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Garden & Outdoor

Rent To Own Garden & Outdoor – Transform Your Outdoors with Flexible Financing

Create the perfect outdoor space with premium garden and outdoor equipment from Finance My Cart. Whether you're looking for grills, lawnmowers, patio furniture, or outdoor tools, we offer top brands like Weber, Honda, and Sunbrella. With our rent-to-own and buy now, pay later payment plans, you can bring home everything you need to enhance your garden and outdoor living areas without the upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Make your outdoor dreams a reality today with flexible financing!

Original price $813.99 - Original price $813.99
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Greenworks - 80V 21 Lawn Mower 13 String Trimmer and 730 Leaf Blower Combo with 4 Ah Battery Charger) 3-piece combo - Green

Greenworks

Combo Kit offers 3 must have outdoor tools for your lawn care needs. Greenworks delivers the ultimate battery-powered Self-Propelled Lawn Mower. Qu...

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Snow Joe - 24-Volt iON+ 13-Inch Single Stage Cordless Snow Shovel with Ice Dozer (1 x 4Ah Battery and 1 x Charger) - blue

Snow Joe

Now there’s a much better way to get snow out of your way this winter. A cordless convenient fast easy quiet super-powerful fume free way. Whatever...

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Original price $288.99 - Original price $288.99
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Greenworks - 80-Volt 170 MPH 730 CFM Cordless Handheld Blower (1 x 2.5Ah Battery and 1 x Charger) - Green

Greenworks

Heavy wet leaves and other stubborn debris are no match for the Greenworks 80V battery powered handheld leaf blower. The jet fan design provides up...

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Greenworks - 80 Volt 4Ah Battery (Charger not included)

Greenworks

The Greenworks 80V 4.0 Ah battery is compatible with over 75 Greenworks 80V tools. Compact and lightweight it delivers constant fade-free power wit...

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Alamont Home - Lila Outdoor Round Contemporary 3 Piece Patio Set - Aluminum

Alamont Home

Create an enjoyable dining experience with this table set that will enhance your bistro cafe restaurant hotel or home patio space. The designer sty...

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Original price $249.99 - Original price $249.99
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Original price $1,325.99 - Original price $1,325.99
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Walker Edison - 6-Piece Everest Acacia Wood Patio Dining Set - Brown

Walker Edison

6-Piece Everest Acacia Wood Patio Dining Set

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Original price $329.99 - Original price $329.99
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Walker Edison - Everest Acacia Wood Outdoor Dining Table - Brown

Walker Edison

Create a simple yet inviting dining space on any deck or patio with this charming outdoor dining table. Constructed with a beautiful slatted surfac...

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Original price $329.99 - Original price $329.99
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Walker Edison - 7-Piece Everest Acacia Wood Patio Dining Set - Brown

Walker Edison

7-Piece Everest Acacia Wood Patio Dining Set

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Walker Edison - 3-Piece Cypress Acacia Wood Patio Dining Set - Brown

Walker Edison

Make your outdoor space more welcoming with this 3-piece simple patio dining set. Made from acacia wood this set is constructed with simple lines. ...

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Walker Edison - 6-Piece Windsor Acacia Wood Patio Dining Set - Brown

Walker Edison

Rain or shine you’ll want to gather around this good-looking sturdy 6-piece outdoor dining set. The four comfortable patio chairs and bench feature...

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Walker Edison - 4-Piece Everest Acacia Wood Patio Dining Set - Brown

Walker Edison

Welcome in that summer fun feeling with this 4-piece outdoor living set It features one dining table two chairs with cushions and one bench. All of...

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2PK BLACK OUTDOOR PA

Alamont Home

2PK BLACK OUTDOOR PATIO CHAIRS

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Original price $1,166.99 - Original price $1,166.99
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Walker Edison - 5-Piece Windsor Acacia Wood Extendable Patio Dining Set - Dark Brown

Walker Edison

Keep it classy with this 5-piece outdoor dining set. Whether you’re looking for something to seat your family of four or entertain your close frien...

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Original price $1,166.99 - Original price $1,166.99
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Walker Edison - 7-Piece Windsor Extendable Patio Dining Set - Dark Brown

Walker Edison

Rain or shine you’ll want to gather around this good-looking sturdy 7-piece outdoor dining set. The six comfortable patio chairs feature chevron de...

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Original price $1,461.99 - Original price $1,461.99
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Walker Edison - 5-Piece Everest Acacia Wood Patio Dining Set - Brown

Walker Edison

Plan the perfect tea party birthday bash our backyard palooza with this 5-piece simple outdoor patio dining set. This solid wood modern dining set ...

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Original price $1,164.99 - Original price $1,164.99
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Original price $267.99 - Original price $267.99
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CLEARBURN FIRE PIT

Cuisinart

CLEARBURN FIRE PIT

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Alamont Home - Charlestown Set of 2 All-Weather High Back Adirondack Chair Cushions - Blue

Alamont Home

Your Adirondack chairs will be even more comfortable when you add this set of 2 padded high back cushions. These comfy 2 inch thick foam filled pol...

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Original price $183.99 - Original price $183.99
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Alamont Home - Valencia Oval Comfort Take Ten Contemporary Bungee Bungee Chair - Black

Alamont Home

Have fun and relax with flair in this black woven basket papasan lounge chair that provides comfort with a standout stylish appearance. The oval sh...

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Original price $161.99 - Original price $161.99
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NAVY UMBRELLA BLAC

Alamont Home

NAVY UMBRELLA BLACK BASE SET

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Alamont Home - Bundled Set - 9 FT Round Umbrella Universal Black Cement Waterproof Base - Gray

Alamont Home

Provide shade to friends and family on your deck or poolside or patrons dining outdoors at your cafe restaurant or eatery with this 9 foot patio um...

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Original price $150.99 - Original price $150.99
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Alamont Home - Lila Patio Chair - Aluminum

Alamont Home

Add a gleaming shine to your space with this Heavy Duty Aluminum Stack Chair that can’t help but catch the eye. The sleek look of this chair will i...

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Original price $93.99 - Original price $93.99
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Alamont Home - Brazos Patio Chair (set of 5) - Black

Alamont Home

Escape the indoors and relish your outdoor living space with this Stackable Patio Chair with Flex Comfort Material. Sling patio chairs offer comfor...

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Original price $270.99 - Original price $270.99
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Original price $237.99 - Original price $237.99
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Alamont Home - Brazos Patio Chair (set of 4) - Black

Alamont Home

Escape the indoors and relish your outdoor living space with this Stackable Patio Chair with Flex Comfort Material. Sling patio chairs offer comfor...

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Original price $237.99 - Original price $237.99
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Pure Garden - Fire Pit Set Wood Burning Pit - Includes Spark Screen and Log Poker 32 Round Metal Firepit - Black/Copper

Pure Garden

The 32 Round Metal wood burning fire pit with 18.5 Fire Bowl by Pure Garden has a simple finish that is attractive to match any outdoor living spac...

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WORX - WG163.1 GT 3.0 20V 12-Inch Cutting Diameter Cordless Grass Trimmer (2 x 2.0 Ah Batteries 1 x Charger) - Orange

Worx

You get two batteries and 2-tools-in-1 when you buy the Worx 12-20V Grass Trimmer/Edger. Plus this model comes with a 1-hour quick charger so you’l...

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Original price $170.99 - Original price $170.99
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Alamont Home - Harris 8'x8' Weather Resistant Easy Pop Up Slanted Leg Canopy Tent with Carry Bag - Blue

Alamont Home

Portable shelters are an excellent way to provide shade during outdoor events and this blue all-weather 8' x 8' pop up canopy tent will help keep y...

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Original price $163.99 - Original price $163.99
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Pure Garden - 27.5 Outdoor Fire Pit- Raised Steel Bowl for Above Ground Wood Burning- Side Handles Storage Cover - Black

Pure Garden

Enjoy the warm glow on your patio and set the ambiance for a relaxing outdoor experience with the 27.5 Outdoor Fire Pit by Pure Garden. The sturdy ...

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Original price $170.99 - Original price $170.99
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WORX - WG521 12 Amp 800 CFM Corded Blower - Black

Worx

The 800 cfm 12-amp Electric Turbine Blower is quite simply the most powerful electric blower in the marketplace. Other 800 cfm (Cubic Feet per Min...

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Original price $114.99 - Original price $114.99
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Original price $698.99 - Original price $698.99
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Alamont Home - Sol 90" Pyramid Patio Heater - Bronze

Alamont Home

Add time to your outdoor calendar for dining or lounging at your home or business when you purchase one or more of this 42000 BTU pyramid shaped ou...

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Original price $698.99 - Original price $698.99
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Original price $139.99 - Original price $139.99
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Alamont Home - Oia 28" Square Indoor-Outdoor Steel Patio Table - Restaurant Seating - White

Alamont Home

Brighten up your patio space with this exquisite square designer top white table. Constructed from durable steel and covered in a powder coat finis...

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Original price $139.99 - Original price $139.99
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Alamont Home - Oia Patio Chair - Black

Alamont Home

Add color to your patio furniture with this black patio chair. People are moving towards colorful outdoor furniture to furnish their outdoor living...

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Original price $83.99 - Original price $83.99
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Original price $276.99 - Original price $276.99
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WORX - Aerocart 8-In-1 Yard Cart - Black

Worx

The Aerocart specializes in making enormous jobs manageable. Hold up to 300 lbs and move it from one place to the next with much less effort than a...

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Original price $276.99 - Original price $276.99
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Alamont Home - Bowie Comfort Patio Lounge Chair - Gray

Alamont Home

Kick back and relax on this swivel patio chair with a comfy gray cushion that is sure to ease the stresses of the day. The bowl-shaped design with ...

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Original price $308.99 - Original price $308.99
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Alamont Home - Barker Square Modern Patio Bar Table - Black

Alamont Home

Every outdoor dining space needs a patio table make it interesting with a bar height outdoor table. This svelte glass top dining table can be the c...

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Original price $151.99 - Original price $151.99
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Original price $306.99 - Original price $306.99
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WORX - WG384 40V 14" Cordless Chainsaw with Auto-Tension (2 x 2.0 Ah Batteries 1 x Charger) - Black

Worx

Gas-like performance without all the drawbacks of gas. That’s what the Worx 40V Power Share 14 Cordless Chainsaw gives you. We’ve doubled the volts...

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Original price $306.99 - Original price $306.99
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Original price $94.99 - Original price $94.99
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Alamont Home - Kona Patio Umbrella - Gray

Alamont Home

Whether you need to provide shade to friends and family on your deck or poolside or to patrons dining outdoors at your cafe restaurant or eatery th...

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Original price $94.99 - Original price $94.99
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$94.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.