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  • Original price $128.99 - Original price $128.99
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    Google - Nest Audio - Smart Speaker - Charcoal

    GOOGLE

    Designed to protect your privacy.Nest Audio comes with privacy built in. You can delete your Assistant history by saying “Hey Google delete what I ...

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    Original price $128.99 - Original price $128.99
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  • Original price $123.99 - Original price $123.99
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    Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Red

    AMAZON

    Full featured tabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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    Original price $123.99 - Original price $123.99
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  • Original price $321.99 - Original price $321.99
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    NewAir- 90-Can Beverage Fridge with Adjustable Shelves and Lock - Stainless Steel

    Best Buy

    Powerful and Capable CompressorThe NewAir 90 Can Compact Beverage Fridge features a powerful compressor cooling system that keeps your drinks at a ...

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    Original price $321.99 - Original price $321.99
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  • Original price $494.99 - Original price $494.99
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    Frigidaire - 1.8 Cu. Ft. Over-The-Range Microwave - White

    Frigidaire

    Convenient quick start optionsGet meals on the table in minutes with three different Quick Start options that allow you to make yummy meals faster....

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    Original price $494.99 - Original price $494.99
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  • Original price $94.99 - Original price $94.99
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    Cuisinart - Fold 'n Go Prep Table Grill Stand - Silver

    Cuisinart

    Prep Table Grill Stand24" x 20" table can be used as a food prep station while camping or tailgating and will also accommodate a variety of portab...

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    Original price $94.99 - Original price $94.99
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  • Original price $304.99 - Original price $304.99
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    La-Z-Boy Sutherland - chair - bonded leather polished chrome - ivory polished chrome

    La-Z-Boy

    Bonded leather seat and backOffer a touch of style.CushionedFor added functionality.Easily adjustable seat heightTo customize the height with a sin...

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    Original price $304.99 - Original price $304.99
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  • Original price $1,012.99 - Original price $1,012.99
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    Canon - EOS R50 4K Video Mirrorless Camera 2 Lens Kit with RF-S18-45mm and RF-S55-210mm Lenses - Black

    Canon

    RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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    Original price $1,012.99 - Original price $1,012.99
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  • Original price $651.99 - Original price $651.99
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    NewAir - 24-Bottle Dual Zone Wine Cooler with French Doors - Stainless Steel

    Newair

    Stainless-steel door frameComplements your stainless-steel home appliances.Powerful and quiet compressor with built-in fanKeeps wine at the perfect...

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    Original price $651.99 - Original price $651.99
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  • Original price $1,459.99 - Original price $1,459.99
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    Canon - EOS R8 4K Video Mirrorless Camera with RF24-50mm f/4.5-6.3 IS STM Lens - Black

    Canon

    A well-balanced standard zoom lens for lightweightThe RF24-50mm F4.5-6.3 IS STM makes for a lightweight and comfortable all-day lens whether you ar...

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    Original price $1,459.99 - Original price $1,459.99
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  • Original price $133.99 - Original price $133.99
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    iLive - Patio+ Bluetooth Indoor/Outdoor Water-Resistant Speakers (Pair) - Black

    iLive

    Bluetooth v5.3Allows for straightforward pairing with your Bluetooth enabled devices.IP44Prevents damage from fine particles and indirect water spl...

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    Original price $133.99 - Original price $133.99
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  • Original price $86.99 - Original price $86.99
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    MAX Grip + Tripod Compatible with All GoPro Cameras - Black

    GoPro

    Compatible with all GoPro camerasYou can use this tripod with all GoPro cameras.Versatile mountGoPro works as a camera grip extension pole or quick...

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    Original price $86.99 - Original price $86.99
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  • Original price $170.99 - Original price $170.99
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    Logitech - G815 LIGHTSYNC Full-size Wired Mechanical GL Clicky Switch Gaming Keyboard with RGB Backlighting - Carbon

    Logitech

    LIGHTSYNC RGB technologyNext-gen RGB lighting synchronises lighting with your gaming and entertainment content. Personalise each key or create cust...

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    Original price $170.99 - Original price $170.99
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  • Original price $216.99 - Original price $216.99
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    MSI MAG A1000GL PCIE5 - power supply - 1000 Watt

    MSI

    ATX3.1 ReadyIt has an output port that is compliant with PCIE 5.1 and Intel PSDG ATX 3.1 also the power supply can hold up to 2X total power excurs...

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    Original price $216.99 - Original price $216.99
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  • Original price $3,706.99 - Original price $3,706.99
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    Samsung - Bespoke 23 Cu. Ft. 4-Door Flex French Door Counter Depth Refrigerator with Beverage Zone and Auto Open Door - Stainless Steel

    Samsung

    Beverage ZoneBeverage Zone has two temperature settings made for your drink of choice desserts and more.Color CustomizationCustomize the design of ...

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    Original price $3,706.99 - Original price $3,706.99
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  • Original price $277.99 - Original price $277.99
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    $277.99
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    LG - UltraGear 27 VA FHD 180Hz 5ms AMD FreeSync Compatible Gaming Monitor with HDR10 - Black

    LG

    Ascend your game with the speed of UltraGearExperience next-level Full HD gaming performance.Ultra-fast at up to 180Hz 1ms MBRGear up for smooth g...

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    Original price $277.99 - Original price $277.99
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  • Original price $171.99 - Original price $171.99
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    $171.99
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    Soundcore - by Anker Space One Pro True Wireless Over-the-Ear Noise Cancelling Headphones - Black

    Soundcore

    Foldable Like No Othersoundcore's FlexiCurve Structure reduces the size by 50. Space One Pro Noise Cancelling Headphones' compact and foldable desi...

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    Original price $171.99 - Original price $171.99
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    $171.99
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  • Original price $302.99 - Original price $302.99
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    Walker Edison - Retro 2-Piece 2-Drawer Nightstand Set - Natural Pine

    Walker Edison

    Comes in a setIncludes 2 nightstandsVersatile styleUse as nightstands side tables or end tablesSolid sustainable buildMade from responsibly sourced...

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    Original price $302.99 - Original price $302.99
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  • Original price $472.99 - Original price $472.99
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    Urevo - Foldi Mini Folding Treadmill - Black

    Urevo

    Effective workout modesHIIT is internationally recognized as the most effective method of reducing fat. To burn calories more effectively we specia...

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    Original price $472.99 - Original price $472.99
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  • Original price $172.99 - Original price $172.99
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    Hover-1 Dash Kids Hoverboard - Black

    Hover-1

    Solid tires6.3 Inch WheelsEasy to useNon-Slip FootpadsFeatures nighttime visbilityLED Deck LightsWeight limitMax Weight 80 lbsSpeedy 5 mphMax Speed...

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    Original price $172.99 - Original price $172.99
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  • Original price $206.99 - Original price $206.99
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    BISSELL - Little Pet Pro Portable Carpet Cleaner - Green

    Bissell

    The Strongest SuctionBetter than the leading competition.A Professional-Style Clean.No need for rental. Get professional-style results on carpet up...

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    Original price $206.99 - Original price $206.99
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  • Original price $77.99 - Original price $77.99
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    Sunpak - COB-40 Bi-Color 40W COB LED Video Light

    Sunpak

    Compact and portable LED video lightThe COB-40 weighs only 1.49 lb and as small as your palm for easy and portable usage. The light can be mounted ...

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    Original price $77.99 - Original price $77.99
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  • Original price $542.99 - Original price $542.99
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    Solo Stove - Yukon + Stand Shelter 2.0 Bundle - Stainless Steel

    Solo Stove

    Stand includedThis allows you to use the fire pit on heat sensative surfaces like green grass or a wooden deck.Shelter is made of PVC-coated polyes...

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    Original price $542.99 - Original price $542.99
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  • Original price $410.99 - Original price $410.99
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    Shark - PowerDetect Cordless Stick Vacuum with Powerful Suction and HEPA Filtration - Cordless Stick Vacuum

    Shark

    The Best Debris Cleaning Of Any Cordless VacuumShark’s most advanced cordless powered by our best cordless suction.L (Based on Geomean of ASTMF2607...

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    Original price $410.99 - Original price $410.99
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  • Original price $3,675.99 - Original price $3,675.99
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    ZLINE - 36" Legacy Dual Fuel Range with 6 Brass Burners (RAS-SN-BR-36) - DuraSnow Stainless Steel

    ZLINE

    ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryHand-Cast ...

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    Original price $3,675.99 - Original price $3,675.99
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  • Original price $465.99 - Original price $465.99
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    Shark - PowerDetect Cordless Stick Vacuum with Powerful Suction and HEPA Filtration - Cordless Stick Vacuum with Auto-Empty System

    Shark

    The Best Debris Cleaning Of Any Cordless VacuumShark’s most advanced cordless powered by our best cordless suction.L (Based on Geomean of ASTMF2607...

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    Original price $465.99 - Original price $465.99
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  • Original price $177.99 - Original price $177.99
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    Belkin - Connect Thunderbolt 4 5-in-1 USB-C Hub 96W Power Delivery Dual Display with Thunderbolt 4 Cable Power Supply - Gray

    Belkin

    Supercharge your workstationConnect five devices — including four Thunderbolt-enabled — through a single Thunderbolt cable. With Thunderbolt 4 cert...

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    Original price $177.99 - Original price $177.99
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  • Original price $84.99 - Original price $84.99
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    HyperX - Pulsefire Haste 2 Mini Lightweight Wireless Optical Gaming Mouse - White

    HyperX

    Mini and mightyAll the goodness of the Pulsefire Haste 2 Wireless 1/6th less space Featuring the same HyperX high-performance custom components bui...

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    Original price $84.99 - Original price $84.99
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  • Original price $375.99 - Original price $375.99
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    $375.99
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    BenQ DesignVue PD2705Q - PD Series - LED monitor - 27" - HDR

    BenQ

    Ideal for Graphic Designers and Professional users27 Inch 2K QHD IPS QHD computer monitor is factory calibrated for color accuracy and comes with a...

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    Original price $375.99 - Original price $375.99
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  • Original price $69.99 - Original price $69.99
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    CORSAIR - M55 Wireless Optical Gaming Mouse with Slipstream Technology - Black

    Corsair

    Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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    Original price $69.99 - Original price $69.99
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  • Original price $589.99 - Original price $589.99
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    Reolink Advantage Series 8-Channel 4K PoE NVR Security Camera System with 4 Cameras - NVS8-8MB4 - Black White

    Reolink

    8 Channel Professional grade Network Video RecorderExpandable to a total of 8 Cameras4 x Indoor Outdoor Cameras4k Resolution -High-Definition Day a...

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    Original price $589.99 - Original price $589.99
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  • Original price $117.99 - Original price $117.99
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    Ninja - Blast Max 22oz Portable Blender - Platinum Silver

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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  • Original price $96.99 - Original price $96.99
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    Govee - 65.6ft Green Christmas String Lights 2S - Multi

    Govee

    Upgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...

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    Original price $96.99 - Original price $96.99
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  • Original price $692.99 - Original price $692.99
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    La-Z-Boy - Delano Big Tall Bonded Leather Executive Chair - Jet Black/Mahogany

    La-Z-Boy

    Sit comfortably all day longComfort Core Plus with memory foam cushions an elevated headrest and a supportive lumbar form for lasting comfort.Add a...

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    Original price $692.99 - Original price $692.99
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  • Original price $3,587.99 - Original price $3,587.99
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    Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Refrigerator with Beverage Zone and Auto Open Door - Stainless Steel

    Samsung

    Beverage ZoneBeverage Zone has two temperature settings made for your drink of choice desserts and more.Color CustomizationCustomize the design of ...

    View full details
    Original price $3,587.99 - Original price $3,587.99
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    $3,587.99
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  • Original price $145.99 - Original price $145.99
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    Belkin - Connect Universal USB-C 8-in-1 Dual Display Core Hub Compatible with 100W PD with 10Gbps Transfer Speeds 1GbE Ethernet - Gray

    Belkin

    Silicon MotionFeatures the latest Silicon Motion technology adding more power and productivity to your setup by accommodating more monitor support8...

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    Original price $145.99 - Original price $145.99
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  • Original price $1,339.99 - Original price $1,339.99
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    Acer - Swift 16 AI - 16" 3K OLED Touch Laptop - Copilot+ PC Intel Core Ultra 7 Series 2 16GB Memory 1TB SSD - Ice Black

    Acer

    It's possible on your Intel AI PCMore productive. More creative. More battery life. Swift 16 AI is powered by the latest Intel Core Ultra processor...

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    Original price $1,339.99 - Original price $1,339.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.