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Original price $2,392.99 - Original price $2,392.99
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ASUS - ROG Strix G16 (2025) 16" Nebula 2.5K 240Hz Gaming Laptop- Intel Core Ultra 9 275HX- 32GB DDR5- GeForce RTX 5070- 2TB SSD - Eclipse Gray

ASUS

Advanced Windows 11 ProGame create and boost your productivity—Windows 11 Pro is the place for it all. With advanced features powerful tools to enh...

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Original price $2,392.99 - Original price $2,392.99
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KitchenAid - 27" Smart Built-In Electric Double Wall Combination with Microwave and Assisted Cook Cycles - Stainless Steel

Kitchenaid

KitchenAid Brand's Most Precise Even-Heat True Convection

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Original price $168.99 - Original price $168.99
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Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Pink

Shokz

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $168.99 - Original price $168.99
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Original price $367.99 - Original price $367.99
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Apple Watch Series 11 (GPS) 42mm Rose Gold Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
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Original price $1,945.99 - Original price $1,945.99
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KitchenAid - 5.3 Cu. Ft. Smart Slide-In Electric Convection Range with Self Clean Steam Clean and Convection Cooking Modes - PrintShield Stainless Finish

Kitchenaid

Convection Cooking Modeshelp you get consistent results with optimal heating temperatures for juicy roast meats with No Preheat Slow Cook restauran...

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Original price $2,047.99 - Original price $2,047.99
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KitchenAid - 5.0 Cu. Ft. Slide-in Gas Range with Convection Cooking Modes - Stainless Steel

Kitchenaid

Most Powerful KitchenAid 30-Inch Gas Range AvailableOur Most Powerful 30-Inch Gas Ranges Available. 63K total BTU through 5 individual burners. Bas...

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Original price $215.99 - Original price $215.99
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Pioneer - 43" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $510.99 - Original price $510.99
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Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $510.99 - Original price $510.99
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Original price $198.99 - Original price $198.99
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Acer - Nitro KGB271U 27" WQHD IPS Up to 200Hz 0.5ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Quality VisualsThe KGB271U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excell...

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Original price $198.99 - Original price $198.99
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Original price $524.99 - Original price $524.99
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XREAL - ONE AR Glasses w/ X1 Chip 147" FHD 120Hz Display w/ Sound By Bose for iPhone 16/15 Steam ROG Ally Mac/PC/Android/iOS - Black

XREAL

XREAL X1 ChipXREAL self-developed spatial computing chip. The X1 chip pushes performance to the limit in a compact design delivering a major upgrad...

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Samsung - Galaxy Tab S11 Book Cover - White

Samsung

Light to carry. Easy to handle.Slim by design the Book Cover keeps your tablet light in your hand. Its minimal profile makes it easy to carry and c...

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Original price $96.99 - Original price $96.99
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Original price $321.99 - Original price $321.99
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Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $321.99 - Original price $321.99
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Original price $301.99 - Original price $301.99
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Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $301.99 - Original price $301.99
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Original price $571.99 - Original price $571.99
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Acer - Predator X27U 27" WQHD QD-OLED 280Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

Acer

OLED Makes All The DifferenceEver seen an QD-OLED in action They go above and beyond colors so vivid that you might just question reality. The add...

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Original price $571.99 - Original price $571.99
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Original price $594.99 - Original price $594.99
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Lenovo - IdeaPad 1i 15.6" Full HD Laptop- Intel Core i5-1335U 2023 - 16GB Memory - 256GB SSD - Cloud Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $594.99 - Original price $594.99
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Original price $301.99 - Original price $301.99
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Apple Watch SE 3 (GPS) 40mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $301.99 - Original price $301.99
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Original price $51.99 - Original price $51.99
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Ultra PRO - 1/2" Lip Semi-Rigid Card Holders (200 count) for Standard Size Cards

Ultra Pro

Semi-Rigid tall sleeves are the ideal protection choice for graded card submissions.Thin sturdy and made from clear PVC.Holds cards up to 2-1/2" x ...

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Original price $51.99 - Original price $51.99
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Original price $164.99 - Original price $164.99
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Lenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey

Lenovo

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...

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Original price $164.99 - Original price $164.99
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Original price $496.99 - Original price $496.99
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ZLINE - 30 inches - Externally Vented - Under cabinet Range Hood - Brushed Stainless Steel

ZLINE

Easy-to-usepush button controls let you easily control fan speed and lightingFixed vent with ductworkeasily connects to the top of the range hood f...

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Original price $496.99 - Original price $496.99
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Original price $56.99 - Original price $56.99
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Logitech - G840 Cloth Gaming Mouse Pad with Rubber Base (Extra Large) - Black

Logitech

Extra large mouse padConsistent height across your desktop lets you to position your gaming keyboard however you like without it getting in the way...

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Original price $56.99 - Original price $56.99
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Original price $168.99 - Original price $168.99
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$168.99
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Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Navy Blue

Shokz

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $168.99 - Original price $168.99
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$168.99
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Original price $95.99 - Original price $95.99
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Apple - USB Type-C Digital AV Multiport Adapter - White

Apple

This adapter allows you to mirror your Mac display to your HDMI enabled TV or display.3840 x 2160 at 60Hz oniPad Pro 11-inch iPad Pro 12.9-inch (3r...

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Original price $95.99 - Original price $95.99
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Original price $728.99 - Original price $728.99
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Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $728.99 - Original price $728.99
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Original price $93.99 - Original price $93.99
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Insignia - AM/FM Radio Portable CD Boombox with Bluetooth - Silver/Black

Insignia

CD-RW CD-R and CD-DA playback formatsFor listening to your favorite music.Bluetooth technologyWirelessly stream from any Bluetooth device.Built-in ...

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Original price $93.99 - Original price $93.99
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Original price $97.99 - Original price $97.99
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Philips Sonicare - Power Flosser 3000 - White

Philips Sonicare

More Effective Than FlossUp to 180 more effective than floss for healthier gums.Quad Stream TipCreates four wide streams of water for a thorough cl...

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Original price $97.99 - Original price $97.99
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Original price $1,012.99 - Original price $1,012.99
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LG - UltraGear 27" OLED QHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

LG

Up to 240Hz 0.03ms For Outrageously Fast OLED GamingGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you r...

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Original price $1,012.99 - Original price $1,012.99
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Original price $620.99 - Original price $620.99
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ViewSonic - TD2760 27" LED FHD Touch Screen Monitor (HDMI VGA) - Black

ViewSonic

Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.12 ms res...

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Original price $620.99 - Original price $620.99
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Original price $87.99 - Original price $87.99
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$87.99
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OtterBox - Symmetry Folio Series for Apple iPad Pro 11-inch (M4) and Apple iPad Pro 11-inch (M5) - Thunderstorm

Otterbox

Designed for use with Apple iPad Pro 11-inch (M4) and Apple iPad Pro 11-inch (M5)Protects and compliments your tablet.Multi-position standHolds you...

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Original price $87.99 - Original price $87.99
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Original price $495.99 - Original price $495.99
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Acer - Chromebook Spin 312 2-in-1 Laptop 12.2" WUXGA Touch - Intel Core i3-N305 8GB LPDDR5 128GB eMMC - Sparkly Silver

Acer

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $495.99 - Original price $495.99
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Original price $212.99 - Original price $212.99
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Vornado VHEAT Alchemy Whole Room Space Heater - Gunmetal

Vornado

Elevated Vintage DesignInspired by the iconic Vornadofan of 1945 the VHEAT Alchemy space heater merges the elegance of a classic vintage design wit...

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Original price $212.99 - Original price $212.99
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Original price $652.99 - Original price $652.99
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ASUS - ROG Rapture GT-BE98 Pro BE30000 Quad-Band Wi-Fi 7 Gaming Router - Black

ASUS

Wireless TechnologyBeyond-fast Wi-Fi 7 (802.11be) with new 320MHz channels in the 6 GHz band and 4096-QAM significantly increases network capacity ...

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Original price $652.99 - Original price $652.99
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Original price $173.99 - Original price $173.99
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Spotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black

Ring

Help protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...

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Original price $173.99 - Original price $173.99
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Original price $162.99 - Original price $162.99
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Edifier - R1280T Powered Bookshelf Speakers/Computer Speakers/Studio Monitor Speakers 2.0 Active Near Field Monitors 42 Watts RMS - Black

Edifier

21W nominal power handlingHelps ensure rich dynamic sound.4 inch wooferAlong with 1/2 inch silk tweeter for a complete range of sounds.2-way speake...

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Original price $162.99 - Original price $162.99
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Original price $60.99 - Original price $60.99
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$60.99
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Ring - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White

Ring

360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...

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Original price $60.99 - Original price $60.99
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Original price $79.99 - Original price $79.99
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WORX - Gutter Cleaning Kit - Black

Worx

Clean Gutters Without A LadderSafely clean your gutters while standing on the ground. Attaches to the leaf blower you already own11 Feet Of ReachTh...

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Original price $79.99 - Original price $79.99
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Original price $69.99 - Original price $69.99
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$69.99
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Razer Firefly V2 - mouse pad

Razer

Powered By Razer Chroma RGBWith 16.8 million colors countless patterns dynamic in-game lighting effects—experience full RGB customization and deepe...

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Original price $69.99 - Original price $69.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.