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Shokz - OpenMove Bone Conduction Open Ear Lifestyle/Sport Headphones - Gray
AftershokzEntry-Level PriceNew to the world of open-ear listening OpenMove headphones offer a great introduction to all Shokz patented bone conduction techno...
View full detailsKitchenAid - Metal Food Grinder Attachment - Silver
KitchenaidWorks with all KitchenAid Stand MixersConnect to any household KitchenAid Stand Mixer power hub and use the power of the motor to run the food grin...
View full detailsPhilips - Hue 4" High Lumen Recessed Downlight - White and Color Ambiance
PhilipsCreate a personalized experienceInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entert...
View full detailsSony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black
TEAC2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...
View full detailsGE - 7.4 Cu. Ft. Gas Dryer with Sensor Dry - White with Matte Black
GESensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsAmazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Blue
AMAZONResponsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...
View full detailsRazor - MX650 Dirt Rocket eBike w/ 10 miles Max Operating Range and 17 mph Max Speed - Black/Teal
RazorReady to rumbleDesigned to conquer the great outdoors theMX650 Dirt Rocket packs a high-torque variable-speed electric motor that hits speeds up to...
View full detailsWhirlpool - 30-inch Electric Range with No Preheat Mode - Stainless Steel
WhirlpoolNo Preheat ModeTake preheating off your plate with No Preheat Mode. Simply place your food in the oven and start baking. The oven will adjust the c...
View full detailsBreville - the Oracle Jet Espresso Machine - Brushed Stainless
BrevilleDynamic Touch ScreenSimply swipe and select from your specialty cafe favorites with new cold brew and cold espresso. A dynamic screen that is 4x ri...
View full detailsGE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel
GE0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Auto and Time DefrostDefrosting ti...
View full detailsWhirlpool - 4.5 Cu. Ft. Smart Front Load ENERGY STAR Washer with FreshFlow Vent System - Radiant Silver
WhirlpoolFreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...
View full detailsRoborock - Q10 VF+ Robot Vacuum Mop 10000 Pa Vibrating Liftable Mop Self-Empty Dock Anti-Tangle Brush Q8Max+ Upgrade - White
Roborock10000 Pa Hyper Force Suction10000 Pa Impressive HyperForce Suction Power. With an impressive 10000 Pa suction this powerful system is built to lift...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Starlight
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsAmazon - Kindle Paperwhite Signature Edition (32 GB) - 2024 - Metallic Raspberry
AMAZONUpgrade your reading experienceThe Signature Edition features an auto-adjusting front light wireless charging and 32 GB storage.Ready for travelThe...
View full detailsAmazon - Kindle Kids (16 GB) - 2024 - Ocean Explorer
AMAZONAmazon Kids+Amazon Kids+ is a subscription designed for kids aged 3-12 providing unlimited access to thousands of age-appropriate books including c...
View full detailsRazor - Dirt Rocket MX350 for Kids w/ 7 miles Max Operating Range and 14 mph Max Speed - Small - Teal/Black
RazorPowerHigh-torque rear-wheel chain-drive delivers increased power and tractionTop speedPowers riders at speeds of up to 14 mph with up to 30 minutes...
View full detailsKodak - PIXPRO FZ55-BK - Black
JK ImagingZoom5x.Megapixels16MP CMOS sensor.Lens28mm wide angle.Video1080p full HD video.BatteryLithium-ion battery (LB-012).
ViewSonic - VG2748a 27" IPS LED FHD Monitor (DisplayPort HDMI VGA) - Black
ViewSonic27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...
View full detailsKitchenAid - 20.8 Cu. Ft. Side-by-Side Counter-Depth Refrigerator with Exterior Ice and Water Dispenser - Juniper
KitchenaidSpacious Counter-Depth Capacity at 20.8 cu. ft.This large capacity counter-depth side-by-side refrigerator makes room for every grocery run and far...
View full detailsZAGG - Glass Elite+ for Apple iPad Pro 12.9" (Gen 6 5 4 3) - Clear
Zagg IncorporatedMaximum Impact Scratch ProtectionGlass Elite is 5x stronger than traditional glass screen protection. This powerful aluminosilicate glass is made ...
View full detailsMaytag - 7.0 Cu. Ft. Gas Dryer with Wrinkle Prevent - White
MaytagWrinkle Prevent PhaseGet built-in wrinkle prevention. After the automatic cycle has ended the Wrinkle Prevent phase keeps the dryer tumbling to hel...
View full detailsPolk Audio - Polk Reserve Series R400 Large Center Channel Loudspeaker New 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers - Black
Polk AudioPowerful Center Channel LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter and dual 6.5" Turbine Cone Woofers the R400 Large Center Cha...
View full detailsRing - Alarm Motion Detector (2nd Gen) (2-Pack) - White
RingRequires Ring Alarm or Ring Alarm Pro sold separately.Get alerts on your phone and tablet when motion is detected at homeMonitor your home from any...
View full detailsSamsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black
SamsungOptimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...
View full detailsLogitech - M190 Wireless Optical Ambidextrous Mouse - Wireless - Charcoal
LogitechCordless comfortThe mouse is crafted with a contoured ergonomic shape that follows the natural curve of larger hands and guides fingers into ideal ...
View full detailsBosch - 300 Series 24" Front Control Smart Built-In Tub Dishwasher with 3rd Rack and PrecisionWash 48 dBA - Stainless Steel
BoschSleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...
View full detailsSamsung - 98 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungSupersize Picture EnhancerBigger screens mean bigger pixels. With groundbreaking enhancements exclusively on our largest screens get improved clari...
View full detailsLG - gram Pro 17" Laptop - Intel Core Ultra 9 with 32GB Memory - NVIDIA RTX5050 -1TB SSD - Black
LG2025 PC Mag Readers' Choice Top Laptop BrandLG gram earns the Top Laptop Brand accolade thanks to incredibly high scores in almost every category i...
View full detailsApple Watch Series 11 (GPS) 46mm Rose Gold Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsSennheiser - MOMENTUM 4 Wireless Bluetooth Adaptive Noise-Canceling Over-The-Ear Headphones - Brown
SennheiserMaximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...
View full detailsSamsung - Galaxy Tab S10 Lite - 10.9" 128GB - Wi-Fi - with S-Pen - Coral Red
SamsungBig screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...
View full detailsApple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...
View full detailsLG - Counter-Depth MAX 23.7 Cu. Ft. 3-Door Smart French Door Refrigerator with Zero Clearance Hinge System - PrintProof Stainless Steel Look
LGZero Clearance Hinge SystemZero Clearance hinges185; let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in lo...
View full detailsDell - 15.6" FHD Touchscreen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB Storage - Carbon Black
DellEffortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...
View full detailsAmazon - Kindle Colorsoft Kids (16 GB) First Kindle for kids in color with cover - 2025 - Starlight Reading
AMAZONThe first Kindle in color for kidsThe new Colorsoft display brings covers and content to life. Kids can explore titles included in their subscripti...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.