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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

100 Apple Gift Card - App Store Apple Music iTunes iPhone iPad AirPods accessories and more

Apple

Perfect for App Store purchases and subscriptions - get apps games music movies TV shows and more.The ideal gift to say happy birthday thank you co...

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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99
Original price $517.99 - Original price $517.99
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$517.99
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Current price $517.99

15" i3-N305 8GB 256 SSD TouchCore i3-N305 8GB DDR4 1DM 3200 256GB PCIe Value Intel UHD Graphics Touch/15.6 HD Brightview SVA 250 nits Narrow border flat Win11 Home 1 Year Warranty

HP

15" i3-N305 8GB 256 SSD TouchCore i3-N305 8GB DDR4 1DM 3200 256GB PCIe Value Intel UHD Graphics Touch/15.6 HD Brightview SVA 250 nits Narrow borde...

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Original price $517.99 - Original price $517.99
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$517.99
$517.99 - $517.99
Current price $517.99
Original price $118.99 - Original price $118.99
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$118.99
$118.99 - $118.99
Current price $118.99

15.6" Portable 1080p IPS Mon15.6" Portable 1080p IPS Monitor with USB C and mini-HDMI.

ViewSonic

15.6" Portable 1080p IPS Mon15.6" Portable 1080p IPS Monitor with USB C and mini-HDMI.

Original price $118.99 - Original price $118.99
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$118.99
$118.99 - $118.99
Current price $118.99
Original price $1,292.99 - Original price $1,292.99
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$1,292.99
$1,292.99 - $1,292.99
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18" Wide Built-In Dishwasher - ADA COMPLIANT

Summit Appliance

18" Wide Built-In Dishwasher - ADA COMPLIANT

Original price $1,292.99 - Original price $1,292.99
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$1,292.99
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Original price $422.99 - Original price $422.99
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$422.99
$422.99 - $422.99
Current price $422.99

20" Commercial Microwave

Summit Appliance

Commercially approved microwave with stainless steel exterior and interior

Original price $422.99 - Original price $422.99
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$422.99
$422.99 - $422.99
Current price $422.99
Original price $763.99 - Original price $763.99
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$763.99
$763.99 - $763.99
Current price $763.99

22" Wide Top Mount Refrigerator-Freezer

Summit Appliance

8.8 cu.ft. frost-free refrigerator-freezer in white

Original price $763.99 - Original price $763.99
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$763.99
$763.99 - $763.99
Current price $763.99
Original price $293.99 - Original price $293.99
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$293.99
$293.99 - $293.99
Current price $293.99

24" IPS Ergonomic Monitor24" 1080p IPS Ergonomic Monitor65W USB-C

ViewSonic

24" IPS Ergonomic Monitor24" 1080p IPS Ergonomic Monitor65W USB-C

Original price $293.99 - Original price $293.99
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$293.99
$293.99 - $293.99
Current price $293.99
Original price $1,278.99 - Original price $1,278.99
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$1,278.99
$1,278.99 - $1,278.99
Current price $1,278.99

24" Wide Built-In All-Refrigerator ADA Compliant

Summit Appliance

Built-in undercounter ADA compliant all-refrigerator with stainless steel door black cabinet door storage lock and digital controls

Original price $1,278.99 - Original price $1,278.99
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$1,278.99
$1,278.99 - $1,278.99
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Original price $2,585.99 - Original price $2,585.99
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$2,585.99
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24" Wide Built-In Kegerator ADA Compliant

Summit Appliance

Built-in undercounter ADA height commercially listed dual tap beer dispenser with stainless steel wrapped door and black cabinet

Original price $2,585.99 - Original price $2,585.99
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$2,585.99
$2,585.99 - $2,585.99
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Original price $389.99 - Original price $389.99
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$389.99
$389.99 - $389.99
Current price $389.99

26" Tall AV Rack 15U Stackable Skeleton Rack

Sanus

SANUS 26" Tall AV Rack 15U Stackable Skeleton Rack

Original price $389.99 - Original price $389.99
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$389.99
$389.99 - $389.99
Current price $389.99
Original price $212.99 - Original price $212.99
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$212.99
$212.99 - $212.99
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27" Built-In Trim Kit for Select GE Microwaves - Stainless Steel

General Electric

Compatible with select GE microwavesIncluding models PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS for a precise fit....

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Original price $212.99 - Original price $212.99
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$212.99
$212.99 - $212.99
Current price $212.99
Original price $189.99 - Original price $189.99
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$189.99
$189.99 - $189.99
Current price $189.99

27" Built-In Trim Kit for Select GE Microwaves - White

GE

Compatible with select GE microwavesIncluding PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS models for simple install...

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Original price $189.99 - Original price $189.99
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$189.99
$189.99 - $189.99
Current price $189.99
Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99

29.8" Trim Kit for Caf CEB515P2NSS Microwave - Stainless Steel

GE Cafe

Compatible with Cafe CEB515P2NSS microwaveFor a precise fit.Stainless steel finishOffers a stylish appearance.Provides a built-in appearanceFor add...

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Original price $246.99 - Original price $246.99
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$246.99
$246.99 - $246.99
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Original price $259.99 - Original price $259.99
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$259.99
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2PK BLACK OUTDOOR PA

Alamont Home

2PK BLACK OUTDOOR PATIO CHAIRS

Original price $259.99 - Original price $259.99
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$259.99
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Original price $98.99 - Original price $98.99
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$98.99
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3-Way Tripod/Grip/Arm Compatible with All GoPro Cameras - Black

GoPro

CompatibilityCompatible with all GoPro cameras.Extends up to 19.5"Allows you to shoot group shots selfies and more.Three-in-one constructionLets yo...

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Original price $98.99 - Original price $98.99
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$98.99
$98.99 - $98.99
Current price $98.99
Original price $236.99 - Original price $236.99
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$236.99
$236.99 - $236.99
Current price $236.99

3Doodler - PRO III 3D Printing Pen Set - Black

3Doodler

Versatile material compatibilityThis advanced 3D pen for professionals is now compatible with both 1.75mm filament spools and 3Doodler Flow mini-sp...

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Original price $236.99 - Original price $236.99
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$236.99
$236.99 - $236.99
Current price $236.99
Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99

3M Privacy Filter display privacy filter - 23"

3M

3M Privacy Filter - Display privacy filter - 23" - black

Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

4W Solar Panel for Select Ring Security Cameras - Black

Ring

Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $349.99 - Original price $349.99
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$349.99
$349.99 - $349.99
Current price $349.99

5-500 BTU SACC (9-000 BTU ASHRAE) Portable Air Con

Aeric

5500 BTU Portable AC Remote White R32

Original price $349.99 - Original price $349.99
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$349.99
$349.99 - $349.99
Current price $349.99
Original price $200.99 - Original price $200.99
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$200.99
$200.99 - $200.99
Current price $200.99

57" Swing Arm Mount For Rca Commercial - JA80

RCA Commercial TV

57" Swing Arm Mount For Rca Commercial - JA80

Original price $200.99 - Original price $200.99
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$200.99
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Current price $200.99
Original price $395.99 - Original price $395.99
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$395.99
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Current price $395.99

58" Mid-Century Modern Fluted-Door TV Stand for TVs up to 65"

Walker Edison

Whether you’re into art-deco design Japandi interiors or a modern motif this is the TV stand you’ve been looking for. With its sleek and subtle har...

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Original price $395.99 - Original price $395.99
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$395.99
$395.99 - $395.99
Current price $395.99
Original price $248.99 - Original price $248.99
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$248.99
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64.25"W X 64.75"H CO

Alamont Home

64.25"W X 64.75"H CORK/MARKER

Original price $248.99 - Original price $248.99
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$248.99
$248.99 - $248.99
Current price $248.99
Original price $429.99 - Original price $429.99
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$429.99
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Current price $429.99

70" Boho Rattan-Door TV Stand for TVs up to 80"

Walker Edison

Channel surf in style with the cool coastal aesthetic of this TV stand. Curate an epic entertainment hub with a low profile that leaves room to dis...

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Original price $429.99 - Original price $429.99
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$429.99
$429.99 - $429.99
Current price $429.99
Original price $162.99 - Original price $162.99
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$162.99
$162.99 - $162.99
Current price $162.99

70" Boho Wall-Mounted Floating TV Stand for TVs up to 80"

Walker Edison

Minimalist profileFree up space with a stylish wall-mounted design.Entertainment hubUse the spacious surface for a soundbar or lighting set.Reliabl...

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Original price $162.99 - Original price $162.99
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$162.99
$162.99 - $162.99
Current price $162.99
Original price $504.99 - Original price $504.99
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$504.99
$504.99 - $504.99
Current price $504.99

70" Mid-Century Modern Fluted-Door TV Stand for TVs up to 80"

Walker Edison

Sleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...

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Original price $504.99 - Original price $504.99
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$504.99
$504.99 - $504.99
Current price $504.99
Original price $504.99 - Original price $504.99
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$504.99
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Current price $504.99

70" Mid-Century Modern Simple 2-Door TV Stand for TVs up to 80"

Walker Edison

Sleek storage savvy and ready to stream from every cubby this contemporary TV stand has got you and your favorite tech covered. Four divided cubbie...

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Original price $504.99 - Original price $504.99
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$504.99
$504.99 - $504.99
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Original price $446.99 - Original price $446.99
Original price
$446.99
$446.99 - $446.99
Current price $446.99

80" Mid-Century Modern 2-Door TV Stand for TVs up to 90"

Walker Edison

Sleek storageKeep your display organized with a convenient blend of open and closed storage.Versatile buildUse as a TV stand buffet or sideboard.Re...

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Original price $446.99 - Original price $446.99
Original price
$446.99
$446.99 - $446.99
Current price $446.99
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black

8BitDo

Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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Original price $60.99 - Original price $60.99
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$60.99
$60.99 - $60.99
Current price $60.99
Original price $120.99 - Original price $120.99
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$120.99
$120.99 - $120.99
Current price $120.99

8BitDo - Retro Mechanical Keyboard - M Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its PBT dye-sublimation keycaps and a consistent feel from a top-mount struct...

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Original price $120.99 - Original price $120.99
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$120.99
$120.99 - $120.99
Current price $120.99
Original price $123.99 - Original price $123.99
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$123.99
$123.99 - $123.99
Current price $123.99

8BitDo - Retro Mechanical Keyboard with Joystick - N Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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Original price $123.99 - Original price $123.99
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$123.99
$123.99 - $123.99
Current price $123.99
Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99

8BitDo - SN30 Pro Bluetooth Gamepad - Gray

8BitDo

Fully featured retro controller to play 30 years of video gamesMade with extra attention to the most critical characteristics such as the D-pad to ...

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Original price $60.99 - Original price $60.99
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$60.99
$60.99 - $60.99
Current price $60.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

8BitDo - Ultimate Bluetooth Controller for Nintendo Switch and Windows with Charging Dock - Black

8BitDo

Play any game anywhere. Nintendo Switch and Windows PC. 8BitDo controllers are designed to be as versatile as possible with each of your modern dev...

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Original price $69.99 - Original price $69.99
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$69.99
$69.99 - $69.99
Current price $69.99
Original price $76.99 - Original price $76.99
Original price
$76.99
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Current price $76.99

8BitDo - Ultimate Bluetooth Controller for Switch and Windows with Charging Dock - Black

8BitDo

Multi-platformCompatible with Switch via Bluetooth 2.4G adapter or USB Cable. Compatible with Windows with a 2.4G adapter or USB Cable.Multifunctio...

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Original price $76.99 - Original price $76.99
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$76.99
$76.99 - $76.99
Current price $76.99
Original price $48.99 - Original price $48.99
Original price
$48.99
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Current price $48.99

AC Adapter for Nintendo Switch - Black

Nintendo

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $48.99 - Original price $48.99
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$48.99
$48.99 - $48.99
Current price $48.99
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Acer Nitro XV240Y 23.8" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Acer - 15.6" IPS FHD FreeSync Portable Monitor (DisplayPort HDMI) - Black

Acer

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.