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  • Original price $657.99 - Original price $657.99
    Original price
    $657.99
    $657.99 - $657.99
    Current price $657.99

    Sauder - Dixon City 2-Drawer Lateral File Cabinet - Brushed Oak

    Sauder

    Construction MaterialsEngineered woodCollectionDixon CityDesign StyleModern FarmhouseFinishDixon CityAssemblyMinimal assembly required. Save time ...

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    Original price $657.99 - Original price $657.99
    Original price
    $657.99
    $657.99 - $657.99
    Current price $657.99
  • Original price $894.99 - Original price $894.99
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    $894.99
    $894.99 - $894.99
    Current price $894.99

    Sauder - Dixon City 3-Drawer Mobile File Cabinet i - Brushed Oak

    Sauder

    Construction MaterialsEngineered woodCollectionDixon CityDesign StyleModern FarmhouseFinishDixon CityAssemblyMinimal assembly required. Save time ...

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    Original price $894.99 - Original price $894.99
    Original price
    $894.99
    $894.99 - $894.99
    Current price $894.99
  • Original price $848.99 - Original price $848.99
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    $848.99
    $848.99 - $848.99
    Current price $848.99

    Sauder - Dixon City Office Storage File Credenza - Brushed Oak

    Sauder

    Construction MaterialsEngineered woodCollectionDixon CityDesign StyleModern FarmhouseFinishDixon CityAssemblyMinimal assembly required. Save time ...

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    Original price $848.99 - Original price $848.99
    Original price
    $848.99
    $848.99 - $848.99
    Current price $848.99
  • Original price $474.99 - Original price $474.99
    Original price
    $474.99
    $474.99 - $474.99
    Current price $474.99

    Sauder - East Rock Accent Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable ShelvesMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly RequiredSave time by addin...

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    Original price $474.99 - Original price $474.99
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    $474.99
    $474.99 - $474.99
    Current price $474.99
  • Original price $683.99 - Original price $683.99
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    $683.99
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    Current price $683.99

    Sauder - East Rock L-Desk Ao A2 - Ashen Oak

    Sauder

    Spacious work surface for laptop notepads lamp etc.Small drawer features metal runners and safety stops.Lower drawer with full extension slides hol...

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    Original price $683.99 - Original price $683.99
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    $683.99
    $683.99 - $683.99
    Current price $683.99
  • Original price $448.99 - Original price $448.99
    Original price
    $448.99
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    Current price $448.99

    Sauder - East Rock Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable Shelves and 1 Fixed shelfMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly Required...

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    Original price $448.99 - Original price $448.99
    Original price
    $448.99
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    Current price $448.99
  • Original price $384.99 - Original price $384.99
    Original price
    $384.99
    $384.99 - $384.99
    Current price $384.99

    Sauder - East Rock Writing Desk Ao - Ashen Oak

    Sauder

    Spacious work surface for laptop writing pad lamp etc.Small drawer features metal runners and safety stops.Open shelf for additional storage of lap...

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    Original price $384.99 - Original price $384.99
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    $384.99
    $384.99 - $384.99
    Current price $384.99
  • Original price $588.99 - Original price $588.99
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    Current price $588.99

    Sauder - Harper Heights L-Desk - SGS Laminate White

    Sauder

    Spacious work surface for laptop notepads lamp etc.Safety-tempered glass top surface.Both drawers feature full extensions slides for easy access.Lo...

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    Original price $588.99 - Original price $588.99
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    $588.99
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    Current price $588.99
  • Original price $231.99 - Original price $231.99
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    $231.99
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    Current price $231.99

    Sauder - Harvey Park Console Table - Black

    Sauder

    Design StyleMid-century ModernDrawers0Fixed Shelves8Unit Compartments6AssemblyMinimal assembly required. Save time by adding a Furniture Assembly ...

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    Original price $231.99 - Original price $231.99
    Original price
    $231.99
    $231.99 - $231.99
    Current price $231.99
  • Original price $577.99 - Original price $577.99
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    $577.99
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    Current price $577.99

    Sauder - Harvey Park Credenza for TVs up to 70" - Glacier Oak

    Sauder

    Construction materialsWood and particleboard construction with an oak finish. Provides a durable yet stylish look.Compatibility TV sizeHolds your f...

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    Original price $577.99 - Original price $577.99
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    $577.99
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    Current price $577.99
  • Original price $649.99 - Original price $649.99
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    $649.99
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    Current price $649.99

    Sauder - Harvey Park Queen Metal Platform Bed Frame with Headboard - Black

    Sauder

    Construction materialsmetal platform bed frame with headboardSizeAccomadates Queen Size MattressBed Style / DesignPlatrorm Bed with HeadboardDecor ...

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    Original price $649.99 - Original price $649.99
    Original price
    $649.99
    $649.99 - $649.99
    Current price $649.99
  • Original price $376.99 - Original price $376.99
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    $376.99
    $376.99 - $376.99
    Current price $376.99

    Sauder - Harvey Park Twin Metal Platrorm Bed w/ Headboard - Black

    Sauder

    Construction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleMid-century ModernAssemblySave time ...

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    Original price $376.99 - Original price $376.99
    Original price
    $376.99
    $376.99 - $376.99
    Current price $376.99
  • Original price $376.99 - Original price $376.99
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    $376.99
    $376.99 - $376.99
    Current price $376.99

    Sauder - Harvey Park Twin Metal Platrorm Bed w/ Headboard - White

    Sauder

    Construction MaterialMetalBed Size / Mattress SizeAccomodates a Twin Size MattressBed StylePlatformDesign StyleMid-century ModernAssemblySave time ...

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    Original price $376.99 - Original price $376.99
    Original price
    $376.99
    $376.99 - $376.99
    Current price $376.99
  • Original price $488.99 - Original price $488.99
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    $488.99
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    Current price $488.99

    Sauder - Hudson Court Lateral File Cabinet with Shelf - Pearl Oak

    Sauder

    Construction MaterialsEngineered woodCollectionHudson CourtDesign StyleContemporaryFinishHudson CourtAssemblyMinimal assembly required. Save time ...

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    Original price $488.99 - Original price $488.99
    Original price
    $488.99
    $488.99 - $488.99
    Current price $488.99
  • Original price $734.99 - Original price $734.99
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    $734.99
    $734.99 - $734.99
    Current price $734.99

    Sauder - International Lux Shoe Cabinet - Sindoori Mango

    Sauder

    Number of Shelves/Drawers2 Fixed ShelvesMaterialsEngineered Wood Metal and GlassDesign StyleContemporary Mid-century ModernAssembly RequiredSave ti...

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    Original price $734.99 - Original price $734.99
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    $734.99
    $734.99 - $734.99
    Current price $734.99
  • Original price $741.99 - Original price $741.99
    Original price
    $741.99
    $741.99 - $741.99
    Current price $741.99

    Sauder - Iron City L Desk Checked Oak - SGS Mixed Mat Checked Oak

    Sauder

    Durable 1" thick top for computer folders planner and more.Two drawers; lower drawer with full extension slides holds letter-size hanging files.Cub...

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    Original price $741.99 - Original price $741.99
    Original price
    $741.99
    $741.99 - $741.99
    Current price $741.99
  • Original price $656.99 - Original price $656.99
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    $656.99
    $656.99 - $656.99
    Current price $656.99

    Sauder - Larkin 2-Door 3-Drawer Ledge Dresser - Glacier Oak

    Sauder

    Number of Shelves Drawers5Construction Materials/FinishConstructed using engineered wood metal. Finished in Glacier Oak.Design StyleCountry Tran...

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    Original price $656.99 - Original price $656.99
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    $656.99
    $656.99 - $656.99
    Current price $656.99
  • Original price $622.99 - Original price $622.99
    Original price
    $622.99
    $622.99 - $622.99
    Current price $622.99

    Sauder - Larkin Ledge 1-Drawer Lateral File Cabinet - Glacier Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionLarkin LedgeDesign StyleCountry TransitionalFinishLarkin LedgeAssemblyMinimal assembly require...

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    Original price $622.99 - Original price $622.99
    Original price
    $622.99
    $622.99 - $622.99
    Current price $622.99
  • Original price $442.99 - Original price $442.99
    Original price
    $442.99
    $442.99 - $442.99
    Current price $442.99

    Sauder - Larkin Ledge Storage Coffee Table Go - Glacier Oak

    Sauder

    STORAGELarge storage drawer features metal runners and safety stops.SHELVINGOpen storage on opposite side includes an adjustable shelf.DESIGNTop fe...

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    Original price $442.99 - Original price $442.99
    Original price
    $442.99
    $442.99 - $442.99
    Current price $442.99
  • Original price $587.99 - Original price $587.99
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    $587.99
    $587.99 - $587.99
    Current price $587.99

    Sauder - Larkin Ledge TV Credenza for TV's up to 65" - Glacier Oak

    Sauder

    Construction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 70 lbs. or lessDesign StyleCountry Transit...

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    Original price $587.99 - Original price $587.99
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    $587.99
    $587.99 - $587.99
    Current price $587.99
  • Original price $592.99 - Original price $592.99
    Original price
    $592.99
    $592.99 - $592.99
    Current price $592.99

    Sauder - Market Commons 2-Drawer Lateral File Cabinet - Prime Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionMarket CommonsDesign StyleBistro IndustrialFinishMarket CommonsAssemblyMinimal assembly requir...

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    Original price $592.99 - Original price $592.99
    Original price
    $592.99
    $592.99 - $592.99
    Current price $592.99
  • Original price $575.99 - Original price $575.99
    Original price
    $575.99
    $575.99 - $575.99
    Current price $575.99

    Sauder - Market Commons 2-Drawer Lateral File Drawer - Rich Walnut

    Sauder

    Construction MaterialsEngineered wood MetalCollectionMarket CommonsDesign StyleBistro IndustrialFinishMarket CommonsAssemblyMinimal assembly requir...

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    Original price $575.99 - Original price $575.99
    Original price
    $575.99
    $575.99 - $575.99
    Current price $575.99
  • Original price $481.99 - Original price $481.99
    Original price
    $481.99
    $481.99 - $481.99
    Current price $481.99

    Sauder - Market Commons Desk Rw - SGS Rich Walnut

    Sauder

    Cubbyhole storage holds laptop office supplies etc.Adjustable shelf behind door accommodates items of various heights.Finished on all sides for ver...

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    Original price $481.99 - Original price $481.99
    Original price
    $481.99
    $481.99 - $481.99
    Current price $481.99
  • Original price $312.99 - Original price $312.99
    Original price
    $312.99
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    Current price $312.99

    Sauder - Market Commons Lift Top Coffee Table 3a - Prime Oak

    Sauder

    SURFACETop lifts up and forward to create versatile work surface.CONSTRUCTIONTop features strong and lightweight 1" panel construction.STORAGEHidde...

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    Original price $312.99 - Original price $312.99
    Original price
    $312.99
    $312.99 - $312.99
    Current price $312.99
  • Original price $738.99 - Original price $738.99
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    $738.99
    $738.99 - $738.99
    Current price $738.99

    Sauder - Nova Loft Metal Frame Desk w/ File Drawer Shelf - Kiln Acacia

    Sauder

    Construction MaterialsManufactured Wood and Metal Frame Construction with a kiln Acacia Laminate FinishShelves and StorageFile Drawer ShefDesig...

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    Original price $738.99 - Original price $738.99
    Original price
    $738.99
    $738.99 - $738.99
    Current price $738.99
  • Original price $916.99 - Original price $916.99
    Original price
    $916.99
    $916.99 - $916.99
    Current price $916.99

    Sauder - Palladia Computer Desk - White/Black

    Sauder

    Construction materialsWood and particle board with paper laminate surfaceShelves and storageDesign styleTraditionalStorage compartments7 drawersAs...

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    Original price $916.99 - Original price $916.99
    Original price
    $916.99
    $916.99 - $916.99
    Current price $916.99
  • Original price $553.99 - Original price $553.99
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    $553.99
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    Current price $553.99

    Sauder - Palladia Corner Credenza for TVs up to 60" - Glacier Oak

    Sauder

    Construction materialsWood and particleboard construction with an oak finish. Provides a durable yet stylish look.Compatibility TV sizeHolds your f...

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    Original price $553.99 - Original price $553.99
    Original price
    $553.99
    $553.99 - $553.99
    Current price $553.99
  • Original price $908.99 - Original price $908.99
    Original price
    $908.99
    $908.99 - $908.99
    Current price $908.99

    Sauder - Porto Palma Desk With Credenza A2 - SGS Laminate Haze Acacia

    Sauder

    Durable 1" thick top holds laptop lamp and more.Can be configured as an L-desk with credenza on left or right.Desk and credenza can function as two...

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    Original price $908.99 - Original price $908.99
    Original price
    $908.99
    $908.99 - $908.99
    Current price $908.99
  • Original price $507.99 - Original price $507.99
    Original price
    $507.99
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    Current price $507.99

    Sauder - River Ranch 6 Drawer Dresser - Grand Walnut

    Sauder

    Construction MaterialsEngineered WoodNumber of Drawers0Design StyleBohemian TransitionalFinishGrand WalnutAssemblyMinimal assembly required. Save ...

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    Original price $507.99 - Original price $507.99
    Original price
    $507.99
    $507.99 - $507.99
    Current price $507.99
  • Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99

    Sauder - River Ranch Bookcase Full Queen Headboard - Sindoori Mango

    Sauder

    Construction materials/FinishEngineered wood with a Laminate Sindoori Mango finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinish...

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    Original price $163.99 - Original price $163.99
    Original price
    $163.99
    $163.99 - $163.99
    Current price $163.99
  • Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99

    Sauder - River Ranch Bookcase Full Queen Headboard - Soft White

    Sauder

    Construction materials/FinishEngineered wood with a Laminate Soft White finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishSoft...

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    Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99
  • Original price $507.99 - Original price $507.99
    Original price
    $507.99
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    Current price $507.99

    Sauder - River Ranch Night Stand Dresser

    Sauder

    Construction MaterialsEngineered WoodNumber of Drawers6Design StyleCountry Shabby Chic TransitionalFinishWhite PlankAssemblyMinimal assembly requir...

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    Original price $507.99 - Original price $507.99
    Original price
    $507.99
    $507.99 - $507.99
    Current price $507.99
  • Original price $121.99 - Original price $121.99
    Original price
    $121.99
    $121.99 - $121.99
    Current price $121.99

    Sauder - River Ranch Night Stand Dresser - Chalked Chestnut

    Sauder

    Construction MaterialsEngineered WoodNumber of Drawers1Design StyleCountry Shabby Chic TransitionalFinishChalked ChestnutAssemblyMinimal assembly r...

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    Original price $121.99 - Original price $121.99
    Original price
    $121.99
    $121.99 - $121.99
    Current price $121.99
  • Original price $184.99 - Original price $184.99
    Original price
    $184.99
    $184.99 - $184.99
    Current price $184.99

    Sauder - River Ranch Rustic Bookcase Full /Queen Headboard - White Plank

    Sauder

    Construction materials/FinishEngineered wood with a Laminate White Plank finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishWhit...

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    Original price $184.99 - Original price $184.99
    Original price
    $184.99
    $184.99 - $184.99
    Current price $184.99
  • Original price $587.99 - Original price $587.99
    Original price
    $587.99
    $587.99 - $587.99
    Current price $587.99

    Sauder - Station House 2-Drawer Lateral File Cabinet - Etched Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionStation HouseDesign StyleCountry Industrial Modern FarmhouseFinishStation HouseAssemblyMinimal...

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    Original price $587.99 - Original price $587.99
    Original price
    $587.99
    $587.99 - $587.99
    Current price $587.99
  • Original price $446.99 - Original price $446.99
    Original price
    $446.99
    $446.99 - $446.99
    Current price $446.99

    Sauder - Summit Station L-Shaped Desk - Gray

    Sauder

    Construction materialsWood and particle board with paper laminate surfaceShelves and storage1 shelfDesign styleTransitionalStorage compartments1 d...

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    Original price $446.99 - Original price $446.99
    Original price
    $446.99
    $446.99 - $446.99
    Current price $446.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.