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  • Original price $134.99 - Original price $134.99
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    Current price $134.99

    Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black

    Apple

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $134.99 - Original price $134.99
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  • Original price $876.99 - Original price $876.99
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    MSI Claw A1M-050US - handheld game console - 1 TB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $876.99 - Original price $876.99
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  • Original price $2,267.99 - Original price $2,267.99
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    Samsung - 75 Class Q80D Series QLED 4K Smart Tizen TV

    Samsung

    Direct Full ArraySee incredible contrast even in sunlit rooms. Get caught up in the details as you experience precision controlled contrast with de...

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    Original price $2,267.99 - Original price $2,267.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo - Switch with Neon Blue and Neon Red Joy-Con - Multi

    Nintendo

    6.2 LCD screenDetachable Joy-Con controllersThree play modesTV tabletop and handheldNintendo Switch is the home of Mario friendsLocal co-op online...

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    Original price $359.99 - Original price $359.99
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  • Original price $913.99 - Original price $913.99
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    Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

    Samsung

    Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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    Original price $913.99 - Original price $913.99
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  • Original price $60.99 - Original price $60.99
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    NIU - Electric Scooter Helmet with LED Light - Large - Black

    NIU

    VentilationInternal recessed channels manage airflow through the biking helmet and over the head pulling cool air in through the front and pushes i...

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    Original price $60.99 - Original price $60.99
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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    Original price $217.99 - Original price $217.99
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  • Original price $105.99 - Original price $105.99
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    Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

    Logitech

    40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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    Original price $105.99 - Original price $105.99
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  • Original price $210.99 - Original price $210.99
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    Cricut - EasyPress 2 12x10 - Raspberry

    Avanti

    Dimensions12"" x 10"" size (30 cm x 25 cm) ideal for larger T-shirts sweatshirts banners blankets and more.Plate designProfessional heat-transfer r...

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    Original price $210.99 - Original price $210.99
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  • Original price $325.99 - Original price $325.99
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    Beats Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

    Beats by Dr Dre

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $325.99 - Original price $325.99
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  • Original price $22.99 - Original price $22.99
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    Rocketfish - Joy-Con Racing Wheel Two Pack For Nintendo Switch Switch OLED - Red/Blue

    Rocketfish

    Enhance your MarioKart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and RedNo batteries requ...

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    Original price $22.99 - Original price $22.99
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  • Original price $34.99 - Original price $34.99
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    Rocketfish - USB-C Mobile Power Kit For Nintendo Switch Switch OLED Switch Lite - Black

    Rocketfish

    Travel friendlyCharge and play your Switch Switch OLED or Switch Lite console on the go or at homeUSB AC adapterCharge your Switch Switch OLED or S...

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    Original price $34.99 - Original price $34.99
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  • Original price $37.99 - Original price $37.99
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    SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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    Original price $37.99 - Original price $37.99
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  • Original price $235.99 - Original price $235.99
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    Cricut - Explore 3 - Mint

    Cricut

    SpeedThe DIY dream machine now up to 2X faster.MaterialsCuts 100+ materials.Compatible toolsCompatible with 6 tools for cutting scoring and more.Us...

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    Original price $235.99 - Original price $235.99
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  • Original price $302.99 - Original price $302.99
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    HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

    HP

    Operating system Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on...

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    Original price $302.99 - Original price $302.99
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  • Original price $104.99 - Original price $104.99
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    $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - White

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $104.99 - Original price $104.99
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    $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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    Original price $104.99 - Original price $104.99
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    $104.99
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  • Original price $93.99 - Original price $93.99
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    $93.99
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    Pro Wireless Controller for Nintendo Switch

    Nintendo

    Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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    Original price $93.99 - Original price $93.99
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    $93.99
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  • Original price $134.99 - Original price $134.99
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    $134.99
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    Beats by Dr. Dre - Beats Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red

    Apple

    Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

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    Original price $134.99 - Original price $134.99
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    Current price $134.99
  • Original price $230.99 - Original price $230.99
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    Pioneer - 50" Class LED 4K UHD Smart Xumo TV

    Pioneer

    Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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    Original price $230.99 - Original price $230.99
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  • Original price $92.99 - Original price $92.99
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    NETGEAR - EAX12 AX1600 WiFi 6 Mesh Wall Plug Range Extender

    NETGEAR

    Wi-Fi mesh extenderWorks with your existing Wi-Fi to create a powerful whole-home mesh Wi-Fi network.Up to 1600Mbps data transfer rates with Wirele...

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    Original price $92.99 - Original price $92.99
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  • Original price $876.99 - Original price $876.99
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    EXO Drones - Blackhawk 3 Pro Drone and Remote Control (Android and iOS compatible) - Black

    EXO Drones

    Stunning photo and video48 Megapixel DNG Photos 4K HDR Video Capture and 200mbps bitrateProfessional color sharpness and clarity1/1.3in CMOS Sony I...

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    Original price $876.99 - Original price $876.99
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  • Original price $515.99 - Original price $515.99
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    Canon EOS R100 - digital camera RF-S 18-45mm F4.5-6.3 IS STM lens

    Canon

    RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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    Original price $515.99 - Original price $515.99
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  • Original price $273.99 - Original price $273.99
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    Ninja - CREAMi Deluxe 11-in-1 Ice Cream and Frozen Treat Maker - Silver

    Ninja

    ADDED PROGRAMSUnlock a variety of CREAMi frozen treats with 5 new programs.XL CAPACITYFamily-sized treats for everyone to enjoy. New 24 oz. CREAMi ...

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    Original price $273.99 - Original price $273.99
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  • Original price $124.99 - Original price $124.99
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    Logitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black

    Logitech

    Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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    Original price $124.99 - Original price $124.99
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  • Original price $1,118.99 - Original price $1,118.99
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    HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,118.99 - Original price $1,118.99
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  • Original price $66.99 - Original price $66.99
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    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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    Original price $66.99 - Original price $66.99
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  • Original price $57.99 - Original price $57.99
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    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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    Original price $57.99 - Original price $57.99
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  • Original price $66.99 - Original price $66.99
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    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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    Original price $66.99 - Original price $66.99
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  • Original price $206.99 - Original price $206.99
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    Astro Gaming - A30 Wireless Gaming Headset for Xbox One Xbox Series XS Nintendo Switch PC Mobile - White

    Astro Gaming

    Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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    Original price $206.99 - Original price $206.99
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  • Original price $898.99 - Original price $898.99
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    Segway - Max G2 Electric Kick Scooter Foldable w/ 43 Mile Range and 22 MPH Max Speed - Black

    Segway

    Comfortability stability confidenceMax G2's front rear suspension absorb road bumps. Self-sealing tires Traction Control System (TCS) ensure smoo...

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    Original price $898.99 - Original price $898.99
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  • Original price $64.99 - Original price $64.99
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    Turtle Beach - Recon 200 Gen 2 Powered Gaming Headset for Xbox One Xbox Series XS PS5 PS4 Nintendo Switch - White

    Turtle Beach

    Amplified AudioAmplification drives 40mm speakers to deliver immersive detailed gaming audio plus always on bass boost variable mic monitoring.Nex...

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    Original price $64.99 - Original price $64.99
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  • Original price $335.99 - Original price $335.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox - Black

    Steel Series

    Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize your gaming headset sound experienc...

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    Original price $335.99 - Original price $335.99
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  • Original price $519.99 - Original price $519.99
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    Insignia - 65" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $519.99 - Original price $519.99
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  • Original price $2,443.99 - Original price $2,443.99
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    iBUYPOWER - Y60 Gaming Desktop PC - Intel Core i9 14900KF - GeForce RTX 4070Ti Super 16GB - 32GB DDR5 RAM - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $2,443.99 - Original price $2,443.99
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  • Original price $2,332.99 - Original price $2,332.99
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    iBUYPOWER - Y60 Gaming Desktop PC - AMD Ryzen 9 7900X -

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $2,332.99 - Original price $2,332.99
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    $2,332.99
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    Current price $2,332.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.