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  • Original price $293.99 - Original price $293.99
    Original price
    $293.99
    $293.99 - $293.99
    Current price $293.99

    Sauder - Boulevard Caf Collection 4-Leg Accent Chair - Camel

    Sauder

    Camel upholsteryCreates a stylish look.Wood and powder-coated metal armrestsCreate a classy appearance.4-leg baseTo balance your weight in comfort ...

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    Original price $293.99 - Original price $293.99
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    Current price $293.99
  • Original price $3,816.99 - Original price $3,816.99
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    $3,816.99 - $3,816.99
    Current price $3,816.99

    KitchenAid - 27 Cu. Ft. French Door Refrigerator - Stainless Steel

    Kitchenaid

    PrintShield finishResists smudges and fingerprints. The specialized coating for stainless steel is easy to clean with just water and a soft cloth s...

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    Original price $3,816.99 - Original price $3,816.99
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    $3,816.99
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    Current price $3,816.99
  • Original price $651.99 - Original price $651.99
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    $651.99
    $651.99 - $651.99
    Current price $651.99

    Caf - Bellissimo Semi-Automatic Espresso Machine with 15 bars of pressure Milk Frother and Built-In Wi-Fi - Steel Silver

    GE Cafe

    Steam FrotherGet a variety of microfoam textures and thicknesses for lattes flat whites cappuccinos and more with a built-in steam wand that rotate...

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    Original price $651.99 - Original price $651.99
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    $651.99
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    Current price $651.99
  • Original price $1,384.99 - Original price $1,384.99
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    $1,384.99
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    Current price $1,384.99

    Samsung - BESPOKE 7.6 Cu. Ft. Stackable Smart Gas Dryer with Steam and Super Speed Dry - Brushed Black

    Samsung

    Bespoke design intelligent dryLaundry reimagined with a clean flat-panel design and AI-powered features that simplify your cleaning routine. Choose...

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    Original price $1,384.99 - Original price $1,384.99
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    $1,384.99
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    Current price $1,384.99
  • Original price $638.99 - Original price $638.99
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    $638.99
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    Current price $638.99

    Caf - Bellissimo Semi-Automatic Espresso Machine with 15 bars of pressure Milk Frother and Built-In Wi-Fi - Matte Black

    GE Cafe

    Steam FrotherGet a variety of microfoam textures and thicknesses for lattes flat whites cappuccinos and more with a built-in steam wand that rotate...

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    Original price $638.99 - Original price $638.99
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    $638.99
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    Current price $638.99
  • Original price $1,582.99 - Original price $1,582.99
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    LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with TurboSteam - Black Steel

    LG

    Spend less time on laundry with more room for clothesFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads...

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    Original price $1,582.99 - Original price $1,582.99
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  • Original price $376.99 - Original price $376.99
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    $376.99
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    Current price $376.99

    Philips - Hue Lily Outdoor Spotlight Basekit (3-pack) - White and Color Ambiance

    Philips

    Millions of colors of lightUse millions of shades of white or color light to highlight outdoor features such as trees or fountains and create a uni...

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    Original price $376.99 - Original price $376.99
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    $376.99
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    Current price $376.99
  • Original price $217.99 - Original price $217.99
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    $217.99
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    Current price $217.99

    Kodak - Film Slide Scanner 5 LCD Screen Portable Photo Viewer Convert Old Film Negatives Slides to JPEG Digital Photos - Black

    Kodak

    Save old photo memories14/22MP Digital Film Scanner Lets You View Edit Convert Your Old Color BW Negatives [135 110 126mm] 50mm Slides [135 110 ...

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    Original price $217.99 - Original price $217.99
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    $217.99
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    Current price $217.99
  • Original price $92.99 - Original price $92.99
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    Current price $92.99

    Travel Kit 2.0 Compatible with All GoPro Cameras - Black

    GoPro

    CompatibilityCompatible with all GoPro cameras.Comes with magnetic swivel clipAllows you to clip your GoPro to your backpack strap or clothes or us...

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    Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99
  • Original price $152.99 - Original price $152.99
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    $152.99
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    Current price $152.99

    Cricut - Mug Press - White

    Cricut

    DIY mugsMake pro mugs in minutes with easy one-touch settingsMugs are dishwasher safeGet peel-proof dishwasher-safe results with Infusible Ink mate...

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    Original price $152.99 - Original price $152.99
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    $152.99
    $152.99 - $152.99
    Current price $152.99
  • Original price $1,042.99 - Original price $1,042.99
    Original price
    $1,042.99
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    Current price $1,042.99

    Bosch - 300 Series 24 Front Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and AquaStop Plus 46dBA - Stainless Steel

    Bosch

    Easy-to-use front control panelSimple front control panel displays cycle times and optionsRemarkably quiet operation at 46 dBACreating a dishwasher...

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    Original price $1,042.99 - Original price $1,042.99
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    $1,042.99
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  • Original price $836.99 - Original price $836.99
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    $836.99
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    Apple Watch Series 10 (GPS+Cellular) 46mm Titanium Case with Gold Milanese Loop - M/L - Gold

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $836.99 - Original price $836.99
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    $836.99
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    Current price $836.99
  • Original price $95.99 - Original price $95.99
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    $95.99
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    Current price $95.99

    APC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black

    APC Products

    Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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    Original price $95.99 - Original price $95.99
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    $95.99
    $95.99 - $95.99
    Current price $95.99
  • Original price $85.99 - Original price $85.99
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    $85.99
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    Current price $85.99

    APC - Back-UPS 425VA 120V 6 NEMA outlets (2 surge) - Black

    APC Products

    Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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    Original price $85.99 - Original price $85.99
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    $85.99
    $85.99 - $85.99
    Current price $85.99
  • Original price $430.99 - Original price $430.99
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    $430.99
    $430.99 - $430.99
    Current price $430.99

    GE - 1.7 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Defrost - Stainless Steel

    GE

    1.7 cu. ft. capacity1000 Watts (IEC-705 test procedure)Weight and time defrostSimply enter the weight of the food and the oven automatically sets t...

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    Original price $430.99 - Original price $430.99
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    $430.99
    $430.99 - $430.99
    Current price $430.99
  • Original price $1,363.99 - Original price $1,363.99
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    $1,363.99
    $1,363.99 - $1,363.99
    Current price $1,363.99

    Amana - 24.5 Cu. Ft. Side-by-Side Refrigerator with Water and Ice - Stainless Steel

    Amana

    Stainless-steel finishAligns perfectly with any stylish kitchen design.Touch sensitive controlsMake operation simple.Generous storageIncludes 3 fix...

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    Original price $1,363.99 - Original price $1,363.99
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    $1,363.99
    $1,363.99 - $1,363.99
    Current price $1,363.99
  • Original price $186.99 - Original price $186.99
    Original price
    $186.99
    $186.99 - $186.99
    Current price $186.99

    JLab - Epic Lab Edition True Wireless Earbuds - Black

    JLab

    Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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    Original price $186.99 - Original price $186.99
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    $186.99
    $186.99 - $186.99
    Current price $186.99
  • Original price $455.99 - Original price $455.99
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    $455.99
    $455.99 - $455.99
    Current price $455.99

    GE - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Steam Cleaning - Stainless Steel

    GE

    1.9 cu. ft. capacity1000 Watts (IEC-705 test procedure)Easy clean enamel interior with steam cleanMakes cleaning spills and splatters a snapMelt fe...

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    Original price $455.99 - Original price $455.99
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    $455.99
    $455.99 - $455.99
    Current price $455.99
  • Original price $1,687.99 - Original price $1,687.99
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    $1,687.99
    $1,687.99 - $1,687.99
    Current price $1,687.99

    Sharp - 30" 1.2 Cu. Ft. Built-in Microwave Drawer - Stainless Steel

    Sharp

    950W for standard microwave cookingAllows you to cook frozen meals or heat coffee soup and leftovers in no time.Compact 1.2 cu. ft. interior provid...

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    Original price $1,687.99 - Original price $1,687.99
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    $1,687.99
    $1,687.99 - $1,687.99
    Current price $1,687.99
  • Original price $452.99 - Original price $452.99
    Original price
    $452.99
    $452.99 - $452.99
    Current price $452.99

    GE - 1.6 Cu. Ft. Over-the-Range Microwave with Electronic Touch Controls - White

    GE

    1000W of power and 10 cooking levelsProvide the versatility needed to prepare a wide range of foods.Electronic touch controlsOffer fast easy operat...

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    Original price $452.99 - Original price $452.99
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    $452.99
    $452.99 - $452.99
    Current price $452.99
  • Original price $1,082.99 - Original price $1,082.99
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    $1,082.99
    $1,082.99 - $1,082.99
    Current price $1,082.99

    Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - Black

    Whirlpool

    Wire shelfMakes it easy to organize frozen food.Organize contents with easeIncludes 2 adjustable glass shelves 2 humidity controlled drawers 3 adju...

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    Original price $1,082.99 - Original price $1,082.99
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    $1,082.99
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    Current price $1,082.99
  • Original price $192.99 - Original price $192.99
    Original price
    $192.99
    $192.99 - $192.99
    Current price $192.99

    Smart Choice - Dryer Gas Line Required for Hook-Up

    Smart Choice

    Automatic shutoff valve stops gas flow during a leak to keep you safe.Leak detection solution and pipe thread sealant help you address potential le...

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    Original price $192.99 - Original price $192.99
    Original price
    $192.99
    $192.99 - $192.99
    Current price $192.99
  • Original price $497.99 - Original price $497.99
    Original price
    $497.99
    $497.99 - $497.99
    Current price $497.99

    GE - 1.6 Cu. Ft. Over-the-Range Microwave with Electronic Touch Controls - Stainless Steel

    GE

    1000W of power and 10 cooking levelsProvide the versatility needed to prepare a wide range of foods.Electronic touch controlsOffer fast easy operat...

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    Original price $497.99 - Original price $497.99
    Original price
    $497.99
    $497.99 - $497.99
    Current price $497.99
  • Original price $916.99 - Original price $916.99
    Original price
    $916.99
    $916.99 - $916.99
    Current price $916.99

    Frigidaire - Gallery 24" Top Control Built-In Stainless Steel Tub Dishwasher with Third Rack CleanBoost Technology and 47 dBA - Stainless Steel

    Frigidaire

    Get better cleaning results with CleanBoost technologyOur patented CleanBoost Technology premixes water and detergent before it touches your dishes...

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    Original price $916.99 - Original price $916.99
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    $916.99
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    Current price $916.99
  • Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99

    Cuisinart - Custom Classic Toaster Oven Broiler - Stainless Steel

    Cuisinart

    Simple operationRubberized easy-grip dials make it easy to select functions.Evenly toast foodsThe Always Even shade control monitors the temperatur...

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    Original price $130.99 - Original price $130.99
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    $130.99
    $130.99 - $130.99
    Current price $130.99
  • Original price $386.99 - Original price $386.99
    Original price
    $386.99
    $386.99 - $386.99
    Current price $386.99

    GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - Stainless Steel

    General Electric

    Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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    Original price $386.99 - Original price $386.99
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    $386.99
    $386.99 - $386.99
    Current price $386.99
  • Original price $385.99 - Original price $385.99
    Original price
    $385.99
    $385.99 - $385.99
    Current price $385.99

    GE - 1.6 Cu. Ft. Over-the-Range Microwave with Charcoal Filter - White

    General Electric

    Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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    Original price $385.99 - Original price $385.99
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    $385.99
    $385.99 - $385.99
    Current price $385.99
  • Original price $566.99 - Original price $566.99
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    $566.99
    $566.99 - $566.99
    Current price $566.99

    Nikon - AF-S NIKKOR 85mm f/1.8G Medium Telephoto Lens - Black

    Nikon

    Compatible with a variety of Nikon DSLR camerasWorks with any Nikon FX or DX-format DSLR camera with an F-bayonet mount. Also compatible with most ...

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    Original price $566.99 - Original price $566.99
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    $566.99
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    Current price $566.99
  • Original price $542.99 - Original price $542.99
    Original price
    $542.99
    $542.99 - $542.99
    Current price $542.99

    GE - Profile Series 1.1 Cu. Ft. Built-In Microwave with Sensor Cooking and Defrost - Stainless Steel

    General Electric

    1.1 cu. ft. capacity800 Watts (IEC-705 test procedure)Built-in capable microwaveThis countertop microwave oven is built-in capable with a sleek mat...

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    Original price $542.99 - Original price $542.99
    Original price
    $542.99
    $542.99 - $542.99
    Current price $542.99
  • Original price $389.99 - Original price $389.99
    Original price
    $389.99
    $389.99 - $389.99
    Current price $389.99

    GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - Black

    General Electric

    Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

    View full details
    Original price $389.99 - Original price $389.99
    Original price
    $389.99
    $389.99 - $389.99
    Current price $389.99
  • Original price $108.99 - Original price $108.99
    Original price
    $108.99
    $108.99 - $108.99
    Current price $108.99

    Rocketfish - Tilting TV Wall Mount for Most 32"-90" TVs - Black

    Rocketfish

    Compatible with most 32" - 90" flat-panel TVsUp to 130 lbs. for sturdy support.Low-Profile Mounting CapabilityMounts the TV 1.9 inches away from th...

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    Original price $108.99 - Original price $108.99
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    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $396.99 - Original price $396.99
    Original price
    $396.99
    $396.99 - $396.99
    Current price $396.99

    OSMO ACTION 5 PRO ST

    DJI

    OSMO ACTION 5 PRO STANDARD COMBO

    Original price $396.99 - Original price $396.99
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    $396.99
    $396.99 - $396.99
    Current price $396.99
  • Original price $766.99 - Original price $766.99
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    $766.99
    $766.99 - $766.99
    Current price $766.99

    GE ETW485ASWWB 4.5CF

    GE

    GE ETW485ASWWB 4.5CF TL WASHER SPN WHT

    Original price $766.99 - Original price $766.99
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    $766.99
    $766.99 - $766.99
    Current price $766.99
  • Original price $348.99 - Original price $348.99
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    $348.99
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    Current price $348.99

    BESPOKE GALAXY WATCH

    Samsung

    BESPOKE GALAXY WATCH7 40MM BT

    Original price $348.99 - Original price $348.99
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    $348.99
    $348.99 - $348.99
    Current price $348.99
  • Original price $143.99 - Original price $143.99
    Original price
    $143.99
    $143.99 - $143.99
    Current price $143.99

    USB-C 11-IN-1 MULTIP

    Belkin

    USB-C 11-IN-1 MULTIPORT DOCK

    Original price $143.99 - Original price $143.99
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    $143.99
    $143.99 - $143.99
    Current price $143.99
  • Original price $401.99 - Original price $401.99
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    $401.99
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    Current price $401.99

    27-IN SMART MONITOR

    LG

    27-IN SMART MONITOR

    Original price $401.99 - Original price $401.99
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    $401.99
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    Current price $401.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.