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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Ninja - ProChef Wireless Thermometer Indoor Outdoor 700F extended battery life long range connection waterproof - Black/Silver

Ninja
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Flareup ResistantUp to 700F protection so you can cook in just about any environment. So go ahead and sear grill char high-heat roast saute and bak...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Logitech G PRO 2 - mouse - gaming - 2.4 GHz USB - white

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Designed with pros engineered to winEnhanced with heightened speed and precision the PRO 2 LIGHTSPEED wireless gaming mouse helps you hone the comp...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

JBL - MA710 90W 7.2ch Bluetooth and WiFi Capable HDR and Dolby Atmos 8k Ultra HD Compatible AV Home Theater Receiver - Black

JBL
Original price $938.99 - Original price $938.99
Original price
$938.99
$938.99 - $938.99
Current price $938.99

Stunning audio and video performanceHigh-performance 7.2-channel AV receiver that delivers stunning realism with the latest 8K video for the ultima...

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Original price $938.99 - Original price $938.99
Original price
$938.99
$938.99 - $938.99
Current price $938.99

HyperX OMEN 24 G2 - LED monitor - Full HD (1080p) - 24"

HP
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

FHD 23.8" DisplayFocus on the finer details and enjoy clearimages with a 1920 x 1080 Full HD resolution 23.8" diagonal monitor.IPS PanelNo matter w...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

WORX - LeafPro Universal Leaf Collection System - Black

Worx
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Universal FitEngineered to fit all major brands on the market including gas and electric models with its variable fit connectorBlows Right Into The...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Ring - Wired Doorbell Plus Smart Wi-Fi Video Doorbell - Satin Nickel

Ring
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

1080p HD VideoWith 1080p HD Video and Two-Way Talk see hear and speak to people from your phone tablet or select Alexa-enabled device.Motion ZonesC...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Anker - Soundcore Space 2 Wireless Bluetooth Noise Cancelling Over-the-Ear Headphones with 50H ANC Playtime and Comfort - Black

Soundcore
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Enhanced Noise Cancelling for Your JourneyThe 4-stage low-frequency noise cancelling system specifically targets and blocks jet engine roar and env...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

NIU - KQi 100F Foldable Electric Kick Scooter w/ 22 mi Max operating Range 18 mph Max Speed - Gray

NIU
Original price $588.99 - Original price $588.99
Original price
$588.99
$588.99 - $588.99
Current price $588.99

Dual Folding MechanismOur patented folding mechanism is quick easy and safer than the competition Quick release mechanism allows handlebars to also...

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Original price $588.99 - Original price $588.99
Original price
$588.99
$588.99 - $588.99
Current price $588.99

SteelSeries - Apex 5 Full Size Wired Mechanical Hybrid Blue Tactile Clicky Switch Gaming Keyboard with RGB Backlighting - Black

Steel Series
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Hybrid Blue Switch mechanical switchesThe tactile click of a blue mechanical switch plus a smooth membrane.OLED Smart DisplayCustomize with gifs ga...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

GE - 21.9 Cu. Ft. Top-Freezer Refrigerator with Garage Ready Performance - White

GE
Original price $1,135.99 - Original price $1,135.99
Original price
$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99

Garage-readyTested to perform from 38F to 110F.Premium inner doorEnjoy greater flexibility and organizational options with modular bins right on th...

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Original price $1,135.99 - Original price $1,135.99
Original price
$1,135.99
$1,135.99 - $1,135.99
Current price $1,135.99

SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

Steel Series
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Frigidaire - 19 Cu. Ft. Standard-Depth Garage Ready French Door Refrigerator - Stainless Steel

Frigidaire
Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

CrispSeal CrispersKeep produce fresher longer so you waste less and save money. Unlike other crispers ours offers a seal that blocks out dry air fr...

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Original price $1,759.99 - Original price $1,759.99
Original price
$1,759.99
$1,759.99 - $1,759.99
Current price $1,759.99

Canon - RF28-70mm F2 L USM Standard Zoom for EOS R-Series Cameras - Black

Canon
Original price $3,654.99 - Original price $3,654.99
Original price
$3,654.99
$3,654.99 - $3,654.99
Current price $3,654.99

Compatible with Canon EOS R series camerasFor use with your existing camera.Standard zoom lens for versatile useGet the shot you want with this eve...

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Original price $3,654.99 - Original price $3,654.99
Original price
$3,654.99
$3,654.99 - $3,654.99
Current price $3,654.99

Elgato - Key Light - Black

Corsair
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Studio LED panel with 2500-lumen outputProvides quality lighting for clear image for your viewers and subscribers.80 premium LEDsEnsure extra-brigh...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Dyson - Hot+Cool HF1 Rapid React All Season Heater Fan - White/Silver

Dyson
Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Powerful Yet QuietDyson's quietest most powerful heater and cooling fan for all season comfortFast Precise Heating / CoolingPrecisely monitors and...

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Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Edifier - M90 Active Bookshelf Speakers Computer Speakers - Bluetooth and Optical Input - 2.0 Speaker (Pair) - Black

Edifier
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

Powerful acoustic performanceThe acoustic architecture features 4" long-throw aluminum mid-bass drivers and 1" silk dome tweeters. Driven by dual h...

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Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

VITURE - Beast XR/AR Glasses Biggest Brightest 58 1200p Built-in 3DoF 9-Level Dimming HARMAN Audio Large - Black

Viture
Original price $612.99 - Original price $612.99
Original price
$612.99
$612.99 - $612.99
Current price $612.99

Big Sharp Bright A viewing experience to remember174 virtual display with 1200p sharpness powered by Sony’s latest Micro OLED technology. With 125...

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Original price $612.99 - Original price $612.99
Original price
$612.99
$612.99 - $612.99
Current price $612.99

WD - BLACK D10 8TB External USB 3.2 Gen 1 Portable Hard Drive - Black

Western Digital
Original price $495.99 - Original price $495.99
Original price
$495.99
$495.99 - $495.99
Current price $495.99

Don't Play Favorites—Play EverythingWith the WD_BLACK D10 Game Drive's 8TB of added storage there's no need to waste time clearing room on your con...

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Original price $495.99 - Original price $495.99
Original price
$495.99
$495.99 - $495.99
Current price $495.99

Edifier - R20BT Bluetooth 6.0 Bookshelf Speakers (Pair) - Black

Edifier
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Convenient plug-and-playThe attached USB cable transmits both power and audio from your computer to the speaker. Simply plug in the USB connector a...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

JBL - Tune Flex 2 True Wireless Noise Cancelling Earbuds - 2025 - White

JBL
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

JBL Pure Bass Sound with Spatial SoundJBL Tune Flex 2 earbuds feature 12mm dynamic drivers that deliver powerful JBL Pure Bass sound. And whether y...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

KitchenAid - 6.0 Cu. Ft. Self-Cleaning Free-Standing Double Oven Gas Convection Range - Stainless Steel

Kitchenaid
Original price $2,613.99 - Original price $2,613.99
Original price
$2,613.99
$2,613.99 - $2,613.99
Current price $2,613.99

5 sealed cooktop burnersOffer between 5000 and 16000 BTUs of heat so you can simmer boil and more quickly and easily.Circulate air throughout the o...

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Original price $2,613.99 - Original price $2,613.99
Original price
$2,613.99
$2,613.99 - $2,613.99
Current price $2,613.99

LG - 36-in Wide 27.8 Cu. Ft. 4-Door French Door Smart Refrigerator with Double Freezer Drawers - Stainless Steel

LG
Original price $2,571.99 - Original price $2,571.99
Original price
$2,571.99
$2,571.99 - $2,571.99
Current price $2,571.99

Ultra-Large Capacity 27.8 cu. ft.Store more food with our Ultra-Large Capacity (27.8 cubic feet) refrigerators.PrintProof FinishBeautiful easy-to-c...

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Original price $2,571.99 - Original price $2,571.99
Original price
$2,571.99
$2,571.99 - $2,571.99
Current price $2,571.99

Nikon D7500 - digital camera AF-S DX 18-140mm VR lens

Nikon
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

AF-S DX NIKKOR 18-140mm f/3.5-5.6G ED VR lensFor precise zooming and accuracy.20.9-megapixel CMOS sensor delivers incredible detail and gorgeous en...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

GE Profile - 36 in. Wide 27.9 Cu. Ft. 4-Door French Door Smart Refrigerator with Hands-Free AutoFill - Stainless Steel

GE
Original price $3,738.99 - Original price $3,738.99
Original price
$3,738.99
$3,738.99 - $3,738.99
Current price $3,738.99

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanHands-free autofillHands-free Auto...

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Original price $3,738.99 - Original price $3,738.99
Original price
$3,738.99
$3,738.99 - $3,738.99
Current price $3,738.99

Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Black Stainless Steel

Samsung
Original price $1,257.99 - Original price $1,257.99
Original price
$1,257.99
$1,257.99 - $1,257.99
Current price $1,257.99

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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Original price $1,257.99 - Original price $1,257.99
Original price
$1,257.99
$1,257.99 - $1,257.99
Current price $1,257.99

Google - Nest Wi-fi Pro 6e AXE5400 Mesh Router - Lemongrass

GOOGLE
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

NETGEAR - Nighthawk DOCSIS 3.1 Cable Modem - Black

NETGEAR
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

MAXIMIZE YOUR CABLE INTERNET A dedicated DOCSIS 3.1 cable modem lets you pair any WiFi router or mesh system you choose so you can build the home n...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

APC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black

APC Products
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

ASUS - ProArt P16 16" 3K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 (2026) - NVIDIA RTX 5060 - 32GB Memory - 512GB Storage - Nano Black

ASUS
Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

Create Faster on a Windows 11 Home Copilot+ PCCreate faster on a Windows 11 Home Copilot+ PC powered by on-device AI that helps turn ideas into res...

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Original price $2,997.99 - Original price $2,997.99
Original price
$2,997.99
$2,997.99 - $2,997.99
Current price $2,997.99

LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Graphite Steel

LG
Original price $2,384.99 - Original price $2,384.99
Original price
$2,384.99
$2,384.99 - $2,384.99
Current price $2,384.99

Ultra Large Capacity 4.5 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get It All Done In Less Time. Ultra Large Capacity (4.5 cu. ft. in the washe...

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Original price $2,384.99 - Original price $2,384.99
Original price
$2,384.99
$2,384.99 - $2,384.99
Current price $2,384.99

27" Built-In Trim Kit for Select GE Microwaves - Stainless steel

General Electric
Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

Compatible with select GE microwavesIncluding models PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS for a precise fit....

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Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

Hisense - 65" Class UR8 RGB MiniLED UHD 4K HDR Smart Google TV with Gemini and Anti-Reflection Screen (2026)

HISENSE
Original price $1,948.99 - Original price $1,948.99
Original price
$1,948.99
$1,948.99 - $1,948.99
Current price $1,948.99

RGB MiniLED - Natural and Real ColorUR8's RGB MiniLED powered by Chromagic display technology builds color differently-using red green and blue lig...

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Original price $1,948.99 - Original price $1,948.99
Original price
$1,948.99
$1,948.99 - $1,948.99
Current price $1,948.99

Hisense - 55" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $791.99 - Original price $791.99
Original price
$791.99
$791.99 - $791.99
Current price $791.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $791.99 - Original price $791.99
Original price
$791.99
$791.99 - $791.99
Current price $791.99

j5create - external video adapter

J5 Create
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

HDMI dual independent display outputThe highest resolution one port is 4K(3840x2160)30Hz and the other port is 2K(2048x1152)60Hz.Supports 4 Display...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Whirlpool - 1.1 Cu. Ft. Low Profile Over-the-Range Microwave Hood

Whirlpool
Original price $663.99 - Original price $663.99
Original price
$663.99
$663.99 - $663.99
Current price $663.99

Low profile designMaximize space by moving your microwave off the countertop with a low profile design that fits in the same space as your undercab...

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Original price $663.99 - Original price $663.99
Original price
$663.99
$663.99 - $663.99
Current price $663.99

Honeycomb Aeronautical - Echo Aviation Wireless Controller for Windows Mac - Black

Honeycomb Aeronautical
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Complete Flight Control SystemCombines every major flight input in one controller. Echo integrates pitch roll rudder trim throttle flaps and landin...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.