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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $666.99 - Original price $666.99
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$666.99
$666.99 - $666.99
Current price $666.99

LG - 65" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $666.99 - Original price $666.99
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$666.99
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Current price $666.99
Original price $336.99 - Original price $336.99
Original price
$336.99
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Current price $336.99

LG - 43" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $336.99 - Original price $336.99
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$336.99
$336.99 - $336.99
Current price $336.99
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Rocketfish - Extending Tilt TV Wall Mount for Most 50100 in. TVs - Black

Rocketfish

Works with big screen TVsSupports TVs from 50 to 100 in. diagonal and weight up to 220 lbs. so you can mount your TV with confidence.Extension up t...

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Original price $159.99 - Original price $159.99
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$159.99
$159.99 - $159.99
Current price $159.99
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

LG - 50" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $416.99 - Original price $416.99
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$416.99
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Current price $416.99
Original price $102.99 - Original price $102.99
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$102.99
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Current price $102.99

Rocketfish - 4-Input 8K Ultra High Speed HDMI 2.1 Switch - Black

Rocketfish

8K at 60Hz with HDR10 and Dolby Vision HDR compatibilitySavor superior detailed image quality with authentic and realistic visuals while streaming ...

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Original price $102.99 - Original price $102.99
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$102.99
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Current price $102.99
Original price $586.99 - Original price $586.99
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$586.99
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Current price $586.99

LG - 55" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $586.99 - Original price $586.99
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$586.99
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Current price $586.99
Original price $2,076.99 - Original price $2,076.99
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$2,076.99
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Current price $2,076.99

TCL - 65" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,076.99 - Original price $2,076.99
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$2,076.99
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Original price $2,534.99 - Original price $2,534.99
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TCL - 75" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,534.99 - Original price $2,534.99
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Original price $259.99 - Original price $259.99
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$259.99
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Current price $259.99

Samsung - 43" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $259.99 - Original price $259.99
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Current price $259.99
Original price $620.99 - Original price $620.99
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$620.99
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Pioneer - 75" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $620.99 - Original price $620.99
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$620.99
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Current price $620.99
Original price $990.99 - Original price $990.99
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$990.99
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Current price $990.99

Epson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak

Epson

Big. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...

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Original price $990.99 - Original price $990.99
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$990.99
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Current price $990.99
Original price $795.99 - Original price $795.99
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$795.99
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Current price $795.99

Epson - Home Cinema 980 3LCD 1080p Projector - White

Epson

Exceptional Picture QualityProvides stunning detailed 1080p images and fast data processing that’s optimized for fast-action sports gaming and more...

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Original price $795.99 - Original price $795.99
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Original price $795.99 - Original price $795.99
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Epson - Lifestudio Pop Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Navy

Epson

Big. Bright. Beautiful.4K PRO-UHD with 700 Lumens of Color Brightness (IDMS Rated) and 700 Lumens of White Brightness (ISO Rated) up to 150''Except...

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Original price $795.99 - Original price $795.99
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Current price $795.99
Original price $162.99 - Original price $162.99
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$162.99
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Current price $162.99

Govee - RGBICWW 15inch Ceiling Light Pro - Multi

Govee

Planar colorful lighting effectThe internal lamp beads of the main light are arranged in five concentric circles. Independent control for each lig...

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Original price $162.99 - Original price $162.99
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$162.99
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Current price $162.99
Original price $517.99 - Original price $517.99
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$517.99
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Current price $517.99

Pioneer - 65" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $517.99 - Original price $517.99
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$517.99
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Current price $517.99
Original price $531.99 - Original price $531.99
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Current price $531.99

Sony - 50" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $531.99 - Original price $531.99
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Original price $112.99 - Original price $112.99
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$112.99
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Current price $112.99

Philips - Hue Smart A19 E26 Bulb 2pk - White and Color Ambiance

Philips

NATURAL DAYLIGHT AT HOMEThis smart bulb offers a full daylight spectrum from relaxing tones below 2700K to invigorating high-energy white light at ...

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Original price $112.99 - Original price $112.99
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$112.99
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Current price $112.99
Original price $474.99 - Original price $474.99
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Current price $474.99

Sony - 43" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99
Original price $239.99 - Original price $239.99
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$239.99
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Current price $239.99

TCL - 43" Class F35 Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $239.99 - Original price $239.99
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Current price $239.99
Original price $4,004.99 - Original price $4,004.99
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Current price $4,004.99

TCL - 98" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $4,004.99 - Original price $4,004.99
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$4,004.99
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Current price $4,004.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

SteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black

Steel Series

Official Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $293.99 - Original price $293.99
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$293.99
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Current price $293.99

Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Key/Fingerprint Access - Venetian Bronze

Kwikset

Features SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....

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Original price $293.99 - Original price $293.99
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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Sanus Super Slim - bracket

Sanus

Sanus slim wall mount for Sonos ampFits perfectly to your existing amplifier and makes installation easy.Flexible placementYou can mount your amp u...

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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99
Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99

Sanus - In-Wall Power Kit for TV Media In-Wall Box - White

Sanus

Extends Electrical PowerExtend electrical power from an existing wall outlet to the Sanus TV Media In-Wall Box behind a wall mounted TV without eve...

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Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

TP-Link - Tapo TTB10 Smart Sensor Starter Kit - Motion Detector Contact Sensors and Hub Included - White

TP Link

Window Door SafeguardStay informed of every moment. Monitor doors windows cabinets refrigerators and mailboxes for suspicious activity and receive...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $220.99 - Original price $220.99
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$220.99
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Current price $220.99

Govee - AI Gaming TV Sync Box Kit 2 with HDMI 2.1 4K144Hz 4-in-1 RGBWIC Lighting for 5565 inch TVs - Multi

Govee

Complete Setup Zero Extra CostConnect up to 4 HDMI 2.1 devices at one time with the Govee AI sync box. Supports the highest refresh rate syncing wi...

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Original price $220.99 - Original price $220.99
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$220.99
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Current price $220.99
Original price $531.99 - Original price $531.99
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$531.99
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Current price $531.99

NXTVISION TV Movable Floor Stand for 55- 85 TCL NXTVISION TVs with Magnetic Decorative Cover - White

TCL

NXTVISION TV Movable Floor StandEasel-style stand compatible with 55-85 NXTVISION and NXTVISION Pro TVs.Magnetic Decorative CoverComes with rear TV...

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Original price $531.99 - Original price $531.99
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Current price $531.99
Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99

Govee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi

Govee

Smart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...

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Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99
Original price $108.99 - Original price $108.99
Original price
$108.99
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Current price $108.99

Rocketfish - Tilting TV Wall Mount for Most 32"-90" TVs - Black

Rocketfish

Compatible with most 32" - 90" flat-panel TVsUp to 130 lbs. for sturdy support.Low-Profile Mounting CapabilityMounts the TV 1.9 inches away from th...

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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

TCL - 65" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99
Original price $202.99 - Original price $202.99
Original price
$202.99
$202.99 - $202.99
Current price $202.99

Sanus - Tilt TV Wall Mount for Most 65" - 140" TVs up to 300lbs - Designed for Extra Large TVs - Black

Sanus

Fits 65" to 140" TVsIdeal for extra-large TVs including TCL 98" Hisense 100" and Samsung 98"Expandable Wall PlateAdjustable design creates a custom...

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Original price $202.99 - Original price $202.99
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$202.99
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Current price $202.99
Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99

Peerless EXT 110 - mounting component

Peerless Industries

Peerless EXT 110 - Mounting component (extension column) - vinyl steel - black

Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Peerless SmartMount Universal Tilt Wall Mount ST670 - mounting kit

Peerless Industries

Peerless SmartMount Universal Tilt Wall Mount ST670 - Mounting kit (wall plate tilt bracket) - for flat panel - black - screen size 46"-90"

Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $1,522.99 - Original price $1,522.99
Original price
$1,522.99
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Current price $1,522.99

TCL - 75" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $1,522.99 - Original price $1,522.99
Original price
$1,522.99
$1,522.99 - $1,522.99
Current price $1,522.99
Original price $988.99 - Original price $988.99
Original price
$988.99
$988.99 - $988.99
Current price $988.99

TCL - 85" Class Q5K Series 4K UHD QLED LED Smart Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4x the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

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Original price $988.99 - Original price $988.99
Original price
$988.99
$988.99 - $988.99
Current price $988.99
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Insignia - 85" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.