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Original price $460.99 - Original price $460.99
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Current price $460.99

Samsung - Galaxy Tab S10 FE - 10.9" 128GB - Wi-Fi - with S-Pen - Blue

Samsung

Unwind with a big screenUnwind with a large beautiful 10.9" screen. Whether you’re a multitasker a gamer or a devoted movie watcher you’ll feel clo...

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Original price $460.99 - Original price $460.99
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Original price $108.99 - Original price $108.99
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Sony - WHCH720N Wireless Noise Canceling Headphones - Pink

Sony

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $108.99 - Original price $108.99
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Original price $154.99 - Original price $154.99
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MSI - PRO MP251W E2 24" FHD 120Hz 1ms Adaptive Sync Monitor with Built-in Speakers (DisplayPort HDMI) - Matte White

MSI

Broadened DisplayView your applications spreadsheets and more with a perfect screen size for work desk that aligns with the visual's comfort zone.1...

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Original price $154.99 - Original price $154.99
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Original price $93.99 - Original price $93.99
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ZUGU - Slim Protective Case for Apple iPad Pro 11-inch (M4) - Slate Blue

ZUGU

Protection for you and your iPadSure our cases are designed to enhance your experience but they also protect your iPad. We stand by our 360 protect...

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Original price $93.99 - Original price $93.99
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Original price $695.99 - Original price $695.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 512GB - Silver

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $695.99 - Original price $695.99
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Original price $1,501.99 - Original price $1,501.99
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LG - 6.3 Cu. Ft. Slide-In Electric True Convection Smart Range with Air Fry and Flex Control Knobs - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,501.99 - Original price $1,501.99
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Original price $134.99 - Original price $134.99
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Reolink - Smart Wi-Fi Video Doorbell 2K 4MP Battery Operated Wireless with Plug-in Chime and 64GB SD Card - Black

Reolink

2K 4MP Super HDCaptures every tiny detail in 2K clarity for more peace of mind.11 Head-To-Toe ViewEnjoy an expansive 180 diagonal head-to-toe view ...

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Original price $134.99 - Original price $134.99
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Original price $150.99 - Original price $150.99
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Google - Nest Cam Outdoor (wired 2nd gen) - 2K Video and Gemini - 1-Pack - Hazel

GOOGLE

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $150.99 - Original price $150.99
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Original price $2,551.99 - Original price $2,551.99
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ASUS - ROG Flow Z13 13.4" 2.5K 180Hz Touch-Screen Gaming Laptop - Copilot+ PC - AMD Ryzen AI Max+ 395 - 32GB RAM - 1TB SSD - Off Black

ASUS

Advanced Windows 11 ProGame create and boost your productivity — Windows 11 Pro is the place for it all. With advanced features powerful tools to e...

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Original price $90.99 - Original price $90.99
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BLU - G35 32GB (Unlocked) - Gray

Blu

Carrier compatibilityT-Mobile Mint Mobile Metro by T-Mobile ATT CricketDisplay6.5 inches HD+ Infinity Display Resolution 720 x 1600 pixelsMemory32G...

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Original price $90.99 - Original price $90.99
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Original price $98.99 - Original price $98.99
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Higround - Artisan PBT Keycaps for Compact 75 Mechanical Keyboards - Sonic CD

Higround

SEGA x Higround ReturnsThe Higround x SEGA collaboration returns for Round 2 capturing the nostalgia you feel and hear when you power up. It perfec...

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Original price $98.99 - Original price $98.99
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Original price $351.99 - Original price $351.99
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eufy - E20 3-in-1 Wi-Fi Connected Robot Vacuum with Auto Emptying Powerful Max 30000 pa and Precise Obstacle Avoidance - Black

Eufy

Innovative FlexiONE 3-in-1 Multi-Function DesignExperience ultimate cleaning versatility with the FlexiONE 3-in-1 combo design. Seamlessly switch b...

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Original price $351.99 - Original price $351.99
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Original price $225.99 - Original price $225.99
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Higround - Basecamp 96+ 96 Wired Mechanical Lubed TTC Neptune Switch Gaming Keyboard with RGB Backlighting - Sega - Classic Sonic

Higround

EASY TO CUSTOMIZE AND HOT-SWAPChoose how your keyboard sounds and feels by hot-swapping in your favorite switches.DAMPENING PLUSFive layers of damp...

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Original price $225.99 - Original price $225.99
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Original price $1,322.99 - Original price $1,322.99
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Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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Original price $186.99 - Original price $186.99
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$186.99
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bella PRO - Barista Elite Espresso Drink Station+ - Oatmilk

Bella Pro

20-Bar High-Pressure Brewing SystemDelivers bold flavor and a beautiful crema every time for true coffeehouse quality.One-Touch BrewingBrew single ...

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Original price $186.99 - Original price $186.99
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$186.99
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Original price $214.99 - Original price $214.99
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$214.99
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Backbone - Pro Xbox Edition - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games - Green

Backbone

Backbone and Fortnite are teaming up this holidayFor a limited time starting December 3rd 2025 new Backbone Pro purchases and current Backbone Pro ...

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Original price $214.99 - Original price $214.99
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$214.99
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Original price $303.99 - Original price $303.99
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BIRDFY - 2 Smart Bird Feeder with Camera 2K Portrait 1080P Wide-Angle AI Identifies 6000+ Birds Weatherproof - Green

Birdfy

Wide-Angle Videos Bird PortraitWhile the wide-angle lens captures video clips the smart portrait lens automatically zooms in sending feather-detai...

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Original price $303.99 - Original price $303.99
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Original price $1,131.99 - Original price $1,131.99
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LG - 30" Built-in Electric Induction Smart Cooktop with 4 Elements and UltraHeat 4.3kW Power Element - Black Ceramic

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Sync the cooktop and a...

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Original price $1,131.99 - Original price $1,131.99
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Original price $2,995.99 - Original price $2,995.99
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HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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Original price $2,995.99 - Original price $2,995.99
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Original price $803.99 - Original price $803.99
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eufy - S1 Pro Omni Wi-Fi Connected Robot Vacuum Mop with Self Washing and Self Drying Auto Empty Station - Black

Eufy

Always Clean MopUnveiling a new era in floor care this revolutionary system boasts an innovative dual water reservoir design. The mop spins at 170 ...

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Original price $803.99 - Original price $803.99
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Original price $155.99 - Original price $155.99
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Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Silver

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $155.99 - Original price $155.99
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$155.99
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Original price $250.99 - Original price $250.99
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$250.99
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Sennheiser - MOMENTUM 4 Wireless Bluetooth Adaptive Noise-Canceling Over-The-Ear Headphones - Teal

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $250.99 - Original price $250.99
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$250.99
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Original price $157.99 - Original price $157.99
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$157.99
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Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Silver

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $157.99 - Original price $157.99
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$157.99
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Original price $635.99 - Original price $635.99
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$635.99
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Dell - 15.6" FHD Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...

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Original price $635.99 - Original price $635.99
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$635.99
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Original price $888.99 - Original price $888.99
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$888.99
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TCL - 32" R84 Series 4K UHD HDR QD-Mini LED Gaming Monitor - Black and White

TCL

32 Gaming Monitor with 4K UHD (3840x2160) ResolutionCrisp and clear visuals with lifelike detail on a large 32¿ screen—perfect for gaming streaming...

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Original price $888.99 - Original price $888.99
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$888.99
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Original price $218.99 - Original price $218.99
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$218.99
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Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Graphite

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $218.99 - Original price $218.99
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$218.99
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Original price $176.99 - Original price $176.99
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$176.99
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NZXT - C 1000W ATX 3.1 80 Plus Gold Fully Modular Power Supply - Black

NZXT

The Future is hereNZXT ATX 3.1 Gold PSUs deliver up to 600 watts of power to NVIDIA RTX 40 GPUs with a 12V-2x6 cable.Premium Performance100 high-qu...

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Original price $176.99 - Original price $176.99
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Original price $1,751.99 - Original price $1,751.99
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ZLINE - 24" Built-in Convection Microwave Oven - Black

ZLINE

ConvectionConvection and Microwave Modes - Select from a variety of convection broil and microwave cooking settings to provide optimal dish results...

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Original price $1,751.99 - Original price $1,751.99
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Original price $146.99 - Original price $146.99
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$146.99
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JBL - Live 770NC Wireless Over-Ear Headphones with True Adaptive Noise Cancelling - 2024 - White

JBL

JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $146.99 - Original price $146.99
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$146.99
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Original price $1,054.99 - Original price $1,054.99
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NewAir - 24 46-Bottle Dual Zone Built-in Wine Fridge with Beech Wood Shelves and Recessed Kickplate - Stainless Steel

Newair

Ideal CapacityStore up to 46 standard bottles.Built-in or free standingFront-facing vents allow this fridge to be built into cabinets or stand alon...

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Original price $1,054.99 - Original price $1,054.99
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Original price $1,748.99 - Original price $1,748.99
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Current price $1,748.99

HP - OmniBook X 16" 2K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB DDR5 Memory - NVIDIA GeForce RTX 4050 - 2TB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,748.99 - Original price $1,748.99
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Original price $1,947.99 - Original price $1,947.99
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LG - 6.3 Cu. Ft. Slide-In Gas True Convection Smart Range with EasyClean Air Fry and Flex Control Knobs - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,947.99 - Original price $1,947.99
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Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99

ViewSonic - 31.5" VA LED Curved 180Hz 1-ms FreeSync (AMD Adaptive Sync) Monitor (HDMI) - Black

ViewSonic

Immersive experienceCompletely immerse yourself with the 32" curved panel which is designed for comfort productivity and styleAdvanced gaming exper...

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Original price $281.99 - Original price $281.99
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$281.99
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Original price $1,221.99 - Original price $1,221.99
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Current price $1,221.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,221.99 - Original price $1,221.99
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$1,221.99
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Original price $223.99 - Original price $223.99
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$223.99
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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $223.99 - Original price $223.99
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$223.99
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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

Edifier - G1500 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier

RGB the lighting of faithRGB colorful straps cyclically breath-stylish flashing for the dynamic expedition of championship. Wake the soul of esport...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.