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  • Original price $258.99 - Original price $258.99
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    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $258.99 - Original price $258.99
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  • Original price $291.99 - Original price $291.99
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    Nanoleaf Blocks Combo XL Smarter Kit - Smart LED Wall Light Panels - Multicolor

    Nanoleaf

    Modular CustomizableBuild your own unique layout and customize with mix and match add-ons to make a display that's truly your own.Dynamic Lighting...

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    Original price $291.99 - Original price $291.99
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  • Original price $92.99 - Original price $92.99
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    Nanoleaf Essentials Matter Smart Multicolor HD Lightstrip 16.4ft (5m) - Flexible and Trimmable - White and Colors

    Nanoleaf

    Individually Addressable LEDsWatch multiple colors appear all at once along your addressable lightstrip for a stunning gradient effect with 60 colo...

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    Original price $92.99 - Original price $92.99
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  • Original price $98.99 - Original price $98.99
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    Napoleon - TravelQ and TravelQ PRO with Scissor Cart Premium Cover - Black

    Napoleon

    For TravelQ Scissor CartsProtect Your TravelQ with Scissor Cart and TravelQ PRO with Scissor Cart with this premium coverDurable and water resistan...

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    Original price $98.99 - Original price $98.99
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  • Original price $134.99 - Original price $134.99
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    Napoleon - Uptown Patioflame Rectangular Table Premium Cover - Black

    Napoleon

    For Uptown rectangular Patioflame tableThis cover is designed to fit the Napoleon Uptown Rectangular Patioflame TableDurable and water resistantThi...

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    Original price $134.99 - Original price $134.99
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  • Original price $157.99 - Original price $157.99
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    National Geographic - 70mm Refractor Telescope with Astronomy App

    National Geographic

    Panhandle alt-azimuth mountAllows you to steer the telescope smoothly and accurately.26mm and 9.7mm eyepiecesProduce images with excellent definiti...

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    Original price $157.99 - Original price $157.99
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  • Original price $65.99 - Original price $65.99
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    Native Union - Folio for 11" iPad - Black

    Native Union

    REFINED ON-THE-GO CARRYDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

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    Original price $65.99 - Original price $65.99
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    Native Union - Folio for 11" iPad - Tan

    Native Union

    REFINED ON-THE-GO CARRYDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

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    Original price $65.99 - Original price $65.99
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    Native Union - Folio for 12.9" iPad - Black

    Native Union

    REFINED ON-THE-GO CARRYDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

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    Original price $65.99 - Original price $65.99
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    Native Union - Folio for 12.9" iPad - Tan

    Native Union

    REFINED ON-THE-GO CARRYDesigned to enhance life on-the-go with your iPad featuring a button-and-string envelope design for a classic touch to your ...

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    Original price $65.99 - Original price $65.99
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  • Original price $98.99 - Original price $98.99
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    ND FILTER 4-PACK

    GoPro

    ND FILTER 4-PACK

    Original price $98.99 - Original price $98.99
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  • Original price $71.99 - Original price $71.99
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    Neptunia Game Maker REvolution - Nintendo Switch

    Idea Factory

    Game studioPlay as the main protag Older Nep and grow a previously defunct gaming studio to success. Building a game studio requires strong develop...

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    Original price $71.99 - Original price $71.99
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    Neptunia Game Maker REvolution - PlayStation 5

    Idea Factory

    Game studioPlay as the main protag Older Nep and grow a previously defunct gaming studio to success. Building a game studio requires strong develop...

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    Original price $71.99 - Original price $71.99
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  • Original price $449.99 - Original price $449.99
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    Nespresso - Lattissima One Original Espresso Machine with Milk Frother by DeLonghi - Black

    De'Longhi

    2 coffee selection Perfect cup of Espresso and Lungo3 milk recipes Create an Espresso Macchiato Cappuccino and Latte MacchiatoOne touch fresh milk ...

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    Original price $449.99 - Original price $449.99
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  • Original price $307.99 - Original price $307.99
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    Nespresso - Vertuo Chrome by Breville with Aeroccino3 - Chrome

    Breville

    Coffee machinePrepare tasty espresso and lungo just the way you like.Ensure you don't leave the coffee machine onAuto shut-off promotes safe operat...

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    Original price $307.99 - Original price $307.99
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  • Original price $247.99 - Original price $247.99
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    Nespresso - Vertuo Next Deluxe Bundle by Breville - Dark Chrome

    Nespresso

    Sleek modern new designA modern and pure design with a smaller footprint and chromed accents and premium coloursCentrifusion technologyJust insert...

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    Original price $247.99 - Original price $247.99
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  • Original price $289.99 - Original price $289.99
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    Nespresso - Vertuo Next Premium by Breville with Aeroccino3 - Classic Black

    Nespresso

    IMPOSSIBLY GOOD QUALITYOnly Vertuo machine that brews 6 sizes coffee (5 oz 8 oz and 14oz) Espresso (single and double). New pour-over style caraff...

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    Original price $289.99 - Original price $289.99
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  • Original price $197.99 - Original price $197.99
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    Nespresso - Vertuo Pop+ Coffee and Espresso Maker by Breville - Matte Black

    Nespresso

    SIGNATURE COFFEES AND ESPRESSOSVertuo Pop+ coffee maker offers a variety of coffee formats in 5 sizes including 5 8 12oz coffees as well as single ...

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    Original price $197.99 - Original price $197.99
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  • Original price $783.99 - Original price $783.99
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    Nespresso Vertuo Creatista by Breville - Stainless Steel

    Nespresso

    6 cup sizesEspresso (single and double) Coffee (5 8 and 12 oz) Cold Brew (12 oz) Pour-Over Style (18 oz)Auto milkBreville steam wand provides quali...

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    Original price $783.99 - Original price $783.99
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  • Original price $558.99 - Original price $558.99
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    $558.99
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    Nespresso Vertuo Lattissima by De'Longhi - Black

    De'Longhi

    SIGNATURE COFFEES AND ESPRESSOS Vertuo Lattissima offers a variety of coffee formats in 6 sizes including 5 8 12 and 18 fl. oz coffees as well as s...

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    Original price $558.99 - Original price $558.99
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    $558.99
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  • Original price $128.99 - Original price $128.99
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    $128.99
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    Nest Hub 7 Smart Display with Google Assistant (2nd Gen) - Chalk

    GOOGLE

    Keep your family connected.Nest Hub works with your Nest speakers and displays to keep everyone in sync. Broadcast messages across the house tell ...

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    Original price $128.99 - Original price $128.99
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    $128.99
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  • Original price $128.99 - Original price $128.99
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    Nest Hub 7 Smart Display with Google Assistant (2nd Gen) - Charcoal

    GOOGLE

    Keep your family connected.Nest Hub works with your Nest speakers and displays to keep everyone in sync. Broadcast messages across the house tell ...

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    Original price $128.99 - Original price $128.99
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    $128.99
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  • Original price $128.99 - Original price $128.99
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    Nest Hub 7 Smart Display with Google Assistant (2nd Gen) - Mist

    GOOGLE

    Keep your family connected.Nest Hub works with your Nest speakers and displays to keep everyone in sync. Broadcast messages across the house tell ...

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    Original price $128.99 - Original price $128.99
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    $128.99
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  • Original price $275.99 - Original price $275.99
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    Nest Hub Max Smart Display with Google Assistant - Charcoal

    GOOGLE

    Hey Google make it easierGoogle Nest Hub Max helps your busy family stay in touch and on track. And with the Google Assistant you don't have to lif...

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    Original price $275.99 - Original price $275.99
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  • Original price $359.99 - Original price $359.99
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    $359.99
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    Nest x Yale - Smart Lock Wi-Fi Replacement Deadbolt - Satin Nickel

    Nest

    Keyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...

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    Original price $359.99 - Original price $359.99
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    $359.99
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  • Original price $306.99 - Original price $306.99
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    Nest x Yale - Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Voice assistant Access

    Nest x Yale

    Keyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...

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    Original price $306.99 - Original price $306.99
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  • Original price $337.99 - Original price $337.99
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    Nest x Yale - Smart Lock Wi-Fi Replacement Deadbolt with App/Keypad/Voice assistant Access - Black Suede

    Nest x Yale

    Keyless entry with keypad.Keyless entry on the LED keypad lets you lock and unlock your front door without a key. The keypad plays different sounds...

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    Original price $337.99 - Original price $337.99
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    $337.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - 16-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - Blue

    NETGEAR

    Gigabit Ethernet16 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spe...

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    Original price $125.99 - Original price $125.99
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    $125.99
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    NETGEAR - 32 x 8 DOCSIS 3.0 Cable Modem - Black

    NETGEAR

    Cable Modem only. External Router neededThis is a cable modem. Separate WiFi router required for WiFi connectivity. Recommended to pair with a NETG...

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    Original price $125.99 - Original price $125.99
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  • Original price $53.99 - Original price $53.99
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    NETGEAR - 5-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - White

    NETGEAR

    Gigabit Ethernet5 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spee...

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    Original price $53.99 - Original price $53.99
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    $53.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - AC1750 Dual-Band Wi-Fi Range Extender

    NETGEAR

    Compatible with most 802.11 a/b/g/n/ac Wi-Fi routers and gatewaysEasily creates an extended mesh Wi-Fi system with your existing gateway router or ...

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    Original price $125.99 - Original price $125.99
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    NETGEAR - AC1750 Dual-Band Wi-Fi Range Extender - White

    NETGEAR

    Compatible with most 802.11 a/b/g/n/ac Wi-Fi routers and gatewaysEasily creates an extended mesh Wi-Fi system with your existing gateway router or ...

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    Original price $125.99 - Original price $125.99
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  • Original price $59.99 - Original price $59.99
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    NETGEAR - AC750 Dual-Band Wi-Fi Range Extender

    NETGEAR

    Compatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...

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    Original price $59.99 - Original price $59.99
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    NETGEAR - AX1800 Wi-Fi 6 Router - Black

    NETGEAR

    System requirementsMicrosoft Windows 7 8 10 Vista XP 2000 macOS Unix or Linux. Microsoft Internet Explorer 11 or higher Microsoft Edge Google Chrom...

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    Original price $125.99 - Original price $125.99
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  • Original price $86.99 - Original price $86.99
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    NETGEAR - Dual-band WiFi Range Extender - Essentials Edition 1.2Gbps Wall-plug External Antennas - White

    NETGEAR

    AC1200 Wi-Fi boostImproves the range of your existing AC1200 Wi-Fi network.Simultaneous dual-band Wi-FiExtends 2.4GHz and 5GHz Wi-Fi up to 1200 Mbp...

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    Original price $86.99 - Original price $86.99
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  • Original price $57.99 - Original price $57.99
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    NETGEAR - Dual-Band Wireless-AC USB Network Adapter - Black

    NETGEAR

    Wireless-N technologyDelivers up to 300 Mbps data transfer rates for high-speed wireless access.Compatible with draft 802.11nBackward compatible wi...

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    Original price $57.99 - Original price $57.99
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    Current price $57.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.