $359.99
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  • Original price $82.99 - Original price $82.99
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    Super Smash Bros. Ultimate - Nintendo Switch

    Nintendo of America

    New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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    Original price $82.99 - Original price $82.99
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  • Original price $3,317.99 - Original price $3,317.99
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    LG - 98 Class UT90 Series LED 4K UHD Smart webOS TV (2024)

    LG

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿8 AI Processor 4KGet wrapped up ...

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    Original price $3,317.99 - Original price $3,317.99
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  • Original price $335.99 - Original price $335.99
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    Razor - Indian eFTR Mini w/7 miles Max Operating Range 14 mph Max Speed - Small - Pink

    Razor

    FTR Race Replica StylingAuthentic motocross frame geometry the MX350 scales down the dirt bike to size for riders ages 13+ and up to 140 lb (64 kg)...

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    Original price $335.99 - Original price $335.99
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  • Original price $691.99 - Original price $691.99
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    Apple - Mac mini Desktop - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

    Apple

    LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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    Original price $691.99 - Original price $691.99
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  • Original price $416.99 - Original price $416.99
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    Microsoft Xbox Series S - game console - 1 TB SSD - robot white

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Original price $416.99 - Original price $416.99
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  • Original price $616.99 - Original price $616.99
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    Apple AirPods Max 2nd generation - headphones with mic

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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  • Original price $309.99 - Original price $309.99
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    Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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    Original price $309.99 - Original price $309.99
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  • Original price $2,002.99 - Original price $2,002.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,002.99 - Original price $2,002.99
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  • Original price $235.99 - Original price $235.99
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    Snow Joe - 24-Volt iON+ 13-Inch Single Stage Cordless Snow Shovel with Ice Dozer (1 x 4Ah Battery and 1 x Charger) - blue

    Snow Joe

    IncludesSnow Joe 24V-SS13 24V iON+ 13-inch Cordless Snow Shovel a 24VBAT 24V iON+ 4.0 Ah Battery a 24VCHRG-AC iON+ AC ChargerBonus itemsIndoor/Out...

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    Original price $235.99 - Original price $235.99
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  • Original price $132.99 - Original price $132.99
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    bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

    Bella Pro Series

    Extra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...

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    Original price $132.99 - Original price $132.99
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  • Original price $416.99 - Original price $416.99
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    Microsoft - Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Robot White

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Original price $416.99 - Original price $416.99
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  • Original price $277.99 - Original price $277.99
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    Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $277.99 - Original price $277.99
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  • Original price $158.99 - Original price $158.99
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    PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

    PDP

    Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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    Original price $158.99 - Original price $158.99
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    $158.99
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  • Original price $465.99 - Original price $465.99
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    Samsung - Galaxy Tab S9 FE+ - 12.4" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your passionsBe blown away by the large 12.4" screen. There’s plenty of room to follow your passions whether you're taking an onli...

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    Original price $465.99 - Original price $465.99
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  • Original price $37.99 - Original price $37.99
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    System Shock - PlayStation 5

    PLAION

    Face offFace off against the forces of a rogue AI gone mad.Improve your skillsImprove your skills and adapt to take on your foes.DiscoverDiscover a...

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    Original price $37.99 - Original price $37.99
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  • Original price $2,483.99 - Original price $2,483.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,483.99 - Original price $2,483.99
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  • Original price $787.99 - Original price $787.99
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    CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - AMD Radeon RX 6500 XT 4GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Original price $787.99 - Original price $787.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $48.99 - Original price $48.99
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    Cobra Kai 2 Dojos Rising - PlayStation 5

    GameMill Entertainment

    Story ModeFeauring beat'em up adventure gameplaySingle and MultiplayerTournament mode allows you to duke it out between friends and rivals28 Playab...

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    Original price $48.99 - Original price $48.99
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  • Original price $336.99 - Original price $336.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $336.99 - Original price $336.99
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  • Original price $101.99 - Original price $101.99
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    Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black

    Nomad

    Designed for 42mm and 44mm Apple Watch Series 1 2 3 and 4For a proper fit.Designed to be worn daily and resist elementsLeveraging premium-grade ste...

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    Original price $101.99 - Original price $101.99
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  • Original price $375.99 - Original price $375.99
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    Insta360 - X3 360 Degree Action Camera - Black

    Insta360

    Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...

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    Original price $375.99 - Original price $375.99
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  • Original price $42.99 - Original price $42.99
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    SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

    U and I Entertainment

    Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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    Original price $42.99 - Original price $42.99
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    LEGO Jurassic World - Nintendo Switch

    Warner Home Video

    Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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    Original price $42.99 - Original price $42.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Blue (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $520.99 - Original price $520.99
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    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 64GB - Yellow

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $520.99 - Original price $520.99
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  • Original price $105.99 - Original price $105.99
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    $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

    Nintendo

    Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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    Original price $105.99 - Original price $105.99
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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Pink/Neon Green

    Nintendo of America

    Include Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attached...

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  • Original price $416.99 - Original price $416.99
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    Sony - PlayStation VR2 Horizon Call of the Mountain bundle - White

    Sony Computer Entertainment Am

    Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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    Original price $416.99 - Original price $416.99
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  • Original price $806.99 - Original price $806.99
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    Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

    Lenovo

    Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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    Original price $806.99 - Original price $806.99
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  • Original price $131.99 - Original price $131.99
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    Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

    Microsoft

    Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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    Original price $131.99 - Original price $131.99
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  • Original price $1,010.99 - Original price $1,010.99
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    Alienware - AW3423DWF 34" Quantum Dot OLED Curved Ultrawide Gaming Monitor - 165Hz - AMD FreeSync Premium Pro - VESA - HDMIUSB - Dark Side of the Moon

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,010.99 - Original price $1,010.99
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  • Original price $1,382.99 - Original price $1,382.99
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    DJI - Air 3 Fly More Combo Drone and RC 2 Remote Control with Built-in Screen - Gray

    DJI

    Medium Tele Wide-Angle Dual Primary CamerasDJI Air 3 features dual 1/1.3-inch-sensor cameras a 24mm f/1.7 wide-angle and a 70mm f/2.8 medium tele ...

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    Original price $1,382.99 - Original price $1,382.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.