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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ASUS - VM471 27" Full HD Touch-Screen All-in-One - Copilot+ PC - Snapdragon X - 16GB RAM - 1TB SSD - White

ASUS
Original price $1,329.99 - Original price $1,329.99
Original price
$1,329.99
$1,329.99 - $1,329.99
Current price $1,329.99

Windows 11 Copilot+ PCGet a familiar easy to use experience for the whole family with Copilot+ features built in for smart assistance photo editing...

View full details
Original price $1,329.99 - Original price $1,329.99
Original price
$1,329.99
$1,329.99 - $1,329.99
Current price $1,329.99

Dyson - r1 Nurovi Dry Robot Vacuum - Silver/Vinca Blue

Dyson
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Powerful Dust And Debris Pick-UpDyson’s Twin-Capture system combines a brush bar for effective large debris removal alongside high-efficiency suct...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

HyperX - Cloud Alpha Air Wireless Open-Back Gaming Headset for PC PS5 PS4 Xbox XS Nintendo Switch Mac and Mobile - Black

HP
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Don’t Lose the BassTraditional open back headsets lose the bass. Cloud Alpha Air doesn’t. With the HyperX Bass Tube it maintains the low end while ...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Hisense - 55" Class M7 MiniLED Series Hi-QLED 4K UHD Smart Roku TV (2026)

HISENSE
Original price $517.99 - Original price $517.99
Original price
$517.99
$517.99 - $517.99
Current price $517.99

Hi - QLED MiniLEDStep up to MiniLED and instantly see more than standard LED. Whether you're streaming your favorite shows catching weekend sports ...

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Original price $517.99 - Original price $517.99
Original price
$517.99
$517.99 - $517.99
Current price $517.99

Samsung - 38 dBA Bespoke AI Dishwasher with 3rd Rack Washing System - Stainless Steel

Samsung
Original price $1,269.99 - Original price $1,269.99
Original price
$1,269.99
$1,269.99 - $1,269.99
Current price $1,269.99

3rd Rack Washing SystemThe upgraded 3rd Rack Washing System features a dedicated area for cups and drinkware with targeted wash jets and spinning n...

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Original price $1,269.99 - Original price $1,269.99
Original price
$1,269.99
$1,269.99 - $1,269.99
Current price $1,269.99

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Pink

Shokz
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Wyze - Solar Cam Pan 2K - White

Wyze
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Maintenance-Free Solar ChargingHigh-efficiency ETFE solar panel delivers forever power with just 1 hour of sunlight per day360 Pan 70 Tilt Coverag...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Samsung - Galaxy Book6 Pro - Copilot+ PC - 16" AMOLED Touch Screen Laptop - Intel Core Ultra X7 - 16GB Memory -1TB SSD - Gray

Samsung
Original price $2,194.99 - Original price $2,194.99
Original price
$2,194.99
$2,194.99 - $2,194.99
Current price $2,194.99

Peak performance for top-tier achieversGalaxy Book6 Pro is built to handle your most demanding tasks without slowing down. It's equipped with Intel...

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Original price $2,194.99 - Original price $2,194.99
Original price
$2,194.99
$2,194.99 - $2,194.99
Current price $2,194.99

Ninja - SLUSHi Smart Frozen Drink Maker 88oz with SlushAssist Technology - Crema

Ninja
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

ONE BUTTON. PERFECT SLUSH. EVERY TIME.No guesswork. No manual programs. SlushAssist Technology is the smartest way to slush. One touch is all it ta...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

5th Wheel - SUPERX Foldable Electric Scooter w/ 25 mi Max Range and 20 mph Max Speed - Black

5th Wheel
Original price $446.99 - Original price $446.99
Original price
$446.99
$446.99 - $446.99
Current price $446.99

Engineered for Strength and StabilityThe SUPERX is inspired by automotive engineering featuring an optimized 50/50 weight distribution design that ...

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Original price $446.99 - Original price $446.99
Original price
$446.99
$446.99 - $446.99
Current price $446.99

SteelSeries - Aeon Pro Wireless Gaming Controller for Windows XBOX One XBOX X/S and SteamOS - White

Steel Series
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

Quickswitch Dock PC - XBOXInstantly switch between XBOX PC and mobile devices without re-pairing reconnecting or moving cables. Patent-pending.Unli...

View full details
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Olive

GOOGLE
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Lenovo - IdeaPad Slim 3i 15.3" 2k Laptop - Core 5 Processor 320 2026 - 8GB Memory - 256GB Storage - Luna Grey

Lenovo
Original price $773.99 - Original price $773.99
Original price
$773.99
$773.99 - $773.99
Current price $773.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $773.99 - Original price $773.99
Original price
$773.99
$773.99 - $773.99
Current price $773.99

Electrolux - Front Load Perfect Steam Washer with LuxCare Plus Wash and SmartBoost - 4.5 Cu. Ft - Alpine

Electrolux
Original price $1,529.99 - Original price $1,529.99
Original price
$1,529.99
$1,529.99 - $1,529.99
Current price $1,529.99

SmartBoost Premix TechnologySmartBoost premixes water and detergent amplifying its cleaning power for the most effective stain removal even in cold...

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Original price $1,529.99 - Original price $1,529.99
Original price
$1,529.99
$1,529.99 - $1,529.99
Current price $1,529.99

Baseus - Bowie MC2 Open-Ear Clip-On EarbudsLDAC Hi-Res55-Hour PlaytimeIP67Bluetooth 6.0 - Black

Baseus
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Personalized Open-Ear ComfortEach 5.1 g earbud uses MLand XL removable air cushions and a four-point support design to help create a securecomforta...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Electrolux - Front Load Perfect Steam Gas Dryer with LuxCare Dry and Instant Refresh 8.0 Cu. Ft - Alpine

Electrolux
Original price $1,644.99 - Original price $1,644.99
Original price
$1,644.99
$1,644.99 - $1,644.99
Current price $1,644.99

LuxCare Dry SystemSave time energy and protect items from over- or under-drying with our sensor that detects humidity for precise dryingWear It Aga...

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Original price $1,644.99 - Original price $1,644.99
Original price
$1,644.99
$1,644.99 - $1,644.99
Current price $1,644.99

HP - 15.6" Laptop - Intel N100 Processor - 4GB Memory - 128GB Storage - Pale Rose Gold

HP
Original price $425.99 - Original price $425.99
Original price
$425.99
$425.99 - $425.99
Current price $425.99

Intel Processor N100 processorGet the performance and graphics you need with an Intel processor at the affordability you want to connect learn and ...

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Original price $425.99 - Original price $425.99
Original price
$425.99
$425.99 - $425.99
Current price $425.99

Panasonic - LUMIX ZS99 Point and Shoot Camera 30x Zoom with 24-720mm Zoom Lens and 4K Video/Photo - Black

Panasonic
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

A pocket-sized powerhouse with incredible image quality for travel concerts and everyday adventures the LUMIX ZS99 has a 24-720mm LEICA DC lens and...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 15.6" FHD IPS Laptop - Qualcomm Snapdragon X - 16GB Memory -256GB SSD - Sapphire Blue

Samsung
Original price $968.99 - Original price $968.99
Original price
$968.99
$968.99 - $968.99
Current price $968.99

Revolutionary processing power evolved with AIUnleash power packed performance with Snapdragon X. Discover new possibilities in how you create comm...

View full details
Original price $968.99 - Original price $968.99
Original price
$968.99
$968.99 - $968.99
Current price $968.99

Electrolux - Front Load Perfect Steam Electric Dryer with Balanced Dry and Instant Refresh 8.0 Cu. Ft - Alpine

Electrolux
Original price $1,529.99 - Original price $1,529.99
Original price
$1,529.99
$1,529.99 - $1,529.99
Current price $1,529.99

Balanced Dry keeps clothes coolerKeep clothes looking their best with Balanced Dry which eliminates temperature spikes and keeps your garments cool...

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Original price $1,529.99 - Original price $1,529.99
Original price
$1,529.99
$1,529.99 - $1,529.99
Current price $1,529.99

Reolink - 4K 8MP PoE Wired Outdoor Bullet Security IP Camera with 5X Optical Zoom Color Night Vision - White

Reolink
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

5X Optical ZoomMotorized varifocal camera can zoom-in on a car’s license plate up to 45ft away and still read the numbers Unlike digital zoom camer...

View full details
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

SteelSeries - Aeon Pro Wireless Gaming Controller for Windows XBOX One XBOX X/S and SteamOS - Black

Steel Series
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Quickswitch Dock PC - XBOXInstantly switch between XBOX PC and mobile devices without re-pairing reconnecting or moving cables. Patent-pending.Unli...

View full details
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

CORSAIR - NAUTILUS II 360 RS LCD Liquid CPU Cooler 3.5" IPS LCD FlowDrive 2S Pump RS II Unified Frame Fans 360mm Radiator - White

Corsair
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Vibrant IPS LCD ScreenShowcase system stats images animations or custom content on a crisp 3.5" IPS LCD with a native 480x640 resolution and smooth...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Skytech Gaming - KING 95 Gaming PC - AMD Ryzen 7 7800X3D (2023) - NVIDIA GeForce RTX 5070 - 32GB DDR5 Memory - 1TB NVMe Storage - White

Skytech Gaming
Original price $2,444.99 - Original price $2,444.99
Original price
$2,444.99
$2,444.99 - $2,444.99
Current price $2,444.99

Windows 11 HomeWindows 11 Home delivers the performance and security you expect now enhanced with a redesigned modern interface. Featuring new tool...

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Original price $2,444.99 - Original price $2,444.99
Original price
$2,444.99
$2,444.99 - $2,444.99
Current price $2,444.99

Dyson - W1 PencilWash Wet and Dry Cleaner + Dok Cordless Wet Floor Cleaner - Ultra Blue

Dyson
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Ultra-Slim. Self-Propelled. Glides EffortlesslyCleans around obstacles and under furniture with smooth self-propelled motion. Light in the hand. On...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Jetson - Shield Ultra-Lock Electric Scooter - Navy Blue

Jetson
Original price $560.99 - Original price $560.99
Original price
$560.99
$560.99 - $560.99
Current price $560.99

Integrated Ultra-Lock Security SystemBuilt-in locking mechanism helps secure the scooter when not in use adding an extra layer of protection agains...

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Original price $560.99 - Original price $560.99
Original price
$560.99
$560.99 - $560.99
Current price $560.99

Lenovo - IdeaPad Slim 3i 15.3" 2k Touchscreen Laptop - Core 7 Processor 350 2026 - 16GB Memory - 256GB Storage - Cosmic Blue

Lenovo
Original price $1,031.99 - Original price $1,031.99
Original price
$1,031.99
$1,031.99 - $1,031.99
Current price $1,031.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

View full details
Original price $1,031.99 - Original price $1,031.99
Original price
$1,031.99
$1,031.99 - $1,031.99
Current price $1,031.99

HP - 27" Full HD All-in-One with Adjustable Height - AMD Ryzen 7 7730U - 8GB Memory - 512GB SSD - Jet Black

HP
Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

AMD Ryzen 7 7730U processorExperience a whole new level of speed and power in a PC powered by an AMD Ryzen processor. Accelerate your work and your...

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Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Microsoft - XBOX Elite Series 2 Core Wireless Controller for XBOX Series X XBOX Series S XBOX One PCs and Cloud-Enabled Devices - Gray

Microsoft
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Play like a proDesigned to meet the needs of today’s competitive gamers the XBOX Elite Wireless Controller Series 2 Core features adjustable-tensi...

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Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Elgato - Stream Deck + XL - Black

Elgato
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

36 macro keysTrigger commands and access tools with one pressSix multifunction dialsMake quick adjustments with more precisionTouch strip displaySe...

View full details
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

MOFT - Dynamic Folio Case for Apple iPad Pro 12.9 / iPad Air 13 - Black

MOFT
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Designed for Apple iPad Pro 12.9 / iPad Air 13Magnetic case-and-stand for the iPad Pro 12.9" (4th-6th Gen.) and iPad Air 13" (M2 2024 M3 2025 M4 20...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Sony - WH-1000XM4C Wireless Noise Cancelling Headphones (M4 2nd Gen) - Black

Sony
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

1000X Series noise cancellingInspired by the premium noise cancelling performance of the 1000X Series the WH-1000XM4C helps quiet everyday distract...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Samsung - 75" Class U7900 Series UHD 4K Smart Tizen TV

Samsung
Original price $721.99 - Original price $721.99
Original price
$721.99
$721.99 - $721.99
Current price $721.99

Crystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...

View full details
Original price $721.99 - Original price $721.99
Original price
$721.99
$721.99 - $721.99
Current price $721.99

Hisense - Party Speaker - Black

HISENSE
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Max Audio Power + 6 SpeakersUnleash the beat with max audio power. Just go louder let the rhythm take over. Equipped with six powerful speakers the...

View full details
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Sony - WH-CH530 Wireless Headphone with Microphone - White

Sony
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Long-lasting battery quick chargingWith up to 55 hours of battery life the WH-CH530 headphones are built for long listening sessions daily commute...

View full details
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

CORSAIR - NAUTILUS II 360 RS LCD Liquid CPU Cooler 3.5" IPS LCD FlowDrive 2S Pump RS II Unified Frame Fans 360mm Radiator - Black

Corsair
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Vibrant IPS LCD ScreenShowcase system stats images animations or custom content on a crisp 3.5" IPS LCD with a native 480x640 resolution and smooth...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.