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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $896.99 - Original price $896.99
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$896.99
$896.99 - $896.99
Current price $896.99

TCL - 75" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $896.99 - Original price $896.99
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$896.99
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Current price $896.99
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99

Roku - 55" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99
Original price $527.99 - Original price $527.99
Original price
$527.99
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Current price $527.99

TCL - 55" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $527.99 - Original price $527.99
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$527.99
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Current price $527.99
Original price $556.99 - Original price $556.99
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$556.99
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Current price $556.99

Pioneer - 70" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $556.99 - Original price $556.99
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Current price $556.99
Original price $413.99 - Original price $413.99
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$413.99
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Current price $413.99

Pioneer - 55" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $413.99 - Original price $413.99
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$413.99
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Current price $413.99
Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

NVIDIA - SHIELD Android TV Pro - 16GB - 4K HDR Streaming Device with Google Assistant and GeForce NOW - Black

Nvidia

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99
Original price $139.99 - Original price $139.99
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$139.99
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Current price $139.99

MEE audio - Connect Hub TV Bluetooth Audio Transmitter and Receiver for Headphones and Speakers - Black

MEElectronics

HD wireless sound for your TVMEE audio Connect Hub adds wireless audio streaming for Bluetooth headphones and speakers to your TV or home theater s...

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Original price $139.99 - Original price $139.99
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$139.99
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Current price $139.99
Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99

Peerless-AV - SmartMountXT Tilt Display Wall Mount For Most 39" - 75" Flat Panel Displays - Semi-gloss Black Black

Peerless Industries

Hook-and-Hang InstallationDisplay is easily installed by a single personEasy-Glide AdaptorsHook onto the wall plate for quick simple and secure ins...

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Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99
Original price $495.99 - Original price $495.99
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Mysa - Smart Programmable WiFi Thermostat (3-Pack) - White

Mysa

Smart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...

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Original price $495.99 - Original price $495.99
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Original price $449.99 - Original price $449.99
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$449.99
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LG - 55 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $449.99 - Original price $449.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

ecobee - SmartSensor for Doors and Windows (2-Pack) - White

EcoBee

Receive instant notification when a door or window is opened or closed.Real-time notifications whenever a door or window is opened or closed throug...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $445.99 - Original price $445.99
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MantelMount - Pull Down TV Wall Mount for Most 45" - 90" TVs - Black

MantelMount

Compatible with most 45" - 90" TVsSupports up to 115 lbs. for sturdy support.High-grade steel materialDelivers a durable design and provides a slee...

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Original price $445.99 - Original price $445.99
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Original price $67.99 - Original price $67.99
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$67.99
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Govee - Aura Smart Table Lamp - Multi

Govee

Creative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...

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Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99
Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

GE - Cync 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

GE

Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

Philips - Hue A19 Bluetooth 75W Smart LED Bulb (2-Pack) - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99
Original price $87.99 - Original price $87.99
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$87.99
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Current price $87.99

Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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Original price $87.99 - Original price $87.99
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Current price $87.99
Original price $181.99 - Original price $181.99
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Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

Nanoleaf

Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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Original price $181.99 - Original price $181.99
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Original price $106.99 - Original price $106.99
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$106.99
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Current price $106.99

Philips - Hue A19 Bluetooth 60W Smart LED Bulb (3-Pack) - White and Color Ambiance

Philips

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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Original price $106.99 - Original price $106.99
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$106.99
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Current price $106.99
Original price $200.99 - Original price $200.99
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$200.99
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Current price $200.99

Eve - Aqua - Smart Water Controller with Apple HomeKit Technology - Black

Eve

Watering your garden or irrigation system made easy with the Aqua - Smart Water Controller with Apple HomeKit TechnologySetup your schedules for wa...

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Original price $200.99 - Original price $200.99
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$200.99
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Current price $200.99
Original price $967.99 - Original price $967.99
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$967.99
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LG - 75" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $967.99 - Original price $967.99
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$967.99
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Current price $967.99
Original price $494.99 - Original price $494.99
Original price
$494.99
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Current price $494.99

Roku - 55" Class Select Series 4K Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

View full details
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99
Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99

Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

View full details
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99
Original price $242.99 - Original price $242.99
Original price
$242.99
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Current price $242.99

NVIDIA SHIELD Android TV Pro 16GB 4K HDR Google Assistant GeForce NOW Black

Nvidia

GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

View full details
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99
Original price $78.99 - Original price $78.99
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$78.99
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Current price $78.99

Mount-It - Single Monitor Desk Mount up to 32" - Silver

Mount-It!

Wide Compatibility and CapacityCompatible with VESA patterns of 75mm x 75mm and 100mm x 100mm and supports displays with screens up to 32" and up t...

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Original price $78.99 - Original price $78.99
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$78.99
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Current price $78.99
Original price $209.99 - Original price $209.99
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$209.99
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Current price $209.99

Epson - Universal Projector Ceiling Mount Kit - White

Epson

Universal interfaceOffers compatibility with most projectors.UL safety certifiedTested for strength and mounting structure integrity.Precise projec...

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Original price $209.99 - Original price $209.99
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$209.99
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Current price $209.99
Original price $597.99 - Original price $597.99
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$597.99
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50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Samsung

50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Original price $597.99 - Original price $597.99
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$597.99
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Current price $597.99
Original price $525.99 - Original price $525.99
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$525.99
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Current price $525.99

Samsung - BEFX-H Series Business Pro TV 55" Class 4K UHD LED 2025 Model

Samsung

Samsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp imagesBetter ContrastHigh Dynami...

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Original price $525.99 - Original price $525.99
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$525.99
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Current price $525.99
Original price $839.99 - Original price $839.99
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$839.99
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Current price $839.99

75 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $839.99 - Original price $839.99
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$839.99
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Current price $839.99
Original price $494.99 - Original price $494.99
Original price
$494.99
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Current price $494.99

Roku - 65" Class 4K HDR LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 65" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

View full details
Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Mysa - Smart Programmable Wi-Fi Thermostat - White

Mysa

Smart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99
Original price $362.99 - Original price $362.99
Original price
$362.99
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Current price $362.99

Samsung - BEFX-H Series 2025 Business Pro 4k UHD LED TV 43" Class

Samsung

Remote ManagementSamsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp ultra-realistic...

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Original price $362.99 - Original price $362.99
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$362.99
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Current price $362.99
Original price $781.99 - Original price $781.99
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$781.99
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Current price $781.99

Insignia - 85 inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99
Original price $494.99 - Original price $494.99
Original price
$494.99
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Current price $494.99

Insignia - 70 Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $494.99 - Original price $494.99
Original price
$494.99
$494.99 - $494.99
Current price $494.99
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99

Roku - 65" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 65" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

View full details
Original price $551.99 - Original price $551.99
Original price
$551.99
$551.99 - $551.99
Current price $551.99
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

65 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

View full details
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99
Original price $298.99 - Original price $298.99
Original price
$298.99
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Current price $298.99

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Honeywell Home

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Original price $298.99 - Original price $298.99
Original price
$298.99
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Current price $298.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.