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  • Original price $77.99 - Original price $77.99
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    Current price $77.99

    Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

    Nomad

    Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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    Original price $77.99 - Original price $77.99
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    Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

    Nomad

    Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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    Original price $77.99 - Original price $77.99
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  • Original price $1,944.99 - Original price $1,944.99
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    NordicTrack Commercial 1250 Treadmill with iFIT - Black

    Nordictrack

    Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by...

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    Original price $1,944.99 - Original price $1,944.99
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  • Original price $3,025.99 - Original price $3,025.99
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    NordicTrack Commercial 2450 Treadmill with iFIT - Black

    Nordictrack

    Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and smart features for a personalized experience. Get coaching by...

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    Original price $3,025.99 - Original price $3,025.99
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  • Original price $90.99 - Original price $90.99
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    Nordictrack Exercise Equipment Mat - Black

    Nordictrack

    Nordictrack treadmill floor matProtects your floor from damage and scratches while using exercise equipment.40" x 80" sizeProvides maximum coverage...

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    Original price $90.99 - Original price $90.99
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  • Original price $774.99 - Original price $774.99
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    NordicTrack T 5 S; Treadmill for Running and Walking - Black

    Nordictrack

    iFIT EnabledConnect your own smartphone or tablet with Bluetooth to enjoy iFIT's worldwide outdoor workouts and hands-free resistance adjustments.L...

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    Original price $774.99 - Original price $774.99
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  • Original price $1,000.99 - Original price $1,000.99
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    NordicTrack T 6.5 S Treadmill - Black

    Nordictrack

    30-Day iFIT Family Membership IncludedStream on-demand workouts on your equipment with Global Workouts Studio Classes; Add up to 5 users; Elite tr...

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    Original price $1,000.99 - Original price $1,000.99
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  • Original price $1,470.99 - Original price $1,470.99
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    NordicTrack T Series 10 Treadmill with iFIT - Black

    Nordictrack

    Powered by iFITGet more out of NordicTrack with iFIT — access over 10000 workouts and features for a personalized experience. Get coaching by exper...

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    Original price $1,470.99 - Original price $1,470.99
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  • Original price $85.99 - Original price $85.99
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    NSW ENWL CTRL FORTNI

    PowerA

    NSW ENWL CTRL FORTNITE STICKER MNIA

    Original price $85.99 - Original price $85.99
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  • Original price $159.99 - Original price $159.99
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    NutriBullet - Centrifugal Juicer Pro NBJ50200 - Silver

    NutriBullet

    Top-quality juice straight from your kitchen. The nutribullet Juicer Pro delivers smooth delicious juice from your favorite fruits and vegetables w...

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    Original price $159.99 - Original price $159.99
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  • Original price $185.99 - Original price $185.99
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    NutriBullet - Ultra Personal Blender NB50500 - Gray

    NutriBullet

    OverviewQuieter power. A 1200-watt motor makes the Ultra our most powerful single-serve blender. It’s also our quietest with a specialized design t...

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    Original price $185.99 - Original price $185.99
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  • Original price $464.99 - Original price $464.99
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    NVIDIA - GeForce RTX 4060 Ti 8GB GDDR6 Graphics Card - Titanium/Black

    Nvidia

    Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 4060Ti graphics processing unit (GPU) with a 2.535 GHz boost clock spee...

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    Original price $464.99 - Original price $464.99
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  • Original price $242.99 - Original price $242.99
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    NVIDIA - SHIELD Android TV Pro - 16GB - 4K HDR Streaming Media Player with Google Assistant and GeForce NOW - Black

    Nvidia

    GeForce NOW Cloud GamingGeForce NOW instantly transforms SHIELD TV into a powerful PC gaming rig. Play over 1000+ titles and nearly 100 of the bigg...

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    Original price $242.99 - Original price $242.99
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  • Original price $141.99 - Original price $141.99
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    NZXT - H7 Flow ATX Mid-Tower Case - White Black

    NZXT

    Extremely CoolThe H7 Flow achieves maximized thermal performance with a perforated top and front panel. These airflow-optimized panels improve vent...

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    Original price $141.99 - Original price $141.99
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    $141.99
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  • Original price $141.99 - Original price $141.99
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    NZXT - H7 Flow ATX Mid-Tower PC Case - White Black

    NZXT

    Extremely CoolThe H7 Flow achieves maximized thermal performance with a perforated top and front panel. These airflow-optimized panels improve vent...

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    Original price $141.99 - Original price $141.99
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    $141.99
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    Current price $141.99
  • Original price $348.99 - Original price $348.99
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    NZXT - Z790 (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - White

    NZXT

    The Latest and GreatestThe N7 Z790 has everything needed to build a modern PC. Get support for 13th and 12th-generation Intel processors with a 16+...

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    Original price $348.99 - Original price $348.99
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  • Original price $331.99 - Original price $331.99
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    $331.99
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    Office Star Products - Exec Bonded Lthr Office Chair - Black

    Office Star Products

    Bonded leather seat and back with built in lumbar supportSupport to your lower backPneumatic seat height adjustment. Locking tilt control with adju...

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    Original price $331.99 - Original price $331.99
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    $331.99
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  • Original price $320.99 - Original price $320.99
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    Office Star Products - Exec Bonded Lthr Office Chair - Charcoal / Titanium

    Office Star Products

    Bonded leather seat and back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control...

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    Original price $320.99 - Original price $320.99
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    $320.99
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  • Original price $254.99 - Original price $254.99
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    Office Star Products - Exec Bonded Lthr Office Chair - Taupe / Cocoa

    Office Star Products

    Bonded leather seat and back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control...

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    Original price $254.99 - Original price $254.99
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    $254.99
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  • Original price $352.99 - Original price $352.99
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    Office Star Products - High Back Antimicrobial Fabric Chair - Dillon Blue

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $352.99 - Original price $352.99
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    $352.99
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    Current price $352.99
  • Original price $464.99 - Original price $464.99
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    Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Steel

    Office Star Products

    Antimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...

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    Original price $464.99 - Original price $464.99
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  • Original price $306.99 - Original price $306.99
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    Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Snow

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $306.99 - Original price $306.99
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    $306.99
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  • Original price $258.99 - Original price $258.99
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    $258.99
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    Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Steel

    Office Star Products

    Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

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    Original price $258.99 - Original price $258.99
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    $258.99
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  • Original price $227.99 - Original price $227.99
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    Office Star Products - Mid Back Managers Office Chair - Black

    Office Star Products

    Faux Leather seat and back with built-in lumber supportSupport to your lower backOne-touch pneumatic seat height adjustment. Locking tilt control w...

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    Original price $227.99 - Original price $227.99
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    $227.99
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  • Original price $128.99 - Original price $128.99
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    Current price $128.99

    Office Star Products - Single Monitor Arm with USB - Black

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $128.99 - Original price $128.99
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    $128.99
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  • Original price $129.99 - Original price $129.99
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    Office Star Products - Single Monitor Arm with USB - Silver

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $129.99 - Original price $129.99
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  • Original price $134.99 - Original price $134.99
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    Office Star Products - Single Monitor Arm with USB - White

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $202.99 - Original price $202.99
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    Office Star Products - Work Smart 5-Piece Folding Set - Light Gray

    Office Star Products

    5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...

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    Original price $202.99 - Original price $202.99
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  • Original price $692.99 - Original price $692.99
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    OKAI - Ceetle Pro Electric Scooter with Foldable Seat w/35 Miles Operating Range 15.5mph Max Speed - White

    OKAI

    Top Speed/Electric Motor Power350-watt motor with 28N.m of torque enables speeds of up to 25km/h (16mph) and 20 grade hill climbsTires10-inch tubel...

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    Original price $692.99 - Original price $692.99
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  • Original price $483.99 - Original price $483.99
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    OKAI - Neon Lite Foldable Electric Scooter w/ 18.6 Miles Max Operating Range 15.5 mph Max Speed - White

    OKAI

    Innovative folding technologyFolds up in one click with patented technology.Lighting features for safety and styleMultiple lighting outputs indicat...

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    Original price $483.99 - Original price $483.99
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  • Original price $560.99 - Original price $560.99
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    OKAI - Neon Lite Foldable Electric Scooter w/18.6 Miles Max Operating Range 15.5 mph Max Speed - Black

    OKAI

    Innovative folding technologyFolds up in one click with patented technology.Lighting features for safety and styleMultiple lighting outputs indicat...

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    Original price $560.99 - Original price $560.99
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    $560.99
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  • Original price $1,034.99 - Original price $1,034.99
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    OKAI - Neon Ultra ES40 Dual-Suspension Electric Scooter w/ 43.5 Miles Max Operating Range 24 mph Max Speed - Black

    OKAI

    43.5 mile rangeUp to 43.5 miles range on a single chargeGet to your destination fastReach up to 24 mph top speed (38km/h)Smooth rides in any terrai...

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    Original price $1,034.99 - Original price $1,034.99
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  • Original price $77.99 - Original price $77.99
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    OKAI - Stride Rear Bike Rack - Black

    OKAI

    Material6061-series aluminum construction with durable black finish and wood panelCompatibilityOKAI EB40 seriesPayload capacityUp to 55 lbsEasy ins...

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    Original price $77.99 - Original price $77.99
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  • Original price $321.99 - Original price $321.99
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    OKAI Zippy ES51 Lightweight Foldable Electric Scooter W/10.8-Miles Max-Speed Range 15Mph Max Speed - Gray

    OKAI

    Lightweight constructionBuilt with portability in mind weighing in at just over 29 lbsConvenient folding mechanismEasily folds and latches in one c...

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    Original price $321.99 - Original price $321.99
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  • Original price $248.99 - Original price $248.99
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    Current price $248.99

    OMEN by HP 24 - LED monitor - Full HD (1080p) - 24"

    HP

    FHD resolution1920 x 1080 Full HD resolution on this 23.8 inch diagonal monitor.165Hz refresh rateFor crisp action and responsive gameplay this fas...

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    Original price $248.99 - Original price $248.99
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    $248.99
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  • Original price $504.99 - Original price $504.99
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    OMEN by HP 34c - LED monitor - curved - 34" - HDR

    HP

    165Hz refresh rateFor crisp action and responsive gameplay this fast refresh rate practically removes all artifacting and motion blurringHDRExplore...

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    Original price $504.99 - Original price $504.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.