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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Apple - MacBook Air 15-inch Laptop - M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Midnight
AppleBUILT FOR COLLEGE. AND BEYOND — MacBook Air with the M5 chip packs blazing speed and powerful AI capabilities into an incredibly portable design. A...
View full detailsGoogle - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Berry
GOOGLEHear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...
View full detailsShokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Purple
ShokzDynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...
View full detailsApple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)
AppleWHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...
View full detailsRing - Indoor Cam (2023 Release) Plug-In (2-Pack) - Pure White
RingRing AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...
View full detailsFrigidaire - Gallery 30" Built-in Single Electric Wall Oven with Total Convection - Stainless Steel
FrigidaireOur most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering cooking mod...
View full detailsSamsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass
SamsungColor CustomizationCustomize the design of your french door refrigerator with changeable door panels. Choose from a variety of colors and two finis...
View full detailsSamsung - 30 in. Wide 5 Burner 6.0 cu. ft. Bespoke Smart Slide-In Gas Range with No Preheat Air Fry Max and True Convection - Matte Black Steel
SamsungPro-Style DesignHigh end finishes including large solid knobs a bold handle and premium front controls create a timeless look that elevates your ki...
View full detailseufy - S350 Indoor Wired 4K PTZ Security Camera with Dual Lens - White
EufySee the Big Picture and Fine DetailsIndoorCam S350 offers simultaneous wide and zoomed-in views allowing you to monitor an entire room while also f...
View full detailsKitchenAid - 1.1 Cu. Ft. Low Profile Over-the-Range Smart Microwave with Sensor Cooking and Dual Fan Ventilation - Stainless Steel Fingerprint Resistant
KitchenaidLow Profile DesignProvides a small sleek microwave with finishing that blends into cabinetry and strong features that are powerful enough to replac...
View full detailsFellow - Ode Brew Grinder Gen 2 - Matte White
FellowUnique and durable BurrsWith unique two-stage grinding geometry Ode Gen 2 Brew Burrs produce a sweet balanced and complex cup with enough clarity t...
View full detailsGE - 5.3 Cu. Ft. Slide-In Electric Range with Self-Clean and Steam Cleaning Option and Crisp Mode - Stainless Steel
GESlide-In RangeEasily upgrade your kitchen with this new slide-in range that is guaranteed to fit into your existing space.Crisp ModeCrisp mode uses...
View full detailsLogitech Master Series MX Anywhere 3S for Mac - mouse - Bluetooth - pale gray
LogitechMastered for MacWith matching Apple finishes Logi Options+ functions for macOS USB-C charging MX Anywhere 3S for Mac makes for a perfect fit with y...
View full detailsPanasonic - 2.2 Cu. Ft. 1250-Watt Countertop Microwave Oven with Inverter Technology - Stainless Steel
Panasonic1250 watts for powerful microwave cookingDefrost cook and reheat your favorite foods and beverages evenly and quickly.2.2 cu. ft. capacity for fami...
View full detailsNETGEAR - Orbi 970 Series (2026 Release) WiFi 7 Mesh System Up to 10000 sq ft 10 Gig Port Up to 27Gbps 3 Pack RBE973 - White
NETGEARWHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus 2 satellites create a seamless mesh system that covers up to 10000 sq ft in fast reliable WiF...
View full detailsFrigidaire - 5.3 Cu. Ft. Freestanding Electric Range with Air Fry - Stainless Steel
FrigidaireDeliver all of the flavor and none of the guilt with Air FryAir Fry allows you to make healthier and delicious meals for the entire family right in...
View full detailsLogitech MX Anywhere 3S Compact Wireless Mouse Pale Gray - mouse - compact - Bluetooth - pale gray
LogitechTracks ¿nywhere goes ¿verywhereWork on any surface even glass with MX Anywhere 3S Bluetooth Mouse now with an 8K DPI sensor so you can cover more ...
View full detailsEdifier - R1280DBs Powered Bluetooth Computer Speakers Bookshelf Speakers - 42W RMS - Soundfield Spacializer - Studio Monitors - Wood
EdifierSoundfield SpacializerAllows these near-field monitors to produce a panoramic sound stage.Bluetooth ConnectivityBluetooth 5.0 technology allows you...
View full detailsFrigidaire - Gallery 6.2 Cu. Ft. Freestanding Electric Total Convection Range with Self-cleaning and Air Fry - Stainless Steel
FrigidaireOur most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen cooking modes like A...
View full detailsRing - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Security Camera (2pk) - Black
RingLook in anytimeWatch over your home day or night in wide-angle 1080p HD video with Night Vision and check in at anytime with Live View.Stop intrude...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsCanon - EOS R6 Mark II Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black
CanonCanon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and image quality.High im...
View full detailsSony - Compact Digital Camera For Content Creators - White
SonyFit Everything in FrameWith the ZV-1F you can truly capture it all - it allows you to snap a group selfie along with an expansive view of the backg...
View full detailsTCL - 98" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV with Gemini (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsFIFINE - RGB Gaming Speakers Wired Desktop PC Speakers with Volume Control 3.5mm Aux for Laptop Monitor Phone Tablet - Black
FIFINE3D Immersive Gaming AudioWhether you’re in intense firefights or unraveling adventure narratives these gaming computer speakers deliver crystal-cle...
View full detailsBISSELL - TurboClean Pet XL - Black with Colbalt Blue Accents
BissellEfficient cleaning for pet ownersThanks to its 10" clean path and large-capacity tank the TurboClean Pet XL carpet cleaner ensures a seamless clean...
View full detailsASUS RT-BE86U - wireless router - Wi-Fi 7 - desktop
ASUSVersatile WAN configuration optionsHassle-free AI WAN detection on 2.5G or 10G WAN/LAN ports and convenient 4G LTE 5G Mobile Tethering via USBA po...
View full detailsOoma Telo Air 2 Internet Home Phone Service with 3 Cordless Handsets - White
OomaGet crystal-clear nationwide calling for free.Purchase this Ooma Telo Air bundle and pay only applicable taxes and fees typically less than 10 a mo...
View full detailsTherabody - Theragun PRO Plus Cold Attachment - Black
TherabodyCold TherapyCold therapy to reduce inflammation pain and swelling3 temperature levels5 10 15 Celsius 41 50 59 Fahrenheit. Three temperature levels ...
View full detailsLG - 7.3 Cu. Ft. Electric Dryer with Sensor Dry - Monochrome Grey
LG7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...
View full detailsCaf - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack UltraWash and 44 dBA - Stainless Steel
GE CafeCustomFit Top Rack with Ultra WashLoad your way in this dishwasher with a customizable top rack. The CustomFit Top Rack can be configured to maximi...
View full detailsNETGEAR - Orbi 770 Series WiFi 7 Mesh System Up to 8000 sq ft. Up to 11 Gbps Easy Set Up 100 Devices 3 Pack RBE773 - White
NETGEARWHOLE-HOME COVERAGE WITH NO DEAD ZONESThe router plus satellites create a seamless mesh system that blankets up to 8000 sq ft in fast reliable WiFi...
View full detailsGE Profile - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Dedicated Jet Targeted Wash and 42 dBA - Stainless Steel
GE ProfileDeep Clean Washing 3rd RackThis innovative third rack offers a flexible design that lets you clean a variety of items in a single load. Dedicated j...
View full detailsEdifier - R1380T Active Bookshelf Speakers Computer Speakers Dual RCA inputs - 2.0 Studio Monitor Speaker - Brown
EdifierSleek grill and cabinet design100 MDF wooden enclosure to minimize acoustic resonanceClassic acoustic configuration with 1-inch (25mm) tweeter and ...
View full detailsSteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for Xbox - Black
Steel SeriesAlmighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize gaming headset sound experience wit...
View full detailsSamsung - BESPOKE 24 cu. ft. French Door Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel
SamsungColor CustomizationCustomize the design of your french door french door refrigerator with changeable door panels. Choose from a variety of colors a...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.