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  • Original price $193.99 - Original price $193.99
    Original price
    $193.99
    $193.99 - $193.99
    Current price $193.99

    Amazon - Kindle Paperwhite (16 GB) Our fastest Kindle ever with new 7" glare-free display and weeks of battery life - 2024 - Jade

    AMAZON

    Ready for travelThe ultra-thin design has a larger glare-free screen so pages stay sharp no matter where you are.Escape into your booksYour Kindle ...

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    Original price $193.99 - Original price $193.99
    Original price
    $193.99
    $193.99 - $193.99
    Current price $193.99
  • Original price $193.99 - Original price $193.99
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    Current price $193.99

    Amazon - Kindle Paperwhite (16 GB) Our fastest Kindle ever with new 7" glare-free display and weeks of battery life - 2024 - Raspberry

    AMAZON

    Ready for travelThe ultra-thin design has a larger glare-free screen so pages stay sharp no matter where you are.Escape into your booksYour Kindle ...

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    Original price $193.99 - Original price $193.99
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    $193.99
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    Current price $193.99
  • Original price $226.99 - Original price $226.99
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    Current price $226.99

    Amazon - Kindle Paperwhite Kids (16 GB) larger 7" glare-free display Kids read an average of 1+ hour per day with Kindle - 2024 - Starfish

    AMAZON

    Our fastest thinnest Kindle Paperwhite Kids everReady set read on the next-generation 7 Paperwhite display with higher contrast ratio and 25 faster...

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    Original price $226.99 - Original price $226.99
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    $226.99
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    Current price $226.99
  • Original price $238.99 - Original price $238.99
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    Current price $238.99

    Amazon - Kindle Paperwhite Signature Edition (32 GB) Our fastest Kindle with wireless charging and weeks of battery life - 2024 - Metallic Black

    AMAZON

    Upgrade your reading experienceThe Signature Edition features an auto-adjusting front light wireless charging and 32 GB storage.Ready for travelThe...

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    Original price $238.99 - Original price $238.99
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    Current price $238.99
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    Amazon - Kindle Paperwhite Signature Edition (32 GB) Our fastest Kindle with wireless charging and weeks of battery life - 2024 - Metallic Jade

    AMAZON

    Upgrade your reading experienceThe Signature Edition features an auto-adjusting front light wireless charging and 32 GB storage.Ready for travelThe...

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    Original price $238.99 - Original price $238.99
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    $238.99
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    Current price $238.99
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    Amazon - Kindle Paperwhite Signature Edition (32 GB) Our fastest Kindle with wireless charging and weeks of battery life - 2024 - Metallic Raspberry

    AMAZON

    Upgrade your reading experienceThe Signature Edition features an auto-adjusting front light wireless charging and 32 GB storage.Ready for travelThe...

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    Original price $238.99 - Original price $238.99
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    $238.99
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  • Original price $379.99 - Original price $379.99
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    Amazon - Kindle Scribe Digital Notebook- 16 GB with Basic Pen - 2022 - Gray

    AMAZON

    The only Kindle that includes a digital notebookRead and write down thoughts in books or a separate notebook.Create Kindle notebookswrite down thou...

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    Original price $379.99 - Original price $379.99
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  • Original price $75.99 - Original price $75.99
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    Amazon - Kindle Scribe Fabric Folio Cover with Magnetic Attach (for Kindle Scribe) - Black

    AMAZON

    Magnetic connectionDevice magnetically attaches to a slim folio rather than snapping into a plastic back like a traditional Kindle cover.Sleek desi...

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    Original price $75.99 - Original price $75.99
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  • Original price $105.99 - Original price $105.99
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    Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White

    AMAZON

    Smart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...

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    Original price $105.99 - Original price $105.99
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  • Original price $72.99 - Original price $72.99
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    Amazon Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa

    AMAZON

    Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Customizable...

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    Original price $72.99 - Original price $72.99
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    Amazon Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Black

    AMAZON

    Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Customizable...

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    Original price $72.99 - Original price $72.99
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  • Original price $162.99 - Original price $162.99
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    AMD - Ryzen 5 4500 3.6 GHz Six-Core AM4 Processor - Black

    AMD

    Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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    Original price $162.99 - Original price $162.99
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  • Original price $355.99 - Original price $355.99
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    AMD - Ryzen 5 5600X 4th Gen 6-core 12-threads Unlocked Desktop Processor With Wraith Stealth Cooler

    AMD

    Boost ClockUp to 4.6GHz Max Boost ClockCores6 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache35 MB GameCache for game performancePCI Express...

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    Original price $355.99 - Original price $355.99
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  • Original price $210.99 - Original price $210.99
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    AMD - Ryzen 7 5700 8-core - 16-thread 3.7 GHz (4.6 GHz Max Boost) Socket AM4 Unlocked Desktop Processor - Silver

    AMD

    Large CachesAMD Ryzen 5000 Series desktop processors feature large cache sizes for intense gaming and large data sets.AMD 5000 Series ChipsetsReady...

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    Original price $210.99 - Original price $210.99
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  • Original price $498.99 - Original price $498.99
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    AMD - Ryzen 7 5800X 4th Gen 8-core 16-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.7GHz Max Boost ClockCores8 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache36 MB GameCache for game performancePCI Express...

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    Original price $498.99 - Original price $498.99
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  • Original price $456.99 - Original price $456.99
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    $456.99
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    AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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    Original price $456.99 - Original price $456.99
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  • Original price $373.99 - Original price $373.99
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    $373.99
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    Current price $373.99

    AMD - Ryzen 7 8700G 8-core - 16-thread - 4.2 GHz (5.1 GHz Max Boost) Socket AM5 Unlocked Desktop Processor

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Energy EfficiencyThe AMD Ryzen 8000 Series with the 5nm "Zen 4...

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    Original price $373.99 - Original price $373.99
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    $373.99
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    Current price $373.99
  • Original price $373.99 - Original price $373.99
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    Current price $373.99

    AMD - Ryzen 7 8700G 8-core - 16-thread - 4.2 GHz (5.1 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Energy EfficiencyThe AMD Ryzen 8000 Series with the 5nm "Zen 4...

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    Original price $373.99 - Original price $373.99
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    $373.99
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  • Original price $637.99 - Original price $637.99
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    $637.99
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    Current price $637.99

    AMD - Ryzen 9 5900X 4th Gen 12-core 24-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.8GHz Max Boost ClockCores12 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame CacheMassive 70 MB GameCache for higher game perfor...

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    Original price $637.99 - Original price $637.99
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    $637.99
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  • Original price $933.99 - Original price $933.99
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    AMD - Ryzen 9 5950X 4th Gen 16-core 32-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.9GHz Max Boost ClockCores16 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame CacheMassive 72 MB GameCache for higher game perfor...

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    Original price $933.99 - Original price $933.99
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  • Original price $789.99 - Original price $789.99
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    AMD - Ryzen 9 7950X 16-core - 32-Thread 4.5GHz (5.7 GHz Max Boost) Socket AM5 Desktop Processor - Silver

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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    Original price $789.99 - Original price $789.99
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  • Original price $373.99 - Original price $373.99
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    AMD Ryzen 7 8700G / 4.2 GHz processor - Box

    AMD

    AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Energy EfficiencyThe AMD Ryzen 8000 Series with the 5nm "Zen 4...

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    Original price $373.99 - Original price $373.99
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  • Original price $764.99 - Original price $764.99
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    AnkerMake - M5 Speedy 3D Printer - Gray

    Anker

    80 Percent Faster PrintsGet prints fast with PowerBoost. A powerful stepper motor double-belt driveshaft and stabilized motion algorithm work toget...

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    Original price $764.99 - Original price $764.99
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  • Original price $342.99 - Original price $342.99
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    $342.99
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    AnkerMake - M5C-B 3D Printer - Gray

    AnkerMake

    Play in One ClickEasy Multi-Device Control 500 mm/s High-Speed Printing 35 mm Extrusion Flow 0.12 mm Print PrecisionEasy Multi-Device ControlConn...

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    Original price $342.99 - Original price $342.99
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  • Original price $244.99 - Original price $244.99
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    Current price $244.99

    Anova - Precision Cooker 3.0

    Anova

    What is sous videSous vide (pronounced sue-veed) is a cooking technique that utilizes highly precise temperature control in a circulating bath of w...

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    Original price $244.99 - Original price $244.99
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  • Original price $156.99 - Original price $156.99
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    Anova - Precision Cooker 3.0 - Black

    Anova

    What is sous videSous vide (pronounced sue-veed) is a cooking technique that utilizes highly precise temperature control in a circulating bath of w...

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    Original price $156.99 - Original price $156.99
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    $156.99
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  • Original price $146.99 - Original price $146.99
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    Anova - Precision Cooker Nano 3.0

    Anova

    What is sous videSous vide (pronounced sue-veed) is a cooking technique that utilizes highly precise temperature control in a circulating bath of w...

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    Original price $146.99 - Original price $146.99
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    $146.99
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  • Original price $131.99 - Original price $131.99
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    $131.99
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    Anova - Precision Cooker Nano 3.0 - Black

    Anova

    What is sous videSous vide (pronounced sue-veed) is a cooking technique that utilizes highly precise temperature control in a circulating bath of w...

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    Original price $131.99 - Original price $131.99
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    $131.99
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  • Original price $79.99 - Original price $79.99
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    $79.99
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    Anova - Precision Vacuum Sealer - Black

    Anova

    Works with any bag sizeCooking for one or a house full of guests The Anova Precision vacuum sealer can handle any bag length.Compact formDesigned t...

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    Original price $79.99 - Original price $79.99
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    $79.99
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  • Original price $127.99 - Original price $127.99
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    Anova - Precision Vacuum Sealer Pro - Black

    Anova

    Marinade FriendlySwitch modes to wet-function to activate a low pressure suction and reliable double sealer enabling you to seal even the juiciest ...

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    Original price $127.99 - Original price $127.99
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    $127.99
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  • Original price $139.99 - Original price $139.99
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    AOC - 16T15 15.6" IPS Portable Monitor FHD 1920x1080 60Hz 5Ms USB-CCarry Case / Stand - Black

    AOC

    A larger second screenAdd a flexible 15.6'' second screen to your setup for better entertainment and next level productivity. Easily binge-watch yo...

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    Original price $139.99 - Original price $139.99
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    $139.99
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  • Original price $195.99 - Original price $195.99
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    AOC - 24G4 23.8" IPS Gaming Monitor FHD (1920x1080) 180Hz 1ms Freesync HDR10 - Black/Silver/Red

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    Original price $195.99 - Original price $195.99
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    $195.99
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  • Original price $215.99 - Original price $215.99
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    AOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 180Hz 0.5ms Freesync HDR10 - Black

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    Original price $215.99 - Original price $215.99
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    $215.99
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  • Original price $279.99 - Original price $279.99
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    AOC - CQ32G4VE 31.5" VA Curved Gaming Monitor QHD (2560x1440) 180Hz 0.5ms Freesync HDR10 - Black

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    Original price $279.99 - Original price $279.99
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    $279.99
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    Current price $279.99
  • Original price $371.99 - Original price $371.99
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    AOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR 400 - Black/Silver/Red

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    Original price $371.99 - Original price $371.99
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    $371.99
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    Current price $371.99
  • Original price $429.99 - Original price $429.99
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    $429.99
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    Current price $429.99

    AOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR400 - Black/Red

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    Original price $429.99 - Original price $429.99
    Original price
    $429.99
    $429.99 - $429.99
    Current price $429.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.