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NEXT - Side Dock Charging Station Series X - Black
NEXTSimultaneous chargingCharge 2 battery packs at the same timeCharge indicatorsView charging status at a glance via LED indicatorsEasy slide in desig...
View full detailsSamsung - Galaxy Book5 Pro - Copilot+ PC - 14" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 512GB SSD - Gray
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsSoundcore - by Anker Q20i True Wireless Noise Canceling Over-the-Ear Headphones - Blue
SoundcoreHybrid Active Noise Cancelling2 internal and 2 external microphones work in tandem to detect external noise and effectively reduce it by up to 90 i...
View full detailsNEXT - Dual Controller Charging System for Xbox Series XS - Black
NEXTBroad compatibilityDesigned for Microsoft Xbox Series XS controllers (sold separately)Easy drop-in designNo need to line up contacts or connect ca...
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LG - 4.8 Cu. Ft. High-Efficiency Smart Top Load Washer with EasyUnload - Alpine White
LG - 4.8 Cu. Ft. High-Efficiency Smart Top Load Washer with EasyUnload - Alpine White
LG4.8 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...
View full detailsSegway - C2 Lite Kids Electric Kick Scooter w/5.6 mi Max Operating Range 9.9 mph Max Speed - Blue
SegwayThe perfect first scooterDesigned for kids as young as six the C2 Lite delivers a taste of independence like nothing else. They’ll love the feeling...
View full detailsSharper Image - PowerBoost Pro Hot and Cold Compact - Black
Sharper ImagePremium deep tissue massageExperience unparalleled sports recovery with Sharper Image Powerboost Pro+ Compact targeting sore muscles and tension th...
View full detailsPeak Design - Tech Pouch - Black
Peak DesignReimagined organizationOrigami-style internal pocket layouts for aesthetic and sleek organization.StorageSmaller accessory pockets to store pens SD...
View full detailsJBL - Stage 220P 12-Inch Powered Subwoofer - Espresso
JBL12-inch (300mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...
View full detailsRazer - BlackWidow V4 Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black
RazerRazer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...
View full detailsNinja - FrostVault 30qt Hard Cooler with Dry Zone - Cloud White
NinjaFrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...
View full detailsSony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Pearl
SonyBring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...
View full detailsGE Profile - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Scan to Cook Technology - Stainless Steel
GE ProfileScan to Cook TechnologyEffortlessly prepare your favorite frozen meals exactly as intended by the manufacturer—just scan the barcode and let your m...
View full detailsShark - CarpetXpert with Stainstriker Technology Corded Upright Deep Carpet and Upholstery Cleaner with Built-in Spot Remover - White
SharkUnbeatable Deep Carpet CleaningShark's powerful suction and deep-cleaning innovation deliver unbeatable deep carpet cleaning‡ along with the best t...
View full detailsMaytag - 6.4 Cu. Ft. Slide-In Electric Range with Air Fry - Stainless Steel
MaytagAir FryAir Fry allows you to make your favorite fried foods with a crispy-on-the-outside juicy-on-the-inside taste using little to no additional oi...
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GoTrax - XR Glow Electric Scooter w/ 11mi Max Operating Range 10mph Max Speed - Black
GoTrax - XR Glow Electric Scooter w/ 11mi Max Operating Range 10mph Max Speed - Black
GoTraxPortable Folding FrameA one-touch folding mechanism allows you to quickly shift the scooter into a more compact form for easy carrying and storage....
View full detailsJBL - Tour Pro 3 True Wireless Noise Cancelling Earbuds - 2024 - Black
JBLA next-gen Smart Charging Case for a seamless listening experienceLeave your phone in your pocket. JBL Tour Pro 3’s newly redesigned Smart Charging...
View full detailsRocketfish - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 26" - Black
RocketfishCompatible with most 42"90" TVsHolds up to 125 lbs. for sturdy support.Narrow 2.7" profileFits close to the wall for a discreet look.Extending arms...
View full detailsNight Owl - 12-Channel 8-Camera Indoor/Outdoor Wired IP 4K 2TB NVR Security System - Black and White - Black/White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsNight Owl - 8-Channel 4-Camera Indoor/Outdoor Plug-In Wi-Fi IP 4K 64GB Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsSamsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Matte Black Steel
SamsungAuto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...
View full detailsSamsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - White Glass
SamsungAuto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...
View full detailsGoPro - Enduro Battery 2-Pack for HERO13 Black
GoProAdvanced 1900mAh Enduro battery powers your camera longer than ever in a wide variety of conditions and temperature rangesKeeps your camera recordi...
View full detailsSamsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Matte Black Steel
SamsungAuto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...
View full detailsRØDE - WIRELESS GO (GEN 3) Compact Wireless Microphone System
RodeDual ChannelDual-channel compact wireless microphone systemStable AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 128-bit e...
View full detailsASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black
ASUSGame and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...
View full detailsASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black
ASUSGame and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...
View full detailsSony - WFC510 Truly Wireless Earbuds - Black
SonyCompact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...
View full detailsWhirlpool - 1.1 Cu. Ft. Over the Range Microwave with Sensor Cooking and 1800-Watts Cooking Power - Stainless Steel
WhirlpoolOur Best VentilationHelps quickly and quietly clear smoke grease and odor from the air without disrupting your kitchen routine with Our Most Powerf...
View full detailsVosker - VKX Outdoor Solar Powered 1080p Security Camera with 4G-LTE Cellular Connectivity - Black
VoskerSetting a new standard in autonomous cellular securityOperates on 4G-LTE cellular connectivity.Solar poweredFeatures a sizable frameless solar pane...
View full detailsNEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black
NEXTExtra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...
View full detailsBreville - the Oracle Jet Espresso Machine Black Truffle - Black Truffle
BrevilleDynamic Touch ScreenSimply swipe and select from your specialty cafe favorites with new cold brew and cold espresso. A dynamic screen that is 4x ri...
View full detailsSamsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Gray
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsKitchenAid - 26.2 Cu. Ft. Multi-Door French Door Refrigerator with Platinum Interior - Stainless Steel
KitchenaidSignature Platinum InteriorWows from the inside out with premium craftsmanship and design. Wood-look trim metallic touchpoints smoked crisper bins ...
View full detailsHyperX - QuadCast 2 S Wired Multi-Pattern USB Electret Condenser Microphone - Black
HPFuture Ready AudioThe QuadCast 2 S features best-in-class audio recording resolution on a consumer USB gaming microphone.185;Dynamic Lighting Displ...
View full detailsNEXT - Wireless Pro Controller for Switch 2 Switch - Black
NEXTCompatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.