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  • Original price $422.99 - Original price $422.99
    Original price
    $422.99
    $422.99 - $422.99
    Current price $422.99

    20" Commercial Microwave

    Summit Appliance

    Commercially approved microwave with stainless steel exterior and interior

    Original price $422.99 - Original price $422.99
    Original price
    $422.99
    $422.99 - $422.99
    Current price $422.99
  • Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99

    20V 5" PRUNING SAW

    Worx

    20V 5" PRUNING SAW

    Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99
  • Original price $124.99 - Original price $124.99
    Original price
    $124.99
    $124.99 - $124.99
    Current price $124.99

    20V PRO 4.0AH LITHIU

    Worx

    20V PRO 4.0AH LITHIUM BATTERY

    Original price $124.99 - Original price $124.99
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    $124.99
    $124.99 - $124.99
    Current price $124.99
  • Original price $763.99 - Original price $763.99
    Original price
    $763.99
    $763.99 - $763.99
    Current price $763.99

    22" Wide Top Mount Refrigerator-Freezer

    Summit Appliance

    8.8 cu.ft. frost-free refrigerator-freezer in white

    Original price $763.99 - Original price $763.99
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    $763.99
    $763.99 - $763.99
    Current price $763.99
  • Original price $344.99 - Original price $344.99
    Original price
    $344.99
    $344.99 - $344.99
    Current price $344.99

    24 VOLT 5-PIECE COM

    Greenworks

    24 VOLT 5-PIECE COMBO KIT

    Original price $344.99 - Original price $344.99
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    $344.99
    $344.99 - $344.99
    Current price $344.99
  • Original price $142.99 - Original price $142.99
    Original price
    $142.99
    $142.99 - $142.99
    Current price $142.99

    24" 1080p Gaming Monitor24 1080p 180Hz 0.5ms Gaming Monitor with AMD FreeSync1920x1080 Resolution.

    ViewSonic

    24" 1080p Gaming Monitor24 1080p 180Hz 0.5ms Gaming Monitor with AMD FreeSync1920x1080 Resolution.

    Original price $142.99 - Original price $142.99
    Original price
    $142.99
    $142.99 - $142.99
    Current price $142.99
  • Original price $1,278.99 - Original price $1,278.99
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    $1,278.99
    $1,278.99 - $1,278.99
    Current price $1,278.99

    24" Wide Built-In All-Refrigerator ADA Compliant

    Summit Appliance

    Built-in undercounter ADA compliant all-refrigerator with stainless steel door black cabinet door storage lock and digital controls

    Original price $1,278.99 - Original price $1,278.99
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    $1,278.99
    $1,278.99 - $1,278.99
    Current price $1,278.99
  • Original price $2,585.99 - Original price $2,585.99
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    $2,585.99
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    Current price $2,585.99

    24" Wide Built-In Kegerator ADA Compliant

    Summit Appliance

    Built-in undercounter ADA height commercially listed dual tap beer dispenser with stainless steel wrapped door and black cabinet

    Original price $2,585.99 - Original price $2,585.99
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    $2,585.99
    $2,585.99 - $2,585.99
    Current price $2,585.99
  • Original price $153.99 - Original price $153.99
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    $153.99
    $153.99 - $153.99
    Current price $153.99

    24-V INFLATOR (1) 2

    Greenworks

    24-V INFLATOR (1) 2 AH USB BATTERY

    Original price $153.99 - Original price $153.99
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    $153.99
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    Current price $153.99
  • Original price $164.99 - Original price $164.99
    Original price
    $164.99
    $164.99 - $164.99
    Current price $164.99

    24V 1/2" IMPACT WREN

    Greenworks

    24V 1/2" IMPACT WRENCHCHARGERBATTERY

    Original price $164.99 - Original price $164.99
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    $164.99
    $164.99 - $164.99
    Current price $164.99
  • Original price $164.99 - Original price $164.99
    Original price
    $164.99
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    Current price $164.99

    24V BLUETOOTH SPEAKE

    Greenworks

    24V BLUETOOTH SPEAKER - WITH BATTERY

    Original price $164.99 - Original price $164.99
    Original price
    $164.99
    $164.99 - $164.99
    Current price $164.99
  • Original price $246.99 - Original price $246.99
    Original price
    $246.99
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    Current price $246.99

    24V SPRAYER WITH BAT

    Greenworks

    24V SPRAYER WITH BATTERY CHARGER

    Original price $246.99 - Original price $246.99
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    $246.99
    $246.99 - $246.99
    Current price $246.99
  • Original price $302.99 - Original price $302.99
    Original price
    $302.99
    $302.99 - $302.99
    Current price $302.99

    24V STICK VACUUM BA

    Greenworks

    24V STICK VACUUM BASIC WALL CHARGER

    Original price $302.99 - Original price $302.99
    Original price
    $302.99
    $302.99 - $302.99
    Current price $302.99
  • Original price $302.99 - Original price $302.99
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    $302.99
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    Current price $302.99

    24V STICK VACUUM BAS

    Greenworks

    24V STICK VACUUM BASIC WALL CHARGER

    Original price $302.99 - Original price $302.99
    Original price
    $302.99
    $302.99 - $302.99
    Current price $302.99
  • Original price $211.99 - Original price $211.99
    Original price
    $211.99
    $211.99 - $211.99
    Current price $211.99

    27" Built-In Trim Kit for Select GE Microwaves - Stainless Steel

    General Electric

    Compatible with select GE microwavesIncluding models PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS for a precise fit....

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    Original price $211.99 - Original price $211.99
    Original price
    $211.99
    $211.99 - $211.99
    Current price $211.99
  • Original price $205.99 - Original price $205.99
    Original price
    $205.99
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    Current price $205.99

    27" ULTRAGEAR 1080P

    LG

    27" ULTRAGEAR 1080P MONITOR

    Original price $205.99 - Original price $205.99
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    $205.99
    $205.99 - $205.99
    Current price $205.99
  • Original price $401.99 - Original price $401.99
    Original price
    $401.99
    $401.99 - $401.99
    Current price $401.99

    27-IN SMART MONITOR

    LG

    27-IN SMART MONITOR

    Original price $401.99 - Original price $401.99
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    $401.99
    $401.99 - $401.99
    Current price $401.99
  • Original price $1,241.99 - Original price $1,241.99
    Original price
    $1,241.99
    $1,241.99 - $1,241.99
    Current price $1,241.99

    30" ELECTRIC RANGE W

    Frigidaire

    Consistent results with the EvenTemp Cooktop elementWith our EvenTemp cooktop technology heat is evenly distributed across the element's surface wh...

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    Original price $1,241.99 - Original price $1,241.99
    Original price
    $1,241.99
    $1,241.99 - $1,241.99
    Current price $1,241.99
  • Original price $585.99 - Original price $585.99
    Original price
    $585.99
    $585.99 - $585.99
    Current price $585.99

    31.5X55 BLACK PATIO

    Flash Furniture

    31.5X55 BLACK PATIO TABLE SET

    Original price $585.99 - Original price $585.99
    Original price
    $585.99
    $585.99 - $585.99
    Current price $585.99
  • Original price $596.99 - Original price $596.99
    Original price
    $596.99
    $596.99 - $596.99
    Current price $596.99

    32" QHD 165HZ IPS GA

    Samsung

    32" QHD 165HZ IPS GAMING

    Original price $596.99 - Original price $596.99
    Original price
    $596.99
    $596.99 - $596.99
    Current price $596.99
  • Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99

    40W BI-COLOR COB LED

    Sunpak

    40W BI-COLOR COB LED LIGHT

    Original price $98.99 - Original price $98.99
    Original price
    $98.99
    $98.99 - $98.99
    Current price $98.99
  • Original price $241.99 - Original price $241.99
    Original price
    $241.99
    $241.99 - $241.99
    Current price $241.99

    43" UHD (4K) 60HZ LE

    Insignia

    43" UHD (4K) 60HZ LED TV FIRE

    Original price $241.99 - Original price $241.99
    Original price
    $241.99
    $241.99 - $241.99
    Current price $241.99
  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    4W Solar Panel for Select Ring Security Cameras - Black

    Ring

    Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    4W Solar Panel for Select Ring Security Cameras - White

    Ring

    Withstands temperatures ranging from -5F to 120FDesigned for year-round use.Easy installationYou can set up everything in just a few minutes.Adjust...

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    Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $1,091.99 - Original price $1,091.99
    Original price
    $1,091.99
    $1,091.99 - $1,091.99
    Current price $1,091.99

    5000 ANSI Lm Projector5000 ANSI Lumens 1080p Laser Installation Projector.

    ViewSonic

    5000 ANSI Lm Projector5000 ANSI Lumens 1080p Laser Installation Projector.

    Original price $1,091.99 - Original price $1,091.99
    Original price
    $1,091.99
    $1,091.99 - $1,091.99
    Current price $1,091.99
  • Original price $586.99 - Original price $586.99
    Original price
    $586.99
    $586.99 - $586.99
    Current price $586.99

    55" 4K UHD 60Hz55 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    LG

    55" 4K UHD 60Hz55 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    Original price $586.99 - Original price $586.99
    Original price
    $586.99
    $586.99 - $586.99
    Current price $586.99
  • Original price $470.99 - Original price $470.99
    Original price
    $470.99
    $470.99 - $470.99
    Current price $470.99

    55" UHD 4K 60HZ LED

    Insignia

    55" UHD 4K 60HZ LED TV FIRE F30 SERIES

    Original price $470.99 - Original price $470.99
    Original price
    $470.99
    $470.99 - $470.99
    Current price $470.99
  • Original price $276.99 - Original price $276.99
    Original price
    $276.99
    $276.99 - $276.99
    Current price $276.99

    60" WRITING DESK

    OSP Home Furnishings

    60" WRITING DESK

    Original price $276.99 - Original price $276.99
    Original price
    $276.99
    $276.99 - $276.99
    Current price $276.99
  • Original price $566.99 - Original price $566.99
    Original price
    $566.99
    $566.99 - $566.99
    Current price $566.99

    65" 4K UHD 60Hz65 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    LG Electronics

    65" 4K UHD 60Hz65 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    Original price $566.99 - Original price $566.99
    Original price
    $566.99
    $566.99 - $566.99
    Current price $566.99
  • Original price $673.99 - Original price $673.99
    Original price
    $673.99
    $673.99 - $673.99
    Current price $673.99

    8 CH/8 CAM 4K SWDVK-

    Swann

    Ultra-impressive 4KVideo in pro-quality Ultra HD to see everything that’s happening live or in playback mode plus you can zoom in close to see car ...

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    Original price $673.99 - Original price $673.99
    Original price
    $673.99
    $673.99 - $673.99
    Current price $673.99
  • Original price $71.99 - Original price $71.99
    Original price
    $71.99
    $71.99 - $71.99
    Current price $71.99

    8-CUP FOOD PROCESSOR

    Bella Pro Series

    8-CUP FOOD PROCESSOR - STAINLESS STEEL

    Original price $71.99 - Original price $71.99
    Original price
    $71.99
    $71.99 - $71.99
    Current price $71.99
  • Original price $243.99 - Original price $243.99
    Original price
    $243.99
    $243.99 - $243.99
    Current price $243.99

    80 QT. OUTDOOR COOLE

    Cuisinart

    80 QT. OUTDOOR COOLER CART

    Original price $243.99 - Original price $243.99
    Original price
    $243.99
    $243.99 - $243.99
    Current price $243.99
  • Original price $476.99 - Original price $476.99
    Original price
    $476.99
    $476.99 - $476.99
    Current price $476.99

    8000 BTU SMART INVER

    Profile

    8000 BTU SMART INVERTER WINDOW AC

    Original price $476.99 - Original price $476.99
    Original price
    $476.99
    $476.99 - $476.99
    Current price $476.99
  • Original price $265.99 - Original price $265.99
    Original price
    $265.99
    $265.99 - $265.99
    Current price $265.99

    80V SITTING WORK LIG

    Greenworks

    80V SITTING WORK LIGHT (TOOL-ONLY)

    Original price $265.99 - Original price $265.99
    Original price
    $265.99
    $265.99 - $265.99
    Current price $265.99
  • Original price $1,385.99 - Original price $1,385.99
    Original price
    $1,385.99
    $1,385.99 - $1,385.99
    Current price $1,385.99

    86" 4K UHD 60Hz86 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    LG Electronics

    86" 4K UHD 60Hz86 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    Original price $1,385.99 - Original price $1,385.99
    Original price
    $1,385.99
    $1,385.99 - $1,385.99
    Current price $1,385.99
  • Original price $2,794.99 - Original price $2,794.99
    Original price
    $2,794.99
    $2,794.99 - $2,794.99
    Current price $2,794.99

    86" QNED 4K UHD 120Hz86 4K UHD QNED 120Hz Native Dimming Pro a8 AI Processor Game Optimizer and Dashboard FreeSync VRR HGiG ALLM webOS 24 Magic Remote

    LG Electronics

    86" QNED 4K UHD 120Hz86 4K UHD QNED 120Hz Native Dimming Pro a8 AI Processor Game Optimizer and Dashboard FreeSync VRR HGiG ALLM webOS 24 Magic Remote

    Original price $2,794.99 - Original price $2,794.99
    Original price
    $2,794.99
    $2,794.99 - $2,794.99
    Current price $2,794.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.