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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple
Original price $2,586.99 - Original price $2,586.99
Original price
$2,586.99
$2,586.99 - $2,586.99
Current price $2,586.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,586.99 - Original price $2,586.99
Original price
$2,586.99
$2,586.99 - $2,586.99
Current price $2,586.99

Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 48GB Memory - 512GB SSD - Silver

Apple
Original price $2,988.99 - Original price $2,988.99
Original price
$2,988.99
$2,988.99 - $2,988.99
Current price $2,988.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,988.99 - Original price $2,988.99
Original price
$2,988.99
$2,988.99 - $2,988.99
Current price $2,988.99

Apple - Magic Keyboard Folio for iPad (A16) - White

Apple
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

DESIGNED FOR COMFORT—Magic Keyboard Folio features a versatile two-piece design that includes a detachable keyboard and a protective back panel tha...

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Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Apple - Magic Keyboard Folio for iPad (A16) and iPad 10.9-inch (10th Generation) - White

Apple
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Comfortable typing experience with a scissor mechanism with 1 mm travel.Large click-anywhere trackpad supports Multi-Touch gestures and the cursor ...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Apple - Magic Keyboard for iPad Air 11-inch (M3) - Black

Apple
Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99

DESIGNED FOR COMFORT—Magic Keyboard for iPad Air attaches magnetically and features a two-cantilever hinge design for smooth adjustable viewing ang...

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Original price $316.99 - Original price $316.99
Original price
$316.99
$316.99 - $316.99
Current price $316.99

Apple - Magic Keyboard for iPad Air 13-inch (M3) - White

Apple
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

CompatibilityiPad Air 13-inch (M3) iPad Air 13-inch (M2)

Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

Apple - Magic Keyboard for iPad Pro 11-inch (M4 and M5) - White

Apple
Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - Black

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - White

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Apple - Magic Keyboard for iPad Pro 13-inch (M5) - Black

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Apple - Magic Keyboard for iPad Pro 13-inch (M5) - White

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Apple - Magic Keyboard full size with Numeric Keypad (Lightning Port) - Silver/White

Apple
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Apple - Magic Mouse - Multi-Touch Surface (USB-C) - Wireless - White Multi-Touch Surface

Apple
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Compatible Mac ModelsMacBook Air (2020 and later) MacBook Pro 14-inch (2021 and later) MacBook Pro 16-inch (2019 and later) MacBook Pro 13-inch (20...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Apple - Magic Trackpad - Multi-Touch Surface (USB-C) - Wireless - White Multi-Touch Surface

Apple
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

CompatibilityMac Models MacBook Air (2020 and later) MacBook Pro 14-inch (2021 and later) MacBook Pro 16-inch (2019 and later) MacBook Pro 13-inch ...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Apple - MagSafe Charger (1 m) - White

Apple
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Compatible iPhone ModelsiPhone Air iPhone 17 Pro iPhone 17 Pro Max iPhone 17 iPhone 16 Pro iPhone 16 Pro Max iPhone 16 iPhone 16 Plus iPhone 15 Pro...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Apple - MagSafe Charger (2 m) - White

Apple
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Compatibility

Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Apple - Pencil (1st Generation) with USB-C to Pencil Adapter - White

Apple
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Pairing and charging via LightningPixel-perfect precisionTilt and pressure sensitivityImperceptible lagCompatible WithiPad (6th 7th 8th 9th and 10t...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Apple - Pencil (USB-C) - White

Apple
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

EASY AND NATURAL—Write sketch and draw with pixel-perfect precision. Apple Pencil (USB-C) does it all with low latency and tilt sensitivity. Apple ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Apple - Pencil Tips - 4 pack - White

Apple
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Designed specifically for Apple PencilFour extra tipsCompatible with Apple Pencil Pro Apple Pencil (1st Generation 2015) Apple Pencil (2nd Generati...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Apple - Smart Folio for iPad (A16) - Sky

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad Pro 11-inch (M4 and M5) - Black

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Compatible iPad ModelsiPad Pro 11-inch (M5) iPad Pro 11-inch (M4)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad Pro 11-inch (M4 and M5) - White

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Compatible iPad ModelsiPad Pro 11-inch (M5) iPad Pro 11-inch (M4)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad Pro 11-inch (M4) - Black

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Compatible iPad ModelsApple iPad Pro (7th Generation) 11" 2024

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad Pro 11-inch (M4) - White

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Compatible iPad ModelsApple iPad Pro (7th Generation) 11" 2024

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Smart Folio for iPad Air 11-inch (M3) and iPad Air 11-inch (M2) - Charcoal Gray

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Compatible iPad Models iPad Air 11-inch (M3) iPad Air 11-inch (M2) iPad Air (5th Generation) and iPad Air (4th Generation)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Apple - Studio Display - Standard glass - Tilt-adjustable stand - Silver

Apple
Original price $1,808.99 - Original price $1,808.99
Original price
$1,808.99
$1,808.99 - $1,808.99
Current price $1,808.99

WITH FLYING COLORS—14.7 million pixels 600 nits of brightness support for one billion colors and P3 wide color make everything spring to life with ...

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Original price $1,808.99 - Original price $1,808.99
Original price
$1,808.99
$1,808.99 - $1,808.99
Current price $1,808.99

Apple - Studio Display XDR - Standard glass - VESA mount adapter - Silver

Apple
Original price $3,714.99 - Original price $3,714.99
Original price
$3,714.99
$3,714.99 - $3,714.99
Current price $3,714.99

NOTHING SHORT OF BRILLIANT—Mini-LED backlighting with 2304 dimming zones reduces halo and blooming. Up to 1000 nits SDR brightness means you can wo...

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Original price $3,714.99 - Original price $3,714.99
Original price
$3,714.99
$3,714.99 - $3,714.99
Current price $3,714.99

Apple - Thunderbolt 5 (USB-C) Pro Cable (1 m) - Black

Apple
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Thunderbolt 5 (USB-C) Pro Cable (1 m)

Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Apple - TV 4K 64GB (3rd generation)(Latest Model) - Wi-Fi - Black

Apple
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Apple - TV 4K 64GB Streaming Device (3rd generation) - Wi-Fi - Black

Apple
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

View full details
Original price $166.99 - Original price $166.99
Original price
$166.99
$166.99 - $166.99
Current price $166.99

Apple - USB-C to 3.5mm Headphone Jack Adapter - White

Apple
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Designed for use with Apple iPad ProIncluding such models as 11" iPad Pro and 12.9" iPad Pro (3rd generation).USB-C to 3.5mm headphone jack adapter...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Apple - USB-C to Lightning Adapter - White

Apple
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Plug the USB-C end of the adapter into the USB-C connector on your iPhone or iPad then connect your Lightning accessory.This adapter supports conne...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

APPLE GIFT CARD 50

Apple
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

APPLE GIFT CARD 50

Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Apple Watch SE 3 (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight - (2025)

Apple
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple
Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
Original price $327.99 - Original price $327.99
Original price
$327.99
$327.99 - $327.99
Current price $327.99

Apple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

View full details
Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.