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JBL - Live 770NC Wireless Over-Ear Headphones with True Adaptive Noise Cancelling - 2024 - Black
JBLJBL Signature Sound And Surround SoundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...
View full detailsPowerA Wireless Controller for Nintendo Switch - Mario Joy - Mario Joy
PowerAExpanded portsWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteMotion controlsMotion Contro...
View full detailsJBL - Xtreme 4 Portable Wireless Speaker - 2024 - Black
JBLNext level massive JBL pro soundTwo woofers two powerful drivers and dual pumping JBL Bass Radiators effortlessly deliver dynamic immersive sound w...
View full detailsAmazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Graphite
AMAZONPowerfully smart beautifully builtThe redesigned 8.7" smart display features a vibrant HD touchscreen built-in smart home hub AZ3 Pro chip for powe...
View full detailsRing - Indoor Cam Plus Plug-In Retinal 2K for enhanced video quality 4x Zoom Low-Light Sight for color in near dark - White
RingCapture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...
View full detailsPowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario and Friends
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...
View full detailsSamsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black
SamsungPowerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...
View full detailsTP-Link - Tapo Solar-Powered Wireless Security Camera Kit with Live View Works with Alexa Google Home- No Monthly Fees (2-Pack) - White
TP LinkUninterrupted Security with Solar PowerExperience uninterrupted security and unparalleled convenience. This kit eliminates the need for wiring or f...
View full detailsSamsung - Bespoke 6.3 Cu. Ft. Slide-In Electric Range with Precision Knobs - Stainless Steel
SamsungBespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...
View full detailsDell - XPS 13 13.4" OLED Touch Screen Laptop - Snapdragon X Elite Copilot+ PC with 32GB Memory 1TB SSD - Graphite
DellModern sleek interiorPart of the iconic design is around the innovative interiors that are easy-to-use comfortable and streamlined. They simplify t...
View full detailsSamsung - Galaxy Watch Ultra Trail Band - White Sand
SamsungCustomize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...
View full detailsASUS - ProArt PZ13 13" OLED 3K Detachable Laptop - Copilot+ PC - Qualcomm Snapdragon X Plus - 16GB Memory - 1TB SSD - Nano Black
ASUSIntuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...
View full detailsPowerA - 4-Port Hi-Speed USB Hub for Nintendo Switch - Black
PowerAExpanded portsExpanded Ports Add four USB 2.0 ports to your Nintendo Switch to connect more PowerA Wired Controllers and other compatible accessor...
View full detailsTP-Link - Deco X10 AX1500 Dual-Band Whole Home Mesh Wi-Fi 6 System Supports up to 120 Connected Devices (3-Pack) - White
TP LinkWhole Home CoverageCover up to 5600 sq. ft. with seamless high-performance WiFi and eliminate dead zones and buffering.(1)Faster Dual-Band Speed fo...
View full detailseufy - eufyCam S4 Triple Lens Wireless Solar Security Camera with 360 View Auto Tracking No Monthly Fees - White
EufytestTri-Lens Tracking with Auto-FramingtestThe fixed bullet lens never misses the big picture while the PTZ dual lenses instantly locks and zooms o...
View full detailsSamsung - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Sensor Dry - Ivory
SamsungSteam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...
View full detailsLG - UltraWide 34" IPS FHD 100Hz 5ms Monitor with VESA DisplayHDR 400 (HDMI DisplayPort) - Black
LGWidescreen Workflows Made EffortlessUpgrade your desktop setup with a 34" 219 UltraWide Full HD display that lets you see more at once. Enjoy smoot...
View full detailsSony - 85" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)
SonyIntelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...
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Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - White Glass
Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - White Glass
SamsungSmart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...
View full detailsSnaptain - S5C Elite 1080p Drone with Remote Controller - Black
SnaptainEasy to useSnaptain S5C Elite drone has a beginner mode. Simply press one button it will take off land or return to your command. Smart voice cont...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsTherabody - Theragun Mini Plus - Heated Travel-Sized Massage For Faster Recovery On-The-Go - Black
TherabodyHeat-enhanced massage for faster warm-up and recoveryScientifically proven to quickly relieve soreness loosen stiff muscles and optimize recovery. ...
View full detailsRazer - Viper V3 Pro Ultra-Lightweight Optical Gaming Mouse with 95 Hour Battery Life - Wireless - White
Razer55 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...
View full detailsLG - 2.4 Cu. Ft. HE Smart Front Load Washer and 4.2 Cu. Ft. Electric Dryer WashTower wSteam and Ventless Heat Pump Technology - White
LGConvenient Capacity Compact DesignAt just 24 wide LG delivers towering convenience and advanced cleaning to even the smallest of spaces. Built on t...
View full detailsHori - Split Pad Compact Attachment Set for Nintendo Switch - Eevee Evolutions
HoriContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...
View full detailsPowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black
PowerAGhost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...
View full detailsPioneer - 50" Class LED 4K UHD Smart Roku TV
PioneerEndless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...
View full detailsPioneer - 40" Class LED Full HD (1080p) Smart Roku TV
PioneerEndless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...
View full detailsBISSELL - CleanView Max Lift-Off - Cobalt Blue / Black
BissellEVERY PURCHASE SAVES PETS.Every purchase makes it possible for BISSELL to continue our support of BISSELL Pet Foundation and its mission of saving ...
View full detailsPhilips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care - 9300 Series - Rose Gold
Philips SonicareComplete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...
View full detailsTCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black
TCL2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsElgato - Wave Mic Arm LP
ElgatoPremium DesignAll-metal anti-torsion constructionLow ProfileSits below the shoulder line for an unobstructed viewCable ChannelsMagnetic covers hide...
View full detailsPowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes
PowerAWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...
View full detailsLG - UltraGear 32" OLED Dual Mode (4K UHD 165Hz FHD 330Hz) 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor with - Black
LG32" 4K UHD Glossy OLED DisplayExperience ultra-sharp visuals and lifelike color on a stunning 32-inch 4K UHD (3840 x 2160) glossy OLED display. Eve...
View full detailsRoku - 40" Class Select Series Full HD (1080p) LED Smart RokuTV (2025)
RokuSeamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. Our intuitive interf...
View full detailsAmazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Amethyst
AMAZONMeet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.