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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

100 Apple Gift Card - App Store Apple Music iTunes iPhone iPad AirPods accessories and more

Apple

Perfect for App Store purchases and subscriptions - get apps games music movies TV shows and more.The ideal gift to say happy birthday thank you co...

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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99
Original price $2,047.99 - Original price $2,047.99
Original price
$2,047.99
$2,047.99 - $2,047.99
Current price $2,047.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,047.99 - Original price $2,047.99
Original price
$2,047.99
$2,047.99 - $2,047.99
Current price $2,047.99
Original price $2,047.99 - Original price $2,047.99
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$2,047.99 - $2,047.99
Current price $2,047.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,047.99 - Original price $2,047.99
Original price
$2,047.99
$2,047.99 - $2,047.99
Current price $2,047.99
Original price $1,821.99 - Original price $1,821.99
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$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $1,821.99 - Original price $1,821.99
Original price
$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99
Original price $1,821.99 - Original price $1,821.99
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$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $1,821.99 - Original price $1,821.99
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$1,821.99
$1,821.99 - $1,821.99
Current price $1,821.99
Original price $1,141.99 - Original price $1,141.99
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$1,141.99
$1,141.99 - $1,141.99
Current price $1,141.99

16 P4G1i16 U5225U 16G 512GBHP SmartBuy P4G1i16 U5 225U 16 16GB/512 PC Intel U5 225U 16 WUXGA AG LED UWVA UMA Webcam 16GB DDR5 512GB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP

16 P4G1i16 U5225U 16G 512GBHP SmartBuy P4G1i16 U5 225U 16 16GB/512 PC Intel U5 225U 16 WUXGA AG LED UWVA UMA Webcam 16GB DDR5 512GB SSD ax6G+BT 3C ...

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Original price $1,141.99 - Original price $1,141.99
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$1,141.99
$1,141.99 - $1,141.99
Current price $1,141.99
Original price $1,353.99 - Original price $1,353.99
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$1,353.99
$1,353.99 - $1,353.99
Current price $1,353.99

16 P4G1i16 U7255U 16G 512GBHP SmartBuy P4G1i16 U7 255U 16 16GB/512 PC Intel U7 255U 16 WUXGA AG LED UWVA TS UMA Webcam 16GB DDR5 512GB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP

16 P4G1i16 U7255U 16G 512GBHP SmartBuy P4G1i16 U7 255U 16 16GB/512 PC Intel U7 255U 16 WUXGA AG LED UWVA TS UMA Webcam 16GB DDR5 512GB SSD ax6G+BT ...

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Original price $1,353.99 - Original price $1,353.99
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$1,353.99
$1,353.99 - $1,353.99
Current price $1,353.99
Original price $1,515.99 - Original price $1,515.99
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$1,515.99
$1,515.99 - $1,515.99
Current price $1,515.99

16 P4G1i16 U7255U 32G 1TBHP SmartBuy P4G1i16 U7 255U 16 32GB/1T PC Intel U7 255U 16 WUXGA AG LED UWVA UMA Webcam 32GB DDR5 1TB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP

16 P4G1i16 U7255U 32G 1TBHP SmartBuy P4G1i16 U7 255U 16 32GB/1T PC Intel U7 255U 16 WUXGA AG LED UWVA UMA Webcam 32GB DDR5 1TB SSD ax6G+BT 3C Batt ...

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Original price $1,515.99 - Original price $1,515.99
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$1,515.99
$1,515.99 - $1,515.99
Current price $1,515.99
Original price $1,829.99 - Original price $1,829.99
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$1,829.99
$1,829.99 - $1,829.99
Current price $1,829.99

18" Wide Built-In Dishwasher - ADA COMPLIANT

Summit Appliance

18" Wide Built-In Dishwasher - ADA COMPLIANT

Original price $1,829.99 - Original price $1,829.99
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$1,829.99
$1,829.99 - $1,829.99
Current price $1,829.99
Original price $573.99 - Original price $573.99
Original price
$573.99
$573.99 - $573.99
Current price $573.99

20" Commercial Microwave

Summit Appliance

Commercially approved microwave with stainless steel exterior and interior

Original price $573.99 - Original price $573.99
Original price
$573.99
$573.99 - $573.99
Current price $573.99
Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

24" Full HD IPS monitor24" ColorPro 1080p IPS Monitor with USB-C Display Port HDMI USB-A Ergonomic and Pantone Validated.

ViewSonic

24" Full HD IPS monitor24" ColorPro 1080p IPS Monitor with USB-C Display Port HDMI USB-A Ergonomic and Pantone Validated.

Original price $281.99 - Original price $281.99
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$281.99
$281.99 - $281.99
Current price $281.99
Original price $1,731.99 - Original price $1,731.99
Original price
$1,731.99
$1,731.99 - $1,731.99
Current price $1,731.99

24" Wide Built-In All-Refrigerator ADA Compliant

Summit Appliance

Built-in undercounter ADA compliant all-refrigerator with stainless steel door black cabinet door storage lock and digital controls

Original price $1,731.99 - Original price $1,731.99
Original price
$1,731.99
$1,731.99 - $1,731.99
Current price $1,731.99
Original price $3,281.99 - Original price $3,281.99
Original price
$3,281.99
$3,281.99 - $3,281.99
Current price $3,281.99

24" Wide Built-In Kegerator ADA Compliant

Summit Appliance

Built-in undercounter ADA height commercially listed dual tap beer dispenser with stainless steel wrapped door and black cabinet

Original price $3,281.99 - Original price $3,281.99
Original price
$3,281.99
$3,281.99 - $3,281.99
Current price $3,281.99
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

26" Tall AV Rack 15U Stackable Skeleton Rack

Sanus

SANUS 26" Tall AV Rack 15U Stackable Skeleton Rack

Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99
Original price $643.99 - Original price $643.99
Original price
$643.99
$643.99 - $643.99
Current price $643.99

3 PIECE MODULAR SOLI

Walker Edison

3 PIECE MODULAR SOLID WOOD PATIO SET

Original price $643.99 - Original price $643.99
Original price
$643.99
$643.99 - $643.99
Current price $643.99
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

3-Way Tripod/Grip/Arm Compatible with All GoPro Cameras - Black

GoPro

CompatibilityCompatible with all GoPro cameras.Extends up to 19.5"Allows you to shoot group shots selfies and more.Three-in-one constructionLets yo...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99
Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99

3M Privacy Filter display privacy filter - 23"

3M

3M Privacy Filter - Display privacy filter - 23" - black

Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

50 Apple Gift Card - App Store Apple Music iTunes iPhone iPad AirPods accessories and more

Apple

Perfect for App Store purchases and subscriptions - get apps games music movies TV shows and more.The ideal gift to say happy birthday thank you co...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99
Original price $597.99 - Original price $597.99
Original price
$597.99
$597.99 - $597.99
Current price $597.99

50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Samsung

50IN CRYSTAL UHDDISPLAY 300 NIT 16/7

Original price $597.99 - Original price $597.99
Original price
$597.99
$597.99 - $597.99
Current price $597.99
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

57" Swing Arm Mount For Rca Commercial - JA80

RCA Commercial TV

57" Swing Arm Mount For Rca Commercial - JA80

Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

5th Wheel - K1MAX Kids Electric Scooter w/ 5 mi Max Range and 10 mph Max Speed - Black

5th Wheel

3 Speed ModesOffers choice of Eco Normal and Sport modes.One-Touch FoldingEasily folds down for storage or transport.Digital DisplayDisplays mode s...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99
Original price $203.99 - Original price $203.99
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$203.99
$203.99 - $203.99
Current price $203.99

5th Wheel - V10MAX Foldable Electric Scooter w/ 12 mi Max Range and 18 mph Max Speed - Black

5th Wheel

App CompatibleEasily lock your scooter monitor charge level and more using the app.Powerful 300W (500W Peak) Rated Motor and 36V BatteryThe V10MAX ...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

65 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

75 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

85 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

8BitDo - Pro 2 Bluetooth Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Black

8BitDo

Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

8BitDo - Retro Joystick and Mechanical Keyboard - N Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

8BitDo - Retro Mechanical Keyboard - N Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its PBT dye-sublimation keycaps and a consistent feel from a top-mount struct...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

8BitDo - Retro Mechanical Keyboard with Joystick - C64 Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99
Original price $55.99 - Original price $55.99
Original price
$55.99
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Current price $55.99

8BitDo - SN30 Pro Wireless Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Gray

8BitDo

Hall effect joysticks and triggersUpgraded robust long lasting. Offering a higher precision and sensitivity.Compatible with ApplePlay on iOS iPadOS...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

8BitDo - Ultimate Bluetooth Controller for Nintendo Switch and Windows with Charging Dock - Black

8BitDo

Play any game anywhere. Nintendo Switch and Windows PC. 8BitDo controllers are designed to be as versatile as possible with each of your modern dev...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

8BitDo - Ultimate Bluetooth Controller for Switch and Windows with Charging Dock - Black

8BitDo

Multi-platformCompatible with Switch via Bluetooth 2.4G adapter or USB Cable. Compatible with Windows with a 2.4G adapter or USB Cable.Multifunctio...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWideband Mic RGB 70HR Battery For PC Switch PS5 Black

ASUS

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWi...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

AC Adapter for Nintendo Switch - Black

Nintendo

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Acer - Nitro XV240Y 23.8" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV240Y 23.8" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with ex...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Acer - 15.6" IPS FHD FreeSync Portable Monitor (DisplayPort HDMI) - Black

Acer

Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.