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  • Original price $472.99 - Original price $472.99
    Original price
    $472.99
    $472.99 - $472.99
    Current price $472.99

    1.7 CU FT OVER-THE-R

    LG

    1.7 CU FT OVER-THE-RANGE MICROWAVE

    Original price $472.99 - Original price $472.99
    Original price
    $472.99
    $472.99 - $472.99
    Current price $472.99
  • Original price $337.99 - Original price $337.99
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    $337.99
    $337.99 - $337.99
    Current price $337.99

    100 FT PERMANENT OUT

    Govee

    100 FT PERMANENT OUTDOOR LIGHTS BLACK

    Original price $337.99 - Original price $337.99
    Original price
    $337.99
    $337.99 - $337.99
    Current price $337.99
  • Original price $947.99 - Original price $947.99
    Original price
    $947.99
    $947.99 - $947.99
    Current price $947.99

    10000 BTU SMART HEAT

    GE

    10000 BTU SMART HEAT/COOL PORTABLE AC

    Original price $947.99 - Original price $947.99
    Original price
    $947.99
    $947.99 - $947.99
    Current price $947.99
  • Original price $500.99 - Original price $500.99
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    $500.99
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    Current price $500.99

    10000 BTU SMART INVE

    Profile

    10000 BTU SMART INVERTER WINDOW AC

    Original price $500.99 - Original price $500.99
    Original price
    $500.99
    $500.99 - $500.99
    Current price $500.99
  • Original price $70.99 - Original price $70.99
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    $70.99
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    Current price $70.99

    1080P WI-FI SMART VI

    Night Owl

    1080P WI-FI SMART VIDEO DOORBELL

    Original price $70.99 - Original price $70.99
    Original price
    $70.99
    $70.99 - $70.99
    Current price $70.99
  • Original price $1,422.99 - Original price $1,422.99
    Original price
    $1,422.99
    $1,422.99 - $1,422.99
    Current price $1,422.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Purple (Unlocked)

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,422.99 - Original price $1,422.99
    Original price
    $1,422.99
    $1,422.99 - $1,422.99
    Current price $1,422.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 128GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 128GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $1,253.99 - Original price $1,253.99
    Original price
    $1,253.99
    $1,253.99 - $1,253.99
    Current price $1,253.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 1TB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,253.99 - Original price $1,253.99
    Original price
    $1,253.99
    $1,253.99 - $1,253.99
    Current price $1,253.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 256GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 256GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $802.99 - Original price $802.99
    Original price
    $802.99
    $802.99 - $802.99
    Current price $802.99
  • Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 512GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 512GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99

    11-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 512GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99
  • Original price $2,605.99 - Original price $2,605.99
    Original price
    $2,605.99
    $2,605.99 - $2,605.99
    Current price $2,605.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,605.99 - Original price $2,605.99
    Original price
    $2,605.99
    $2,605.99 - $2,605.99
    Current price $2,605.99
  • Original price $1,591.99 - Original price $1,591.99
    Original price
    $1,591.99
    $1,591.99 - $1,591.99
    Current price $1,591.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,591.99 - Original price $1,591.99
    Original price
    $1,591.99
    $1,591.99 - $1,591.99
    Current price $1,591.99
  • Original price $1,591.99 - Original price $1,591.99
    Original price
    $1,591.99
    $1,591.99 - $1,591.99
    Current price $1,591.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi + Cellular 512GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,591.99 - Original price $1,591.99
    Original price
    $1,591.99
    $1,591.99 - $1,591.99
    Current price $1,591.99
  • Original price $1,816.99 - Original price $1,816.99
    Original price
    $1,816.99
    $1,816.99 - $1,816.99
    Current price $1,816.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,816.99 - Original price $1,816.99
    Original price
    $1,816.99
    $1,816.99 - $1,816.99
    Current price $1,816.99
  • Original price $1,929.99 - Original price $1,929.99
    Original price
    $1,929.99
    $1,929.99 - $1,929.99
    Current price $1,929.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 1TB with OLED Nano Texture Glass - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,929.99 - Original price $1,929.99
    Original price
    $1,929.99
    $1,929.99 - $1,929.99
    Current price $1,929.99
  • Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 256GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99
  • Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99

    11-inch iPad Pro M4 chip Built for Apple intelligence Wi-Fi 256GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,140.99 - Original price $1,140.99
    Original price
    $1,140.99
    $1,140.99 - $1,140.99
    Current price $1,140.99
  • Original price $2,154.99 - Original price $2,154.99
    Original price
    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Silver (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,154.99 - Original price $2,154.99
    Original price
    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99
  • Original price $2,154.99 - Original price $2,154.99
    Original price
    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $2,154.99 - Original price $2,154.99
    Original price
    $2,154.99
    $2,154.99 - $2,154.99
    Current price $2,154.99
  • Original price $1,816.99 - Original price $1,816.99
    Original price
    $1,816.99
    $1,816.99 - $1,816.99
    Current price $1,816.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,816.99 - Original price $1,816.99
    Original price
    $1,816.99
    $1,816.99 - $1,816.99
    Current price $1,816.99
  • Original price $1,929.99 - Original price $1,929.99
    Original price
    $1,929.99
    $1,929.99 - $1,929.99
    Current price $1,929.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED Nano Texture Glass - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,929.99 - Original price $1,929.99
    Original price
    $1,929.99
    $1,929.99 - $1,929.99
    Current price $1,929.99
  • Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99

    11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 512GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99
  • Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99

    12 AMP ELECTRIC LEAF

    Worx

    12 AMP ELECTRIC LEAF BLOWER

    Original price $86.99 - Original price $86.99
    Original price
    $86.99
    $86.99 - $86.99
    Current price $86.99
  • Original price $718.99 - Original price $718.99
    Original price
    $718.99
    $718.99 - $718.99
    Current price $718.99

    12000 BTU SMART INVE

    Profile

    12000 BTU SMART INVERTER WINDOW AC

    Original price $718.99 - Original price $718.99
    Original price
    $718.99
    $718.99 - $718.99
    Current price $718.99
  • Original price $860.99 - Original price $860.99
    Original price
    $860.99
    $860.99 - $860.99
    Current price $860.99

    12CH 8-CAM IP 4K 2T

    Night Owl

    12CH 8-CAM IP 4K 2TB NVR SECURITY SYS

    Original price $860.99 - Original price $860.99
    Original price
    $860.99
    $860.99 - $860.99
    Current price $860.99
  • Original price $1,253.99 - Original price $1,253.99
    Original price
    $1,253.99
    $1,253.99 - $1,253.99
    Current price $1,253.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi 512GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,253.99 - Original price $1,253.99
    Original price
    $1,253.99
    $1,253.99 - $1,253.99
    Current price $1,253.99
  • Original price $1,084.99 - Original price $1,084.99
    Original price
    $1,084.99
    $1,084.99 - $1,084.99
    Current price $1,084.99

    13-inch iPad Air M2 chip Built for Apple intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $1,084.99 - Original price $1,084.99
    Original price
    $1,084.99
    $1,084.99 - $1,084.99
    Current price $1,084.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.