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  • Original price $104.99 - Original price $104.99
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    Current price $104.99

    Apple - Smart Folio for iPad Air 11-inch (M2) - Charcoal Gray

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 11" 2024

    Original price $104.99 - Original price $104.99
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    Apple - Smart Folio for iPad Air 11-inch (M2) - Light Violet

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 11" 2024

    Original price $104.99 - Original price $104.99
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    Apple - Smart Folio for iPad Air 11-inch (M2) - Sage

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 11" 2024

    Original price $104.99 - Original price $104.99
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    $104.99
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  • Original price $127.99 - Original price $127.99
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    Current price $127.99

    Apple - Smart Folio for iPad Air 13-inch (M2) - Charcoal Gray

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99
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    Apple - Smart Folio for iPad Air 13-inch (M2) - Denim

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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    Apple - Smart Folio for iPad Air 13-inch (M2) - Light Violet

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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    Apple - Smart Folio for iPad Air 13-inch (M2) - Sage

    Apple

    Compatible iPad ModelsApple iPad Air (6th Generation) 13" 2024

    Original price $127.99 - Original price $127.99
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    Current price $127.99
  • Original price $127.99 - Original price $127.99
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    Apple - strap for smart watch - 49mm

    Apple

    For extra length an extension kit is sold separately enabling you to wear the Ocean Band even over your thickest wetsuit.

    Original price $127.99 - Original price $127.99
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  • Original price $2,566.99 - Original price $2,566.99
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    Apple - Studio Display - Nano-texture Glass Tilt and Height-Adjustable

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $2,566.99 - Original price $2,566.99
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  • Original price $1,808.99 - Original price $1,808.99
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    Apple - Studio Display - Standard Glass Tilt Adjustable

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $1,808.99 - Original price $1,808.99
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    Apple - Studio Display - Standard Glass Tilt Adjustable - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $1,808.99 - Original price $1,808.99
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    $1,808.99
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  • Original price $2,165.99 - Original price $2,165.99
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    $2,165.99
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    Apple - Studio Display - Standard Glass Tilt and Height-Adjustable - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $2,165.99 - Original price $2,165.99
    Original price
    $2,165.99
    $2,165.99 - $2,165.99
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  • Original price $1,721.99 - Original price $1,721.99
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    Apple - Studio Display - Standard Glass VESA Mount Adapter - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $1,721.99 - Original price $1,721.99
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  • Original price $189.99 - Original price $189.99
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    Apple - TV 4K 128GB (3rd generation)(Latest Model) - Wi-Fi + Ethernet - Black

    Apple

    4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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    Original price $189.99 - Original price $189.99
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    $189.99
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  • Original price $166.99 - Original price $166.99
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    Apple - TV 4K 64GB (3rd generation)(Latest Model) - Wi-Fi - Black

    Apple

    4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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    Original price $166.99 - Original price $166.99
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    $166.99
    $166.99 - $166.99
    Current price $166.99
  • Original price $95.99 - Original price $95.99
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    $95.99
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    Apple - USB Type-C Digital AV Multiport Adapter - White

    Apple

    This adapter allows you to mirror your Mac display to your HDMI enabled TV or display.3840 x 2160 at 60Hz oniPad Pro 11-inch iPad Pro 12.9-inch (3r...

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    Original price $95.99 - Original price $95.99
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    $95.99
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  • Original price $95.99 - Original price $95.99
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    Apple - USB-C VGA Multiport Adapter - White

    Apple

    Compatible with Apple MacBookVia the USB-C port.Mirror your MacBook display on your VGA-enabled TVFor viewing content in up to 1080p resolution.1st...

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    Original price $95.99 - Original price $95.99
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    $95.99
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  • Original price $1,146.99 - Original price $1,146.99
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    Apple 12.9-inch iPad Pro Wi-Fi - 4th generation - tablet - 256 GB - 12.9"

    Apple

    Apple 12.9-inch iPad Pro Wi-Fi - 4th generation - tablet - 256 GB - 12.9" IPS (2732 x 2048) - space gray - refurbished - GSRF

    Original price $1,146.99 - Original price $1,146.99
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  • Original price $616.99 - Original price $616.99
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    Apple AirPods Max 2nd generation - headphones with mic

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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    $616.99
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    Current price $616.99
  • Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99

    Apple AirPods Pro 2nd generation - true wireless earphones with mic

    Apple

    PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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    Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99
  • Original price $2,273.99 - Original price $2,273.99
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    $2,273.99
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    Current price $2,273.99

    Apple Mac Studio - USFF - M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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    $2,273.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Apple Mac Studio - USFF M2 Max - 32 GB - SSD 512 GB

    Apple

    M2 Max chip for exceptional performance12-core CPU packs up to 1.8x faster performance than 27-inch iMac to push the boundaries of your workflowUp ...

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    Original price $2,273.99 - Original price $2,273.99
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    $2,273.99
    $2,273.99 - $2,273.99
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  • Original price $1,336.99 - Original price $1,336.99
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    Apple MacBook Air - 15.3" - Apple M2 - 8 GB RAM - 256 GB SSD - US

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $1,336.99 - Original price $1,336.99
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    $1,336.99
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  • Original price $106.99 - Original price $106.99
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    $106.99
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    Apple Pencil (USB-C) - White

    Apple

    Pairs and charges via USB-CAttaches magneticallyPixel-perfect precisionLow latencyTilt sensitivity

    Original price $106.99 - Original price $106.99
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    $106.99
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    Current price $106.99
  • Original price $106.99 - Original price $106.99
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    Apple Pencil - stylus for tablet - USB-C

    Apple

    Pairs and charges via USB-CAttaches magneticallyPixel-perfect precisionLow latencyTilt sensitivity

    Original price $106.99 - Original price $106.99
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    $106.99
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    Current price $106.99
  • Original price $165.99 - Original price $165.99
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    Apple Pencil Pro - White

    Apple

    ADVANCED TOOLS—Apple Pencil Pro gives you ultimate creative control. Use gestures like Squeeze and Barrel Roll to access tools change brushes and c...

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    Original price $165.99 - Original price $165.99
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  • Original price $95.99 - Original price $95.99
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    Apple Thunderbolt 4 Pro - Thunderbolt cable - 24 pin USB-C to 24 pin USB-C - 3.3 ft

    Apple

    Transfer data at up to 40Gb/sUSB 3.2 data transfer at up to 10Gb/sDisplayPort video output (HBR3)Connect to Thunderbolt (USB-C) and USB devices and...

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    Original price $95.99 - Original price $95.99
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  • Original price $466.99 - Original price $466.99
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    APPLE WATCH S9 41 MI

    Apple

    APPLE WATCH S9 41 MI AL MI SB SM GPS

    Original price $466.99 - Original price $466.99
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    $466.99
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    Current price $466.99
  • Original price $330.99 - Original price $330.99
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    $330.99
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    Current price $330.99

    Apple Watch SE (GPS) 44mm Starlight Aluminum Case with Starlight Sport Band - S/M - Starlight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. The Smart Stack and redes...

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    Original price $330.99 - Original price $330.99
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  • Original price $387.99 - Original price $387.99
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    $387.99
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    Apple Watch SE (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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    Original price $387.99 - Original price $387.99
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    $387.99
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  • Original price $353.99 - Original price $353.99
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    Apple Watch SE 2nd Generation (GPS + Cellular) 40mm Starlight Aluminum Case with Starlight Sport Band - M/L - Starlight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. The Smart Stack and redes...

    View full details
    Original price $353.99 - Original price $353.99
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    $353.99
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    Current price $353.99
  • Original price $308.99 - Original price $308.99
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    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Blue Cloud Sport Loop - One Size - Silver

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
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    $308.99
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    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Blue Cloud Sport Loop - One Size - Silver - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
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    $308.99
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    Current price $308.99
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    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Denim Sport Band - M/L - Silver

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
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    $308.99
    $308.99 - $308.99
    Current price $308.99
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    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Denim Sport Band - M/L - Silver - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
    Original price
    $308.99
    $308.99 - $308.99
    Current price $308.99
  • Original price $308.99 - Original price $308.99
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    $308.99
    $308.99 - $308.99
    Current price $308.99

    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Denim Sport Band - S/M - Silver

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
    Original price
    $308.99
    $308.99 - $308.99
    Current price $308.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.