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  • Original price $934.99 - Original price $934.99
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    NIKKOR Z 24-200mm f/4-6.3 VR Telephoto Zoom Lens for Nikon Z Cameras - Black

    Nikon

    Compatible with select Nikon full-frame mirrorless systemsWorks with any full-frame mirrorless camera with a Nikon Z mount.Telephoto lens provides ...

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    Original price $934.99 - Original price $934.99
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  • Original price $290.99 - Original price $290.99
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    NIKKOR Z 40mm f/2 Standard Prime Lens for Nikon Z Cameras - Black

    Nikon

    Compatible with Nikon Z camerasFor use with your existing camera.40mm focal lengthA versatile focal length for capturing crystal-clear shots throug...

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    Original price $290.99 - Original price $290.99
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  • Original price $819.99 - Original price $819.99
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    Current price $819.99

    NIKKOR Z 85mm f/1.8 S Telephoto Lens for Nikon Z Cameras - Black

    Nikon

    Compatible with Nikon Z6 and Z7 camerasWorks with any mirrorless camera with a Nikon Z mount.Telephoto lens provides detailed photos from a distanc...

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    Original price $819.99 - Original price $819.99
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  • Original price $336.99 - Original price $336.99
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    Nikon - AF-P DX NIKKOR 10-20mm f/4.5-5.6G VR Wide-Angle Zoom Lens for APS-C F-mount cameras - Black

    Nikon

    Fully compatible with Nikon D500 D7500 D5300 D5500 D5600 and D3400 camerasCompatible with limitations Nikon D7200 D7100 D5500 D5200 and D3300 camer...

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    Original price $336.99 - Original price $336.99
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    Current price $336.99
  • Original price $230.99 - Original price $230.99
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    $230.99
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    Nikon - AF-S DX NIKKOR 35mm f/1.8G Standard Lens - Black

    Nikon

    Compatible with a variety of Nikon DSLR camerasWorks with any Nikon DX-format DSLR camera with an F-bayonet mount.35mm focal lengthExcellent for sh...

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    Original price $230.99 - Original price $230.99
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  • Original price $1,233.99 - Original price $1,233.99
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    Nikon - AF-S NIKKOR 200-500mm f/5.6E ED VR Super Telephoto Zoom Lens - Black

    Nikon

    Compatible with most Nikon cameras with an F-MountFor use with your existing model.Telephoto lens provides detailed photos from a distanceMagnify d...

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    Original price $1,233.99 - Original price $1,233.99
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  • Original price $254.99 - Original price $254.99
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    Nikon - AF-S NIKKOR 50mm f/1.8G Standard Lens - Black

    Nikon

    Compatible with a variety of Nikon DSLR camerasWorks with any Nikon DX or FX-format DSLR camera with an F-bayonet mount.50mm focal lengthA versatil...

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    Original price $254.99 - Original price $254.99
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  • Original price $508.99 - Original price $508.99
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    Nikon - AF-S NIKKOR 85mm f/1.8G Medium Telephoto Lens - Black

    Nikon

    Compatible with a variety of Nikon DSLR camerasWorks with any Nikon FX or DX-format DSLR camera with an F-bayonet mount. Also compatible with most ...

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    Original price $508.99 - Original price $508.99
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  • Original price $934.99 - Original price $934.99
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    Nikon - Coolpix P950 16.0-Megapixel Digital Camera - Black

    Nikon

    3.2" color LCD displayFor clear viewing and easy navigation.16.0-megapixel CMOSCaptures high-resolution images up to 4608 x 3072 pixels.83x optical...

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    Original price $934.99 - Original price $934.99
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  • Original price $824.99 - Original price $824.99
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    Nikon - D7500 DSLR 4K Video Camera (Body Only) - Black

    Nikon

    20.9-megapixel CMOS sensor delivers incredible detail and gorgeous enlargementsThe APS-C sensor produces great edge-to-edge clarity with incredible...

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    Original price $824.99 - Original price $824.99
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  • Original price $2,544.99 - Original price $2,544.99
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    Nikon - D850 DSLR 4k Video Camera (Body Only) - Black

    Nikon

    45.7-megapixel 35.9mm x 23.9mm FX-format full-frame CMOS sensorCreate enlargements all the way up to poster-sized prints or crop aggressively to fr...

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    Original price $2,544.99 - Original price $2,544.99
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  • Original price $314.99 - Original price $314.99
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    Nikon - Mount Adapter FTZ II

    Nikon

    Compatible with most NIKKOR F-Mount lenses and teleconvertersThis FTZ mount adapter works with approximately 360 lenses in total 90 of which are AF...

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    Original price $314.99 - Original price $314.99
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  • Original price $2,889.99 - Original price $2,889.99
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    Nikon - NIKKOR Z 100-400mm f/4.5-5.6 VR S Super-Telephoto Lens for Z Series Mirrorless Cameras - Black

    Nikon

    Compatible with Nikon Z camerasWorks with any Nikon Z camera with Z-bayonet mount.Telephoto lens provides detailed photos from a distanceMagnify di...

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    Original price $2,889.99 - Original price $2,889.99
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    $2,889.99
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  • Original price $1,106.99 - Original price $1,106.99
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    $1,106.99
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    Current price $1,106.99

    Nikon - Z 30 4K Mirrorless Camera 2-Lens Kit with NIKKOR Z DX 16-50mm f/3.5-6.3 VR and NIKKOR Z DX 50-250mm f/4.5-6.3 VR Lenses - Black

    Nikon

    NIKKOR Z DX 16-50mm f/3.5-6.3 VR and 50-250mm f/4.5-6.3 VR lenses includedTwo lenses that cover the range from wide-angle to telephoto delivering m...

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    Original price $1,106.99 - Original price $1,106.99
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    $1,106.99
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  • Original price $819.99 - Original price $819.99
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    Nikon - Z 30 4K Mirrorless Camera with NIKKOR Z DX 16-50mm f/3.5-6.3 VR Lens - Black

    Nikon

    NIKKOR Z DX 16-50mm f/3.5-6.3 VR includedPerfect wide-angle zoom lens for both videos and photos. Built-in Vibration Reduction image stabilization ...

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    Original price $819.99 - Original price $819.99
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  • Original price $1,164.99 - Original price $1,164.99
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    $1,164.99
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    Current price $1,164.99

    Nikon - Z 5 4K Video Mirrorless Camera (Body Only) - Black

    Nikon

    ResolutionIntensively detailed 24MP full frame images and 4K UHD videosImage StabilizationVR image stabilization built-in for sharp stabilized phot...

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    Original price $1,164.99 - Original price $1,164.99
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    $1,164.99
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    Current price $1,164.99
  • Original price $1,443.99 - Original price $1,443.99
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    $1,443.99
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    Current price $1,443.99

    Nikon - Z 5 Camera Body - Black

    Nikon

    ResolutionIntensively detailed 24MP full frame images and 4K UHD videosImage StabilizationVR image stabilization built-in for sharp stabilized phot...

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    Original price $1,443.99 - Original price $1,443.99
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    $1,443.99
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  • Original price $1,739.99 - Original price $1,739.99
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    Nikon - Z 6 II 4k Video Mirrorless Camera (Body only) - Black

    Nikon

    24.5-megapixel CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements all the way up to poster-sized prints or crop ag...

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    Original price $1,739.99 - Original price $1,739.99
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  • Original price $2,314.99 - Original price $2,314.99
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    $2,314.99
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    Current price $2,314.99

    Nikon - Z 7 II 4k Video Mirrorless Camera (Body only) - Black

    Nikon

    45.7-megapixel CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements all the way up to poster-sized prints or crop ag...

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    Original price $2,314.99 - Original price $2,314.99
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    $2,314.99
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    Current price $2,314.99
  • Original price $1,049.99 - Original price $1,049.99
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    Current price $1,049.99

    Nikon - Z50 Mirrorless 4K Video Camera with NIKKOR Z DX 16-50mm f/3.5-6.3 VR Lens - Black

    Nikon

    NIKKOR Z DX 16-50mm f/3.5-6.3 VR standard zoom lensGreat for everyday shots including everything from gorgeous landscapes to exceptional close-ups....

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    Original price $1,049.99 - Original price $1,049.99
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  • Original price $1,336.99 - Original price $1,336.99
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    $1,336.99
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    Current price $1,336.99

    Nikon - Z50 Mirrorless Camera Two Lens Kit with NIKKOR Z DX 16-50mm f/3.5-6.3 VR and NIKKOR Z DX 50-250mm f/4.5-6.3 VR Lenses - Black

    Nikon

    NIKKOR Z DX 16-50mm f/3.5-6.3 VR and 50-250mm f/4.5-6.3 VR lensesFeature a versatile zoom range and VR image stabilization ideal for wide-angle sho...

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    Original price $1,336.99 - Original price $1,336.99
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    $1,336.99
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    Current price $1,336.99
  • Original price $2,544.99 - Original price $2,544.99
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    Current price $2,544.99

    Nikon - Z6III FX-format Mirrorless Camera Body

    Nikon

    Z6III FX-format Mirrorless Camera BodyThis Z Mirrorless camera body is full frame (FX-format). NIKKOR Z lens are sold separately.Megapixels / Ima...

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    Original price $2,544.99 - Original price $2,544.99
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  • Original price $1,049.99 - Original price $1,049.99
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    Current price $1,049.99

    Nikon D7500 - digital camera AF-S DX 18-140mm VR lens

    Nikon

    AF-S DX NIKKOR 18-140mm f/3.5-5.6G ED VR lensFor precise zooming and accuracy.20.9-megapixel CMOS sensor delivers incredible detail and gorgeous en...

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    Original price $1,049.99 - Original price $1,049.99
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    $1,049.99
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    Current price $1,049.99
  • Original price $646.99 - Original price $646.99
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    $646.99
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    Current price $646.99

    Nikon Speedlight SB-5000 - hot-shoe clip-on flash

    Nikon

    Compatible with select Nikon DSLR camerasIncluding D5 and D500.External FlashFor studio wedding event and action photographers continuous shooting ...

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    Original price $646.99 - Original price $646.99
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    $646.99
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    Current price $646.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.