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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Apple - MacBook Air 15-inch Laptop - M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Midnight

Apple
Original price $1,541.99 - Original price $1,541.99
Original price
$1,541.99
$1,541.99 - $1,541.99
Current price $1,541.99

BUILT FOR COLLEGE. AND BEYOND — MacBook Air with the M5 chip packs blazing speed and powerful AI capabilities into an incredibly portable design. A...

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Original price $1,541.99 - Original price $1,541.99
Original price
$1,541.99
$1,541.99 - $1,541.99
Current price $1,541.99

Google - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Berry

GOOGLE
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Hear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Purple

Shokz
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)

Apple
Original price $1,128.99 - Original price $1,128.99
Original price
$1,128.99
$1,128.99 - $1,128.99
Current price $1,128.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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Original price $1,128.99 - Original price $1,128.99
Original price
$1,128.99
$1,128.99 - $1,128.99
Current price $1,128.99

Ring - Indoor Cam (2023 Release) Plug-In (2-Pack) - Pure White

Ring
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Frigidaire - Gallery 30" Built-in Single Electric Wall Oven with Total Convection - Stainless Steel

Frigidaire
Original price $1,948.99 - Original price $1,948.99
Original price
$1,948.99
$1,948.99 - $1,948.99
Current price $1,948.99

Our most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering cooking mod...

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Original price $1,948.99 - Original price $1,948.99
Original price
$1,948.99
$1,948.99 - $1,948.99
Current price $1,948.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung
Original price $2,824.99 - Original price $2,824.99
Original price
$2,824.99
$2,824.99 - $2,824.99
Current price $2,824.99

Color CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...

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Original price $2,824.99 - Original price $2,824.99
Original price
$2,824.99
$2,824.99 - $2,824.99
Current price $2,824.99

Samsung - 30 in. Wide 5 Burner 6.0 cu. ft. Bespoke Smart Slide-In Gas Range with No Preheat Air Fry Max and True Convection - Matte Black Steel

Samsung
Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

Pro-Style DesignHigh end finishes including large solid knobs a bold handle and premium front controls create a timeless look that elevates your ki...

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Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

eufy - S350 Indoor Wired 4K PTZ Security Camera with Dual Lens - White

Eufy
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

See the Big Picture and Fine DetailsIndoorCam S350 offers simultaneous wide and zoomed-in views allowing you to monitor an entire room while also f...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

KitchenAid - 1.1 Cu. Ft. Low Profile Over-the-Range Smart Microwave with Sensor Cooking and Dual Fan Ventilation - Stainless Steel Fingerprint Resistant

Kitchenaid
Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Low Profile DesignProvides a small sleek microwave with finishing that blends into cabinetry and strong features that are powerful enough to replac...

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Original price $804.99 - Original price $804.99
Original price
$804.99
$804.99 - $804.99
Current price $804.99

Fellow - Ode Brew Grinder Gen 2 - Matte White

Fellow
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Unique and durable BurrsWith unique two-stage grinding geometry Ode Gen 2 Brew Burrs produce a sweet balanced and complex cup with enough clarity t...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

GE - 5.3 Cu. Ft. Slide-In Electric Range with Self-Clean and Steam Cleaning Option and Crisp Mode - Stainless Steel

GE
Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Slide-In RangeEasily upgrade your kitchen with this new slide-in range that is guaranteed to fit into your existing space.Crisp ModeCrisp mode uses...

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Original price $1,150.99 - Original price $1,150.99
Original price
$1,150.99
$1,150.99 - $1,150.99
Current price $1,150.99

Logitech Master Series MX Anywhere 3S for Mac - mouse - Bluetooth - pale gray

Logitech
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Mastered for MacWith matching Apple finishes Logi Options+ functions for macOS USB-C charging MX Anywhere 3S for Mac makes for a perfect fit with y...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Panasonic - 2.2 Cu. Ft. 1250-Watt Countertop Microwave Oven with Inverter Technology - Stainless Steel

Panasonic
Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

1250 watts for powerful microwave cookingDefrost cook and reheat your favorite foods and beverages evenly and quickly.2.2 cu. ft. capacity for fami...

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Original price $397.99 - Original price $397.99
Original price
$397.99
$397.99 - $397.99
Current price $397.99

NETGEAR - Orbi 970 Series (2026 Release) WiFi 7 Mesh System Up to 10000 sq ft 10 Gig Port Up to 27Gbps 3 Pack RBE973 - White

NETGEAR
Original price $2,153.99 - Original price $2,153.99
Original price
$2,153.99
$2,153.99 - $2,153.99
Current price $2,153.99

WHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus 2 satellites create a seamless mesh system that covers up to 10000 sq ft in fast reliable WiF...

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Original price $2,153.99 - Original price $2,153.99
Original price
$2,153.99
$2,153.99 - $2,153.99
Current price $2,153.99

Frigidaire - 5.3 Cu. Ft. Freestanding Electric Range with Air Fry - Stainless Steel

Frigidaire
Original price $1,123.99 - Original price $1,123.99
Original price
$1,123.99
$1,123.99 - $1,123.99
Current price $1,123.99

Deliver all of the flavor and none of the guilt with Air FryAir Fry allows you to make healthier and delicious meals for the entire family right in...

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Original price $1,123.99 - Original price $1,123.99
Original price
$1,123.99
$1,123.99 - $1,123.99
Current price $1,123.99

Logitech MX Anywhere 3S Compact Wireless Mouse Pale Gray - mouse - compact - Bluetooth - pale gray

Logitech
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Tracks ¿nywhere goes ¿verywhereWork on any surface even glass with MX Anywhere 3S Bluetooth Mouse now with an 8K DPI sensor so you can cover more ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Edifier - R1280DBs Powered Bluetooth Computer Speakers Bookshelf Speakers - 42W RMS - Soundfield Spacializer - Studio Monitors - Wood

Edifier
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Soundfield SpacializerAllows these near-field monitors to produce a panoramic sound stage.Bluetooth ConnectivityBluetooth 5.0 technology allows you...

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Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Frigidaire - Gallery 6.2 Cu. Ft. Freestanding Electric Total Convection Range with Self-cleaning and Air Fry - Stainless Steel

Frigidaire
Original price $1,706.99 - Original price $1,706.99
Original price
$1,706.99
$1,706.99 - $1,706.99
Current price $1,706.99

Our most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen cooking modes like A...

View full details
Original price $1,706.99 - Original price $1,706.99
Original price
$1,706.99
$1,706.99 - $1,706.99
Current price $1,706.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Security Camera (2pk) - Black

Ring
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Night Vision and check in at anytime with Live View.Stop intrude...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum

Microsoft
Original price $1,168.99 - Original price $1,168.99
Original price
$1,168.99
$1,168.99 - $1,168.99
Current price $1,168.99

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,168.99 - Original price $1,168.99
Original price
$1,168.99
$1,168.99 - $1,168.99
Current price $1,168.99

Canon - EOS R6 Mark II Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black

Canon
Original price $2,550.99 - Original price $2,550.99
Original price
$2,550.99
$2,550.99 - $2,550.99
Current price $2,550.99

Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and image quality.High im...

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Original price $2,550.99 - Original price $2,550.99
Original price
$2,550.99
$2,550.99 - $2,550.99
Current price $2,550.99

Sony - Compact Digital Camera For Content Creators - White

Sony
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Fit Everything in FrameWith the ZV-1F you can truly capture it all - it allows you to snap a group selfie along with an expansive view of the backg...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

TCL - 98" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV with Gemini (2026)

TCL
Original price $2,719.99 - Original price $2,719.99
Original price
$2,719.99
$2,719.99 - $2,719.99
Current price $2,719.99

SQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...

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Original price $2,719.99 - Original price $2,719.99
Original price
$2,719.99
$2,719.99 - $2,719.99
Current price $2,719.99

FIFINE - RGB Gaming Speakers Wired Desktop PC Speakers with Volume Control 3.5mm Aux for Laptop Monitor Phone Tablet - Black

FIFINE
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

3D Immersive Gaming AudioWhether you’re in intense firefights or unraveling adventure narratives these gaming computer speakers deliver crystal-cle...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

BISSELL - TurboClean Pet XL - Black with Colbalt Blue Accents

Bissell
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Efficient cleaning for pet ownersThanks to its 10" clean path and large-capacity tank the TurboClean Pet XL carpet cleaner ensures a seamless clean...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

ASUS RT-BE86U - wireless router - Wi-Fi 7 - desktop

ASUS
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Versatile WAN configuration optionsHassle-free AI WAN detection on 2.5G or 10G WAN/LAN ports and convenient 4G LTE 5G Mobile Tethering via USBA po...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Ooma Telo Air 2 Internet Home Phone Service with 3 Cordless Handsets - White

Ooma
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Get crystal-clear nationwide calling for free.Purchase this Ooma Telo Air bundle and pay only applicable taxes and fees typically less than 10 a mo...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Therabody - Theragun PRO Plus Cold Attachment - Black

Therabody
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Cold TherapyCold therapy to reduce inflammation pain and swelling3 temperature levels5 10 15 Celsius 41 50 59 Fahrenheit. Three temperature levels ...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

LG - 7.3 Cu. Ft. Electric Dryer with Sensor Dry - Monochrome Grey

LG
Original price $850.99 - Original price $850.99
Original price
$850.99
$850.99 - $850.99
Current price $850.99

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

View full details
Original price $850.99 - Original price $850.99
Original price
$850.99
$850.99 - $850.99
Current price $850.99

Caf - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack UltraWash and 44 dBA - Stainless Steel

GE Cafe
Original price $1,289.99 - Original price $1,289.99
Original price
$1,289.99
$1,289.99 - $1,289.99
Current price $1,289.99

CustomFit Top Rack with Ultra WashLoad your way in this dishwasher with a customizable top rack. The CustomFit Top Rack can be configured to maximi...

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Original price $1,289.99 - Original price $1,289.99
Original price
$1,289.99
$1,289.99 - $1,289.99
Current price $1,289.99

NETGEAR - Orbi 770 Series WiFi 7 Mesh System Up to 8000 sq ft. Up to 11 Gbps Easy Set Up 100 Devices 3 Pack RBE773 - White

NETGEAR
Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

WHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus satellites create a seamless mesh system that blankets up to 8000 sq ft in fast reliable WiFi...

View full details
Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

GE Profile - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Dedicated Jet Targeted Wash and 42 dBA - Stainless Steel

GE Profile
Original price $1,136.99 - Original price $1,136.99
Original price
$1,136.99
$1,136.99 - $1,136.99
Current price $1,136.99

Deep Clean Washing 3rd RackThis innovative third rack offers a flexible design that lets you clean a variety of items in a single load. Dedicated j...

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Original price $1,136.99 - Original price $1,136.99
Original price
$1,136.99
$1,136.99 - $1,136.99
Current price $1,136.99

Edifier - R1380T Active Bookshelf Speakers Computer Speakers Dual RCA inputs - 2.0 Studio Monitor Speaker - Brown

Edifier
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Sleek grill and cabinet design100 MDF wooden enclosure to minimize acoustic resonanceClassic acoustic configuration with 1-inch (25mm) tweeter and ...

View full details
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for Xbox - Black

Steel Series
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize gaming headset sound experience wit...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Samsung - BESPOKE 24 cu. ft. French Door Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel

Samsung
Original price $3,292.99 - Original price $3,292.99
Original price
$3,292.99
$3,292.99 - $3,292.99
Current price $3,292.99

Color CustomizationCustomize the design of your french door french door refrigerator with changeable door panels. Choose from a variety of colors a...

View full details
Original price $3,292.99 - Original price $3,292.99
Original price
$3,292.99
$3,292.99 - $3,292.99
Current price $3,292.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.