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Garden & Outdoor

Rent To Own Garden & Outdoor – Transform Your Outdoors with Flexible Financing

Create the perfect outdoor space with premium garden and outdoor equipment from Finance My Cart. Whether you're looking for grills, lawnmowers, patio furniture, or outdoor tools, we offer top brands like Weber, Honda, and Sunbrella. With our rent-to-own and buy now, pay later payment plans, you can bring home everything you need to enhance your garden and outdoor living areas without the upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Make your outdoor dreams a reality today with flexible financing!

Original price $699.99 - Original price $699.99
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Current price $699.99

Greenworks - 80 Volt 21-Inch Self-Propelled Lawn Mower (1 x 4.0Ah Battery and 1 x Charger) - Green

Greenworks

CoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minutesConstant blade sp...

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Original price $699.99 - Original price $699.99
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Original price $270.99 - Original price $270.99
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$270.99
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Greenworks - 80 Volt 4Ah Battery (Charger not included)

Greenworks

Fade free power80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED indicatorOn-board LED fuel indicator provides your re...

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Original price $270.99 - Original price $270.99
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$270.99
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Current price $270.99
Original price $193.99 - Original price $193.99
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$193.99
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Current price $193.99

WORX - Pegasus Multi-Function 2-in-1 Folding Work Table Sawhorse Lightweight Quick Clamps Holding Pegs Quick-Attach Boxes - Black

Worx

Worktable SawhorseHolds up to 300 lbs. as a work table supports 1000 lbs. as a sawhorse. And it’s easy to transition between the two.Custom Clamps...

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Original price $193.99 - Original price $193.99
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Original price $694.99 - Original price $694.99
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$694.99
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Tesla - Universal Wall Connector Level 2 Hardwired Electric Vehicle (EV) Charger up to 48A 24’ - White

Tesla

Vehicle compatibilitySeamlessly transitions between NACS and J1772 connectors accommodating all major North American EVs including Tesla Vehicles. ...

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Original price $694.99 - Original price $694.99
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Original price $444.99 - Original price $444.99
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$444.99
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Surfer S2 24/7 Solar-Powered Automatic Robotic Pool Skimmer with DebrisGuard Aiper App Compatibility Anti-Stranding - Gray

Aiper

24/7 Pool Cleaning Power with SolarSeeker TechnologyThe Surfer S2 features an enhanced solar panel and extended battery life - 35+ hours. When powe...

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Original price $444.99 - Original price $444.99
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Original price $637.99 - Original price $637.99
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$637.99
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Aiper - Scuba N1 Plus Robotic Pool Cleaner with MicroMesh Filtration for In-Ground Pools Caterpillar Treads and Mobile App - White

Aiper

Replaceable MicroMesh Ultra-fine Filter Captures Fine DebrisThis MicroMesh Ultra-fine filter ensures all impurities including tiny sand and dust pa...

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Original price $637.99 - Original price $637.99
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Original price $196.99 - Original price $196.99
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$196.99
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Current price $196.99

WORX - 20V 12" Brushless Cordless String Trimmer (1 x 4.0Ah and 1 x Charger) - Black

Worx

3-Tools-In-1Easily transforms from a precision string trimmer into a powerful in-line wheeled edger into a nimble mini-mowerAutomatic Fresh LinePro...

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Original price $196.99 - Original price $196.99
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Original price $347.99 - Original price $347.99
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Aiper - Scuba L1 Cordless Robotic Pool Cleaner for Above-Ground Pools up to 1100sq.ft Bumper Protection Automatic Pool Vacuum - White

Aiper

Tri-motor SystemFiltering up to 66 GPM (250 LPM) of your pool’s water the Scuba L1 is among the most efficient most robust cordless robotic pool cl...

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Original price $347.99 - Original price $347.99
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Original price $208.99 - Original price $208.99
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$208.99
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Lectron - Vortex Plug Tesla Supercharger to CCS Electric Vehicle (EV) Adapter - up to 1000V - Black

Lectron

Currently not compatibleNot currently compatible with MAZDA MINI STELLANTIS CHRYSLER - STAY TUNED FOR UPDATESExpanded charging optionsThe Lectron V...

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Original price $208.99 - Original price $208.99
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Original price $1,003.99 - Original price $1,003.99
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Aiper - Scuba N1 Pro Cordless Robotic Pool Cleaner for In-Ground Pools up to 2150sq.ft Pool Vacuum with Infrared Sensors - White

Aiper

Premium Cleaning PerformanceThe advanced particle filtration system works in tandem with the quad-brushless motors dedicating more power to scrubbi...

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Original price $1,003.99 - Original price $1,003.99
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Original price $271.99 - Original price $271.99
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$271.99
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Greenworks - 80 Volt 4.0Ah Power Tool Battery

Greenworks

Fade free power80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED displayOn-board LED fuel indicator provides your rema...

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Original price $271.99 - Original price $271.99
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$271.99
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Original price $84.99 - Original price $84.99
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$84.99
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Current price $84.99

Greenworks - 80 Volt 2.0Ah Power Tool Battery

Greenworks

Fade free power80V 2.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED displayOn-board LED fuel indicator provides your rema...

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Original price $84.99 - Original price $84.99
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$84.99
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Current price $84.99
Original price $635.99 - Original price $635.99
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$635.99
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Greenworks - Electric Pressure Washer up to 3000 PSI at 2.0 GPM Combo Kit with short gun mitts and 15" surface cleaner - Green

Greenworks

Power/PressureAC power delivers up to 3000 PSI at 2.0 max GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor out...

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Original price $635.99 - Original price $635.99
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Original price $135.99 - Original price $135.99
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$135.99
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Greenworks - 1900 PSI 1.2 GPM Electric Pressure Washer Combo Kit - Green

Greenworks

Power pressureAC power delivers up to 1900 PSI at 1.2 GPM; 35-foot power cordMotorPowerful 13-amp universal motor with axial cam pump provides powe...

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Original price $135.99 - Original price $135.99
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Original price $823.99 - Original price $823.99
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Current price $823.99

Greenworks - 80V 21 Lawn Mower 13 String Trimmer and 730 Leaf Blower Combo with 4 Ah Battery Charger) 3-piece combo - Green

Greenworks

21 Lawn Mower CoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeConstant blade speed3200 RPMCutting p...

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Original price $823.99 - Original price $823.99
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Original price $342.99 - Original price $342.99
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Greenworks - 80 Volt 16 2kW Chainsaw with 4.0 Ah Battery and Charger - Green

Greenworks

RuntimeUp to 260 cuts on a single chargePower output45cc gas equivalent powerCharge timeFully recharge battery in just 60 minutesMax power speedHig...

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Original price $342.99 - Original price $342.99
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Original price $171.99 - Original price $171.99
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$171.99
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WORX - Nitro 20V 5" Cordless Brushless Pruning Saw (1 x 2.0 Ah Battery and 1 x Charger Included) - Black

Worx

Ultra-Compact DesignMakes the saw easy to maneuver in tight spaces and allows for lightweight comfortable operationHigh-Efficiency Brushless MotorR...

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Original price $171.99 - Original price $171.99
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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99

WORX - 20V Power Share PRO 4.0Ah Lithium Battery

Worx

Run Longer With High-Capacity BatteriesWorx Power Share PRO intelligent batteries deliver extended run times plus heat and impact protection. Compa...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $302.99 - Original price $302.99
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Greenworks - Pro Electric Pressure Washer up to 2300 PSI at 1.2 GPM - Green

Greenworks

MotorInnovative Greenworks TruBrushless Motor Technology Automatically adapts motor power for maximum cleaning power with any nozzle; Up to 2x the...

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Original price $302.99 - Original price $302.99
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Original price $275.99 - Original price $275.99
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Rexing - Tesla Extension Charging Cable - 48A 20ft - Black

Rexing

Expand your charging rangeThe Rexing Tesla Extension Cord allows you to extend your Tesla Charger by an additional 20 ft making it more convenient ...

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Original price $275.99 - Original price $275.99
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Original price $138.99 - Original price $138.99
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$138.99
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WORX - 20V Power Share Cordless 8" 2-in-1 Hedge Trimmer - Black

Worx

Quick Ez ShrubsThe Worx 20V Power Share Garden Shear Shrubber Is Easy To Maneuver Easy To Maintain And Makes It Easy To Cut Clean-Looking ShrubsDu...

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Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99
Original price $172.99 - Original price $172.99
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$172.99
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WORX - 20V MAX Cordless Multi-Function Air Pump Inflator (1 x 2.0aH Battery and 1 x Charger Included) - Black

Worx

Same Battery Expandable PowerThe same battery powers over 75+ 20V 40V and 80V lifestyle garden and power tools in the Power Share familyHigh-Pressu...

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Original price $172.99 - Original price $172.99
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Original price $279.99 - Original price $279.99
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$279.99
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Greenworks - 24V 5 Tool Combo Kit - Drill Impact Driver Recip Saw Light Bluetooth Speaker 2Ah + 4Ah Batteries Charger - Green

Greenworks

Greenworks 24V Brushless 1/2" Hammer Drill / DriverPowerful 24V Brushless motor for more torque and longer life - 1/2" keyless ratcheting chuck and...

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Original price $279.99 - Original price $279.99
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Original price $98.99 - Original price $98.99
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$98.99
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WORX - WX100L Power Share 20V 3/8" Drill/Driver (1 x 2.0Ah Battery 1 x Charger Included) - Black

Worx

Full Sized Chuck For Large JobsEmpower large drilling applications with a full sized 3/8 chuckAdaptable Speed and TorqueEasily adapt speed and torq...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $120.99 - Original price $120.99
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$120.99
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WORX - WG521 12 Amp 800 CFM Corded Blower - Black

Worx

The Most Powerful Electric BlowerTurbine tech spins out 800 cfm at 135 mph. No other electric blower is doing thatVaribale SpeedsDifferent tasks re...

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Original price $120.99 - Original price $120.99
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Original price $241.99 - Original price $241.99
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$241.99
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Greenworks - 80-Volt 750 CFM Cordless Handheld Blower (1 x 2.5Ah Battery and 1 x Charger) - Green

Greenworks

RuntimeUp to 60 minutes on lowPower equivalent26cc gas-equivalent powerBlowing forceUp to 750 CFM of constant airflowAir speed170 MPH max air speed...

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Original price $241.99 - Original price $241.99
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$241.99
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Original price $204.99 - Original price $204.99
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$204.99
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Lectron - Portable J1772 Level 1 NEMA 5-15 Electric Vehicle (EV) Charger-up to 15A-20' - Black

Lectron

Convenient Level 1 chargingQuickly charge your EV with a standard 110V outlet; you'll get 15 amps and 1.65 kW of power towards the standard full-ch...

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Original price $204.99 - Original price $204.99
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Current price $204.99
Original price $236.99 - Original price $236.99
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$236.99
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Current price $236.99

Greenworks - 80V 17" Brushless String Trimmer with 2.0Ah Battery Charger - Black/Green

Greenworks

High Efficiency Brushless MotorProvides more power torque quiet operation longer motor lifeEngine DisplacementEquivalent power to a 30cc gas strin...

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Original price $236.99 - Original price $236.99
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Original price $249.99 - Original price $249.99
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$249.99
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Current price $249.99

Lectron - Tesla Level 1 NEMA 5-15 Electric Vehicle (EV) Charger-up to 15A-16' - Black

Lectron

Most affordable Tesla chargerThe only native and most affordable Level 1 Tesla Charger to conveniently charge your Tesla or NACS EVs using any stan...

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Original price $249.99 - Original price $249.99
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$249.99
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Current price $249.99
Original price $215.99 - Original price $215.99
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$215.99
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Current price $215.99

Lectron - J1772 Level 1 NEMA 5-15 Electric Vehicle (EV) WiFi Charger-up to 15A-16' - Black

Lectron

Efficient Level 1 chargingWith a NEMA 5-15 plug and 15A output this charger delivers reliable and efficient Level 1 charging adding approximately 4...

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Original price $215.99 - Original price $215.99
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$215.99
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Current price $215.99
Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99

Lectron - J1772 to Tesla (NACS) EV Charging Adapter-up to 80 Amp (250V) - Black

Lectron

Thoughtful designA compact Tesla charger adapter designed to connect the SAE J1772 chargers to your Tesla vehicle so Tesla drivers can utilize J177...

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Original price $73.99 - Original price $73.99
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$73.99
$73.99 - $73.99
Current price $73.99
Original price $384.99 - Original price $384.99
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$384.99
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Current price $384.99

Greenworks - 3000 PSI Electric Pressure Washer up to 2.0 GPM - Green

Greenworks

Power/PressureAC power delivers up to 3000 PSI at 2.0 max GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor out...

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Original price $384.99 - Original price $384.99
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$384.99
$384.99 - $384.99
Current price $384.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

WORX - WG585 40V 165 MPH 620 CFM Cordless Blower (2 x 4.0 Ah Batteries and 1 x Charger) - Black

Worx

The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run time.High-Speed In-Line MotorHigh-performance b...

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Original price $254.99 - Original price $254.99
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$254.99
$254.99 - $254.99
Current price $254.99
Original price $449.99 - Original price $449.99
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$449.99
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Current price $449.99

Lectron - J1772 Level 2 NEMA 14-50/Hardwired Electric Vehicle (EV) Charging Station (WiFi) w/ App Control-up to 48A - 16' - White

Lectron

Powerful Level 2 chargingThe Lectron J1772 V-BOX Pro has a maximum output of 48 amps allowing for faster charging speeds.Wide range of charging con...

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Original price $449.99 - Original price $449.99
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$449.99
$449.99 - $449.99
Current price $449.99
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

WORX - 7.5"" - 12 Amp Lawn Edger / Trencher - Black

Worx

Power Like The ProsThe 12 Amp motor spins the 7.5 blade fast and deep at 4700 revolutions per minute giving you professional-looking lines and edge...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

WORX - Nitro 20V Power Share Cordless 9" Work Fan with Battery and Charger - Black

Worx

The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run timeReady ChargeFeature allows you to plug in a...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.