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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99

ProForm - Rapid Strike Adjustable Dumbbell Stand - Black

Proform

Store Your DumbbellsThis convenient stand is compatible with both 50-pound and 55-pound Rapid Strike Adjustable DumbbellsErgonomic DesignStore your...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $236.99 - Original price $236.99
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$236.99
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Current price $236.99

Lectron - Vortex Plug Tesla Supercharger to CCS Electric Vehicle (EV) Adapter - up to 1000V - Black

Lectron

Currently not compatibleNot currently compatible with MAZDA MINI STELLANTIS CHRYSLER - STAY TUNED FOR UPDATESExpanded charging optionsThe Lectron V...

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Original price $236.99 - Original price $236.99
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$236.99 - $236.99
Current price $236.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

JBL - Clip 5 Portable Bluetooth Speaker - 2024 - White

JBL

Ultra-portable JBL pro soundDon't let its little size fool you. The JBL Clip 5 packs a serious musical punch delivering big JBL pro sound with punc...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

JBL - Clip 5 Portable Bluetooth Speaker - 2024 - Black

JBL

Ultra-portable JBL pro soundDon't let its little size fool you. The JBL Clip 5 packs a serious musical punch delivering big JBL pro sound with punc...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $37.99 - Original price $37.99
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$37.99
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The Karate Kid Street Rumble - PlayStation 5

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $37.99 - Original price $37.99
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$37.99 - $37.99
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Original price $1,182.99 - Original price $1,182.99
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Sony - ULT TOWER 10 Party Speaker with Wireless Microphone - Black

Sony

ULT Power SoundEnhance your low-end frequencies for exceptional bass. Enjoy two different types of bass-emphasized sound powerful bass to feel the ...

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Original price $1,182.99 - Original price $1,182.99
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$1,182.99
$1,182.99 - $1,182.99
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Original price $303.99 - Original price $303.99
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$303.99
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Sonos - Ace Wireless Over-the-Ear Headphones with Active Noise Cancellation (Each) - Black

Sonos Inc

A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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Original price $303.99 - Original price $303.99
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$303.99
$303.99 - $303.99
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Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99

Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Glacier White

AMAZON

Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...

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Original price $66.99 - Original price $66.99
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$66.99
$66.99 - $66.99
Current price $66.99
Original price $367.99 - Original price $367.99
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$367.99
$367.99 - $367.99
Current price $367.99

Philips Sonicare - DiamondClean Smart Electric Rechargeable toothbrush with Charging Travel Case and 8 Brush Heads - Lunar Blue

Philips Sonicare

Complete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...

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Original price $367.99 - Original price $367.99
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$367.99
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Original price $620.99 - Original price $620.99
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$620.99
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GE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

GE

Cools Large Rooms12000 BTU cooling capacity offers maximum comfort in rooms up to 550 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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Original price $620.99 - Original price $620.99
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$620.99
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Original price $2,198.99 - Original price $2,198.99
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KitchenAid - 20 cu. ft. 36-Inch Width Counter-Depth French Door Refrigerator with Interior Dispense - Stainless Steel

Kitchenaid

Wood-Look Nesting ShelfWood-Look Nesting Shelf adjusts to accommodate items of different heights. Lower the shelf to hold short items like a pint o...

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Original price $2,198.99 - Original price $2,198.99
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Original price $1,520.99 - Original price $1,520.99
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Whirlpool - 25.2 Cu. Ft. French Door Smart Refrigerator with Elevated Deli Drawer - Stainless Steel

Whirlpool

Elevated Deli DrawerThe Elevated Deli Drawer makes meats and cheese more visible so you can spend more time enjoying deli essentials and less time ...

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Original price $1,520.99 - Original price $1,520.99
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$1,520.99
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Original price $64.99 - Original price $64.99
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$64.99
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Contixo - F19 Arvo Foldable Drone with 1080P HD Camera FPV Obstacle Avoidance 2 Batteries Brushless Motors LED Lights - Silver

Contixo

Contixo - F19 Brushless Motor GPS Drone with Remote Controller - SilverContixo F19 is equipped with 360-degree environmental perception and laser o...

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Original price $64.99 - Original price $64.99
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$64.99
$64.99 - $64.99
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Original price $1,322.99 - Original price $1,322.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Original price $415.99 - Original price $415.99
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$415.99
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Current price $415.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 Pro 8 - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $415.99 - Original price $415.99
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$415.99
$415.99 - $415.99
Current price $415.99
Original price $337.99 - Original price $337.99
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$337.99
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eero - PoE 6 AX3000 Dual-Band Ceiling/Wall-Mountable Access Point - White

Eero

Mountable PoE Wi-Fi 6 access pointeero PoE 6 utilizes Power over Ethernet eliminating the need for a separate power supply. Easily mount to ceiling...

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Original price $337.99 - Original price $337.99
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$337.99
$337.99 - $337.99
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Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

Shark - Clean Empty Cordless Stick Vacuum with 1.3L Auto-Empty System HEPA 40 Min Runtime - White

Shark

AUTOMATICALLY CHARGES EMPTIES AFTER EVERY CLEANReturn the vac to its charging dock where it automatically empties into the 1.3L base. After every ...

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Original price $308.99 - Original price $308.99
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$308.99
$308.99 - $308.99
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Original price $304.99 - Original price $304.99
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$304.99
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Current price $304.99

Sonos - Ace Wireless Over-the-Ear Headphones with Active noise Cancellation (Each) - Soft White

Sonos Inc

A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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Original price $304.99 - Original price $304.99
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$304.99
$304.99 - $304.99
Current price $304.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Yale - Assure Lock 2 - Smart Lock Keyless Wi-Fi Deadbolt with APPLE HOME KEYS Touchscreen Keypad Access - Black Suede

Yale

Tap and go with Home KeysAdd your Home Key to your Apple Wallet app and simply tap the lock with your iPhone or Apple Watch to unlock your door. To...

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Original price $314.99 - Original price $314.99
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$314.99
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Original price $325.99 - Original price $325.99
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$325.99
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Microsoft - Surface Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $325.99 - Original price $325.99
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$325.99
$325.99 - $325.99
Current price $325.99
Original price $238.99 - Original price $238.99
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$238.99
$238.99 - $238.99
Current price $238.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Dune

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $238.99 - Original price $238.99
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$238.99
$238.99 - $238.99
Current price $238.99
Original price $3,289.99 - Original price $3,289.99
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Current price $3,289.99

Apple - Mac Studio - M4 Max - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4 Max—Take on extreme workflows from detailed visual effects and 3D animation to film scoring. The powerful Neural Engine supports...

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Original price $3,289.99 - Original price $3,289.99
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Original price $476.99 - Original price $476.99
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$476.99
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HiBoy - KS4 Pro Foldable Electric Scooter w/ 25 mi Max Operating Range 19 mph Max Speed - Black

11 bit studios

Powerful Motor BatteryKS4 Pro electric scooter equipped with a 500W(Peak 750W) motor and high capacity battery. With a top speed of 19mph the scoo...

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Original price $476.99 - Original price $476.99
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$476.99
$476.99 - $476.99
Current price $476.99
Original price $66.99 - Original price $66.99
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$66.99
$66.99 - $66.99
Current price $66.99

Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Black

AMAZON

Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...

View full details
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Alienware - Pro 75 Wireless Mechanical Gaming Keyboard with RGB Back Lighting - Lunar Light

Alienware

Professional Approved Form FactorCompact 75 form factor giving more room for long mouse swipes easy to adjust during long sessions and with all ess...

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Original price $183.99 - Original price $183.99
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$183.99
$183.99 - $183.99
Current price $183.99
Original price $98.99 - Original price $98.99
Original price
$98.99
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Current price $98.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on PS5 PS4 PC mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $724.99 - Original price $724.99
Original price
$724.99
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Current price $724.99

GoTrax - Z4 LITE Folding eBike w/ 25mi Max Operating Range and 20mph Max Speed - Black

GoTrax

Digital displayQuick readouts on speed battery life pedal assist headlight control and more.Folding frameThe easy folding frame makes your e-bike t...

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Original price $724.99 - Original price $724.99
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$724.99
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Original price $610.99 - Original price $610.99
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$610.99
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Current price $610.99

Panasonic - LUMIX FZ80D 18.1 Megapixels 4K Photo Point and Shoot Digital Camera with 60X Zoom Lens - Black

Panasonic

3" color touch-screen LCD displayFor clear viewing and easy navigation.High resolution 1170K-dot viewfinderClear even in bright sunlight.18.1-megap...

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Original price $610.99 - Original price $610.99
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$610.99
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Current price $610.99
Original price $858.99 - Original price $858.99
Original price
$858.99
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Current price $858.99

Acer - Predator Gaming 34" Curved QHD QD-OLED 240Hz 0.01ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer

OLED Makes All The DifferenceThe QD-OLED UWQHD display guarantees exceptional contrast and cinematic color ensuring a captivating visual experience...

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Original price $858.99 - Original price $858.99
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$858.99
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Current price $858.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

Acer - Nitro-27.0 " IPS WQHD 180Hz 0.5ms FreeSync Monitor with HDR 10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99
Original price $1,881.99 - Original price $1,881.99
Original price
$1,881.99
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Current price $1,881.99

ASUS - ProArt PX13 13" 3K OLED Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 32GB Memory - RTX 4050 - 1TB SSD - Nano Black

ASUS

Copilot+ PCs. A new AI era beginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $1,881.99 - Original price $1,881.99
Original price
$1,881.99
$1,881.99 - $1,881.99
Current price $1,881.99
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Apple - 35W Dual USB-C Port Compact Power Adapter - White

Apple

Compatible with most USB-C-enabled devicesFrom iPhone 8 and later; iPad Pro (1st generation and later); iPad Air (3rd generation and later) all App...

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Original price $76.99 - Original price $76.99
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$76.99
$76.99 - $76.99
Current price $76.99
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Night Owl - Indoor/Outdoor Wire Free 2K Security Camera with 2-Way Audio - White

Night Owl

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...

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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

GE - 1.0 Cu. Ft. Convection Countertop Microwave with Air Fry - Stainless Steel

GE

Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer built into your microwave.ConvectionAchieve cris...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99
Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99

Aiper - Scuba N1 Pro Cordless Robotic Pool Cleaner for In-Ground Pools up to 2150sq.ft Pool Vacuum with Infrared Sensors - White

Aiper

Premium Cleaning PerformanceThe advanced particle filtration system works in tandem with the quad-brushless motors dedicating more power to scrubbi...

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Original price $1,003.99 - Original price $1,003.99
Original price
$1,003.99
$1,003.99 - $1,003.99
Current price $1,003.99
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

TP-Link - Tapo Indoor 2K Wi-Fi Security Plug-In Camera with Automated Privacy Shutter and Magnetic Base (2-pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.