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  • Original price $1,449.99 - Original price $1,449.99
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    Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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  • Original price $1,415.99 - Original price $1,415.99
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    Skytech Gaming - BLAZE 4 Gaming PC AMD Ryzen 7 7700X 16GB Memory NVIDIA RTX 4060 Ti 1TB NVMe SSD - Black

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,415.99 - Original price $1,415.99
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  • Original price $1,010.99 - Original price $1,010.99
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    Skytech Gaming - BLAZE 4 Mini Gaming PC Intel Core i5-14400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,010.99 - Original price $1,010.99
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  • Original price $1,656.99 - Original price $1,656.99
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    Skytech Gaming - KING95 Gaming PC - AMD Ryzen 7 7700 - 16GB Memory - NVIDIA 4070 Super - 1TB NVMe SSD - White

    Skytech Gaming

    Windows 11 Home 64-bitWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools so...

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    Original price $1,656.99 - Original price $1,656.99
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  • Original price $1,118.99 - Original price $1,118.99
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    Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,118.99 - Original price $1,118.99
    Original price
    $1,118.99
    $1,118.99 - $1,118.99
    Current price $1,118.99
  • Original price $1,449.99 - Original price $1,449.99
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    Current price $1,449.99

    Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 32GB Memory NVIDIA RTX 4060 Ti 1TB NVMe SSD - Black

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,449.99 - Original price $1,449.99
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  • Original price $766.99 - Original price $766.99
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    SLATE WOOD ADIRONDAC

    Flash Furniture

    SLATE WOOD ADIRONDACK CHAIR

    Original price $766.99 - Original price $766.99
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  • Original price $230.99 - Original price $230.99
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    SLIDING BARN DOOR HA

    Walker Edison

    SLIDING BARN DOOR HANGING WALL STORAGE

    Original price $230.99 - Original price $230.99
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  • Original price $187.99 - Original price $187.99
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    Smart Choice - 6' 3-Wire Range Cord - Gray

    Smart Choice

    Compatible with select rangesFor use with your existing setup.3-prong right-angle plugFor reliable power.Strain reliefProvides safe reliable use.6'...

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    Original price $187.99 - Original price $187.99
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    Smart Choice - 6' 30 Amp 3-Prong Dryer Cord Required for Hook-Up - Gray

    Smart Choice

    Premium 6' length provides access to hard-to-reach outletsOpen eyelet connectors provide fast simple and trouble-free installationRight-angle plug ...

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    Original price $186.99 - Original price $186.99
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  • Original price $53.99 - Original price $53.99
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    Smart Choice - 6' 50 Amp 4-Prong Range Cord - Black

    Smart Choice

    Right angle plug allows close placement against wallSafety clamp provides secure connection and protects power terminals against accidental damageI...

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    Original price $53.99 - Original price $53.99
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  • Original price $188.99 - Original price $188.99
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    Smart Choice - 6' Range Cord

    Smart Choice

    Our delivery personnel will determine whether a 3- or 4-prong cord is needed based on the outlet behind your existing range.Heavy-duty insulation j...

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    Original price $188.99 - Original price $188.99
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    Smart Choice - 6' Stainless-Steel Washing Machine Fill Hose (2-Pack) - Silver

    Smart Choice

    2-pack allows complete installation6' length allows various washer placementsBraided stainless-steel construction is much more durable than rubber ...

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    Original price $187.99 - Original price $187.99
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  • Original price $192.99 - Original price $192.99
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    Smart Choice - Dryer Gas Line Required for Hook-Up - Yellow

    Smart Choice

    Automatic shutoff valve stops gas flow during a leak to keep you safe.Leak detection solution and pipe thread sealant help you address potential le...

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    Original price $192.99 - Original price $192.99
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    $192.99
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    Current price $192.99

    Smart Choice - Range Gas Line

    Smart Choice

    Safety+PLUS automatic shut-off valve stops gas flow in a leak to keep you safe and helps protect your home in the event of a gas line rupture or di...

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    Original price $192.99 - Original price $192.99
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    $192.99
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    Current price $192.99
  • Original price $182.99 - Original price $182.99
    Original price
    $182.99
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    Smart Choice - Semi-Rigid Dryer Vent Kit Required for Hook-Up - Silver

    Smart Choice

    Custom fitted ends and clampsMake installation quick and easy using household tools.Enhances drying timeFor added convenience.Vent expands from 23"...

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    Original price $182.99 - Original price $182.99
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  • Original price $181.99 - Original price $181.99
    Original price
    $181.99
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    Current price $181.99

    Smart Choice - Stainless-Steel Refrigerator Waterline Kit Required for Hook-Up - Silver

    Smart Choice

    Compatible with most refrigeratorsFor a convenient waterline setup.Stainless-steel materialProvides flexibility and durability.Professional-grade c...

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    Original price $181.99 - Original price $181.99
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    $181.99
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    Current price $181.99
  • Original price $48.99 - Original price $48.99
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    $48.99
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    Smart Choice - Steam Dryer Installation Kit - Stainless-Steel

    Smart Choice

    Compatible with most steam dryersFor wide-ranging use.Braided stainless-steel constructionReduces the risk of kinks and punctures.6' fill hoseWith ...

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    Original price $48.99 - Original price $48.99
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  • Original price $49.99 - Original price $49.99
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    $49.99
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    Current price $49.99

    Smart Choice - Support Bracket for Most Air Conditioners Up to 80 lbs.

    Smart Choice

    Compatible with most air conditioners weighing up to 80 lbsFor wide-ranging use.All-weather constructionEnsures durability.Built in bubble levelFor...

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    Original price $49.99 - Original price $49.99
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    Current price $49.99
  • Original price $52.99 - Original price $52.99
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    Smart Choice - Universal 6' Deluxe Dishwasher Install Kit - Multi

    Smart Choice

    Compatible with dishwashersFor proper installation.6' lengthEnables flexible installation.Kit contains6' Braided Stainless Steel Waterline 6' 110V ...

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    Original price $52.99 - Original price $52.99
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  • Original price $81.99 - Original price $81.99
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    Current price $81.99

    Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Charcoal Gray

    Apple

    CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

    Original price $81.99 - Original price $81.99
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    Current price $81.99
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    Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Denim

    Apple

    CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

    Original price $81.99 - Original price $81.99
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    Current price $81.99
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    Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Light Violet

    Apple

    CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

    Original price $81.99 - Original price $81.99
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    Current price $81.99
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    Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Sage

    Apple

    CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

    Original price $81.99 - Original price $81.99
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    Current price $81.99
  • Original price $188.99 - Original price $188.99
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    Current price $188.99

    Snaptain - E20 foldable drone with remote - Gray

    Vantop

    2.7K QHD cameraE20 Built in adjustable 90 field of view wide angle allows you to both take pictures or record live video during flight for First Pe...

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    Original price $188.99 - Original price $188.99
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  • Original price $233.99 - Original price $233.99
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    Snaptain - E20 Foldable Drone with Remote Controller - Gray

    Vantop

    2.7K QHD cameraE20 Built in adjustable 90 field of view wide angle allows you to both take pictures or record live video during flight for First Pe...

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    Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99
  • Original price $173.99 - Original price $173.99
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    $173.99
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    Current price $173.99

    Snaptain - E20 FPV Drone with 2.7K Camera and Remote Controller - Gray

    Vantop

    2.7K QHD cameraThe built in adjustable 90 field of view wide angle allows you to both take pictures or record live video during flight for first pe...

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    Original price $173.99 - Original price $173.99
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    $173.99
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    Current price $173.99
  • Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99

    Snaptain - K30 Mini 720P HD Camera Drone with Colorful Lighting and Remote Controller - White

    Snaptain

    720P HD cameraThe K30 has a 720P high-definition camera that allows you to see real-time flight footage helping you capture beautiful moments durin...

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    Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99
  • Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99

    Snaptain - K30 Mini 720P HD Camera Drone with Colorful Lighting Remote Controller and Max Flight Time of 18 Minutes - White

    Snaptain

    The K30 is a fun children's drone based on a bionic design that combines beauty and protection with customizable and colorful lighting. The aircraf...

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    Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99
  • Original price $103.99 - Original price $103.99
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    Snaptain - S5C Elite 1080p Drone with Remote Controller - Black

    Snaptain

    Easy to useSnaptain S5C Elite drone has a beginner mode. Simply press one button it will take off land or return to your command. Smart voice cont...

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    Original price $103.99 - Original price $103.99
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    Current price $103.99
  • Original price $235.99 - Original price $235.99
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    Current price $235.99

    Snow Joe - 24-Volt iON+ 13-Inch Single Stage Cordless Snow Shovel with Ice Dozer (1 x 4Ah Battery and 1 x Charger) - blue

    Snow Joe

    IncludesSnow Joe 24V-SS13 24V iON+ 13-inch Cordless Snow Shovel a 24VBAT 24V iON+ 4.0 Ah Battery a 24VCHRG-AC iON+ AC ChargerBonus itemsIndoor/Out...

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    Original price $235.99 - Original price $235.99
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    Current price $235.99
  • Original price $69.99 - Original price $69.99
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    $69.99
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    Current price $69.99

    Solar Panel for Rexing H1 H1 Blackhawk H2 H3 H6 Trail Camera - Green

    Rexing

    Solar PoweredPower your trail cam 365 days a year without having to remove batteries by absorbing sunlight through the solar panel and built-in 6V ...

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    Original price $69.99 - Original price $69.99
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    $69.99
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    Current price $69.99
  • Original price $345.99 - Original price $345.99
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    Current price $345.99

    Solo Stove - Bonfire + Stand Shelter 2.0 Bundle - Stainless Steel

    Solo Stove

    Stand includedThis allows you to use the fire pit on heat sensative surfaces like green grass or a wooden deck.Shelter is made of PVC-coated polyes...

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    Original price $345.99 - Original price $345.99
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    Current price $345.99
  • Original price $105.99 - Original price $105.99
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    Current price $105.99

    Solo Stove - Mesa Firepit - Blue

    Solo Stove

    Dual fuelMade to run on more Mesa’s capabilities go beyond just one fuel source. With signature 360 airflow Mesa’s flames will burn ultra-hot wheth...

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    Original price $105.99 - Original price $105.99
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    $105.99
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    Current price $105.99
  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    Solo Stove - Mesa XL Firepit - Bronze Metallic

    Solo Stove

    Dual fuelMade to run on more Mesa’s capabilities go beyond just one fuel source. With signature 360 airflow Mesa’s flames will burn ultra-hot wheth...

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    Original price $125.99 - Original price $125.99
    Original price
    $125.99
    $125.99 - $125.99
    Current price $125.99
  • Original price $982.99 - Original price $982.99
    Original price
    $982.99
    $982.99 - $982.99
    Current price $982.99

    Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - Black

    Sonos Inc

    Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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    Original price $982.99 - Original price $982.99
    Original price
    $982.99
    $982.99 - $982.99
    Current price $982.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.