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  • Original price $533.99 - Original price $533.99
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    Current price $533.99

    Sauder - Tiffin Line TV Credenza for TV's up to 65" - Raven Oak

    Sauder

    Construction MaterialsWood with Laminate FinishCompatibility TV SizeAccommodates up to a 65" TV weighing 95 lbs. or lessDesign StyleCoastal Cottage...

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    Original price $533.99 - Original price $533.99
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    Current price $533.99
  • Original price $479.99 - Original price $479.99
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    Sauder - Tremont Row 2-Drawer Lateral File Cabinet - Mystic Oak

    Sauder

    Construction MaterialsEngineered wood MetalCollectionTremont RowDesign StyleBistro ContemporaryFinishTremont RowAssemblyMinimal assembly required. ...

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    Original price $479.99 - Original price $479.99
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  • Original price $536.99 - Original price $536.99
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    Sauder - Walter Heights 2-Drawer Lateral File Cabinet - Blade Walnut

    Sauder

    Construction MaterialsEngineered wood MetalCollectionWalter HeightsDesign StyleContemporaryFinishWalter HeightsAssemblyMinimal assembly required. ...

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    Original price $536.99 - Original price $536.99
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  • Original price $427.99 - Original price $427.99
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    Sauder - Walter Heights Lift Top Coffee Table Bwg - Blade Walnut

    Sauder

    SURFACETop lifts up and forward to create versatile surface for leisure or work.STORAGEHidden storage beneath top for extra organization.VERSATILIT...

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    Original price $427.99 - Original price $427.99
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  • Original price $248.99 - Original price $248.99
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    Sauder - Walter Heights Set of 2 - 3 Shelf Bookcase - Blade Walnut

    Sauder

    Construction MaterialsManufactured Wood with Laminate Finish Powder Coated MetalNumber of Shelves3-Shelf Bookcase Set of 2Design StyleContemporary...

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    Original price $248.99 - Original price $248.99
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  • Original price $361.99 - Original price $361.99
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    Sauder - Willow Place Bookcase Footboard with Storage Bins - Grand Walnut

    Sauder

    Construction MaterialsManufactured Wood with Laminate FinishNumber of Shelvesbookcase footboard; kids bookshelf; bookshelf footboard; cubby bookcas...

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    Original price $361.99 - Original price $361.99
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    $361.99
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  • Original price $751.99 - Original price $751.99
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    Sauder - Willow Place L-Desk Gw A2 - Grand Walnut

    Sauder

    Durable 1" thick top for sturdy display and storage.File drawer with full extension slides holds letter-size hanging files keeping you organized.Sm...

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    Original price $751.99 - Original price $751.99
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  • Original price $140.99 - Original price $140.99
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    Savage - LED Color Video Light

    Savage Universal

    LED color video lightUse it as a very bright onboard video light or switch to its RGB function.Up to 300 different colorsSavage offers a distinct c...

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    Original price $140.99 - Original price $140.99
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  • Original price $181.99 - Original price $181.99
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    Savage - LED Studio Light Kit

    Savage Universal

    500W maximum equivalent powerTwo 35W LEDs equivalent of two 250W incandescent bulbs allow you to capture clear well-lit images.Two 33" translucent ...

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    Original price $181.99 - Original price $181.99
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  • Original price $1,094.99 - Original price $1,094.99
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    Schwinn - 810 Treadmill - Black

    Schwinn

    Explore the WorldExplore the world and discover 50+ global routes that auto-adjust in real time to your speed (Explore the World subscription requi...

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    Original price $1,094.99 - Original price $1,094.99
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  • Original price $201.99 - Original price $201.99
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    Current price $201.99

    SCUF - ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

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    Original price $201.99 - Original price $201.99
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    SCUF - ENVISION PRO Wireless Gaming Controller for PC - White/Gray

    SCUF

    Four rear remappable paddlesKeep your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE in...

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    Original price $201.99 - Original price $201.99
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  • Original price $274.99 - Original price $274.99
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    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - Fracture

    Corsair

    Faster GameplayFeatures four embedded remappable paddles that can be configured up to 16 functions and new instant triggers that eliminate trigger ...

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    Original price $274.99 - Original price $274.99
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  • Original price $274.99 - Original price $274.99
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    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - Steel Gray

    SCUF

    Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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    Original price $274.99 - Original price $274.99
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    $274.99
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    Current price $274.99
  • Original price $274.99 - Original price $274.99
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    Current price $274.99

    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - White

    SCUF

    Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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    Original price $274.99 - Original price $274.99
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    $274.99
    $274.99 - $274.99
    Current price $274.99
  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    SCUF - NOMAD Wireless Mobile Gaming Controller for iPhone - Black

    SCUF

    Anti-Drift ThumbsticksOur Hall effect thumbsticks are more durable. These full-size thumbsticks have interchangeable tops (tall domed and concave) ...

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    Original price $125.99 - Original price $125.99
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    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    SCUF - NOMAD Wireless Mobile Gaming Controller for iPhone - White

    SCUF

    Anti-Drift ThumbsticksOur Hall effect thumbsticks are more durable. These full-size thumbsticks have interchangeable tops (tall domed and concave) ...

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    Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $201.99 - Original price $201.99
    Original price
    $201.99
    $201.99 - $201.99
    Current price $201.99

    SCUF ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

    View full details
    Original price $201.99 - Original price $201.99
    Original price
    $201.99
    $201.99 - $201.99
    Current price $201.99
  • Original price $234.99 - Original price $234.99
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    $234.99
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    Current price $234.99

    Seagate - 1TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

    Seagate

    Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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    Original price $234.99 - Original price $234.99
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    $234.99
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    Current price $234.99
  • Original price $394.99 - Original price $394.99
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    $394.99
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    Current price $394.99

    Seagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

    Seagate

    Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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    Original price $394.99 - Original price $394.99
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    $394.99
    $394.99 - $394.99
    Current price $394.99
  • Original price $118.99 - Original price $118.99
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    $118.99
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    Current price $118.99

    Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $118.99 - Original price $118.99
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    $118.99
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    Current price $118.99
  • Original price $155.99 - Original price $155.99
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    Seagate - Game Drive for Xbox 4TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    4TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $155.99 - Original price $155.99
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    $155.99
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    Current price $155.99
  • Original price $123.99 - Original price $123.99
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    $123.99
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    Seagate - Game Drive for Xbox 4TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Gray

    Seagate

    Build Your Game Vault4TB of capacity to build the ultimate Game Vault without sacrificing titlesXbox CertifiedCompatible with Xbox Series X Xbox Se...

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    Original price $123.99 - Original price $123.99
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    $123.99
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  • Original price $187.99 - Original price $187.99
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    $187.99
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    Current price $187.99

    Seagate - Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

    Seagate

    5TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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    Original price $187.99 - Original price $187.99
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    $187.99
    $187.99 - $187.99
    Current price $187.99
  • Original price $187.99 - Original price $187.99
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    Current price $187.99

    Seagate Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive with Green LED Bar - Black

    Seagate

    5TB storage capacityUp to 5TB of capacity lets you build the ultimate Game Vault without sacrificing titles.Xbox compatibilityCompatible with Xbox ...

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    Original price $187.99 - Original price $187.99
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    $187.99
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    Current price $187.99
  • Original price $113.99 - Original price $113.99
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    $113.99
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    Seagate Game Drive for Xbox STMJ2000400 - Starfield Special Edition - hard drive - 2 TB - USB 3.2 Gen 1

    Seagate

    2TB storage capacityUp to 2TB of capacity lets you backup all your content without sacrificing files.Officially licensedThis Starfield Special Edit...

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    Original price $113.99 - Original price $113.99
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    $113.99
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    Current price $113.99
  • Original price $92.99 - Original price $92.99
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    $92.99
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    Seal Shield Medical Grade - mouse - USB

    Seal Shield

    Optical technologyEnsures pinpoint accuracy on most surfaces.Scroll wheelOffers easy navigation.2-button designSimplifies control of your computer'...

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    Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99
  • Original price $276.99 - Original price $276.99
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    Segway - C2 Pro Kids Electric Scooter w/7.5 mi Max operating Range 12.4mph Max Speed - Black

    Segway

    Adjustable handlebarsNo need to worry about your kids growing up too fast. Thanks to the adjustable handlebar design the new C2 Pro can be used for...

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    Original price $276.99 - Original price $276.99
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    $276.99
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    Current price $276.99
  • Original price $398.99 - Original price $398.99
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    $398.99
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    Current price $398.99

    Segway - E2 Plus Electric Scooter w/ 15.5 mi Max Operating Range 15.5mph Max Speed - Black

    Segway

    Uncompromising designE2 Plus features an ultra-thin footboard with a low center of gravity while the front-flared cockpit provides additional space...

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    Original price $398.99 - Original price $398.99
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    $398.99
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    Current price $398.99
  • Original price $756.99 - Original price $756.99
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    Segway - G30Max Electric Kick Scooter Foldable Electric Scooter w/40.4 Max Operating Range 18.6 mph Max Speed - Black

    Segway

    Powerful Drivetrain and Extraordinary Climbing SlopeNinebot KickScooter MAX can climb slopes around 20 allowing it to go uphill easily. Rear-wheel ...

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    Original price $756.99 - Original price $756.99
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    Current price $756.99
  • Original price $2,413.99 - Original price $2,413.99
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    Current price $2,413.99

    Segway - Go Kart Pro 2 w/15.5 mi Max Operating Range 26.7 mph Max Speed - Gray

    Segway

    Speed and range detailsExperience acceleration like never before with the Segway Gokart Pro 2. With a top speed of 26.7 mph and a 15.5 miles range ...

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    Original price $2,413.99 - Original price $2,413.99
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    $2,413.99
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    Current price $2,413.99
  • Original price $138.99 - Original price $138.99
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    $138.99
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    Current price $138.99

    Segway - KickScooter Seat for G30 Max Max G30LP - Black

    Segway

    Officially Designed for G30 Max Max G30LPIt offers high quality comfort and safety that is in line with the G30 Max Max G30LP KickScooter. This s...

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    Original price $138.99 - Original price $138.99
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    $138.99
    $138.99 - $138.99
    Current price $138.99
  • Original price $137.99 - Original price $137.99
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    $137.99
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    Current price $137.99

    Segway - KickScooter Seat for Max G30P Max G30LP - Black

    Segway

    Officially Designed for Max G30P Max G30LPIt offers high quality comfort and safety that is in line with the Max G30P Max G30LP KickScooter. This...

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    Original price $137.99 - Original price $137.99
    Original price
    $137.99
    $137.99 - $137.99
    Current price $137.99
  • Original price $137.99 - Original price $137.99
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    $137.99
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    Current price $137.99

    Segway - KickScooter Seat for Max GP30 Max G30LP - Black

    Segway

    Officially Designed for Max GP30 Max G30LPIt offers high quality comfort and safety that is in line with the Max GP30 Max G30LP KickScooter.Folda...

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    Original price $137.99 - Original price $137.99
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    $137.99
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    Current price $137.99
  • Original price $933.99 - Original price $933.99
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    $933.99
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    Current price $933.99

    Segway - Max G2 Electric Kick Scooter Foldable w/ 43 Mile Range and 22 MPH Max Speed - Black

    Segway

    Comfortability stability confidenceMax G2's front rear suspension absorb road bumps. Self-sealing tires Traction Control System (TCS) ensure smoo...

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    Original price $933.99 - Original price $933.99
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    $933.99
    $933.99 - $933.99
    Current price $933.99
  • Original price $334.99 - Original price $334.99
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    $334.99
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    Current price $334.99

    Segway - Ninebot C2 Pro Kid Electric Scooter w/7.5 mi Max operating Range 12.4mph Max Speed - Black

    Segway

    Adjustable handlebarsNo need to worry about your kids growing up too fast. Thanks to the adjustable handlebar design the new C2 Pro can be used for...

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    Original price $334.99 - Original price $334.99
    Original price
    $334.99
    $334.99 - $334.99
    Current price $334.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.