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  • Original price $350.99 - Original price $350.99
    Original price
    $350.99
    $350.99 - $350.99
    Current price $350.99

    Apple - HomePod (2nd Generation) Smart Speaker with Siri - White

    Apple

    Premium immersive high-fidelity audioPowerful high-excursion woofer delivers deep rich bassFive beamforming tweeters for clear detailed highsAdvanc...

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    Original price $350.99 - Original price $350.99
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    $350.99
    $350.99 - $350.99
    Current price $350.99
  • Original price $131.99 - Original price $131.99
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    $131.99
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    Current price $131.99

    Apple - HomePod mini - Blue

    Apple

    Fills the entire room with rich 360-degree audioSiri is your do-it-all intelligent assistant helping with everyday tasksEasily control your smart h...

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    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $131.99 - Original price $131.99
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    $131.99
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    Current price $131.99

    Apple - HomePod mini - Midnight

    Apple

    Surprising sound for its sizeFive colors to brighten up any spaceCreate a stereo pair with two HomePod mini speakers for more immersive listening4U...

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    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $131.99 - Original price $131.99
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    $131.99
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    Current price $131.99

    Apple - HomePod mini - Midnight - Midnight

    Apple

    Surprising sound for its sizeFive colors to brighten up any spaceCreate a stereo pair with two HomePod mini speakers for more immersive listening4U...

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    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $131.99 - Original price $131.99
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    $131.99
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    Current price $131.99

    Apple - HomePod mini - Orange

    Apple

    Fills the entire room with rich 360-degree audioSiri is your do-it-all intelligent assistant helping with everyday tasksEasily control your smart h...

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    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99

    Apple - HomePod mini - White

    Apple

    Fills the entire room with rich 360-degree audioSiri is your do-it-all intelligent assistant helping with everyday tasksEasily control your smart h...

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    Original price $131.99 - Original price $131.99
    Original price
    $131.99
    $131.99 - $131.99
    Current price $131.99
  • Original price $1,482.99 - Original price $1,482.99
    Original price
    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99

    Apple - iMac 24" All-in-One - M3 chip - 8GB Memory - 256GB (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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    Original price $1,482.99 - Original price $1,482.99
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    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99
  • Original price $1,482.99 - Original price $1,482.99
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    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99

    Apple - iMac 24" All-In-One - M3 chip - 8GB Memory - 256GB - Silver

    Apple

    SUPERCHARGED BY M3—Get more done faster with a next-generation chip from Apple. From creating presentations to gaming you’ll fly through work and p...

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    Original price $1,482.99 - Original price $1,482.99
    Original price
    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99
  • Original price $751.99 - Original price $751.99
    Original price
    $751.99
    $751.99 - $751.99
    Current price $751.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $751.99 - Original price $751.99
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    $751.99
    $751.99 - $751.99
    Current price $751.99
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    $751.99
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    Current price $751.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $751.99 - Original price $751.99
    Original price
    $751.99
    $751.99 - $751.99
    Current price $751.99
  • Original price $751.99 - Original price $751.99
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    $751.99
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    Current price $751.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $751.99 - Original price $751.99
    Original price
    $751.99
    $751.99 - $751.99
    Current price $751.99
  • Original price $865.99 - Original price $865.99
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    $865.99
    $865.99 - $865.99
    Current price $865.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Blue (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $865.99 - Original price $865.99
    Original price
    $865.99
    $865.99 - $865.99
    Current price $865.99
  • Original price $865.99 - Original price $865.99
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    $865.99
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    Current price $865.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Purple (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $865.99 - Original price $865.99
    Original price
    $865.99
    $865.99 - $865.99
    Current price $865.99
  • Original price $865.99 - Original price $865.99
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    $865.99
    $865.99 - $865.99
    Current price $865.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $865.99 - Original price $865.99
    Original price
    $865.99
    $865.99 - $865.99
    Current price $865.99
  • Original price $865.99 - Original price $865.99
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    $865.99
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    Current price $865.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Starlight (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $865.99 - Original price $865.99
    Original price
    $865.99
    $865.99 - $865.99
    Current price $865.99
  • Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99
  • Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99
  • Original price $581.99 - Original price $581.99
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    $581.99
    $581.99 - $581.99
    Current price $581.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99
  • Original price $581.99 - Original price $581.99
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    $581.99
    $581.99 - $581.99
    Current price $581.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $581.99 - Original price $581.99
    Original price
    $581.99
    $581.99 - $581.99
    Current price $581.99
  • Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Blue

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99
  • Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Purple

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99
  • Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99
  • Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Starlight

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $694.99 - Original price $694.99
    Original price
    $694.99
    $694.99 - $694.99
    Current price $694.99
  • Original price $921.99 - Original price $921.99
    Original price
    $921.99
    $921.99 - $921.99
    Current price $921.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 512GB - Blue

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $921.99 - Original price $921.99
    Original price
    $921.99
    $921.99 - $921.99
    Current price $921.99
  • Original price $921.99 - Original price $921.99
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    $921.99
    $921.99 - $921.99
    Current price $921.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 512GB - Purple

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $921.99 - Original price $921.99
    Original price
    $921.99
    $921.99 - $921.99
    Current price $921.99
  • Original price $921.99 - Original price $921.99
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    $921.99
    $921.99 - $921.99
    Current price $921.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 512GB - Space Gray

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $921.99 - Original price $921.99
    Original price
    $921.99
    $921.99 - $921.99
    Current price $921.99
  • Original price $921.99 - Original price $921.99
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    $921.99
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    Current price $921.99

    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 512GB - Starlight

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $921.99 - Original price $921.99
    Original price
    $921.99
    $921.99 - $921.99
    Current price $921.99
  • Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99

    Apple - loop for smart watch - 45 mm

    Apple

    Made from a durable microtwill the FineWoven material has a soft suedelike feel. It was also designed with the earth in mind—made from 68 post-cons...

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    Original price $127.99 - Original price $127.99
    Original price
    $127.99
    $127.99 - $127.99
    Current price $127.99
  • Original price $668.99 - Original price $668.99
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    $668.99
    $668.99 - $668.99
    Current price $668.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $668.99 - Original price $668.99
    Original price
    $668.99
    $668.99 - $668.99
    Current price $668.99
  • Original price $691.99 - Original price $691.99
    Original price
    $691.99
    $691.99 - $691.99
    Current price $691.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $691.99 - Original price $691.99
    Original price
    $691.99
    $691.99 - $691.99
    Current price $691.99
  • Original price $886.99 - Original price $886.99
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    $886.99
    $886.99 - $886.99
    Current price $886.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $886.99 - Original price $886.99
    Original price
    $886.99
    $886.99 - $886.99
    Current price $886.99
  • Original price $917.99 - Original price $917.99
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    $917.99
    $917.99 - $917.99
    Current price $917.99

    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 512GB SSD - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Original price $917.99 - Original price $917.99
    Original price
    $917.99
    $917.99 - $917.99
    Current price $917.99
  • Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99

    Apple - Mac mini Desktop - M2 Pro Chip - 16GB Memory - 512GB SSD (Latest Model) - Silver

    Apple

    M2 Pro chip for exceptional speed and performance10-core CPU packs up to 1.9x faster performance for editing massive images16-core GPU with up to 2...

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    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
    $1,432.99 - $1,432.99
    Current price $1,432.99
  • Original price $1,482.99 - Original price $1,482.99
    Original price
    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99

    Apple - Mac mini Desktop - M2 Pro Chip - 16GB Memory - 512GB SSD - Silver

    Apple

    M2 Pro chip for exceptional speed and performance10-core CPU packs up to 1.9x faster performance for editing massive images16-core GPU with up to 2...

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    Original price $1,482.99 - Original price $1,482.99
    Original price
    $1,482.99
    $1,482.99 - $1,482.99
    Current price $1,482.99
  • Original price $1,143.99 - Original price $1,143.99
    Original price
    $1,143.99
    $1,143.99 - $1,143.99
    Current price $1,143.99

    Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Midnight

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,143.99 - Original price $1,143.99
    Original price
    $1,143.99
    $1,143.99 - $1,143.99
    Current price $1,143.99
  • Original price $1,143.99 - Original price $1,143.99
    Original price
    $1,143.99
    $1,143.99 - $1,143.99
    Current price $1,143.99

    Apple - MacBook Air 13-inch Apple M2 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

    View full details
    Original price $1,143.99 - Original price $1,143.99
    Original price
    $1,143.99
    $1,143.99 - $1,143.99
    Current price $1,143.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.